
Coverage for life-threatening PED conditions##
Coverage for life-threatening PED conditions##
International travel insurance financially protects you against medical emergencies, lost passports, lost checked-in baggage, or unforeseen trip interruptions. Before starting your journey, there is an extensive list of things to be done, like applying for a passport and visa, booking tickets, packing your luggage and everything you need for a comfortable visit. With such meticulous planning, you would not expect things to go wrong. However, any travel opportunity could expose you to hidden risks such as falling sick and getting hospitalised, losing checked-in baggage, or facing a trip delay due to severe weather conditions.
At Care Health Insurance, you can choose a customised international travel health insurance that covers various medical and non-medical expenses incurred during your foreign trip.
International travel insurance by Care Health Insurance is customised with great features to meet your destination-specific travel needs.
Features | Coverage |
---|---|
Sum Insured | Flexible from $10k Upto $1000k |
Destinations Covered | US, Canada, UK, Asia, Australia, Thailand, Singapore, Canada, UAE, Schengen region countries and more |
Cashless Medical Treatment | Available across the globe through the vast cashless network |
New Age Benefits | Repatriation, Bail bond, Emergency evacuation, Hijack distress allowance, return of minor child coverage, etc. |
Claim Settlement | 24*7 Claim settlement on call |
Free Look Period | 15 days* |
Family Options | Family travel insurance is available on single-trip options |
* A free lookup period applies for policies bought for 365 days or more.
International travel insurance can come to your rescue when you face an unforeseen mishap during a foreign trip. There are multiple benefits to travelling with international travel insurance coverage. Let us discuss them in detail:
Saves Your Expenses Amidst Trip Cancellation
Sometimes, unforeseen emergencies may lead to trip cancellations. Here, travel insurance covers losses incurred due to non-refundable bookings, like hotel rooms and flights.
Doesn’t Leave You Alone in a Medical Emergency
Your international travel insurance will pay for your medical treatment if you get sick or hurt while travelling abroad.
Helps You Retrieve Your Lost Belongings
If you lose your belongings, such as your crucial documents, your travel insurance covers the expenses incurred while retrieving them, as per the terms and conditions.
Covers Losses During Trip Delays
If your trip gets delayed due to unforeseen circumstances and you miss a connecting flight, international trip insurance covers the extra costs.
Provides Coverage to the New-age Issues
International travel insurance covers your trip against mishaps. Whether it is sending your minor child back home or covering a student overseas for personal liability/ bail bond, etc.
There are multiple overseas travel insurance plans available in India. These plans cover medical emergencies, baggage loss, flight delays, and other travel-related risks. Specific plans cater to different needs, such as those studying abroad, frequent travellers, or those requiring particular visa requirements.
Designed for the solo adventurer, individual travel insurance provides coverage specifically for one person. It offers flexibility, allowing you to customise the coverage options to match your travel needs perfectly.
If you are planning a trip with your loved ones, family travel insurance is a convenient option that covers all eligible family members under a single policy. This not only simplifies the process of getting insurance but can also often lead to potential discounts compared to buying individual policies for everyone.
For young people embarking on the adventure of studying abroad, student travel insurance is an essential safeguard. It covers expenses related to study interruption, ensuring that if something unexpected happens that prevents you from continuing your coursework, you're not left without support. It is designed to protect your well-being and academic journey while you are away from home.
This foreign travel medical insurance plan is specifically designed for elderly travellers. It provides crucial coverage for pre-existing medical conditions and accounts for the higher medical risks that can sometimes come with age. The senior citizen travel insurance plan gives peace of mind.
If you plan to visit any of the Schengen countries (a group of 29 European Union nations), this insurance is mandatory. It is specifically designed to meet the strict coverage requirements set by these countries for visitors.
This type of foreign travel health insurance covers you for one specific journey from the time you depart your home country to the time you return. The single trip insurance plan is perfect if you only travel occasionally or plan a single, one-off trip.
If you're a frequent traveller who takes multiple trips within a year, annual multi-trip insurance shall cover all your trips throughout the year. Instead of buying a new policy for each journey, one policy covers all your trips making it convenient and often more cost-effective in the long run.
When you purchase international travel insurance from Care Health Insurance, you gain access to comprehensive coverage across multiple scenarios. However, certain exclusions apply that are not covered under the policy.
*Please refer to the policy T&C and prospectus to know about exclusions.
Any Indian citizen can opt for our travel insurance for international trips. The eligibility criteria include:
It takes a lot of time and consideration to buy overseas holiday insurance. Here are a few simple steps to help you in purchasing an international travel insurance policy before your travel:
Step 1
Visit the travel insurance quote page. Enter your travel destination and duration. Check the available sum insured and then click "Buy Now."
Step 2
Complete the KYC process and enter the details of the person buying the insurance for travelling abroad. When you're done, click "Next."
Step 3
Enter the information of the person being insured. If anyone has any existing medical conditions, mention them here.
Step 4
After filling in the details, make the payment. Your travel insurance policy documents will be immediately sent to your registered email and phone number.
Getting online overseas travel insurance is usually a straightforward process, especially with the option of purchasing online. The documents required for international trip medical insurance are primarily used to verify your identity, your travel plans, and any relevant medical history.
The first thing you want to experience after an unfortunate accident is a smooth claim settlement. With our quick and simple claim process, claiming is no longer a difficult task:
When buying international travel insurance, most people do not expect there would be a need to file a claim. However, accidents and unexpected events can happen, and any traveller could face issues. If you have good coverage, the insurance company’s claims team will handle the claim process for you. Here are the important documents you require to file an overseas foreign trip insurance claim:
The cost of international travel insurance depends on factors such as your age, where you are going, how long your trip is, and what kind of coverage you choose. Care Health Insurance offers an affordable, region-specific travel insurance plan for international trips, designed to cover medical and non-medical needs, without being too heavy on your wallet.
For example, a single traveller going from India to any Asian destination for a 7-day trip can get insurance coverage starting at just around Rs. 288*. This is based on a travel insurance plan with a coverage amount of $10,000 for a one-time 7-day visit.
Insured Member(s) | Age | Any Pre-existing Disease | Sum Insured | Policy Duration | Premium Amount (approx.) |
---|---|---|---|---|---|
1 | 24 years | No | $ 10,000 | 7 Days | ₹288~ |
*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.
Comparing international travel insurance policies online is important to ensure you get the best travel insurance for international travel for your needs at a reasonable price. Here’s a step-by-step guide on how to do that effectively:
Extending your international health coverage can give you peace of mind, if you're staying abroad longer than planned or need additional protection for unforeseen circumstances. Here is how you can extend your coverage:
Several countries mandate international travel insurance for entry or visa applications. Here is a list of countries that require an international travel insurance policy to visit the country:
Schengen Area (European Union & Associated Countries) | Dubai (United Arab Emirates) | Russia | Cuba |
Bali (Indonesia) | Thailand | Saudi Arabia | Argentina |
Sri Lanka | Japan | Turkey | Egypt |
Nepal | Kenya | Canada | Bhutan |
South Korea | Ecuador | Jordan | Iran |
Israel | Lebanon | Moldova | Rwanda |
Fiji | Seychelles | Aruba | Georgia |
Jamaica | Morocco | Myanmar | Romania |
Uruguay | - | - | - |
Note: This is not an exhaustive list; it is essential to check the specific requirements of the country you visit before your trip.
Indian passport holders can visit 58 countries without a visa or with a visa-on-arrival. Here is a list of Visa-Free / Visa-on-Arrival Countries for Indians:
Angola | Barbados | Bhutan | Bolivia | British Virgin Islands |
Burundi | Cambodia | Cape Verde Islands | Cook Islands | Djibouti |
Dominica | Dominican Republic | Ethiopia | Fiji | Grenada |
Guinea-Bissau | Haiti | Indonesia | Iran | Jamaica |
Jordan | Kazakhstan | Kenya | Kiribati | Laos |
Macao (SAR China) | Maldives | Mauritius | Myanmar | Nepal |
Niue Island | Palau Islands | Philippines | Qatar | Saint Kitts and Nevis |
Saint Lucia | Saint Vincent and the Grenadines | Samoa | Seychelles | Sierra Leone |
Thailand | Trinidad and Tobago | Vanuatu | Zimbabwe | - |
Travelling abroad is exciting, but it is always good to be prepared. Here are some key precautions you should take before you go:
When it comes to travelling abroad, opting for international travel insurance that cares to cover your entire overseas trip is crucial.
At Care Health Insurance, we ensure that you remain covered from day one of your trip until you return home. Some of the reasons to choose international travel insurance from us are as follows:
Dreaming of your next big international trip? Here are some of the world’s most exciting destinations, filled with iconic landmarks, vibrant culture, and unforgettable experiences:
Note: The per-day premium has been calculated for an individual aged 24 for a 90-day trip, with starting coverage available in that region.
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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.
^^Number of Travellers Served till Jan'25
**Number of Claim Amount Paid as of Apr'25
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.
##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $10,000) if disclosed during policy purchase.
1 In a medical emergency, the insurer reimburses the cost of return economy-class ticket for the most direct route for an immediate family member if the medical condition raises the necessity.
2 In case if an insured member encounters a life-threatening condition due to a pre-existing disease during the trip, then the policy offers coverage up to a specified limit given that the PED is informed at the time of policy purchase.