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International Travel Insurance

Travelling abroad involves risks like medical emergencies, cancellations, and lost belongings. International travel insurance lightens these hazards by covering hospitalisation, delays, and lost baggage, ensuring you aren't burdened by sudden costs in a foreign country.

International Travel Insurance offers

Pre-Existing Disease Coverage

Medical Evacuation

Adventure Sports Cover*

Cruise Coverage#

  • 45 LAKH+ Travellers Served^^
  • 184 Crore+ Claim Amount Paid**
  • 24*7 CLAIM AND CUSTOMER SUPPORT

Trusted by People

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Served 45 Lakh+ travellers

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  • Trip Duration

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Written by:
Anjali Sharma
Anjali Sharma
Anjali Sharma
Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

Reviewed by:
Rashmi Rai
Rashmi Rai
Rashmi Rai
Insurance Specialist

Rashmi is an insurance specialist with a passion for storytelling. As an insurance sector wordsmith, she brings out a unique perspective and seamlessly explains the mundane terminologies of insurance. Apart from talking about insurance, Rashmi is an avid reader who finds it fun to explore various health and travel topics and explain it to our audience through our platform.

 

What is International Travel Insurance?

Imagine falling sick or getting injured during an international trip and realising that medical treatment abroad can be extremely expensive. Even a short hospital visit overseas may cost several thousand dollars. International travel insurance helps protect you financially in such situations.

International travel insurance is a type of travel health insurance that covers medical emergencies, hospitalisation, emergency evacuation, trip cancellations, loss of checked-in baggage, and important documents like passports. With international medical insurance, travellers are protected against unexpected medical and travel-related expenses that can arise during an overseas journey.

Select from the Best International Travel Insurance Plans

  • ExploreTravel Insurance Plan for Cross-border Trips
  • Student ExploreTravel Insurance to Secure Your Study Trip Abroad
  • Student Explore-Health UnlimitedTravel Insurance With Unlimited Healthcare Coverage

Explore

  • Coverage for Pre-existing Diseases in Life-threatening Conditions
  • Trip Cancellation & Interruption Cover
  • Loss of Baggage Covered
  • Automatic Trip Extension in Medical Emergency
  • Cover Amount$10,000
  • Starting At₹16.23/day1

Student Explore

  • Medical coverage extended to the country of residence
  • Coverage for Study Interruption
  • Medical Evacuation
  • University Insolvency
  • Cover Amount$30,000
  • Starting At₹20.40/day2

Student Explore-Health Unlimited

  • Unlimited health coverage in the US & Canada
  • Coverage for adventure sports
  • Inpatient & outpatient hospitalisation
  • Acceptable across most universities in the US & Canada
  • Cover AmountUnlimited Health Coverage
  • Starting At₹319.63/day3

Why is International Travel Insurance Essential?

Medical treatment abroad can be significantly more expensive than in India. For example, a single day of hospitalisation in countries like the USA or Canada can cost ₹80,000 to over ₹2 lakh, compared to a few thousand rupees for similar care in India. This sharp cost difference makes travel insurance essential for anyone travelling overseas.

Here is why having international travel health insurance is not just helpful, but necessary:

High Medical Costs Outside India

Healthcare expenses abroad are among the biggest risks travellers face. Even minor illnesses or injuries can result in hefty medical bills, especially without international medical insurance. Travel insurance ensures you have financial protection for hospitalisation, doctor visits, and emergency medical care during your trip.

Unpredictable Travel Disruptions

Flight delays, missed connections, and trip cancellations can happen due to bad weather, technical issues, or emergencies. International travel insurance helps cover additional accommodation and travel expenses when plans don’t go as expected.

Risk of Losing Baggage

Losing checked-in baggage or a passport in a foreign country can be stressful and expensive. Travel insurance for international travel provides financial support to manage such situations without panic.

Mandatory Insurance for Certain Destinations

Some countries such as the Schengen region countries, require valid international travel insurance as part of visa or entry requirements. Having the right coverage helps avoid visa rejections.

What are the Features of International Travel Insurance?

International travel insurance by Care Health Insurance is customised with great features to meet your destination-specific travel needs.

Features Coverage
Sum Insured Flexible from $10k Up to $1000k
Destinations Covered US, Canada, UK, Asia, Australia, Thailand, Singapore, Canada, UAE, Schengen region countries and more
Cashless Medical Treatment Available across the globe through the vast cashless network
New Age Benefits Optional coverage for PED, Luggage Tracking, Repatriation of Mortal Remains, Emergency evacuation, Hijack distress allowance, return of minor child coverage, etc.
Claim Settlement 24*7 Claim settlement on call
Free Look Period 15 days*
Family Options Family travel insurance is available on single-trip options

*A free lookup period applies for policies bought for 365 days or more.

Key Benefits of Buying International Travel Insurance

International travel insurance coverage can come to your rescue when you face an unforeseen mishap during a foreign trip. Let us discuss them in detail:

Saves Your Expenses Amidst Trip Cancellation

Sometimes, unforeseen emergencies may lead to trip cancellations. Here, overseas travel and medical insurance covers losses incurred due to non-refundable bookings, like hotel rooms and flights.

Doesn’t Leave You Alone in a Medical Emergency

Your international travel insurance will pay for your medical treatment if you get sick or hurt while travelling abroad.

Offers Destination-specific Coverage

The travel medical insurance for international travel with worldwide coverage may be expensive for a single trip. Therefore, we offer destination-specific plans with the required coverage at an affordable premium.

Covers Losses During Trip Delays

If your trip gets delayed due to unforeseen circumstances and you miss a connecting flight, international trip insurance covers the extra costs.

Offers 24/7 Assistance

An unannounced emergency can strike anytime! Here, the claim team of one of the best travel insurance companies in India ensures 24/7 assistance to ensure you can reach out for help whenever you need.

Types of Overseas Travel Insurance Plans in India

There are multiple overseas travel insurance plans available in India. These plans cover medical emergencies, baggage loss, flight delays, and other travel-related risks. Specific plans cater to different needs, such as those studying abroad, frequent travellers, or those requiring particular visa requirements.

Individual Travel Insurance 01

Individual Travel Insurance

Designed for the solo adventurer, individual travel insurance provides coverage specifically for one person. It offers flexibility, allowing you to customise the coverage options to match your travel needs perfectly.

Family Travel insurance 02

Family Travel Insurance

If you are planning a trip with your loved ones, family travel insurance is a convenient option that covers all eligible family members under a single policy. This not only simplifies the process of getting insurance but can also often lead to potential discounts compared to buying individual policies for everyone.

Student Travel Insurance 03

Student Travel Insurance

For young people embarking on the adventure of studying abroad, student travel insurance is an essential safeguard. It covers expenses related to study interruption, ensuring that if something unexpected happens that prevents you from continuing your coursework, you're not left without support.

Senior Citizen Travel Insurance 04

Senior Citizen Travel Insurance

This foreign travel medical insurance plan is specifically designed for elderly travellers. It provides crucial coverage for pre-existing medical conditions and accounts for the higher medical risks that can sometimes come with age.

Schengen Travel Insurance 05

Schengen Travel Insurance

If you plan to visit any of the Schengen countries (a group of 29 European Union nations), this insurance is mandatory. The Schengen travel insurance is specifically designed to meet the strict coverage requirements set by these countries for visitors.

Single-trip 06

Single-trip Travel Insurance

This type of foreign travel health insurance covers you for one specific journey from the time you depart your home country to the time you return. The single-trip insurance plan is perfect if you only travel occasionally or plan a single, one-off trip.

Multi-Trip 07

Multi-Trip Travel Insurance

If you're a frequent traveller who takes multiple trips within a year, annual multi-trip insurance shall cover all your trips throughout the year. Instead of buying a new policy for each journey, one policy covers all your trips, making it convenient and often more cost-effective in the long run.

Pro Tip: Always disclose pre-existing diseases, while selecting a senior citizen travel insurance plan, as this might help you stay financially covered if a life-threatening condition arises during your trip.

What is Covered and Not Covered Under International Travel Insurance?

  • Inclusions
  • Exclusions

When you purchase international travel insurance from Care Health Insurance, you gain access to comprehensive coverage across multiple scenarios. Here’s what’s generally covered and not covered under the International travel insurance plan.

Hospitalisation Cover

Medical insurance for overseas trips covers hospitalisation-related expenses, including inpatient and outpatient care during a medical crisis.

Daily Allowance for Hospitalisation

In case of hospitalisation, the travel medical insurance shall reimburse the daily expenses for a specified amount per day, a maximum of up to five days per claim, in our international trip insurance.

Dental Expenses

The insured's injury-related dental expenses during the trip will be covered, up to a specified amount, in the medical insurance coverage for international travel.

Common Carrier Accidental Death

In the case of an unfortunate accidental death of the insured person on a common carrier/transport, the international health insurance shall provide a lump sum amount as compensation.

Pre-existing Disease Cover

Overseas trip insurance for international travel covers you for pre-existing disease in case of any life-threatening condition.

Medical Evacuation

In times of a medical emergency, the international travel insurance plan shall provide coverage and assistance for emergency evacuation to the nearest healthcare facility.

Trip Delays

In case of trip delays due to unforeseen reasons like an earthquake or severe weather conditions, the expenses will be covered, subject to the policy T&C.

Trip Cancellation or Interruption

As per the policy details, we will cover the related expenses if you face trip cancellations or interruptions due to unavoidable circumstances like natural calamity or terrorism.

Loss/Delay of Checked-in Baggage

The international flight insurance policy will protect you by reimbursing a fixed amount in case of lost or delayed checked-in luggage, per policy T&C.

Luggage Tracking

In case of delay of checked-in baggage, the international trip insurance shall provide the feature of seamless luggage tracking so that you are informed about the whereabouts of your luggage.

Loss of Passport

Losing travel documents can cause stress. Our travel insurance for an overseas trip will provide coverage up to a fixed amount on an aggregate basis for getting a new or duplicate passport.

Return of Minor Child

Our Overseas trip insurance will cover the reasonable expenses incurred during the return of the minor child to the home country in case of a medical emergency.

Automatic Trip Extension

You do not need to worry about your extended trip, as the best travel insurance for overseas travel provides automatic extensions for up to 7 consecutive days in case of an unforeseeable and undeniable emergency.

Non-Emergency Deferrable Care

Any treatment that could be reasonably delayed until the insured person’s return to the country of residence.

Cosmetic & Elective Procedures

Any beauty/ cosmetic treatment/ or reconstructive plastic surgery that was not medically necessary.

Advanced Robotic Technology

Medical treatment or surgery (invasive or non-invasive) using a robotic surgical system.

Self-Inflicted Harm Acts

Expenses due to the treatment related to self-inflicted injury or suicide.

Criminal & Legal Violations

Any personal liability arising out of a breach of law or any criminal liability.

High-Risk Activities

Treatment expenses incurred related to any hazardous activity, the influence of drugs/ or alcohol, or expenses incurred due to consequences of war/nuclear perils.

Civil Liability

Any liability arising from a false arrest, wrongful detention, wrongful eviction, defamation, or mental trauma and shock resulting from such situations.

*Please refer to the policy T&C and prospectus to know about exclusions.

Who Should Buy Our International Travel Insurance Plan?

Our international travel insurance plan is designed for Indian travellers who want reliable medical and travel protection while going abroad. Whether you are travelling for leisure, work, education, or visiting family, having international travel health insurance ensures you’re covered against unexpected medical expenses and travel-related disruptions overseas.

This plan is suitable for:

  1. Leisure travellers taking international holidays and sightseeing trips.
  2. Business travellers who frequently travel overseas for meetings or short assignments.
  3. Students studying abroad who need ongoing international medical insurance during their stay.
  4. Families travelling together, including children, under a single travel insurance plan.
  5. Senior citizens who require financial protection against medical emergencies abroad.

Who can Buy Our International Travel Insurance Plan?

Any Indian citizen can opt for our travel insurance for international trips. The eligibility criteria include:

  1. The minimum entry age is one day for a child and 18 years for an adult.
  2. The maximum entry age is 24 years for a child. There’s no upper age limit for an adult.
  3. The age of a proposer should be at least 18 years or above.
  4. All insured members with a valid Indian passport.

How to Buy International Travel Insurance Online?

Buying international travel insurance online is quick, convenient, and allows you to compare coverage, benefits, and costs before travelling abroad. It is best to buy international travel insurance as soon as your trip is planned or your visa is approved, so you remain protected against unexpected medical or travel-related issues even before departure.

Step 1

Visit the travel insurance quote page. Enter your travel destination, duration and other asked details. Check the available sum insured options, coverage and then click "Buy Now."

Step 2

Complete the KYC process and enter the details of the person buying the insurance for travelling abroad. When you're done, click "Next."

Step 3

Enter the information of the person being insured. If anyone has any existing medical conditions, mention them here.

Step 4

After filling in the details, make the payment. Your travel insurance policy documents will be immediately sent to your registered email and phone number.

Factors to Consider Before Buying an International Travel Insurance Policy

No two international trips are the same, and neither should your international travel insurance be. Whether you are flying for leisure, work, or study, these practical checkpoints help you pick an international travel health insurance plan that actually supports you when plans don’t go as expected.

  1. Where Are You Heading?: Medical costs abroad can be shockingly high, especially in countries like the USA, Canada, and Europe. Make sure your international medical insurance offers higher coverage for expensive destinations.
  2. How Long (and How Often) Are You Travelling?: Short getaway or multiple trips in a year? Choose between single-trip or multi-trip travel insurance based on your travel frequency.
  3. What If You Fall Sick Abroad?: Look for strong hospitalisation, emergency treatment, and evacuation benefits under your international travel medical insurance, because overseas healthcare can be unpredictable and costly.
  4. Any Pre-Existing Health Conditions?: If you have existing medical conditions, ensure your international health insurance India plan has additional benefits covering life-threatening emergencies upon prior disclosure.
  5. Adventure on the Itinerary?: Skiing, scuba diving, trekking, or biking? Confirm your international insurance policy includes adventure sports coverage before you pack your bags.
  6. Flights Delayed or Cancelled?: Travel disruptions are common. A good travel insurance policy for international travel should cover missed connections, delays, cancellations or even luggage tracking.
  7. What If Your Baggage or Passport Goes Missing?: Lost luggage or a passport can derail your trip. Choose overseas travel and medical insurance that covers such events.

How is International Travel Insurance Premium Calculated?

The cost of international travel insurance depends on factors such as your age, where you are going, how long your trip is, and what kind of coverage you choose. Care Health Insurance offers an affordable, region-specific travel insurance plan for international trips, designed to cover medical and non-medical needs, without being too heavy on your wallet.

For example, a single traveller going from India to an any Asian destination for a 7-day trip can get insurance coverage starting at just around Rs. 276~. This is based on a travel insurance plan with a coverage amount of $10,000 for a one-time 7-day visit.

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 24 years No $ 10,000 7 Days ₹276~

*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Document Required for Overseas Travel Insurance

Getting online overseas travel insurance is usually a straightforward process, especially with the option of purchasing online. The documents required for international trip medical insurance are primarily used to verify your identity, your travel plans, and any relevant medical history.

  1. Passport: This is the most important document for international travel. You are required to provide details like your passport number, issue date, and expiry date. Ensure your passport is valid for at least six months beyond your planned return date.
  2. Visa: Your visa is a special stamp in your passport that lets you enter another country. While some countries offer visas on arrival for Indians, most require you to apply in advance, which can take a few weeks.
  3. Identification and Other Mandatory Documents: Always carry your original ID proof (your passport usually works) and a few copies. Some countries might also ask for an international driving license, especially if you plan to drive. Also, be aware that some places require a health declaration or proof of vaccinations, so check these requirements based on your destination and airline.
  4. Flight Tickets and Accommodation Proof: Do not forget your flight tickets and hotel booking confirmations. These are often needed to get your visa and are required at immigration when you arrive.
  5. Foreign Currency: While digital payments are common, it is smart to carry some local currency for smaller purchases or places that do not accept cards. Exchange money in India to save time and potential fees abroad.
  6. International Travel Insurance: Travel insurance for travelling abroad is a must-have for international trips. It protects you financially from unexpected problems like medical emergencies, trip cancellations, or lost luggage. You can often buy foreign travel insurance online, customising it to fit your budget and needs.

How to File a Claim Under International Travel Insurance?

The first thing you want to experience after an unfortunate accident is a smooth claim settlement. At Care Health Insurance, we partner with UnitedHealth Group in the US and FALCK for the rest of the world to ensure a seamless cashless claim process. Our quick and simple reimbursement process ensures that filing a claim is no longer a difficult task.

  • Cashless
  • Reimbursement

Locate a Network Hospital & Intimate Us

Immediately inform us about the medical emergency through any of the following touchpoints:

If you are in the US or Canada: Call Us at: +1 844 301 3135 / +1 844 301 3146

From the rest of the world: Request a call back: +91 124 449 8760, Fax: +91 124 400 6674

Email ID: travelassistance@careinsurance.com

Inform us within 24 hours of emergency hospitalisation.

Get Admitted & Start Treatment

Provide your policy details and submit the pre-authorisation request at the hospital’s TPA desk.

Get Treated & Discharged

Receive treatment and get discharged while we settle the claim directly with the hospital.

Intimate the Claim

To file a reimbursement claim after returning to India, contact us at:

Toll-free Number: 1800-102-4488 Fax Number: 1800-100-5577

Email ID: travelassistance@careinsurance.com

Address: Care Health Insurance Limited, Tower C, 3rd Floor, Vipul Tech Square, Golf Course Road, Sector 43, Gurugram, Haryana – 122009

Provide Complete Documentation

Submit all required documents including medical reports, bills, receipts, and the event summary as requested.

Claim Review & Settlement

Our claims team reviews the submitted documents and settles the claim as per policy terms and coverage.

Which Documents are Required for an Overseas Trip Insurance Claim?

No one plans to file a claim while buying international travel insurance, but travel surprises don’t ask for permission. If something goes wrong abroad, having the right documents ready can make your international travel insurance claim quick and hassle-free.

Here’s a simple checklist of documents you may need while filing a claim under your international travel medical insurance policy:

  1. Duly Filled Claim Form: This is the first step in initiating your claim. The form can usually be submitted online or offline.
  2. Travel Insurance Policy Document: Your international travel health insurance policy confirms your coverage details and helps the insurer verify whether the claim is admissible.
  3. Proof of Identity: A copy of your passport or Aadhaar card may be required to validate the insured person’s identity.
  4. Travel & Flight Tickets: These are especially important for claims related to trip cancellation, delays, or missed connections under your international travel insurance policy.
  5. Medical Reports or Doctor’s Certificate: Required if the claim involves medical treatment, hospitalisation, or trip cancellation due to health reasons.
  6. Hospital Bills & Payment Receipts: Original hospital invoices, consultation bills, and pharmacy receipts are mandatory for reimbursement claims under international medical insurance.
  7. Hospital Discharge Summary: If you were hospitalised, the discharge card or summary helps confirm treatment details and duration.
  8. FIR or Police Report: In case of theft, baggage loss, or personal belongings stolen abroad, an FIR or local police report is essential.

Pro tip: Always keep your insurer’s contact at standby. Informing them as soon as the incident occurs can ensure a quick action.

How to Compare International Travel Insurance Policies Online?

Comparing international travel insurance policies online is important to ensure you get the best travel insurance for international travel for your needs at a reasonable price. Here’s a step-by-step guide on how to do that effectively:

Know Your Needs

Assess your specific needs based on the nature of your trip. These might include medical coverage, trip cancellation, and baggage loss protection. The type of trip you’re taking will determine the coverage you require.

Check Policy Details Carefully

Always check for exclusions (what’s not covered), limits on claims, deductibles (how much you pay out of pocket), and any restrictions on activities or regions.

Review Customer Feedback

Customer reviews will give insight into how well the company handles claims and customer service. Look for providers with positive feedback.

Compare Prices and Coverage

Do not choose the international medical insurance policy based on price alone. Compare the value of the coverage each plan offers. Sometimes, a cheaper plan does not provide sufficient protection.

Match Coverage to Your Trip

Ensure that your overseas medical insurance covers your full trip (dates, destinations) and any specific activities (e.g., skiing, scuba diving).

Look for Additional Coverage Options

You can also consider add-ons such as rental car coverage, missed flight connection coverage, or adventure sports coverage in your health insurance for travelling abroad.

Ensure 24/7 Customer Support

Ensure the insurer offers 24/7 customer support, especially in emergencies.

How to Extend Your International Travel Insurance Coverage?

Extending your international health coverage can give you peace of mind, if you a're staying abroad longer than planned or need additional protection for unforeseen circumstances. Here is how you can extend your coverage:

  1. Review Your Existing Policy: Check for extension options, as some policies allow extensions, while others do not.
  2. Contact Your Insurance Provider: You should always initiate the extension before your current policy expires.
  3. Use Official Channels: Call customer service, email, or use the insurer’s website or app if they offer digital support.
  4. Provide Updated Travel Details: You must provide certain information, such as your extended return dates and any new destinations you plan to visit.
  5. Pay the Additional Premium: The insurer will calculate an extra premium based on the number of additional days. Complete the payment promptly to avoid coverage gaps.
  6. Receive the Updated Policy Document: After payment, you should receive an updated policy schedule or endorsement. Save a copy digitally and print one if needed for immigration or hospital visits.
  7. Confirm the Coverage Details: Double-check that the extended coverage includes all necessary benefits, such as medical, trip interruption, and baggage loss.

Travel Insurance Requirements for Schengen Countries

If you are travelling to any Schengen country, having valid international travel insurance is not optional;, it’s a mandatory visa requirement. Your international travel health insurance must meet specific criteria set by Schengen authorities to ensure you are financially protected during your stay.

Requirement Details
Minimum Coverage Amount At least €30,000 for medical emergencies
Geographical Coverage Must cover all 29 Schengen countries
Coverage Criteria Emergency medical treatment & hospitalisation
Policy Validity Must cover the entire duration of stay
Insurer Eligibility An insurance provider must be recognised and accepted by Schengen embassies

Travel Insurance Requirements for USA & Canada

Unlike Schengen countries, travel insurance is not mandatory for entry into the USA or Canada. However, due to extremely high healthcare costs, buying international travel health insurance is strongly recommended for both destinations.

Criteria USA Canada
Is Travel Insurance Mandatory? No (Yet Highly Recommended) No (Yet Highly Recommended)
Average Medical Cost Without Insurance Very high – ER visits can cost USD 2,000–5,000+ per day High – Emergency care can cost CAD 1,000–3,000+ per day
Recommended Medical Coverage USD 100,000 – 500,000 CAD 100,000 – 300,000
Hospitalisation Coverage Essential Essential
Emergency Evacuation & Repatriation Strongly recommended Strongly recommended
Pre-existing Disease Cover Recommended (subject to terms) Recommended (subject to terms)

Note: Remember, international travel health insurance becomes mandatory if you are travelling abroad as a student for higher studies.

Countries That Need an International Travel Insurance Policy

Several countries mandate international travel insurance for entry or visa applications. Here is a list of countries that require an international travel insurance policy to visit the country:

Schengen Area (European Union & Associated Countries) Dubai (United Arab Emirates) Russia Cuba
Bali (Indonesia) Thailand Saudi Arabia Argentina
Sri Lanka Japan Turkey Egypt
Nepal Kenya Canada Bhutan
South Korea Ecuador Jordan Iran
Israel Lebanon Moldova Rwanda
Fiji Seychelles Aruba Georgia
Jamaica Morocco Myanmar Romania
Uruguay - - -

Travel Precautions Before Going Abroad

Travelling abroad is exciting, but it is always good to be prepared. Here are some key precautions you should take before you go:

  1. Check Passport and Visa Requirements: Ensure your passport is valid for at least 6 months after your planned return date. Research whether you need a visa for the destination country and how long it takes to process.
  2. International Travel Insurance: Make sure your international travel insurance covers medical emergencies abroad. Health insurance coverage can be limited or non-existent outside your home country. Consider coverage that protects you in case of trip cancellation, missed flights, or lost baggage.
  3. Prescription Medication: If you take prescription medication, carry enough for your entire trip and make sure it is legal in the country you're visiting.
  4. Research Local Laws and Customs: Familiarise yourself with the local customs and etiquette to avoid unintentionally offending anyone.
  5. Legal Restrictions: Be aware of any restrictions, especially related to drugs, alcohol, or dress codes. Some countries have very strict laws about behaviour and appearance.
  6. Flight and Accommodation: Double-check flight times, gates, and any layovers or connections. Confirm your hotel or accommodation bookings in advance, especially during peak travel seasons.
  7. Emergency Contacts and Local Embassies: Familiarise yourself with the emergency contact numbers of the country you are visiting (e.g., police, ambulance, etc.). Know where your country's embassy or consulate is located in case of emergencies or if you lose your passport.

Why Should You Choose International Travel Insurance From Care?

When it comes to travelling abroad, opting for international travel insurance that cares to cover your entire overseas trip is crucial.

At Care Health Insurance, we ensure that you remain covered from day one of your trip until you return home. Some of the reasons to choose international travel insurance from us are as follows:

  1. We Cover Pre-existing Ailments: At Care Health Insurance, we provide financial support for life-threatening conditions arising due to existing conditions under our best overseas travel insurance plan.
  2. We are There Amidst Trip Hiccups: Whether trip delays, missed connecting flights, or trip cancellations, we cover everything that was not pre-assumed.
  3. We Lend a Financial Shoulder to Fall Back On: International travel insurance from Care ensures you have financial aid, whether it is an emergency evacuation, upgradation of a flight ticket, or loss of belongings.
  4. Claim Process in a Jiffy: No matter where you are, our 24/7 available claim process will ensure that you can easily file and receive claims in times of need.

International Travel Insurance for Popular Destinations

Dreaming of your next big international trip? Here are some of the world’s most exciting destinations, filled with iconic landmarks, vibrant culture, and unforgettable experiences:

USA 01

United States

From the buzzing streets of New York City to the natural wonders of the Grand Canyon and the theme park magic of Orlando, the U.S. offers something for every kind of traveller. Don’t miss a scenic drive along the California coast or a selfie with the Golden Gate Bridge!

UAE 02

United Arab Emirates

Home to the ultra-modern Dubai, the UAE is where tradition meets futuristic luxury. Marvel at the Burj Khalifa, shop in glittering malls, go dune bashing in the desert, or unwind at Palm Jumeirah, which is a man-made wonder!

UK 03

United Kingdom

Stroll through the historic streets of London, catch the Changing of the Guard at Buckingham Palace, or explore the ancient mystery of Stonehenge. Want a break from the city? Head north to the Scottish Highlands for breathtaking scenery.

Singapore 04

Singapore

A dazzling blend of futuristic wonders like Gardens by the Bay and Marina Bay Sands, where nature meets high-tech architecture. From the thrills of Universal Studios on Sentosa Island to the vibrant street food culture of its world-class hawker centres, it offers endless fun for every type of traveller.

Germany 05

Germany

Germany captures the imagination with its fairytale Neuschwanstein Castle and the historic landmarks of Berlin, from the iconic Brandenburg Gate to the remnants of the Berlin Wall. The country offers endless adventure, whether you're exploring the mystical trails of the Black Forest and, enjoying the high-energy festivities of Munich’s Oktoberfest.

International Travel Insurance for Most Visited Countries

Planning for an international vacation in the coming year? Whether you are a solo traveller or are travelling with family, secure your next trip with these region-specific travel insurance plans from Care Health Insurance.

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FAQs on International Travel Insurance

  • General

Q. How can I extend my international travel insurance Policy?

You can extend your single-trip travel insurance bought from Care Health Insurance for up to a maximum trip duration of 365 days. To do so, you must submit the required documents and a health declaration before the policy expires.

Q. Is overseas travel insurance mandatory when you travel abroad?

All countries have specific entry rules, and some have made overseas travel medical insurance mandatory for international travellers. An overseas travel insurance plan will offer you financial comfort against unforeseen travel risks, including emergency hospital treatment, personal accidents, loss of belongings, and repatriation in case of death.

Q. Do I have to take a medical test to buy international health insurance for travel?

You do not necessarily have to undergo a complete body medical checkup to buy an international insurance policy with Care Health Insurance. However, you may have to undergo a few diagnostic tests if your insurer requires one.

Q. What is the geographical scope of coverage in International Travel Insurance?

No matter where you are, overseas travel insurance from Care Health Insurance covers most regions of Asia, Australia, New Zealand, Africa, Europe, Worldwide Excluding USA & Canada, Worldwide Excluding USA, Worldwide Including USA & Canada.

Q. Can I buy an overseas travel insurance policy after travelling outside India?

No, you can only purchase international travel protection till the time you do not take off from India. Once you cross borders, you can not buy travel insurance from Care Health Insurance.

Q. Can I change the Sum Insured on the international travel insurance policy after I have started my trip?

You cannot change or increase/ decrease your sum insured once you have started your international trip.

Q. Can I buy international travel insurance for my parents above 70?

Yes, you can opt for travel medical insurance abroad for senior citizens.

Q. Is International Travel insurance mandatory for a Schengen Visa?

Yes. You will need Schengen travel insurance to apply for a Schengen Visa.

Q. Does Care Health Insurance provide financial assistance for the International Insurance Policy?

Yes. Care Health Insurance provides 24*7 financial assistance during your trip if you are covered with a travel insurance plan. You can contact us at our toll-free numbers.

Q. What are the things you should know while buying international travel insurance online?

When buying international travel insurance online, check if the policy covers medical emergencies, trip cancellations, and lost baggage. Make sure it suits your destination's visa requirements and always compare plans for coverage limits and claim processes.

Q. How much does International Travel Insurance cost?

The international travel insurance cost depends on factors like your age, destination, trip duration, and coverage amount. For short international trips, premiums can start as low as a few hundred rupees, while higher coverage for countries like the USA or Canada costs more due to expensive healthcare.

Q. What are the common mistakes to avoid when buying online international travel insurance?

Common mistakes include choosing the cheapest plan without checking medical coverage limits, ignoring exclusions and sub-limits, and not disclosing pre-existing conditions. Always ensure your online international travel insurance meets visa requirements and covers your entire trip duration.

Voice of our Customers

Overall Rating 4.3/5.0
+ Write a Review
H
Harsh Student Explore
5

Good customer

. Fast, reliable, and topnotch quality.
H
HARSHIT Student Explore
5

Happy customer

Great experience, loved the professionalism.
R
Rohit Student Explore
5

Good Travel Insurance Policy

Care travel policy is good and claim process is also best. Got claim for my luggage loss smoothly.
DM
Divy Mishra Explore
4

Satisfied with Claim Settlement

I am satisfied with the teams behavior. Filed my claim for trip delay and got reimbursment within 10 days Commendable service.
MR
Mandakini Rao Explore
5

Dont Waste Time, Just Buy It

Mrs. Chanchal from Chembur helped me buy the best travel insurance Thank you for guidance.
BS
Babila Sangwan Explore
5

Nice Coverage

If you need a complete coverage throughout your trip, this plan is one to opt. Customer Service needs training
SC
Sunita Chaubey Explore
3

Good Plan

Good plan for medical coverage but dose not give coverage for nonchecked in luggage loss.
SM
Samiksha Mishra Explore
2

Waste of Money no refunds

I had to cancel my trip because my exams came up but the travel insurance did not compensate for my trip cancellation worse experience
TB
Tushar Bhave Explore
5

Best Plan

Care Health Insurance isbest company. Best Plan Must Buy
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Terms & Conditions of Premium Quote Generation

"Care Health Insurance Ltd & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."

  • The premium calculated above is based on the data provided by you in the application form.
  • The above information must be read in conjunction with the sales brochure and policy document.
  • Tax Benefits would be available as per the prevailing Income Tax laws.
  • The general terms and conditions of the usage of this website also apply.
  • For any clarification, please feel free to chat with our customer service on WhatsApp at 8860402452.
  • I authorize Care Health Insurance and associate partners to contact me via email or phone or SMS and record the conversation for training & Quality purpose.

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Dec'25

**Number of Claim Amount Paid as of Dec'25

#Cruise Coverage is offered for trip-related emergencies if you are travelling through a common carrier cruise ship.

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $30,000) if disclosed during policy purchase.

1. Explore: The premium is calculated for an insured individual (18) who opts for a sum insured of $10,000 for 90 days in a zone 3 city with add-ons that impact the premium reduction.

2. Student Explore: The premium is calculated for a traveller who opts for a sum insured of $30,000 for 30 days, with no pre-existing disease.

3. Student Explore-Health Unlimited: The premium is calculated for an individual (12-17 years), with a coverage of unlimited sum insured for 30 days.

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Terms & Conditions of Premium Quote Generation

"Care Health Insurance Ltd & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."

  • The premium calculated above is based on the data provided by you in the application form.
  • The above information must be read in conjunction with the sales brochure and policy document.
  • Tax Benefits would be available as per the prevailing Income Tax laws.
  • The general terms and conditions of the usage of this website also apply.
  • For any clarification, please feel free to chat with our customer service on WhatsApp at 8860402452.
  • I authorize Care Health Insurance and associate partners to contact me via email or phone or SMS and record the conversation for training & Quality purpose.