| Sum insured |
The sum insured is an amount paid by the insurer to the insured in case of an unforeseen event.
|
Ranging from ₹5 lakhs to ₹1 crores |
| Pre-hospitalisation expenses |
Diagnostic, consultation and medical charges incurred before hospitalisation are pre-hospitalisation expenses.
- xyz
- def
|
Covered up to 60 days |
| Post-hospitalisation expenses |
The expenses incurred in taking recovery diagnosis, consultation and medication after discharge are called post-hospitalisation expenses. |
Covered up to 90 days |
| Ambulance charges |
The cost incurred in hiring ambulance services if a medical emergency occurs. |
✅ |
| Daycare treatments |
A treatment that does not require 24-hour hospitalisation is known as daycare treatment. Examples include dialysis and chemotherapy. |
✅ |
| ICU charges |
An additional feature in travel insurance plans that can be bought by paying an extra premium. |
|
| Hospital Network |
The list of hospitals that tie up with the insurance company to provide hassle-free cashless treatments to the insured is called network hospitals in travel insurance. |
21600 cashless travelcare providers with 11400+ network hospitals |
| Tax benefits |
The tax benefit is the deduction from the taxable amount you can avail of based on your travel insurance premium. |
Up to ₹75000 Under Section 80D |
| AYUSH treatments |
The medicine practices, including Ayurveda, Yoga, Unani, Siddha, and Homeopathy, are AYUSH treatments. |
|
| Domiciliary treatments |
Domiciliary treatment is the medical treatment offered to a patient at home when hospitalisation is impossible. |
|
| Grace period |
The period after the policy expiry date, when you can renew your policy and retain the existing benefits, is known as a Grace period. |
30 days after policy expiry |
| Waiting period |
The time that you have to wait before filing a claim for specified diseases is known as the Waiting period. |
30 days / 24 months/36 months |
| Policy tenure |
Policy tenure is the maximum tenure till which you want your policy to offer coverage. |
1 year/ 2 years/ 3 years / 4 years/ 5 years |
| Advanced medical treatments |
Treatment procedures that require modern methods, such as robotic surgery, laser treatment, stem cell therapy, etc., are known as Advanced medical treatments. |
Covered |
| Critical illness |
According to IRDAI, illnesses such as Cancer, Pulmonary Thromboembolism, Stroke, Angioplasty, etc. are considered critical illnesses |
Special plans offering coverage for 32 illnesses |
Served 33 Lakh+ travellers
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