Netherlands Travel Insurance

Netherlands Travel Insurance: Plan at a Glance

Care Health Insurance offers comprehensive travel insurance for European countries, such as the Netherlands, under the “Explore Europe Trip Insurance Plan”. Explore Europe is an exclusively designed policy that offers financial coverage for unforeseen travel-related emergencies. However, to make an informed decision about buying travel insurance for Europe, you should compare policies from various providers before finalising on the best travel insurance for the Netherlands.

At Care Health insurance, for instance, the plan covers airline/ cruise ship delays, luggage loss, trip cancellations, etc. Hence, travel insurance from India to the Netherlands is a smart option if you are looking for all-in-one coverage. You can even buy travel insurance online through our website to skip the hassles of

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

What is Covered Under Travel Insurance for the Netherlands?

At Care Health Insurance, we offer comprehensive travel insurance for the Netherlands to make your trip safe, smooth, and worry-free. Here’s what our Netherlands travel health insurance plan covers:

• Medical Coverage

• Journey Coverage

• Baggage Coverage

Emergency Hospitalisation

If you fall sick or get injured and need to be treated at a hospital in the Netherlands, we’ll cover inpatient and outpatient care costs.

Personal Accident Cover

If you suffer an accident while travelling in the Netherlands that leads to permanent disability or death, our plan offers financial protection for you and your family.

Trip Delays, Cancellations, or Interruptions

If your travel plans are affected by flight/ cruise ship delays, cancellations, or sudden changes, we’ll help cover the extra expenses so you’re not left paying out of pocket.

Compassionate Visit

If you’re hospitalised and a doctor advises that a close family member should be with you, we’ll pay for the most direct economy-class flight ticket so they can visit and support you.

Daily Hospitalisation Allowance

If you're admitted to a hospital, we’ll provide a daily allowance to help your travel companion manage extra expenses during your stay, as per the policy terms.

Additional Benefits

The plan includes coverage for missed flight connections, hijack distress allowance, and automatic policy extensions in case of unexpected travel hiccups.

Loss of Passport or Baggage

If your passport is lost or your luggage is delayed or misplaced, we’ll help you recover or compensate you up to the covered amount.

*Refer to the policy documents for detailed information regarding the Coverage.

What is Not Covered Under Travel Insurance for the Netherlands?

While the travel insurance for the Netherlands from India provides exhaustive protection, there are certain situations where your policy won’t offer coverage. Here are some essential exclusions to keep in mind:

• Breaking the Law: If you fall sick or get injured due to being involved in illegal activities or breaking the law, your health insurance for visitors to Netherlands won't cover the expenses.
• Use of Alcohol or Drugs: If expenses are incurred because of the consumption of alcohol, drugs, or other prohibited substances, claims raised shall not be entertained.
• Cosmetic or Weight-Loss Treatments: The policy does not cover any cosmetic procedures or treatments for obesity performed during your trip.
• Self-Harm: If you intentionally hurt yourself and require medical help, the Netherlands travel insurance will not pay for those medical expenses.
• Dental Treatments: Regular dental check-ups or surgeries are not covered unless it is an emergency for pain relief.

Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

Benefits of Netherlands Travel Insurance

Travel health insurance for the Netherlands helps you deal with unexpected problems during your trip so you can travel with ease and confidence. Here are some of the key benefits:

• 24/7 Emergency Support: Most travel insurance plans offer round-the-clock help. Whether you need medical assistance or have lost your documents abroad, help is just a phone call away.
• Worry-Free Travel: Knowing you're covered for medical emergencies, common carrier delays, or cancellations means you can relax and enjoy your trip without stress.
• Explore the Netherlands with Confidence: Whether walking through scenic towns, biking through the countryside, or visiting remote areas, your travel insurance from India to the Netherlands ensures you're protected if anything goes wrong.
• Coverage for Adventure Activities: Planning to enjoy cycling tours, hiking, or boat rides in the Netherlands? Our insurance plans offer add-on coverage for adventure activities in case of an accident or injury. 
• Trusted Help When You Need It: Travel insurance partners with reliable service providers to offer fast, quality support in medical or travel-related emergencies.

What is the Premium of Travel Insurance for the Netherlands from India?

The cost of Netherlands travel insurance depends on factors such as age, destination, duration of the trip, and the type of coverage required. Explore- International Travel Insurance plan for Netherlands from Care Health Insurance offers affordable coverage, designed for both medical and non-medical needs, without being too heavy on your wallet. Refer to the table below to understand the travel insurance premium calculation.

A single traveller from India to the Netherlands for a 7-day trip can get insurance coverage starting at just around Rs. 390~. Under this plan, you get comprehensive medical and non-medical coverage of € 30,000 for a one-time 7-day visit. You can also use the Travel Insurance Premium Calculator to calculate the cost of your travel insurance coverage.

*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Factors Affecting the Premium of Netherlands Travel Insurance

The Schengen travel insurance cost for the Netherlands can be affected by several factors such as age, trip duration, PEDs covered, etc. Suppose you are buying travel insurance for senior citizens, then the coverage for pre-existing medical conditions may affect the premium of the travel insurance plan.

Let us discuss the factors affecting the premium of travel insurance for the Netherlands from India in further detail:

• Nature of the Trip: Whether planning a single trip or multiple trips in a year, the type of international travel insurance for the Netherlands you choose will affect the overall premium.
• Trip Duration: Your trip duration significantly impacts the premium of your holiday insurance for the Netherlands. The shorter the travel days, lesser premium you must pay.
• Medical History: If you plan on covering a pre-existing disease, the premium for travel medical insurance for a trip to the Netherlands may be higher whereas, if you do not have a pre-existing condition, the premium shall be comparatively lower.
• Type of Coverage: The policy’s coverage significantly affects a plan's premium. The higher the coverage, the higher the travel insurance premium. Hence, you can consider deducting unnecessary add-ons to ensure you do not have to pay a high premium.

How to Buy Netherlands Travel Insurance Online?

How to File a Claim Under Travel Insurance for the Netherlands?

At Care Health Insurance, we partner with Falck to help you stay covered across the globe. Our claim team here in India ensures that filing a claim is no longer a cumbersome task, no matter where in the world you are.

Documents Required to Travel from India to the Netherlands

If you are an Indian citizen planning to visit the Netherlands for your vacation, you will need the documents mentioned below to enter the country.

• Valid Passport: A valid passport is the most crucial document to carry on your journey to the Netherlands. Your passport should be valid for at least six months and have at least two blank pages for entry and exit stamps.
• Visa: Indian citizens require a Schengen visa to enter the Netherlands. You can apply for a Schengen visa through the Netherlands embassy in India or any other Schengen country embassy or consulate.
• Travel Insurance: The Netherlands requires Schengen travel insurance with a minimum coverage of €30,000.
• Return Flight Ticket: You must show proof of a return or onward flight ticket to demonstrate your plan to leave the Netherlands before your visa expires.
• Accommodation Details: It is a good idea to book your accommodation and have its details ready before travelling. 
• Travel Itinerary: You might be asked to provide a detailed travel itinerary, including where you plan to go and how long you’ll stay in each location. This is important for showing the purpose of your trip.

How to Apply for a Netherlands Visa from India?

If you're planning to visit the Netherlands for a holiday, business, or any other reason requiring a short stay of up to 90 days, you'll need a Schengen visa. Here's a detailed, step-by-step guide to help you throughout the Netherlands visa process from India:

• Choose the Right Visa Type: Before applying, you should decide on what type of visa is required based on your purpose of visit.
• Select the Country: The Schengen Area consists of 29 European countries, so you'll need to apply through the embassy or consulate of the country where you will spend most of your time. 
• Book an Appointment: Most Schengen countries outsource visa processing to India. Visit the outsourcing association's website to book a visa appointment.
• Gather Required Documents: Collect all the required documents, such as a visa application form, passport, recent photographs, a travel itinerary, proof of financial means, and travel insurance.
• Attend the Visa Interview: Go to the consulate on your appointment day with all original documents and a copy of your documents. Submit your biometrics (fingerprints), documents and pay the fee.
• Track Your Application: You can track the status online. The Netherlands visa processing usually takes 15 working days, but it may vary depending on the embassy and season.

Documents Required for Netherlands Visa

To make sure your visa application for the Netherlands gets accepted without a hitch, make sure you have these documents ready:

• Your current passport with a minimum of 6 months' validity
• Duly filled visa application form; visa type based on your purpose of visit
• A cover letter explaining your purpose of visiting the Netherlands
• Proof that you have full travel health insurance for the Netherlands
• Recent passport-size photos
• Confirmation that you've paid the visa fee
• Proof of where you'll be staying while you're in the Netherlands
• Proof that you have enough money to cover your trip to the Netherlands
• Evidence of your return plans, like round-trip flight tickets
• A travel itinerary outlining what you plan to do during your visit

Best Time to Visit the Netherlands

The best time to explore the Netherlands is during spring and summer, from April to September. The weather is pleasant and perfect for sightseeing, biking, canal tours, and enjoying the beautiful tulip fields.

If you like cooler weather, you must visit during the spring season. This is also when festivals and events start popping up, adding more fun to your trip.

If you prefer fewer crowds, autumn (October to November) is quieter but still offers comfortable temperatures and beautiful fall colours.

Winter (December to February) is colder, and some tourist attractions may have limited access. It’s not the most popular time for tourists, but it can be peaceful if you don’t mind the chill.

List of International Airports in the Netherlands

Several international airports connect the Netherlands to the rest of the world. The most popular ones are mentioned below:

Best Places to Visit in the Netherlands

Once you have all your documents, permissions, and a valid travel insurance policy for the Netherlands, it is time to plan your travel itinerary. Known as the crown jewel of Europe, the Netherlands is a wonderful place to explore. The destination is rich in history, culture, and art. From charming canals and beautiful architecture to endless flower fields, giant windmills, and exciting nightlife, the Netherlands truly has something for everyone. Here are some must-visit places in the Netherlands:

• Amsterdam: It is the most popular and beautiful city in the country. It is famous for its scenic canals, rich history, vibrant nightlife, and lively urban culture. When in Amsterdam, don’t miss visiting The Anne Frank House, Vondelpark, the Van Gogh Museum, and Bloemenmarkt (the flower market). 
• Delft: If you love art, Delft should be on your list. This charming town is full of stunning artwork and has a classic, old-world feel. Wander through museums, stroll along peaceful canals, and relax at cosy cafes. Highlights include the Old Canal, the Prince’s Court, and the Vermeer Delft Museum.
• Rotterdam: Looking for a mix of history, culture, and modern life? Rotterdam is perfect. Whether you’re travelling alone, with friends, or with family, Rotterdam feels like a refreshing escape. Visit Rotterdam Central Station, climb at Fun Forest Climbing Park, enjoy panoramic views from The Euromast Tower, and take a boat tour. Don’t forget to taste local foods at the Fenix Food Factory.
• The Hague: Known for its stunning views, The Hague is the political heart of the Netherlands. Though Amsterdam is the capital, The Hague hosts the Dutch government. The city blends old-world charm with modern energy. Key attractions include Madurodam (a miniature city), Binnenhof (the parliament buildings), Duinrell amusement park, Mauritshuis art museum, and Gemeentemuseum Den Haag.
• Maastricht: In the south of the Netherlands, Maastricht stands out with its beautiful medieval architecture and lively cultural scene. It is a great place to explore history and enjoy a modern vibe. Visit the Bonnefanten Museum, the St. Pietersberg Caves, Mount Saint Peter, the Natural History Museum, Old Town Walls and Hell Gate.

Things to Do in the Netherlands

Explore the charming streets of Amsterdam on foot and enjoy all the wonderful and memorable experiences the city offers.

• Take scenic hikes across the Netherlands, discovering beautiful trails like Veluwezoom National Park, the Zaanse Schans Windmill Trail, and Sallandse Heuvelrug.
• Enjoy a lovely ferry ride to Texel, one of the country’s most popular tourist spots.
• Experience a romantic canal cruise in Utrecht, where you can admire the city’s stunning views from the water.
• Drive along the famous Flower Route, a breathtaking journey filled with colourful fields and beautiful scenery.
• If you love history and classic architecture, don’t miss visiting some of the Netherlands’ famous castles, such as Muiderslot Castle, De Haar Castle, and Castle de Keukenhof.
• End your day by exploring the nightlife in the country.

Local Law And Etiquette In the Netherlands

As you discover the beauty of the Netherlands, please keep these local customs and rules in mind:

• Be aware of the strong cycling culture. Pay attention to bike lanes and pedestrian crossings, watch out for cyclists, and don't block their way.
• While the Dutch people are very straightforward, they also value politeness. 
• Follow the queue system, especially when using public transport or in waiting areas. Respect personal space and wait for your turn.
• Help keep public areas tidy. Dispose of your waste properly and be mindful of noise levels, especially in residential neighbourhoods.

Netherlands Travel: Safety & Precautions

Exploring the Netherlands can be a fun and enriching experience, but staying alert and following basic safety rules is essential while enjoying the trip. Here are some helpful tips to make your trip smooth and safe:

• Learn about local laws and customs before you go, so you don’t accidentally break any rules.
• Always carry your passport safely and keep copies of your essential documents for emergencies.
• Follow all Dutch rules and regulations during your stay.
• Try to blend in with the local culture and avoid drawing too much attention to yourself.
• Respect the country’s traditions, people, and way of life.
• Never stay beyond your visa’s expiry date; this could lead to serious trouble.
• Keep your belongings secure, especially in crowded places like stations or tourist spots.
• Avoid wandering alone in isolated or unfamiliar areas.
• Steer clear of illegal activities or anything that could get you into trouble.
• Be polite, avoid using rude language or making disrespectful comments in public.
• Stay in touch with friends or family, and let them know where you are.
• Pay attention to your surroundings, and trust your instincts if something feels off.
• And most importantly, get a good travel insurance plan from India that covers your trip to the Netherlands. It is your safety net in case of medical emergencies, lost baggage, or trip delays.

The Indian Embassy in the Netherlands

If you experience an emergency while in the Netherlands, you can contact the Indian Embassy in the Netherlands on the contact details provided below.

Currency and Foreign Exchange

The currency used in the Netherlands is the Euro (EUR). Here is the latest exchange rate to get an estimate:

Quick Facts about The Netherlands