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Ireland Travel Insurance

From the Cliffs of Moher to the buzz of Dublin, Ireland is pure magic, a blend of wild beauty, rich history, and lively culture. However, even dream trips can hit snags: delayed flights, lost bags, or sudden medical bills. That is why Ireland travel insurance is a must.

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Anjali Sharma
Written by:
Anjali Sharma
Anjali Sharma
Anjali Sharma

Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

check_circleReviewed by:
Rashmi Rai
Rashmi Rai
Rashmi Rai

Insurance Specialist

Rashmi is an insurance specialist with a passion for storytelling. As an insurance sector wordsmith, she brings out a unique perspective and seamlessly explains the mundane terminologies of insurance. Apart from talking about insurance, Rashmi is an avid reader who finds it fun to explore various health and travel topics and explain it to our audience through our platform.

Updated on: 22 Sep 2026 | Reviewed on: 22 Sep 2026

Key Benefits of Ireland Travel Insurance

At Care Health Insurance, we provide one of Ireland's best travel insurance policies. Let us explore the main features of this international travel plan below:

  • Affordable premium: At Care Health Insurance, we provide holiday insurance for Ireland at an affordable premium of โ‚น 390~ for a week-long journey for an individual with no pre-existing disease.
  • Cashless Claim Settlement: Care’s travel insurance partners with Falck to offer cashless claim settlement during medical emergencies through a wide network of healthcare providers.
  • Loss of Checked-in Baggage: If you lose your checked-in baggage, Care travel insurance provides baggage insurance to help you financially while you recover your belongings.
  • Automatic Trip Extension: Suppose you are stuck in Ireland because of an unexpected natural disaster, hospitalisation, or an unfortunate death. In such a case, Care Health Insurance will automatically extend your medical travel insurance for Ireland to cover up to 7 consecutive days, at no additional cost.
  • 24/7 Emergency Support: Our destination-specific travel insurance plans offer round-the-clock help. Whether you need a doctor or safety assistance, support is just a call away

Ireland Travel Insurance: Plan at a Glance

Care Health Insurance offers comprehensive travel insurance for European countries, such as Ireland, under the “Explore Europe Trip Insurance Plan”. Explore Europe is an exclusively designed policy that offers financial coverage for unforeseen travel-related emergencies. However, to make an informed decision about buying travel insurance for Europe, you should compare policies from various providers before finalising on the best travel insurance for Ireland.

At Care Health insurance, for instance, the plan covers airline/ cruise ship delays, luggage loss, trip cancellations, etc. Hence, travel insurance for Ireland from India is a smart option if you are looking for all-in-one coverage.

Description Explore Europe
Sum Insured € 30K & 100K
Entry Age (Single Trip)

Minimum: Child- 1Day; Adult - 18 Years

Maximum: Child- 24 Years; Adult - Lifelong

Entry Age (Multi-trip)

Minimum: Child- 1Day; Adult - 18 Years

Maximum: Child- 24 Years; Adult - Lifelong

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

Types of Ireland Travel Insurance

When you are planning a trip to Ireland, it is essential to choose a travel insurance plan that meets your coverage needs. Here are the main types of travel insurance for Ireland:

Individual Travel Insurance

Planning a solo trip to Ireland? This plan has got your back. It covers medical emergencies, lost baggage, trip cancellations, and trip delays.

Family Travel insurance

Travelling with your loved ones? Get peace of mind with family travel insurance for Ireland that protects everyone under one policy. From medical support to baggage loss and trip interruptions, this plan makes sure your family’s needs are covered, no matter what comes up.

Student Travel Insurance

This specialised plan is designed for students and includes coverage for medical emergencies, trip interruptions, lost baggage, and even sponsor protection.

Senior Citizen Travel Insurance

This plan offers tailored coverage for older travellers, including protection for pre-existing health conditions, medical emergencies, trip delays, and baggage loss.

Single-trip Travel Insurance

If you’re just visiting Ireland for a short getaway, this one-time insurance option is perfect. The single-trip travel insurance for Ireland covers everything from health issues to cancellations and delays during your trip, so you can relax and enjoy your holiday without a worry.

Multi-Trip Travel Insurance

Frequent flyer? If you are often travelling to Ireland, a multi-trip travel insurance to Ireland can save you both time and money. This year-round coverage ensures you are protected on every trip, whether it is for business or personal reasons.

What is Covered & Not Covered Under Travel Insurance for Ireland?

Whether you lose your passport or need an emergency evacuation due to health concerns, the international health insurance for Ireland will protect you while you travel overseas.

Below mentioned are the inclusions and exclusions under Ireland Travel Insurance coverage:

  • Inclusions
  • Exclusions
  • Hospitalisation Expenses: We will compensate for your expenses in emergency hospitalisation due to illness or injuries, and treat pre-existing diseases under life-threatening conditions.
  • Daily Allowance: If you are admitted to a hospital, a daily allowance is provided to support your companion with extra out-of-pocket expenses, as per policy terms.
  • Personal Accident: In the unfortunate event of an accident resulting in death or permanent disability during your travel, the Irish travel insurance offers financial compensation under the personal accident cover.
  • Trip Cancellation, Interruption, or Delay:In case your travel plans are disrupted due to unforeseen flight delays, cancellations, or sudden interruptions, our best travel insurance for Ireland helps cover the financial impact and rearrangement costs.
  • Loss of passport and checked-in Baggage: If your passport goes missing or your checked-in baggage is delayed or lost, we help you with recovery or reimbursement up to the covered limit.
  • Compassionate Visit: If you are hospitalised and your doctor advises it, we will bear the cost of an economy-class ticket for an immediate family member to visit you in Ireland during the medical emergency.
  • Use of Alcohol or Drugs: If expenses are incurred because of the consumption of alcohol, drugs, or other prohibited substances, claims raised shall not be entertained.
  • World War: Any medical or non-medical expenses arising out of national or international war, or nuclear perils or consequences, are not covered in the insurance policy.
  • Self-inflicted Injury: Any intentional self-injury, suicide attempt, or any other form of harm to self, leading to hospitalisation or death shall not be covered under the travel insurance plan.
  • Breach of Law: Any liability or injury expenses arising from any breach of law or particular regulations set by the destination country.
  • Dental Treatments: The expenses of any planned dental treatment or surgery, unless necessitated due to acute pain, are not covered.

*Please refer to the policy T&C and prospectus to know about exclusions.

What is the Premium of Ireland Travel Insurance?

The cost of travel insurance for Ireland depends on several factors, such as age, destination, trip duration, and the type of coverage required. The Explore International Travel Insurance plan for Ireland from Care Health Insurance offers affordable coverage designed to meet both medical and non-medical needs, without being too heavy on your wallet. Refer to the table below to understand how travel insurance premiums are calculated. Let us consider an example:

Shantanu is a single traveller from India visiting Ireland for 7 days. He purchased the International Travel Insurance plan for Ireland, selecting a sum insured of €30,000 at a basic premium of approximately โ‚น390~. You can also use the Travel Insurance Premium Calculator to estimate the cost of your travel insurance coverage based on your specific requirements.

Insured Member(s) Age Any Pre-existing Disease Sum Insured Policy Duration Premium Amount (approx.)
1 24 years No € 30K 7 Days โ‚น390~

*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Factors Affecting the Premium of Ireland Travel Insurance

The cost of travel insurance for Ireland depends on several key factors. Choosing the right plan at the right price is easier when you understand what influences your premium.

Here is a quick guide to help you make an informed decision:

  • Type of Trip: Whether you opt for a single-trip or a multi-trip travel insurance affects the overall premium of your Ireland travel insurance. A single-trip travel insurance is more affordable, whereas a multi-trip travel insurance can cost more.
  • Duration of Stay: The length of your trip matters. A short holiday will cost less than a longer stay, since the risk to the insurer is lower.
  • Your Health History: If you have existing medical conditions or any major health concerns, your Ireland travel insurance may cost more.
  • Coverage Level: The more protection you want, the higher the cost. If you are young and healthy, you may not need coverage for pre-existing conditions, which can lower your premium.

How to Buy Online Travel Insurance for Ireland?

Buying Ireland travel insurance online is simple and can be done in just a few steps. Here's how:

1

Step 1

Visit the travel insurance quote page. Fill in your travel destination,duration, and other asked details on subsequent pages. Check the available sum insured and then click "Buy Now."

 
2

Step 2

Complete the KYC process and enter the insured member's details. When you are done, click "Next."

 
3

Step 3

Enter the information of the insured person. Mention any existing medical conditions.

 
4

Step 4

After filling in the details, make the payment. Your travel insurance policy documents will be immediately sent to your registered email and phone number.

 

Documents Required to Travel from India to Ireland

To travel from India to Ireland, you will need to prepare several documents, depending on your purpose of visit (e.g., tourism, work, or study).

Here is a breakdown of the general documents required for your stay:

  • Visa: Indian citizens generally need a visa to enter Ireland, whether for tourism, business, or other purposes.
  • Valid Passport: Your passport must be valid for at least six months beyond your intended date of departure from Ireland.
  • Flight Reservation: A round-trip flight reservation is required to show that you have concrete plans to leave Ireland before your visa expires.
  • Travel Insurance: You are required to purchase valid Ireland travel insurance that covers both medical and non-medical requirements. The minimum travel coverage must be €30,000 for the duration of your stay.

How to File a Claim Under Ireland Travel Insurance?

claim procedure claim procedure

How to Apply for an Irish Visa from India?

Applying for the Irish visa from India online is an easy and hassle-free process. Below are the step-by-step instructions to apply for an Irish visa:

Determine Visa Type: Identify the visa category that suits your travel purpose (tourist, student, work, or family visit).

Online Application: Visit the AVATS portal, create a new application, and fill in your personal details, passport information, and travel plans.

Prepare Your Documents: Collect all the required documents, such as a visa application form, passport, recent photographs, a travel itinerary, proof of financial means, and travel insurance.

Pay the visa fee: Pay the required visa fee, which may vary depending on the type of visa and duration that you opt for, and keep the receipt.

Visit the embassy for your appointment: On the appointment day, carry all original documents, photocopies, a fee receipt, and your appointment slip.

Wait for processing: Visa processing usually takes 2 to 10 working days. You will be informed when your passport with an approved visa is ready.

Collect your passport with the visa: Once approved, pick up your passport from the embassy and double-check the visa details.

Documents Required for an Irish Visa

Check the specific requirements for your visa type, as they may vary. Here is a list of the standard documents required for an Irish visa application:

  • Valid Passport: Your passport must be valid for at least 6 months beyond your intended stay in Ireland.
  • Visa Application Form: Complete and sign the visa application form accurately. You can fill this out online through the AVATS portal.
  • Passport-Sized Photographs: You will have to submit two recent passport-sized photos that meet the specific photo requirements set by the Irish authorities.
  • Proof of Accommodation: You must provide evidence of where you will be staying in Ireland. This can be a hotel booking, a letter of invitation from a host, or proof of other accommodation arrangements.
  • Proof of Financial Means: You might be required to show that you can financially support yourself during your stay. This can be done through bank statements, payslips, or a sponsorship letter if someone else is supporting your trip.
  • Flight Itinerary: A copy of your return flight ticket or a travel itinerary showing your planned dates of arrival and departure from Ireland.

Best Time to Visit Ireland

Ireland offers something special year-round, with each season bringing its charm for travellers. Here is a quick guide to the best times to visit based on weather, activities, and crowd levels.

  • Summer (June to September): This is the peak tourist season, with Ireland attracting a large number of visitors. The temperature is pleasantly mild, making it ideal for outdoor activities like city tours, sightseeing, and adventure tourism.
  • Spring (March to May): Spring is another great time for sightseeing and exploration. Expect mild weather with occasional rainfall, but nothing that will significantly disrupt your travel plans.
  • Fall (October to November): This is a quieter period with fewer tourists, offering a more relaxed experience. The weather is similar to spring, with mild temperatures and occasional rain.

Best Places to Visit in Ireland

Ireland is the second-largest island in the British Isles, located to the west of Great Britain. Here are some must-visit places to add to your travel list when visiting this mesmerising country:

  • Ring of Kerry: It is known as Ireland’s most scenic drive. The Ring of Kerry is a 179 km loop through the Iveragh Peninsula in County Kerry, southwest Ireland. This route takes you through picturesque landscapes, rural seaside villages, and towering mountains, making it a favourite for travellers seeking natural beauty and outdoor adventures.
  • Bru na Boinne: Bru na Boinne, or "the Place of the Boyne," is a historic site home to three major Neolithic tombs: Knowth, Newgrange, and Dowth. Dating back over 6,000 years, these tombs are among the most significant prehistoric sites in Europe.
  • Killarney National Park: It is located near the town of Killarney in County Kerry. Killarney National Park was Ireland's first national park, created in 1932 when the Muckross Estate was donated to the Irish Free State. The park is renowned for its natural beauty, including lakes, forests, and mountains, making it a paradise for nature lovers and outdoor enthusiasts.
  • Cork: It is a lively and picturesque city brimming with cultural history. From the vibrant English Market to the historic Cork City Gaol, there is an abundance of sights and activities to explore. And of course, no visit is complete without sampling some of the local delicacies, including the renowned Cork Dry Gin.

Things to Do in Ireland

Dreaming of a destination that blends nature, history, and culture? Ireland promises all this and more with its breathtaking landscapes and vibrant charm.

Let us explore the things that you can do while in Ireland:

  • Visit the Cliffs of Moher and Glendalough for stunning views and serene landscapes.
  • Explore ancient landmarks like the Rock of Cashel and Blarney Castle.
  • Go sailing in West Cork or Dublin for a refreshing maritime experience.
  • Spend a peaceful day at Kilmurvey Beach in the Aran Islands.

List of International Airports in Ireland

One of the fastest and most convenient ways to reach Ireland from any part of the world is via flight. Here is a list of the major international airports in Ireland:

Airport City
Dublin Airport Dublin
Shannon Airport Shannon
Cork Airport Cork
Belfast International Airport Belfast
Kerry Airport Kerry

Ireland Travel: Safety & Precautions

To ensure a safe and secure trip to Ireland, please follow these important safety tips and precautions:

  • Stay informed about the weather conditions before and during your trip, and pay close attention to any local advisories or warnings.
  • Keep a respectful distance from local wildlife to avoid disturbing or provoking them. Only approach animals if your guide explicitly permits it.
  • Avoid restricted areas or locations with specific warnings for travellers to prevent any safety issues.
  • Carry only a limited amount of cash with you. To minimise loss in case of misplaced baggage, store your valuables in different places, such as your wallet, hotel safe, or pockets.
  • Always keep your passport accessible, as Irish law enforcement officers may request to see it. Not having your passport on hand can lead to unnecessary complications, including potential detainment.
  • Protect your personal information by refraining from sharing it with strangers, which helps you avoid scams or fraud.

The Indian Embassy in Ireland

In case of an emergency in Ireland, you must contact the Indian Embassy in Dublin. Here are the details of the Embassy:

Contact Officials Contact Details
Embassy/Consulate Embassy of India, Dublin
Working Hours Monday to Friday - 9 am to 5:30 pm
Contact Number 00353 1206 0932/13, 1206 4806
Address 69, Merrion Road, Ballsbridge, Dublin-4, Co Dublin

Quick Facts about Ireland

Category Specification
Capital Dublin
International Airports Dublin Airport, Cork Airport
Time Zone Irish Standard Time GMT +1
Best Time to Visit Between March and May & September to November
Currency Euro
Climate Oceanic

FAQs on Ireland Travel Insurance

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Jan'25

**Number of Claim Amount Paid as of Apr'25

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $10,000) if disclosed during policy purchase.