Ireland Travel Insurance

Travel Insurance for Ireland

From the most amazing and breath-taking landscapes to the incredible castles and man-made structures, Northern Ireland is a country that reflects the vivid imagination of a dream travel destination. Take a break from the hustle-bustle of your city to experience the magic of this island country. Explore the stunning architectures of the Victorian Era, the structures that have stood majestically for centuries and impressed the tourists. Be a keen observer of the rich natural beauty of Ireland and indulge in the fascinating festivals to experience the local culture.

Seek adventures as you travel. An Ireland Travel Insurance Plan takes care of all your concerns about unforeseen medical and non-medical emergencies you might face in the country during your trip. A good insurance policy shields your travel budget from getting spent in emergency situations like lost luggage, trip delays, and even hospitalization, thereby safeguarding your travel memories.

Is Travel Insurance for Ireland Mandatory?

Ireland travel insurance is a necessity for foreign tourists traveling to Ireland, although it is not a mandatory requirement for visa application. However, for some specific visa categories like Working Holiday Visa - required by those planning to reside and work in the country - buying a travel insurance policy may be necessary.

Moreover, the cost of medical treatment in Ireland is high and it is advisable to opt for the best Ireland travel insurance policy so that all medical and non-medical expenses are met with ease.

Quick Facts About Northern Ireland

Quick Facts About the Republic of Ireland

Benefits of Travel Insurance for Ireland

No matter what your travel purpose is, we've got you covered to make your journey joyous and stress-free. Summarizing below the benefits of opting for the best travel insurance for Ireland:

• Comfort: Having a travel insurance cover for your Ireland trip will save you, especially senior citizens and students, from the stress of travelling.
• Protection in Medical Emergency: The policy provides coverage to help you get immediate medical attention.
• Compensation in case of Mishaps: The plan offers compensation to the nominee in case of uncertain death of the insured person.
• Covers you in other Contingencies: Trip delays and loss of belongings and documentation will be taken care of under the travel plan. 
• Multi-Trip Policy: If you are a frequent flyer, you can avail of the multi-trip travel policy.
• Cashless Claim Settlement: You can apply for the cashless claim facility.
• Region-specific Plans: Our region-specific customized international travel insurance plans help you to relish your trip and leave all your travel worries with us.

What is Covered in Travel Insurance For Ireland?

We offer comprehensive travel insurance policy. Below is what all we covered under Ireland travel insurance:

• Emergency Hospitalization: In case you find yourselves in a medical emergency that requires hospitalization, the travel insurance plan for Ireland will provide you complete cover encompassing IPD and OPD expenses.
• Accidental Hospitalization: Get up to 100% sum insured in case of accidental hospitalization. We also cover Accidental Death/Permanent Total Disability.
• Pre-existing disease: Ireland Travel Insurance Plan will provide sum insured for the treatment of a life-threatening condition for pre-existing diseases
• Treatment in home country: In case you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
• Medical Evacuation: Get cover during an emergency when there is a need for medical evacuation to the home country.
• Common Carrier Accidental Death: A lump sum amount as compensation will be paid if the insured person loses his/her life while traveling in a common carrier/ public transport
• Trip delay, cancellation, or interruption: You will get the compensation for the trip delayed, cancellation or interruption up to the sum insured and subject to policy terms and conditions.
• Loss of passport and checked-in baggage: Get coverage up to USD 750 for a loss of checked-in baggage or delay of checked-in baggage. For delay of checked-in baggage, you will get the cover for up to USD 100. In case of loss of passport, the plan offers a cover of up to USD 300
• Up-gradation to Business Class: For a comfortable journey, if you require an up-gradation to business class, you will receive coverage of USD 1,000 under the Ireland travel insurance policy.

Under international travel insurance, you are also eligible for personal liability cover and coverage for the return of the minor child.

What is Not Covered in Ireland Travel Insurance Plan?

It is beneficial to check the exclusions of the travel insurance policy. Some of the exclusions are given below:

• Expenses of treatment of HIV/AIDS/ other transmitted diseases are not covered under Ireland Travel Insurance Plan.
• Expenses arising out of hazardous activity, the influence of drugs or alcohol, or consequences of war/nuclear perils.
• Costs incurred due to exposure to ionizing radiation or contamination.
• Expenses due to the treatment of self-inflicted injury, suicide, etc
• Any liability related to any professional services offered by the insured
• Expenses incurred by engaging in business activities
• Costs incurred due to ownership of any aircraft, watercraft, motor vehicle, etc.
• Personal liability of the insured towards another individual (whether personal, official or commercial)
• Expenses due to wrongful detention, false arrest, wrongful eviction, defamation or mental trauma and shock resulting from such situations
• Costs incurred due to encroachment of intellectual property rights like patent, copyright, and trademark.
• Liability related to possession of animals, insects, bird, and reptiles and their byproducts
• Expenses arising as a result of an insured person engaging in Breach of Law

Travel Insurance For Ireland - Claim Process & Procedure

Our claim process for travel insurance Ireland policy is simple and hassle-free. Under the claim management procedure, you need to take care of two essential things:

• Notification of Claim
• Documents to be Submitted

• Policy Number
• Policyholder’s Name
• Name of the Insured Person in respect of whom the claim is being made
• Nature of illness or injury or contingency for which claim is being made
• Date of admission to Hospital or date of loss
• Name and address of the attending Medical Practitioner and Hospital(if applicable)
• Any other information, documentation, or details requested by the Company or the Assistance Service Provider

• The cashless facility is available only at the network providers for In-Patient Care 
• For availing of the cashless facility, kindly call our customer support team
• You need to request the cashless facility in a prescribed format
• We may authorize your request, and after that, you do not need to pay for the hospital bills, except for the non-medical expenses.

Documents to be Submitted

You need to submit the documents for reimbursement depends on the benefit. For hospitalization expenses below documents are required

• Claim form(filled and signed by the insured)
• Release of Medical Information Form
• Original Pathological and diagnostic reports, discharge summary, indoor case papers, and a prescription issued by the treating Medical Practitioner
• Passport and Visa copy with Entry Stamp of the Country of Visit and exit Stamp from India
• Original bills and receipts

Eligibility for Ireland Travel Insurance

Check the below eligibility criteria according to the plans:

Please refer to the prospectus for more details on eligibility. 

Premium for Ireland Travel Health Insurance 

The premium amount for an international travel insurance plan for Ireland is decided on the basis of various factors such as traveler’s age, duration of the international trip, destination country and type of coverage selected.

Types of Ireland Visas

Foreign tourists will require a UK Visa for traveling to Northern Ireland and an Irish Visa for traveling to the Republic of Ireland. According to the British-Irish visa scheme, Indian and Chinese citizens can travel to the UK and Republic of Ireland on a single visa (UK visitor visa except for visitor in transit or visitor for marriage/civil partnership) if they are visiting on the short-stay visa or visitor visa.

Depending on the purpose of your visit, you can opt for the following types of Ireland Visas:

• Irish Short Stay Visa: This type of visa is valid for a period of less than 3 months. It is further classified as:
  • Tourist Visa: Those who are visiting Ireland for the purpose of tourism can apply for a Tourist Visa with a validity of 90 days.
  • Business Visa: Those who are visiting Ireland for business activities can apply for Business Visa.
  • Family/Friend Visit Visa: Those visiting the country to a friend or family member who is a resident citizen of Ireland can apply for this visa.
  • Employment visa: Those traveling to Ireland for getting short-term employment can apply for this visa.
• Long stay visa. If you plan to stay for a longer duration in the country, apply for a long-stay visa which is valid for a period of more than 3 months.

Indians having a valid visa under British-Irish visa scheme will not require a UK transit visa. The other categories of visas include Single Entry Visa, Multiple Entry Visa and Re-entry Visa. It should be noted that travelers should first visit the country which issued the visa.

UK Visas: Indian and Chinese citizens can travel to Ireland and the UK using the visas as given below:

• Visa for standard visitor categories having validity of six months for a single visit
• Permitted Paid Engagement Visa

Visa Procedure for Ireland

• Step 1: Decide the type of visa you need and fill the application form with relevant details
• Step 2: Book appointment with the visa application center to provide biometric data and documents
• Step 3: Visit visa application center within 30 days of completing online visa application form
• Step 4: Pay the required visa fee, as applicable (INR 4,800 for Short-stay ‘C’ Visa, INR 7,800 Euro for Multiple Entry Visa and INR 2,400 for transit entry visa)

The following documents are required for the visa application procedure:

• Duly signed application summary sheet
• Two-color passport-size photographs
• Valid Passport containing minimum one blank page
• Appointment and receipt of payment confirmation of visa application
• A signed letter of application
• Supporting documents for the specific visa category
• One photocopy of every original document

Applications for visas must be submitted at the Embassy of Ireland. The visa can be either collected from the visa application center or obtained through delivery by post.

Ireland Travel Guide

Northern Ireland has an oceanic climate and the ideal time to visit the country is March to May and September to November. Summers are pleasant and witness frequent rains. So, while packing, do remember to include umbrellas, shoes and water-proof accessories.

Some cities like Belfast can be explored walking while for some you can either opt for trains, buses or rent a car. Drive on the left and do note that the distances are shown in miles unlike in the Republic of Ireland where they are displayed in kilometers.

It is advisable to book your accommodation in advance during peak summertime. There are a host of restaurants to indulge in the delicious Irish cuisines. Tipping is acceptable in restaurants but not required in pubs. Sometimes, they are included in the service charges.

Top Places To Visit In Ireland

Ireland is the third major island in Europe. It comprises Northern Ireland which is a part of the United Kingdom and the Republic of Ireland. Northern Ireland is known for famously hosting various sports events and for being a global center for arts, entertainment, textile production, and shipbuilding. The iconic ship, Titanic, was built in Belfast which is the capital city. The country is also one of the go-to places for stargazing. There is so much to do and explore in Ireland. So, get an Ireland travel insurance plan for perfect vacation time.

• Giant’s Causeway: This coveted spot by tourists is also a UNESCO World Heritage Site. Visit the Giant’s Causeway for beautiful coast views and to hear exciting folklores linked to this area.
• Game Of Thrones (GoT) Sites: Check out the Game Of Thrones shooting locations in Northern Ireland such as the 18th-century structure - Castle Ward in County Down, Downhill Strand in County Londonderry, Cushendun Caves and Magheramorne Quarry in County Antrim, to name a few.
• Titanic Quarter: Located in Belfast, it is one of the prominent landmarks spanning 185 acres. It is a huge waterfront site enclosing the national museum, film studios, education facilities and much more.
• Dunluce Castle: Delve into the medieval era and catch a glimpse of the Dunluce Castle. Nestled in County Antrim, this stunning sea-facing castle was home to the MacDonnell family.
• Belfast City Hall: Take a tour to this community building situated in Donegall Square that comprises of public memorials viz. the Titanic Memorial and expansive grounds.

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