Brazil Travel Insurance

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.

What is Covered Under Travel Insurance for Brazil?

At Care Health Insurance, we offer extensive online travel insurance for Brazil. Our policy is crafted to prioritise your safety and provide you with peace of mind. Let us discuss the coverage offered under the Brazil travel insurance:

• Medical Coverage

• Journey Coverage

• Baggage Coverage

Emergency Hospitalisation

If you have a medical emergency and need to be hospitalised, whether for inpatient or outpatient treatment, we’ll cover the medical costs.

Personal Accident Cover

Accidents can happen at any time. Our insurance provides coverage in case of accidental death or permanent total disability caused by an accident while you're abroad.

Trip Delays, Cancellations, or Interruptions

If your travel plans are disrupted by things like flight delays, cancellations, or unforeseen changes to your plan, we’ll help you recover the expenses incurred due to these disruptions.

Compassionate Visit

In case you’re hospitalised, we’ll cover the cost of an economy class flight ticket for a close family member to come and be with you during this emergency.

Daily Allowance

If you're hospitalised, we’ll also provide a daily allowance to help cover extra expenses for your companion, per your policy's terms.

Additional Benefits

Our plan includes extra benefits, such as coverage for missed flight connections, hijack distress allowance, and automatic trip extensions, so you’re always prepared for the unexpected.

 

Loss of Passport or Baggage

If you lose your passport or your baggage is delayed, don’t worry. We’ll provide coverage for lost or delayed items, up to the insured amount.

*Refer to the policy documents for more detailed information regarding the Coverage.

What is Not Covered Under Travel Insurance for Brazil?

Care Health Insurance’s travel medical insurance for Brazil does not cover the following situations:

• Self-Inflicted Injury: If you intentionally harm yourself, attempt suicide, or engage in any form of self-harm that leads to hospitalisation or death, the travel health insurance for Brazil will not cover any related expenses.
• Breaking Law: If you violate the laws or regulations of the country you are visiting, the travel health insurance for Brazil will not cover any costs arising from this.
• Drug Misuse: The insurance will not cover any expenses related to the misuse, overuse, or abuse of drugs or sedatives during your trip.
• War and Conflict: Travel insurance does not cover expenses resulting from national or international wars, nuclear hazards, or any related consequences.
• High-Risk Activities: The international health insurance for Brazil does not cover claims related to dangerous activities such as fire stunts or risky road stunts that are not listed in the policy documents.
• Dental Treatment: Planned dental treatments or surgeries are not covered, unless they are required due to severe pain or an emergency.

Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

Benefits of Brazil Travel Insurance

Brazil travel insurance offers valuable protection against unexpected situations during your trip, giving you peace of mind while exploring the vibrant country. Here are some key benefits of having Brazil travel insurance:

• 24/7 Emergency Support: Most travel insurance plans offer round-the-clock help. Whether you need a doctor, an emergency evacuation,  or safety advice, support with our third-party assistance provider is just a call away.
• Peace of Mind: Knowing you’re covered for emergencies, delays, or cancellations, you can enjoy your trip without worrying about what could go wrong.
• Explore with Confidence: Planning to visit the less-travelled areas in Brazil? With the right travel insurance, you’re protected if something goes wrong, even in remote areas.
• Adventure Activity Cover: Some plans also include coverage for activities like sandboarding or jeep tours. Since these activities pose potential risks, having insurance helps you have a lifetime experience with peace of mind.
• Third-Party Service Providers: Brazil's international health insurance often works with trusted service providers who help in emergencies. They offer quick, quality support when you need it the most.

What is the Premium of Travel Insurance for Brazil from India?

The Brazil travel insurance premium depends on factors such as age, location, duration of the journey, and the type of coverage required. Care Health Insurance offers an affordable Brazil travel insurance plan, designed for medical and non-medical needs, without being too heavy on your wallet.

For Example: A single traveller from India to Brazil for a 7-day trip can get insurance coverage starting at just around Rs. 328*. This is based on a travel insurance plan with a coverage amount of $25,000 for a one-time 7-day visit. You can also use the Travel Insurance Premium Calculator to calculate the cost of your travel insurance premium.

*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.

Factors Affecting the Premium of Travel Insurance for Brazil

Travel insurance costs for Brazil depend on several important factors. You can pick the right plan at an affordable premium. Here’s a simple breakdown to help you make an informed choice:

• Type of Trip: Whether you're going on a one-time trip or planning multiple visits to Brazil during the year, the type of insurance you choose will affect the cost. Multiple trips might have a higher premium.
• Trip Duration: Your stay in Brazil also impacts the cost. If you're going on a short holiday, your insurance will likely be cheaper than for a longer stay.
• Health History: If you have existing medical conditions or any serious health issues, your international health insurance for Brazil may be more expensive. You may need extra coverage for these conditions, which can increase the premium.
• Coverage Level: The amount of protection you choose also affects the price. Higher coverage means a higher cost. To save money, you can opt for less coverage if you don't need certain protections. For example, you might not need coverage for pre-existing health problems if you're young and healthy.
• Claims Process: If you need to use your insurance while in Brazil, make sure you understand how to file a claim. Knowing the process ahead of time can help if something unexpected happens during your trip.

How to Buy Brazil Travel Insurance Online?

Documents Required to Travel from India to Brazil

If you're planning a trip from India to Brazil, it is important to carry the right documents to ensure a smooth journey and hassle-free entry. Below is a list of essential travel documents you'll need for your visit. When travelling from India to Brazil, you’ll need the following documents:

• A valid passport with at least six months of validity beyond your intended departure date and at least two blank pages.
• Return or onward flight tickets to show proof of leaving Brazil within the allowed 90-day period.
• Proof of accommodation, such as hotel bookings or an invitation letter from a host in Brazil.
• You must provide evidence of sufficient funds to cover your stay, such as recent bank statements or proof of a credit card.
• You might also require a Yellow Fever vaccination certificate, which is required for re-entry into India, though not mandatory for Brazil.
• While not mandatory, travel insurance is recommended to cover medical emergencies and trip cancellations.

How to File a Claim Under Travel Insurance for Brazil?

How to Apply for a Brazil Visa from India?

The Brazil visa requirements for indian citizens depend on the type of visa you apply for. Let us discuss the application process of the Brazil visa for Indians in detail:

• Check what documents you need: First, gather the documents based on the type of visa you require.
• Fill out the visa form online: Go to the official Brazil visa website and complete the form. You’ll have to enter details like:
  • Your passport number
  • Contact information
  • Purpose of your visit
  • Your stay duration
  • Proof of financial stability
  • Other personal details
• Upload your documents and a photo: Make sure all uploaded files are clear and the information is accurate.
• Receive a confirmation number: After you submit the form, you will get a confirmation number. Save this for reference.
• Print the form receipt: Print out the receipt and attach a recent passport-size photo.
• Submit your documents to the consulate: Take your printed visa application form and original documents to the Brazilian consulate.
• Pay the visa application fee: Make the required payment as instructed by the consulate.
• Track your application online: You can check the progress of your application on the visa website.
• Collect your visa: Once your visa is approved, the consulate will let you know when and how to collect it.

Documents Required for Brazil Visa

When applying for a Brazil visa for Indians, you must provide the following documents:

• A valid passport with a validity period of at least ten months and two blank pages.
• Receipt of visa fee payment.
• The visa application form.
• Passport-style photograph (no older than three months).
• You should have a pre-planned itinerary and travel plans in Brazil, including return flights, proof of accommodation, or hotel reservations.
• Proof of financial capability can be provided by submitting ITRs, payslips, or bank statements for the previous three months.

Brazil Travel: Safety & Precautionary

Brazil is well-known for the warmth and friendliness of its people. However, taking a few safety precautions can help ensure a trouble-free experience:

• Keep your passport securely stored in a hotel locker or other safe place to prevent loss or theft. Always carry a photocopy with you when heading out.
• Since the WHO classifies Brazil as a yellow fever endemic country, it is strongly recommended that you get vaccinated before travelling.
• While a Yellow Fever Vaccination Certificate is not required to enter Brazil, it is mandatory for re-entry into India.
• If you're transiting through Guarulhos Airport (São Paulo International Airport), allow at least a 5-hour layover to clear immigration and customs.
• Carry only a small amount of cash when going out, and avoid displaying valuables like credit cards, laptops, smartphones, or jewellery, as theft and mugging can occur.
• For your safety, avoid isolated areas and don’t go out alone at night.
• Stay updated with local news and avoid areas with large crowds or protests.
• In case of emergency, dial 190 for police, 192 for medical help, 193 for fire services, and 180 for crimes against women.
• Tourist emergency helplines are available in São Paulo and Rio de Janeiro; you can save these numbers upon arrival.
• Lastly, purchase comprehensive travel insurance to cover any medical or non-medical emergencies during your trip.

Local Law And Etiquette in Brazil

When visiting Brazil, it’s important to be aware of the local laws and etiquette to ensure a respectful and enjoyable experience. Here’s a guide to help you understand the key aspects:

• Alcohol: The legal drinking age in Brazil is 18. It is normal to drink alcohol in public places like beaches, but some places may have local rules against it, you should check before you leave for the country.
• Drugs: Drugs are strictly prohibited. Being caught with these substances can lead to serious legal trouble.
• Smoking: Smoking is not allowed in public places like restaurants and buses.
• Language barriers: Majority of the people in Brazil speak Portuguese. Most Brazilians don’t speak much English, so learning a few basic phrases (like hello, thank you, excuse me) can be helpful.

Indian Embassy in Brazil

Travelling abroad is an adventure in itself. While you’re pretty much covered by the travel health insurance for Brazil, there may be some cases where you may need a little more help than expected. For such instances, here are the ways to contact the Indian Embassy in Brazil.

Best Time to Visit Brazil

The timing of your visit to Brazil is entirely up to you, but many people prefer to go in December to experience the vibrant carnivals and Christmas festivities. According to tourists who have visited, the ideal time to plan your trip is between November and late March.

List of International Airports in Brazil

It is good to know more than one airport in a country you’re visiting so that you have a better understanding of your route and travel. Take a look at some of the most important airports in Brazil below:

Make sure you buy overseas travel insurance with flight delay or cancellation coverage so that you don’t end up spending more than you need to.

Best Places to Visit in Brazil

Brazil is a haven for tourists, no matter what their preferences are. Take a look at some of the best places to visit in Brazil:

• Christ the Redeemer: A 98-foot statue of Jesus in Rio de Janeiro, located in Tijuca National Park. It is a symbol of faith and one of the Seven Wonders of the World.
• Iguacu Waterfalls: Located on the Brazil-Argentina border, these powerful falls offer stunning views and walkways. Don’t miss the Devil’s Throat.
• Carnaval: Held in Rio de Janeiro, this world-famous festival is full of music, dance, and colourful costumes. It happens before Lent and draws millions of visitors.
• Cathedral of Brasilia: A modern church designed by Oscar Niemeyer, known for its glass roof and unique architecture.
• Amazon Rainforest: Covers 42% of Brazil and is rich in wildlife. Key places to visit include Anavilhanas National Park and Teatro Amazonas.
• Pantanal: The largest wetland in the world, home to diverse animals and stunning nature. A bit remote, but worth the visit.
• Sugar Loaf Mountain: A 1,300-foot peak in Rio with cable car rides and breathtaking views of the city and beaches.

Things to Do in Brazil

Brazil offers an endless array of experiences, but here are some top picks you won't want to miss:

• Wander through Pelourinho’s charm: Located in Salvador, this vibrant neighbourhood is known for its pastel-hued buildings, ornate churches, and rich colonial architecture. It is a must-see for history and culture lovers.
• Explore the São Paulo Museum of Art: Home to over 8,000 works, this renowned museum features a remarkable collection of classical and modern masterpieces from around the world.
• Unwind at Porto de Galinhas: Looking for some downtime? This idyllic beach destination, with its crystal-clear waters and natural pools, is the perfect spot to relax and soak in Brazil’s coastal beauty.
• Step into the Santos Coffee Museum: Housed in what was once the bustling Coffee Stock Exchange, this museum offers a fascinating look into Brazil’s coffee trade and a chance to taste some of the world’s finest brews.
• Try Brigadeiros: The beloved Brazilian treats are a simple twist on chocolate truffles; sweet, rich, and dangerously addictive. 

Currency and Foreign Exchange

The currency used in Brazil is the Brazilian Real. Here is the latest exchange rate to get an estimate:

Quick Facts about Brazil

Note: The per day premium has been calculated for an individual aged 24 yrs for a 90 days trip, with the starting coverage of $ _____.