icon Get Quote

Cruise Travel Insurance

Setting sail on a cruise is an adventure like no other, but even the smoothest journeys can face unexpected waves. Cruise travel insurance is your safety net at sea, covering everything from last-minute cancellations to medical emergencies and missed ports.

Cruise Travel Insurance Covers:

Cruise Travel Insurance
  • 45 Lakh+ Travellers Served Since Inception^^
  • 184 Crore+ Claim Amount Paid Since Inception**
  • 24*7 Claim and Customer Support

Trusted by People

4.1/5

Served 45 Lakh+ travellers

Letโ€™s Secure Your Trip!

Select from these popular regions:

Need an annual policy that covers multiple trips in a year?

When are you travelling?

  • Trip Duration

By continuing, you agree to our Terms & Conditions

Written by:
Gungun Bhatia
Gungun Bhatia
Gungun Bhatia
Insurance Expert

Gungun Bhatia is an insurance specialist with over 3 years of experience creating Insurance domain blogs, newsletters, and social media conversations. She excels at simplifying complex insurance topics into clear, engaging, and informative content that empowers readers to make confident decisions. With a strong passion for research and a talent for storytelling, Gungun consistently delivers credible, reader-centric content that blends industry expertise with creativity.

Reviewed by:
Anjali Sharma
Anjali Sharma
Anjali Sharma
Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

Updated on:
11 Sep 2026
Reviewed on:
11 Sep 2026

What is Cruise Insurance?

Imagine planning your dream voyage, only for a delayed flight to make you miss the ship’s departure. That is where cruise trip insurance comes in.

Cruise insurance is a form of travel insurance that covers your trip when you travel by sea. It offers coverage for events such as cancellations and lost luggage while travelling on a public cruise. This benefit under international travel insurance also addresses situations unique to cruising, including medical assistance onboard or dealing with delays that could result in missing the ship.

Think of it as a safety net that travels with you, so instead of stressing over the unexpected, you can enjoy every moment of your holiday, from the first sunset on deck to the last stop ashore.

Why Do You Need Travel Insurance for a Cruise?

A cruise promises adventure, but even the smoothest sails can hit blind spots. Here is where travel insurance for cruise ships makes all the difference:

Travelling on a Cruise with an Existing Health Condition?

Stay ahead of emergencies with the right travel health insurance!

What Does Cruise Insurance Cover & Not Cover?

  • Inclusions
  • Exclusions
  •  

When planning a cruise, it is easy to dream about sunsets on deck and island-hopping adventures. But it is just as important to know what cruise insurance covers, and when it doesn’t. Here is a traveller-friendly breakdown:

Trip Cancellations or Delays

You have packed your bags and your heart is set on the ocean, but an unexpected illness halts your plans. Instead of losing it all, cruise trip insurance safeguards your spirit and your wallet by covering the cost of your non-refundable bookings.

Missed Connections

A delayed flight should not mean watching your dream ship sail into the sunset without you. If the unexpected happens, insurance steps in to bridge the gap, gracefully covering the costs to help you catch up with your floating sanctuary at the next port.

Medical Care at Sea

Falling ill or getting injured onboard shouldn’t ruin your trip. Since emergency medical care at sea is expensive, cruise medical insurance covers your treatment and necessary evacuation.

Lost or Delayed Luggage

If your suitcase takes its own scenic holiday, baggage insurance provides funds to refresh your style until your bags safely rejoin you in your cabin.

Missed Ports of Call

The ocean is beautifully unpredictable, and rough seas might change your itinerary. If nature forces you to bypass an island excursion, insurance gracefully compensates you for those missed moments of discovery.

Emergency Evacuation

In rare cases, if you need to be flown off the ship for urgent medical care, trip insurance helps you stay financially prepared for life’s deepest waters.

Thrill-Seeker Mishaps

Dreaming of a wild cliff dive in the Caribbean or a zipline through the jungle? Make sure it’s with a certified expert. Taking extreme, unguided risks means you might have to handle the consequences on your own.

Ignoring Warnings

If the cruise line or local government advises against an excursion or a specific destination, it is best to listen. Stepping into warned areas means your coverage likely won’t follow you.

Careless Moments

It is easy to lose track of time under the sun, but try not to lose track of your belongings. Leaving your passport on a pool chair or your camera unattended isn’t covered by insurance.

Deliberate Arguments

Ended up in a tussle because you didn’t like the way a pet barked at you? Costs or legal expenses from deliberate arguments or avoidable altercations onboard are entirely up to you.

Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

How to Choose the Right Cruise Travel Insurance Policy?

Picking the right cruise insurance policy does not have to feel complicated. Think of it like packing for your trip: you just need the essentials that match your travel style. Here is how to make the choice simple and stress-free:

  1. Choose cruise-specific cover: Many plans won’t do for an ocean journey. Look for specialised trip insurance for cruises, like in Care Health Insurance, that protects against missed ports, itinerary changes, and delays unique to cruising.
  2. Check medical protection: Healthcare while sailing the open ocean can be incredibly expensive. Ensure your policy includes solid cruise medical insurance to act as your angel, so you can focus on the view rather than the cost of care.
  3. Review cancellation terms: If life throws an unexpected curveball before you set sail, good cruise travel protection insurance will refund costs when you have to cancel or cut your trip short.
  4. Watch the exclusions: Review the policy exclusions carefully before choosing cruise travel insurance. Some policies may not cover adventure activities, certain personal reasons for cancellation, or other specific situations unless you opt for additional coverage.
  5. Match your cruise style: Whether your voyage is built around luxury, family time, or bold adventure, your travel insurance for cruise ships should fit how you travel, not just where you are going.

Pro tip: Top up your cruise travel protection with a refund of the visa fee add-on as soon as you start planning your travel. That way, you will be covered even for visa rejections, not just for when you board the ship.

When Should You Buy Cruise Insurance?

If you have just booked your dream cruise, the clock is already ticking on when to get your cruise insurance. The truth is, the earlier you buy it, the better your protection will be. Here is how to think about it as a traveller:

How Can We Help You With Claim Support?

Filing a travel insurance claim for cruise medical insurance is straightforward with Care Health Insurance. We work with Falck to provide you with assistance and claim support worldwide. Our dedicated claim team in India makes the process easy and hassle-free, so you won’t have to deal with complicated formalities while travelling.

How to File a Cruise Insurance Claim?

Filing a cruise insurance claim doesn’t have to feel overwhelming. If something goes wrong during your trip, following these simple steps can help you get reimbursed quickly. Here is a traveller-friendly guide:

Traveller’s Tip: The easiest way to speed up claim settlement under travel insurance for cruise ships is to stay organised. Keep all receipts and notes in one folder or take photos on your phone as you go.

Know Your Cover Before You Set Sail

Review your travel insurance benefits to ensure coverage for medical emergencies and missed connections during unexpected cruise disruptions.

Check Plan

Common Safety Tips for Cruise Travellers

A cruise feels like the ultimate escape; you unpack once, the ocean is your backdrop, and every morning brings a new adventure. But just like packing sunscreen or your favourite sandals, packing a little safety sense goes a long way. Here are a few tips seasoned cruisers swear by:

  1. Treat Your Documents Like Treasure: Your passport, boarding pass, and cruise insurance details are your golden tickets. Keep copies in your bag, on your phone, and in your cabin safe.
  2. Don’t Forget Your “Ship Sense”: Yes, it is a floating resort, but it is still a big moving vessel. Get familiar with muster drills, know where the exits are, and don’t wander into restricted areas after a cocktail or two.
  3. Stay Healthy, Stay Happy: Cruises are foodie heaven, but nothing ruins a trip faster than catching a bug. Wash your hands often, use sanitiser, and drink plenty of water. If you are a senior or have health concerns, knowing your cruise medical insurance covers onboard treatment can be a lifesaver.
  4. Adventure, But Check Your Cover: Snorkelling in turquoise waters? Zip-lining through jungles? Amazing, just make sure your cruise trip insurance covers you for adventure sports. Nothing is worse than discovering you are on your own during mishaps.

Note: Think of cruise travel protection as your “travel buddy.” You may not need it, but it is always there when things don’t go according to your plans. With these safety habits, you will spend less time worrying and more time soaking in those endless ocean views.

Common Mistakes to Avoid With Cruise Insurance

Even seasoned travellers sometimes overlook the importance of travel insurance. Here are the most common mistakes, and how to steer clear of them:

  1. Overlooking medical coverage: Shipboard medical care and air evacuation can be extremely expensive. Ensure your plan includes comprehensive cruise medical insurance, particularly if you are a senior or have pre-existing health conditions.
  2. Skipping the fine print: Not all activities are covered. Adventure excursions, alcohol-related mishaps, or last-minute cancellations may need add-ons. Read your policy carefully to avoid surprises later.
  3. Relying Solely on Credit Cards: Credit card insurance often has low coverage limits and rarely pays for expensive maritime medical evacuations. Check your card’s cap limits and buy a dedicated third-party policy if the evacuation coverage is low.
  4. Ignoring Missed Connections: Standard plans may not cover catching the ship after flight delays or independent excursion refunds for skipped ports. Ensure your policy includes missed connection and change of itinerary protections.

Do You Really Need Cruise Insurance?

Cruises already bundle your room, meals, and entertainment. But here is the truth: unexpected things can happen at sea and on shore, and that is where trip insurance for cruises steps in.

The bottom line: You don’t plan for accidents, delays, or cancellations, but they happen. Having cruise travel protection is like having a life vest for your wallet: you may not need it, but if you do, you will be glad it is there.

Ready to Sail With a Safety Net?

Your cruise is booked, and your bags are packed—add travel protection to your checklist before you head for the port.

FAQs on Cruise Travel Insurance

  • General
  • Travel Insurance
  • Coverage
  • Claim

Q. Is it mandatory to get cruise insurance?

It is not always mandatory, but some cruise lines or destinations may require proof of cruise travel protection insurance, especially for seniors or international trips.

Q. Do I need a passport if I have cruise insurance?

Yes, insurance does not replace official travel documents. You still need a passport or valid ID depending on your itinerary.

Q. Can I get cruise insurance for a single-day cruise?

Yes, though standard travel insurance or a basic day-trip policy is usually used instead of a specialised cruise package.

Q. Why is cruise insurance important?

Cruise insurance protects you from costly surprises like medical emergencies, trip cancellations, or missed ports. It ensures your cruise trip insurance gives you peace of mind from start to finish.

Q. Where can I buy cruise insurance?

You can buy travel insurance for cruise ships directly from online travel insurance providers. Comparing options helps you get the best coverage.

Q. When is the best time to buy cruise insurance?

Within 14 to 21 days of making your initial trip deposit to secure time-sensitive benefits.

Q. Can I insure a cruise booked with frequent flyer miles?

Yes. While the miles themselves aren't reimbursable, insurance can cover the cash taxes, fees, and redeposit penalties.

Q. Is it worth paying for cruise insurance?

Yes, having cruise insurance is always worth it. The good news is: Care’s international travel insurance plan doesn’t even cost you extra for insuring your cruise trip. All it needs is a common carrier cruise to automatically start coverage.

Q. How Much Does Cruise Insurance Cost?

Cruise insurance under Care Health Insurance’s travel plans does not cost extra. It is seamlessly included within the premium of the selected sum insured, specifically for the chosen destination.

Q. Does cruise insurance cover missed port departures?

Yes, if you miss the ship due to a covered reason (like a flight delay), "Missed Connection" coverage helps you catch up at the next port.

Q. Does it cover emergency medical evacuation at sea?

Yes. Comprehensive cruise policies cover airlift or medical transport from the ship to the nearest adequate hospital.

Q. Is my baggage covered if the cruise line loses it?

Yes, baggage delay and loss coverage will reimburse you for essential items and lost belongings up to policy limits.

Q. How long do I have to file a cruise insurance claim?

Typically between 20 to 90 days after the incident occurs, depending on your provider. It is best to file as soon as you return.

Q. What documents do I need to submit for a medical claim?

You will need itemised bills from the ship's medical centre, medical records, and receipts for any out-of-pocket payments.

Get Assistance with Personalized Plans

Get the best financial security with Care Health Insurance!

+91
+91
๐Ÿ‡ฆ๐Ÿ‡ซ Afghanistan+93 AF
๐Ÿ‡ฆ๐Ÿ‡ฑ Albania+355 AL
๐Ÿ‡ฉ๐Ÿ‡ฟ Algeria+213 DZ
๐Ÿ‡ฆ๐Ÿ‡ธ American Samoa+1684 AS
๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra+376 AD
๐Ÿ‡ฆ๐Ÿ‡ด Angola+244 AO
๐Ÿ‡ฆ๐Ÿ‡ฎ Anguilla+1264 AI
๐Ÿ‡ฆ๐Ÿ‡ฌ Antigua and Barbuda+1268 AG
๐Ÿ‡ฆ๐Ÿ‡ท Argentina+54 AR
๐Ÿ‡ฆ๐Ÿ‡ฒ Armenia+374 AM
๐Ÿ‡ฆ๐Ÿ‡ผ Aruba+297 AW
๐Ÿ‡ฆ๐Ÿ‡บ Australia+61 AU
๐Ÿ‡ฆ๐Ÿ‡น Austria+43 AT
๐Ÿ‡ฆ๐Ÿ‡ฟ Azerbaijan+994 AZ
๐Ÿ‡ง๐Ÿ‡ธ Bahamas+1242 BS
๐Ÿ‡ง๐Ÿ‡ญ Bahrain+973 BH
๐Ÿ‡ง๐Ÿ‡ฉ Bangladesh+880 BD
๐Ÿ‡ง๐Ÿ‡ง Barbados+1246 BB
๐Ÿ‡ง๐Ÿ‡พ Belarus+375 BY
๐Ÿ‡ง๐Ÿ‡ช Belgium+32 BE
๐Ÿ‡ง๐Ÿ‡ฟ Belize+501 BZ
๐Ÿ‡ง๐Ÿ‡ฏ Benin+229 BJ
๐Ÿ‡ง๐Ÿ‡ฒ Bermuda+1441 BM
๐Ÿ‡ง๐Ÿ‡น Bhutan+975 BT
๐Ÿ‡ง๐Ÿ‡ด Bolivia+591 BO
๐Ÿ‡ง๐Ÿ‡ฆ Bosnia and Herzegovina+387 BA
๐Ÿ‡ง๐Ÿ‡ผ Botswana+267 BW
๐Ÿ‡ง๐Ÿ‡ท Brazil+55 BR
๐Ÿ‡ป๐Ÿ‡ฌ British Virgin Islands+1284 VG
๐Ÿ‡ง๐Ÿ‡ณ Brunei+673 BN
๐Ÿ‡ง๐Ÿ‡ฌ Bulgaria+359 BG
๐Ÿ‡ง๐Ÿ‡ซ Burkina Faso+226 BF
๐Ÿ‡ง๐Ÿ‡ฎ Burundi+257 BI
๐Ÿ‡จ๐Ÿ‡ป Cabo Verde+238 CV
๐Ÿ‡ฐ๐Ÿ‡ญ Cambodia+855 KH
๐Ÿ‡จ๐Ÿ‡ฒ Cameroon+237 CM
๐Ÿ‡จ๐Ÿ‡ฆ Canada+1 CA
๐Ÿ‡ฐ๐Ÿ‡พ Cayman Islands+1345 KY
๐Ÿ‡จ๐Ÿ‡ซ Central African Republic+236 CF
๐Ÿ‡น๐Ÿ‡ฉ Chad+235 TD
๐Ÿ‡จ๐Ÿ‡ฑ Chile+56 CL
๐Ÿ‡จ๐Ÿ‡ณ China+86 CN
๐Ÿ‡จ๐Ÿ‡ด Colombia+57 CO
๐Ÿ‡ฐ๐Ÿ‡ฒ Comoros+269 KM
๐Ÿ‡จ๐Ÿ‡ฌ Congo+242 CG
๐Ÿ‡จ๐Ÿ‡ฐ Cook Islands+682 CK
๐Ÿ‡จ๐Ÿ‡ท Costa Rica+506 CR
๐Ÿ‡จ๐Ÿ‡ฎ Cรดte d'Ivoire+225 CI
๐Ÿ‡ญ๐Ÿ‡ท Croatia+385 HR
๐Ÿ‡จ๐Ÿ‡บ Cuba+53 CU
๐Ÿ‡จ๐Ÿ‡ผ Curaรงao+599 CW
๐Ÿ‡จ๐Ÿ‡พ Cyprus+357 CY
๐Ÿ‡จ๐Ÿ‡ฟ Czech Republic (Czechia)+420 CZ
๐Ÿ‡ฉ๐Ÿ‡ฐ Denmark+45 DK
๐Ÿ‡ฉ๐Ÿ‡ฏ Djibouti+253 DJ
๐Ÿ‡ฉ๐Ÿ‡ฒ Dominica+1767 DM
๐Ÿ‡ฉ๐Ÿ‡ด Dominican Republic+1849 DO
๐Ÿ‡จ๐Ÿ‡ฉ DR Congo+243 CD
๐Ÿ‡ช๐Ÿ‡จ Ecuador+593 EC
๐Ÿ‡ช๐Ÿ‡ฌ Egypt+20 EG
๐Ÿ‡ธ๐Ÿ‡ป El Salvador+503 SV
๐Ÿ‡ฌ๐Ÿ‡ถ Equatorial Guinea+240 GQ
๐Ÿ‡ช๐Ÿ‡ท Eritrea+291 ER
๐Ÿ‡ช๐Ÿ‡ช Estonia+372 EE
๐Ÿ‡ธ๐Ÿ‡ฟ Eswatini+268 SZ
๐Ÿ‡ช๐Ÿ‡น Ethiopia+251 ET
๐Ÿ‡ซ๐Ÿ‡ด Faeroe Islands+298 FO
๐Ÿ‡ซ๐Ÿ‡ฐ Falkland Islands+500 FK
๐Ÿ‡ซ๐Ÿ‡ฏ Fiji+679 FJ
๐Ÿ‡ซ๐Ÿ‡ฎ Finland+358 FI
๐Ÿ‡ซ๐Ÿ‡ท France+33 FR
๐Ÿ‡ต๐Ÿ‡ซ French Polynesia+689 PF
๐Ÿ‡ฌ๐Ÿ‡ฆ Gabon+241 GA
๐Ÿ‡ฌ๐Ÿ‡ฒ Gambia+220 GM
๐Ÿ‡ฌ๐Ÿ‡ช Georgia+995 GE
๐Ÿ‡ฉ๐Ÿ‡ช Germany+49 DE
๐Ÿ‡ฌ๐Ÿ‡ญ Ghana+233 GH
๐Ÿ‡ฌ๐Ÿ‡ฎ Gibraltar+350 GI
๐Ÿ‡ฌ๐Ÿ‡ท Greece+30 GR
๐Ÿ‡ฌ๐Ÿ‡ฑ Greenland+299 GL
๐Ÿ‡ฌ๐Ÿ‡ฉ Grenada+1473 GD
๐Ÿ‡ฌ๐Ÿ‡บ Guam+1671 GU
๐Ÿ‡ฌ๐Ÿ‡น Guatemala+502 GT
๐Ÿ‡ฌ๐Ÿ‡ณ Guinea+224 GN
๐Ÿ‡ฌ๐Ÿ‡ผ Guinea-Bissau+245 GW
๐Ÿ‡ฌ๐Ÿ‡พ Guyana+592 GY
๐Ÿ‡ญ๐Ÿ‡น Haiti+509 HT
๐Ÿ‡ป๐Ÿ‡ฆ Holy See+379 VA
๐Ÿ‡ญ๐Ÿ‡ณ Honduras+504 HN
๐Ÿ‡ญ๐Ÿ‡ฐ Hong Kong+852 HK
๐Ÿ‡ญ๐Ÿ‡บ Hungary+36 HU
๐Ÿ‡ฎ๐Ÿ‡ธ Iceland+354 IS
๐Ÿ‡ฎ๐Ÿ‡ณ India+91 IN
๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesia+62 ID
๐Ÿ‡ฎ๐Ÿ‡ท Iran+98 IR
๐Ÿ‡ฎ๐Ÿ‡ถ Iraq+964 IQ
๐Ÿ‡ฎ๐Ÿ‡ช Ireland+353 IE
๐Ÿ‡ฎ๐Ÿ‡ฒ Isle of Man+44 IM
๐Ÿ‡ฎ๐Ÿ‡ฑ Israel+972 IL
๐Ÿ‡ฎ๐Ÿ‡น Italy+39 IT
๐Ÿ‡ฏ๐Ÿ‡ฒ Jamaica+1876 JM
๐Ÿ‡ฏ๐Ÿ‡ต Japan+81 JP
๐Ÿ‡ฏ๐Ÿ‡ด Jordan+962 JO
๐Ÿ‡ฐ๐Ÿ‡ฟ Kazakhstan+7 KZ
๐Ÿ‡ฐ๐Ÿ‡ช Kenya+254 KE
๐Ÿ‡ฐ๐Ÿ‡ฎ Kiribati+686 KI
๐Ÿ‡ฐ๐Ÿ‡ผ Kuwait+965 KW
๐Ÿ‡ฐ๐Ÿ‡ฌ Kyrgyzstan+996 KG
๐Ÿ‡ฑ๐Ÿ‡ฆ Laos+856 LA
๐Ÿ‡ฑ๐Ÿ‡ป Latvia+371 LV
๐Ÿ‡ฑ๐Ÿ‡ง Lebanon+961 LB
๐Ÿ‡ฑ๐Ÿ‡ธ Lesotho+266 LS
๐Ÿ‡ฑ๐Ÿ‡ท Liberia+231 LR
๐Ÿ‡ฑ๐Ÿ‡พ Libya+218 LY
๐Ÿ‡ฑ๐Ÿ‡ฎ Liechtenstein+423 LI
๐Ÿ‡ฑ๐Ÿ‡น Lithuania+370 LT
๐Ÿ‡ฑ๐Ÿ‡บ Luxembourg+352 LU
๐Ÿ‡ฒ๐Ÿ‡ด Macao+853 MO
๐Ÿ‡ฒ๐Ÿ‡ฌ Madagascar+261 MG
๐Ÿ‡ฒ๐Ÿ‡ผ Malawi+265 MW
๐Ÿ‡ฒ๐Ÿ‡พ Malaysia+60 MY
๐Ÿ‡ฒ๐Ÿ‡ป Maldives+960 MV
๐Ÿ‡ฒ๐Ÿ‡ฑ Mali+223 ML
๐Ÿ‡ฒ๐Ÿ‡น Malta+356 MT
๐Ÿ‡ฒ๐Ÿ‡ญ Marshall Islands+692 MH
๐Ÿ‡ฒ๐Ÿ‡ท Mauritania+222 MR
๐Ÿ‡ฒ๐Ÿ‡บ Mauritius+230 MU
๐Ÿ‡พ๐Ÿ‡น Mayotte+262 YT
๐Ÿ‡ฒ๐Ÿ‡ฝ Mexico+52 MX
๐Ÿ‡ซ๐Ÿ‡ฒ Micronesia+691 FM
๐Ÿ‡ฒ๐Ÿ‡ฉ Moldova+373 MD
๐Ÿ‡ฒ๐Ÿ‡จ Monaco+377 MC
๐Ÿ‡ฒ๐Ÿ‡ณ Mongolia+976 MN
๐Ÿ‡ฒ๐Ÿ‡ช Montenegro+382 ME
๐Ÿ‡ฒ๐Ÿ‡ธ Montserrat+1664 MS
๐Ÿ‡ฒ๐Ÿ‡ฆ Morocco+212 MA
๐Ÿ‡ฒ๐Ÿ‡ฟ Mozambique+258 MZ
๐Ÿ‡ฒ๐Ÿ‡ฒ Myanmar+95 MM
๐Ÿ‡ณ๐Ÿ‡ฆ Namibia+264 NA
๐Ÿ‡ณ๐Ÿ‡ท Nauru+674 NR
๐Ÿ‡ณ๐Ÿ‡ต Nepal+977 NP
๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands+31 NL
๐Ÿ‡ณ๐Ÿ‡จ New Caledonia+687 NC
๐Ÿ‡ณ๐Ÿ‡ฟ New Zealand+64 NZ
๐Ÿ‡ณ๐Ÿ‡ฎ Nicaragua+505 NI
๐Ÿ‡ณ๐Ÿ‡ช Niger+227 NE
๐Ÿ‡ณ๐Ÿ‡ฌ Nigeria+234 NG
๐Ÿ‡ณ๐Ÿ‡บ Niue+683 NU
๐Ÿ‡ฒ๐Ÿ‡ต Northern Mariana Islands+1670 MP
๐Ÿ‡ฐ๐Ÿ‡ต North Korea+850 KP
๐Ÿ‡ฒ๐Ÿ‡ฐ North Macedonia+389 MK
๐Ÿ‡ณ๐Ÿ‡ด Norway+47 NO
๐Ÿ‡ด๐Ÿ‡ฒ Oman+968 OM
๐Ÿ‡ต๐Ÿ‡ฐ Pakistan+92 PK
๐Ÿ‡ต๐Ÿ‡ผ Palau+680 PW
๐Ÿ‡ต๐Ÿ‡ฆ Panama+507 PA
๐Ÿ‡ต๐Ÿ‡ฌ Papua New Guinea+675 PG
๐Ÿ‡ต๐Ÿ‡พ Paraguay+595 PY
๐Ÿ‡ต๐Ÿ‡ช Peru+51 PE
๐Ÿ‡ต๐Ÿ‡ญ Philippines+63 PH
๐Ÿ‡ต๐Ÿ‡ฑ Poland+48 PL
๐Ÿ‡ต๐Ÿ‡น Portugal+351 PT
๐Ÿ‡ต๐Ÿ‡ท Puerto Rico+1939 PR
๐Ÿ‡ถ๐Ÿ‡ฆ Qatar+974 QA
๐Ÿ‡ท๐Ÿ‡ช Rรฉunion+262 RE
๐Ÿ‡ท๐Ÿ‡ด Romania+40 RO
๐Ÿ‡ท๐Ÿ‡บ Russia+7 RU
๐Ÿ‡ท๐Ÿ‡ผ Rwanda+250 RW
๐Ÿ‡ง๐Ÿ‡ฑ Saint Barthelemy+590 BL
๐Ÿ‡ธ๐Ÿ‡ญ Saint Helena+290 SH
๐Ÿ‡ฐ๐Ÿ‡ณ Saint Kitts & Nevis+1869 KN
๐Ÿ‡ฑ๐Ÿ‡จ Saint Lucia+1758 LC
๐Ÿ‡ฒ๐Ÿ‡ซ Saint Martin+590 MF
๐Ÿ‡ต๐Ÿ‡ฒ Saint Pierre & Miquelon+508 PM
๐Ÿ‡ผ๐Ÿ‡ธ Samoa+685 WS
๐Ÿ‡ธ๐Ÿ‡ฒ San Marino+378 SM
๐Ÿ‡ธ๐Ÿ‡น Sao Tome & Principe+239 ST
๐Ÿ‡ธ๐Ÿ‡ฆ Saudi Arabia+966 SA
๐Ÿ‡ธ๐Ÿ‡ณ Senegal+221 SN
๐Ÿ‡ท๐Ÿ‡ธ Serbia+381 RS
๐Ÿ‡ธ๐Ÿ‡จ Seychelles+248 SC
๐Ÿ‡ธ๐Ÿ‡ฑ Sierra Leone+232 SL
๐Ÿ‡ธ๐Ÿ‡ฌ Singapore+65 SG
๐Ÿ‡ธ๐Ÿ‡ฝ Sint Maarten+1721 SX
๐Ÿ‡ธ๐Ÿ‡ฐ Slovakia+421 SK
๐Ÿ‡ธ๐Ÿ‡ฎ Slovenia+386 SI
๐Ÿ‡ธ๐Ÿ‡ง Solomon Islands+677 SB
๐Ÿ‡ธ๐Ÿ‡ด Somalia+252 SO
๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa+27 ZA
๐Ÿ‡ฐ๐Ÿ‡ท South Korea+82 KR
๐Ÿ‡ธ๐Ÿ‡ธ South Sudan+211 SS
๐Ÿ‡ช๐Ÿ‡ธ Spain+34 ES
๐Ÿ‡ฑ๐Ÿ‡ฐ Sri Lanka+94 LK
๐Ÿ‡ต๐Ÿ‡ธ State of Palestine+970 PS
๐Ÿ‡ป๐Ÿ‡จ St. Vincent & Grenadines+1784 VC
๐Ÿ‡ธ๐Ÿ‡ฉ Sudan+249 SD
๐Ÿ‡ธ๐Ÿ‡ท Suriname+597 SR
๐Ÿ‡ธ๐Ÿ‡ช Sweden+46 SE
๐Ÿ‡จ๐Ÿ‡ญ Switzerland+41 CH
๐Ÿ‡ธ๐Ÿ‡พ Syria+963 SY
๐Ÿ‡น๐Ÿ‡ผ Taiwan+886 TW
๐Ÿ‡น๐Ÿ‡ฏ Tajikistan+992 TJ
๐Ÿ‡น๐Ÿ‡ฟ Tanzania+255 TZ
๐Ÿ‡น๐Ÿ‡ญ Thailand+66 TH
๐Ÿ‡น๐Ÿ‡ฑ Timor-Leste+670 TL
๐Ÿ‡น๐Ÿ‡ฌ Togo+228 TG
๐Ÿ‡น๐Ÿ‡ฐ Tokelau+690 TK
๐Ÿ‡น๐Ÿ‡ด Tonga+676 TO
๐Ÿ‡น๐Ÿ‡น Trinidad and Tobago+1868 TT
๐Ÿ‡น๐Ÿ‡ณ Tunisia+216 TN
๐Ÿ‡น๐Ÿ‡ท Turkey+90 TR
๐Ÿ‡น๐Ÿ‡ฒ Turkmenistan+993 TM
๐Ÿ‡น๐Ÿ‡จ Turks and Caicos+1649 TC
๐Ÿ‡น๐Ÿ‡ป Tuvalu+688 TV
๐Ÿ‡บ๐Ÿ‡ฌ Uganda+256 UG
๐Ÿ‡บ๐Ÿ‡ฆ Ukraine+380 UA
๐Ÿ‡ฆ๐Ÿ‡ช United Arab Emirates+971 AE
๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom+44 GB
๐Ÿ‡บ๐Ÿ‡ธ United States+1 US
๐Ÿ‡บ๐Ÿ‡พ Uruguay+598 UY
๐Ÿ‡ป๐Ÿ‡ฎ U.S. Virgin Islands+1340 VI
๐Ÿ‡บ๐Ÿ‡ฟ Uzbekistan+998 UZ
๐Ÿ‡ป๐Ÿ‡บ Vanuatu+678 VU
๐Ÿ‡ป๐Ÿ‡ช Venezuela+58 VE
๐Ÿ‡ป๐Ÿ‡ณ Vietnam+84 VN
๐Ÿ‡ผ๐Ÿ‡ซ Wallis & Futuna+681 WF
๐Ÿ‡ช๐Ÿ‡ญ Western Sahara+212 EH
๐Ÿ‡พ๐Ÿ‡ช Yemen+967 YE
๐Ÿ‡ฟ๐Ÿ‡ฒ Zambia+260 ZM
๐Ÿ‡ฟ๐Ÿ‡ผ Zimbabwe+263 ZW

Buy Now

Live Chat

Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Dec'25

**Number of Claim Amount Paid as of Dec'25

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $30,000) if disclosed during policy purchase.

~Cruise Travel Insurance is offered as a benefit under a travel insurance policy. Travellers are advised to review the policy terms, inclusions, and exclusions carefully before purchasing.

1. Explore: The premium is calculated for an insured individual (18) who opts for a sum insured of $10,000 for 90 days with add-ons that impact the premium reduction.

2. Student Explore: The premium is calculated for a traveller who opts for a sum insured of $30,000 for 730 days, with no pre-existing disease.