When opting for travel insurance, every traveler should ensure that it offers the right coverage amount according to the destination. It is particularly true when visiting developed countries where healthcare costs are expensive. Considering several types of medical and non-medical travel risks travelers may face abroad, Care Health Insurance brings the most comprehensive international travel insurance. It offers medical and non-medical benefits to deal with any travel exigency without worries.
Travel Insurance Benefits
Here are some significant benefits you get when you opt for our travel insurance policy:
Medical Benefits
As medical inflation is rising worldwide and treatment costs are skyrocketing in foreign countries, our travel insurance offers a bunch of below listed medical benefits:
Emergency Cashless Hospitalization: Avail emergency hospitalization in a foreign country without arranging cash in foreign currency for treatment. We bear in-patient hospitalization and cover out-patient care expenses too.
COVID-19 Coverage: One of the seamless benefits you get under our travel policy is COVID-19 coverage. So, do not allow the fear of a pandemic to refrain you from the joy of traveling. Refer to policy T&C for more details.
Daily Allowance for Hospitalization: If you get hospitalized for more than two consecutive days, you will get a daily allowance maximum of five days to manage your day-to-day living expenses such as meals, communication, and transportation abroad.
Personal Accident: Personal accidents are more like emotional and financial trauma in the foreign country. Keeping in mind such uncertainties, we cover Accidental Death/Permanent Total Disability that require urgent and immediate medical attention.
Dental Treatment: If any injury is caused to your sound natural teeth or you have any acute pain, do not worry! We cover medical expenses for such dental treatment to bring your smile back.
Pre-Existing diseases: The expenses that arise due to the treatment of pre-existing diseases in case of life-threatening diseases will also cover under travel insurance.
Up-Gradation to Business Class: If the medical practitioner certifies that the insured person needs to be hospitalized for at least five consecutive days and should go back to the home country, we cover reasonable expenses for upgrading the economy to business class.
Non-Medical Benefits
Traveling without a good travel insurance cover may cost you thousands of rupees for trip delays and cancellations. Hence, our travel insurance policy bears your travel losses and offers the below non-medical benefits:
Trip Delay/Cancellation/Interruption Reimbursement: Unexpected trip delay, cancellation, or interruption can cost you a financial burden and spoil your plan. But, if you have a travel insurance policy, you are on the safer side. You will get the reimbursement for all the possible expenses incurred due to trip delays or cancellations.
Return of Minor Child: If you are hospitalized in a foreign country and want your minor child to return to your home country, we also cover its expenses under international travel insurance.
Reimbursement of Losses: Loss of checked-in baggage, delay of checked-in baggage, loss of passport, loss of international driving license, etc., can drain your money. We offer reimbursement for these expenses, which saves you from financial losses.
Repatriation of Mortal Remains: We bear the costs of repatriation of the insured person's mortal remains back to the home country for local burial or cremation.
New Coverage Benefits: We have widened our horizon and offer coverage for Missed Flight Connection/Hijack Distress Allowance/Automatic Trip Extension to keep you at bay from unnecessary stress.
Personal Liability: If actual legal liability arises on account of the insured person's negligence for which civil claim is made or suit brought against the insured person by the third parties, we cover it too.
Common Carrier Accidental Death: God Forbid! We will pay a lump sum amount as compensation to the insured nominee in case of common carrier accidental death.
Compassionate Visit: We understand how important it is to have your family member stand next to you during a medical emergency. That's why we cover the expense for the compassionate visit (one adult immediate family member) to the place of your hospitalization.
No Maximum Age Limit: There is a no-entry age for travel insurance. You can opt for it even for your one day only child as well at an affordable premium.
Policy Extension: Why buy a travel policy for every trip? You can extend the same policy up to the maximum trip duration of 365 days.
Refund of Visa Fee: Yes! You read right; we refund your visa fee; if your visa got rejected for no fault or negligence. It is an optional cover. Refer to policy T&C for more details.
Adventure Sports Coverage: Adventure sports bring excitement and thrill, but at the same time can cause injuries too. We offer adventure sports coverage so that such injuries won't ruin your fun.
Mandatory for Visa: In countries like Russia, the USA, Schengen, and other travel insurance is compulsory for all the tourists to ensure their safety during their visit. So, if you plan to visit any of these countries first, you have to opt for an overseas travel policy to get your visa process done.
*Please refer to policy T&C for more details.
Nutshell
So, do not allow the hefty hospital bills and other travel emergencies to refrain you from enjoying your foreign trip—Care Health Insurance is here to maximize your joy and excitement of traveling abroad. Reasons may vary, but you should opt for overseas travel insurance before you pack your bags. After all, it is for your health and safety in a foreign land.
