Nepal Travel Insurance

Choose the Perfect Travel Insurance for Nepal from India

Nepal is one of the most inviting neighbouring countries for Indians. Preserving multiple religions, cultures, and languages, Nepal is home to over 6 lakh Indians and counting. Thus, visiting Nepal as an Indian is similar to exploring a second home. A trip to a beautiful destination like Nepal can still not be free from health issues and travel risks. The devastating earthquake in this mountainous country is still etched in every traveller's mind. Here’s when a good travel cover comes in handy. 

One of the best travel insurances for Nepal, provided by Care Health Insurance, will lower your stress and financial burden whenever a health emergency strikes on foreign land. Here are other reasons why a travel cover is a must while visiting Nepal:

Non-medical Cover: Losing important documents like passport, international driving license, or check-in baggage is a common problem faced by travelers. The policy covers these contingencies.
Convenient for Frequent Travelers: Frequent travelers always need all-inclusive protection against emergencies of major kinds, as provided by the travel policy.
Saves the Trip: An emergency hospitalization can upset your travel budget and leave you in a state of anxiety. A travel cover will cover such medical expenses and keep you secured.

Do I need Travel Insurance Before Visiting Nepal?

No, it is not mandatory for Indians to get travel insurance while visiting Nepal, as confirmed by the Nepal Embassy. Yet, it is strongly recommended to opt for a Nepal travel plan amid the persisting coronavirus threat and changes in travel policies worldwide. You must secure your tour and travel budget from unforeseen medical and non-medical emergencies with a suitable travel cover. Also, make sure your travel insurance offers COVID-19 coverage to pay for its treatment on foreign land. 

Explore Asia- An Affordable Travel Insurance Plan for Nepal from India

We, at Care Health Insurance, help you by providing a complete travel safety net for your Nepal trip with our Explore Asia travel insurance policy. As the name suggests, the Explore Asia travel plan covers unexpected medical and non-medical expenses while you are traveling across Asian countries, including Nepal. With comprehensive coverage from hospitalization expenses to trip cancellation and delays, the Explore Asia plan has your back whether you are traveling on a vacation or a business trip. 

While offering customizable sum insured options of US $10k, 25k, 50k, and 100k, the Explore Asia plan provides single and multi-trip options. It helps you make the most of your trip while we take care of any stressful expenses incurred at the hospital and at the airport. Read more about our travel cover for Nepal from India as we elaborate on its features and coverage. 

Features of Nepal Travel Cover by Care Health Insurance

Affordable Premium
The travel policy for Nepal fits your travel budget by offering an affordable premium without cutting down on other essentials. 

Automatic Trip Extension
The policy automatically extends travel cover up to 7 consecutive days during prolonged hospitalization, natural calamity, or unfortunate demise.

Cashless Claim Processing
Our wide network of healthcare providers help you avail of a cashless in-patient care facility, which can be availed by simply calling us during a claim.

All-inclusive Protection
We offer you complete coverage–from hospitalization and personal accidents to lost baggage and passport–ensuring a seamless journey. 

Useful Add-on Benefits
For a flexible frequent traveling experience, we help you to customize the travel cover with add-on benefits like PED coverage, visa fees refund, etc.

*Please refer to the brochure for more details on product features. 

Nepal Travel Health Insurance at a Glance

*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility and plan details. 

What is Covered under Care Travel Insurance for Nepal?

When choosing the perfect travel plan, look for maximum coverage under a budget-friendly premium. That’s how the Explore Asia plan stands out with the following coverage benefits-

• Emergency Hospitalization:

  With in-patient and out-patient care hospitalization benefits, the policy covers emergency illness or injury treatment expenses.

• Daily Allowance:

  Meet your additional, everyday expenses during hospitalization with our reimbursement benefit of up to a specified amount as per terms.

• Compassionate Visit:

  We help your family members to support you during hospitalization with a reimbursement facility for flight ticket costs subject to terms.

• Personal Accident:

  The policy offers a lump sum payout up to the sum insured, in the unfortunate event of the insured’s death or permanent total disability.

• COVID-19 Coverage:

  The policy covers standard medical expenses for COVID-19 treatment in Nepal, helping you in a speedy recovery, subject to terms.

• Trip Delay & Cancellation:

  Don’t let trip delays, interruptions, and cancellations stress you as we cover them under defined situations as per the policy.

• Delay & Loss of Checked-in Baggage:

  The policy covers checked-in baggage loss and delay at the airport with a coverage of up to a specified amount under the policy.

• Loss of Passport & International DL:

  Worry not if you lose your passport and international driving license in Nepal, as we offer coverage for it as per policy terms.

Exclusions under Nepal Travel Cover

Nepal travel policy does not offer coverage in the following scenarios:

• Drug Misuse:

  Expenses arising out of or attributable to alcohol or drug use/misuse/abuse by the insured members during the course of the trip.

• World War:

  Any medical or non-medical expenses arising out of national or international war or nuclear perils or consequences thereof.

• Self-inflicted Injury:

  Any intentional self-injury, suicide attempt, or any other form of harm to self leading to hospitalization or death.

• Hazardous Activities:

  Any claims relating to hazardous activities like fire stunts, etc., otherwise not mentioned in the policy documents.

• Breach of Law:

  Any liability or injury expenses arising out of any breach of law or particular regulations set by the destination country.

• Dental Treatment:

  Expenses of any planned dental treatment or surgery unless necessitated due to any acute pain.

Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

What is the Cost of Travel Insurance for Nepal from India?

At Care Health Insurance, we offer a budget-friendly travel cover to Nepal from India to meet your healthcare needs while helping you save more. The premium of our travel policy depends on various factors, including the traveler’s age, destination covered, trip duration, insured person’s health status, and the types of coverage. Our Nepal travel plan’s premium rates start from as low as INR 390 for a single traveler on a week-long journey.

*The above-mentioned insurance premium is calculated subject to no pre-existing medical conditions suffered by the insured. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before. 

You can calculate the premium amount for Nepal travel cover in these five easy steps:

Step 1: Enter your contact information, including your mobile number, name, and email address, followed by the age of all the members to be insured.

Step 2: Click ‘Next’ and select your travel destinations and travel date. Your policy period will be the same as the number of your travel days. 

Step 3: Check in the toggle if the insured members are dealing with any pre-existing medical conditions.

Step 4: Choose the Sum Insured. Care Travel Health Insurance provides two sum insured options: US $ 10K, 25K, 50K & 100K.

Step 5: Check your calculated premium and click ‘Buy Now’ to proceed.

Please note: The premium cost is subject to several factors, including the number of travelers, their age, destination country/countries, trip duration, and the type of coverage selected.

Things to Know Before Buying the Right Travel Cover for Nepal

Selecting the ideal cover for your Nepal trip can be difficult, especially when you are a first-time traveler. At Care Health Insurance, we help you in choosing the right one with the following tips-

• Frequency of Trip: Your travel cover depends on how many days and how often you are going to visit Nepal. Based on your travel duration, you can either choose a single-trip or a multi-trip policy. 
• Trip Duration: The insurance premium is calculated based on the number of days you plan to spend in Nepal. The shorter the trip, the lower the premium.
• Medical History: If you have a pre-existing ailment like diabetes or heart illness, you must ensure that the policy covers the required treatment costs.
• High-Risk Zones: Destinations that are high-risk zones have insurance plans with a higher premium requirement. Also, check if your policy covers adventure sports. 
• Review the Exclusion: Travel plans come with many conditions; make sure you read them carefully when comparing different travel covers.

How to File a Claim under Nepal Travel Policy?

Make the Most of Your Trip to Nepal

Nepal, the world's roof is a sandwich kingdom, sharing its borders with Tibet to the north and India to the east, west, and south. The birthplace of Gautama Buddha and bestowed with Mount Everest, the world's highest peak, Nepal is a divine pilgrimage for many travelers. A little more information about this divine place will help you explore more.

Quick Facts about Nepal

Places to Visit in Nepal

The beauty of Nepal lies in the extremely diverse geography, culture, and ethnicity. Home to earth’s highest peaks and deepest valleys, Nepal counts as a traveler’s heaven. Below are some must-visit places to explore in Nepal:

• Kathmandu: This capital city of Nepal has a lot to offer to tourists. Pashupatinath Temple, Swayambhunath Temple, Kathmandu Durbar Square, and Boudha Stupa are the places that you should visit to explore this sacred land.
• Pokhara: This city is situated on Phewa Lake in Nepal. You can go boating and paragliding in Pokhara. At Devi's Falls, Begnas Lake, and Mahendra Cave, you can explore the beauty of nature in Nepal.
• Annapurna: This city is famous for mountaineering and camping. If you want to enjoy peace in the lap of the Himalayas, then go to Annapurna. Tharpu Chuli, Tilicho Lake, and Machhapuchhare are the places in Annapurna that are famous among climbers.
• Chitwan National Park: It is well-known for wildlife safari and biodiversity in Nepal. You can do a jungle safari in Chitwan National Park. You can visit the Elephant Breeding Center, Tharu Cultural Museum, and Bishazari Tal to get a glimpse of your favorite animals.

Things to Do in Nepal

• Taste the Food Icons of Nepal: Momos, Dhaido, and Dal Bhat are known as food icons of Nepal. You can get a blend of Indian, Chinese, and Tibetan cuisine in Nepal. Pulao, Sel Roti, Thukpa, and Gorkhali Lamb are lip-smacking food that you cannot resist tasting.
• Shop in Nepal: The local market in Kathmandu and Pokhara has various exciting things to buy at reasonable rates. Pashmina Shawls, Singing Bowls, Khukuri, Rice paper products, beads and jewelry, and paintings are all you can buy as a souvenir.
• Adventure Sports: Not a miss when you are in the land of adventure. You can plan to climb the highest peaks of Nepal, including Mount Everest. Trekking, rock climbing, river rafting, and camping add lots of thrill to your trip.
• Go to Siddha Gufa: At 1434ft deep, there is a Siddha Gufa in Nepal. Located on the outskirts of the village Bandipur, it is the largest cave.
• Enjoy in Thamel: After sightseeing and adventure sports, you can enjoy a day or two in Thamel. It is a district in Nepal packed with bars, clubs, and restaurants.
• Visit Divine Monasteries: Nepal is the land of Buddha. Tergar Osel Ling Monastery, Tharlam Monastery, and Thrangu Tashi Yangtse Monastery are famous for peace. You should go there and spend some time in harmony.

During pandemic times it is always necessary to understand the importance of covid protection while you are traveling overseas. Care Health Insurance also offers comprehensive covid care plans along with your international travel insurance to keep you armored while you are on the go.