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A Quick Guide on Travel Insurance for Nepal
Claim Settlement Ratio
Nepal, the world's roof" is a sandwich kingdom, sharing its borders with Tibet to the north and India to the east, west, and south. The birthplace of Gautama Buddha and bestowed with Mount Everest, the world's highest peak, Nepal is a divine pilgrimage for many travellers. However, a trip to a beautiful destination like Nepal can still not be free from health issues and travel risks. The devastating earthquake in this mountainous country is still etched in every traveller's mind.
There are risks that you need to safeguard against before embarking on any overseas trip. Opting for travel insurance for Nepal will give you just the proper financial protection when you need it the most.
An emergency hospitalization can upset your travel budget and leave you in a state of anxiety. A travel cover will cover such medical expenses and keep you secured.
Further, tourists need to be careful about thefts in public places. In the blink of an eye, one might lose the belongings, but you need not worry if you have the backing of an international travel cover. The Nepal travel insurance plan will secure you against the loss of checked-in baggage and vital documents like a passport.
Choose travel insurance for your next trip to Nepal that protects you well and doubles your joy when you are visiting this land of adventure tourism.
Travel insurance for Nepal is strongly recommended to all travellers planning to visit Nepal. However, it is not mandatory to get a Nepal visa. All foreign nationals are required to obtain a visa before travelling to Nepal. However, Indians can enter Nepal without a visa but with valid documents.
28, 851, 003
147,181 square kilometers
Kathmandu, Pokhara, Lalitpur, Mount Everest
Kapurdhara Marg 336, Kathmandu 44600, Nepal
Phone: +977 1-4410900
Nepal has incredible terrain and famous for adventure tourism across the world. From white water rafting, rock climbing to trekking, paragliding, it has various exhilarating options. But, before you grab your gears, you should make sure that you get comprehensive travel insurance that can protect you if you fall into any unfortunate situation in Nepal.
Care Health Insurance (Formerly Religare Health Insurance) offers a wide range of region-specific international travel insurance plans. These plans cover your maximum travel risks and reimburse your expenses that may incur due to any adventure sports injury, sickness, infection, allergy, trip delay or cancellation, and theft. You can avail of these travel insurance plans online with just a single click. Our travel insurance advisers provide you with the correct quote with the right travel insurance cover at affordable premiums. Here you can explore our Nepal travel insurance plan.
We offer a wide range of travel insurance plans that takes care of your medical and non-medical emergency expenses. Getting an overseas travel cover before you start your trip will safeguard you and your travel budget during emergencies. Our overseas travel policies are accepted by authorities worldwide.
Take a look at the benefits of our travel insurance plans for Nepal:
Here we have listed all the significant Medical and Non-medical benefits covered in the Nepal travel insurance policy.
Note: *Please read the policy T & C, brochure, and prospectus to know more about our travel insurance plans cover as they may vary.
Regardless of anywhere you go, always make sure that you have acquired travel insurance before getting aboard. Over the years, travel insurance has become a mandate for travellers to be safe from any calamity. One should always opt for Nepal travel insurance, for it is always to take precautions beforehand while travelling overseas. Nepal is renowned for its beautiful hiking and trekking sites, and it is always necessary to opt for good travel insurance to protect during any uncertain event. But, treatment expenses that occurred due to adventure sports, hazardous activity and the influence of drugs or alcohol will not be covered.
Good travel insurance helps you cover even when your luggage is misplaced or stolen. Calamity could be referred to as an event resulting in significant loss and misfortune, so considering travel insurance is the wisest thing you can do to be stress-free.
Following are a few more reasons to buy Nepal Travel Insurance-
Travel insurance provides you with the maximum coverage against all your travel risks. However, there are some situations guided by IRDA that are considered exclusions, and no claim is provided for the same. Check below our exclusion list:
Care Health Insurance is known for its unparalleled services with commendable results over the years. If you plan to travel overseas, make sure you consider a company that gives you assured services on travel insurance plans. It is essential to understand the benefits you are provided. We pay additional travel and accommodation expenses (similar standard and class as original) after deducting (if any) when your overseas trip is unavoidably curtailed (cutting short by early return to India) after the commencement of the Period of Insurance.
Following are a few more benefits if you are travelling internationally with our travel insurance-
The eligibility* criteria for an international travel insurance plan will depend on the type of plan you have chosen for your trip. Check the eligibility below:
|Travel Insurance Plans||Eligibility Criteria|
|Explore - International Travel Insurance||The minimum entry age is one day.
The proposer age should be 18 years or above.
The maximum entry age for an adult is as specified in the plan.
|Student Explore – Student Travel Insurance||The minimum entry age is 12 years.
The maximum entry age is 40 years.
*Please refer to the policy documents
We offer travel insurance plans at very affordable premiums. The premium depends on various factors like the number of travellers, their age, travelling country, sum insured, pre-existing medical conditions, trip duration, and the type of coverage selected. A travel insurance premium calculator helps you in calculating and comparing different premium amounts. Thus, you can customize your options and pick an affordable travel policy.
A solo traveller, male, 30 years of age with no pre-existing medical condition, opts for a single-trip travel insurance plan for Nepal. The trip duration is one month, in this case. Then, the average premium* he would pay is around Rs 977, including GST @ 18%.
*T&C applied. The amount may vary based on age and other factors.
Click to know about Care Health Insurance Claim Settlement Ratio
Policyholders should have explicit knowledge about how to file a claim on their travel insurance plan for Nepal. Below is a simple process to file a travel insurance claim online:
Notification of Claim
For claim, you should notify us immediately by calling on any of our toll-free numbers with the following details:
If you want to avail of a cashless hospitalization facility, take care of the below points:
For reimbursement, you need to send us the required documents. Our claim management team examines the documents and will process your claim accordingly.
Documents to be Submitted
You need to submit the documents for reimbursement depends on the benefit. For hospitalization expenses below documents are required:
For more details, please check the sales prospectus.
Kathmandu: This capital city of Nepal has a lot to offer to tourists. Pashupatinath Temple, Swayambhunath Temple, Kathmandu Durbar Square, and Boudha Stupa are the places that you should visit to explore this sacred land.
Pokhara: This city is situated on Phewa Lake in Nepal. You can go boating and paragliding in Pokhara. At Devi's Falls, Begnas Lake, and Mahendra Cave, you can explore the beauty of nature in Nepal.
Annapurna: This city is famous for mountaineering and camping. If you want to enjoy peace in the lap of the Himalayas, then go to Annapurna. Tharpu Chuli, Tilicho Lake, and Machhapuchhare are the places in Annapurna that are famous amongst climbers.
Chitwan National Park: It is well-known for wildlife safari and biodiversity in Nepal. You can do a jungle safari in Chitwan National Park. You can visit the Elephant Breeding Center, Tharu Cultural Museum, and Bishazari Tal to get a glimpse of your favourite animals.
Taste the Food Icons of Nepal: Momos, Dhaido, and Dahl Baht are known as food icons of Nepal. You can get a blend of Indian, Chinese, and Tibetan cuisine in Nepal. Pulao, Sel Roti, Thukpa, and Gorkhali Lamb are lip-smacking food that you cannot resist tasting.
Shop in Nepal: The local market in Kathmandu and Pokhara has various exciting things to buy at reasonable rates. Pashmina Shawls, Singing Bowls, Khukuri, Rice paper products, beads and jewellery, and paintings all you can buy as a souvenir.
Adventure Sports: Not a miss when you on the land of adventure. You can plan to climb the highest peaks of Nepal, including Mount Everest. Trekking, rock climbing, river rafting, and camping add lots of thrill to your trip.
Go to Siddha Gufa: At 1434ft deep, there is a Siddha Gufa in Nepal. Located on the outskirts of the village Bandipur, it is the largest cave.
Enjoy in Thamel: After sightseeing and adventure sports, you can enjoy a day or two in Thamel. It is a district in Nepal packed with bars, clubs, and restaurants.
Visit Divine Monasteries: Nepal is the land of Buddha. Tergar Osel Ling Monastery, Tharlam Monastery, and Thrangu Tashi Yangtse Monastery are famous for peace. You should go there and spend some time in harmony.
During pandemic times it is always necessary to understand the importance of covid protection while you are travelling overseas. Care Health Insurance also offers comprehensive covid care plans along with your travel insurance to keep you armoured while you are on the go.
You only require a proposal form, health declaration and payment of the premium in order to purchase Nepal travel insurance.
The home of ancient kingdoms and spirituality, Nepal welcomes you with open arms. It is the small country yet endowed with natural beauty that enchants you a lot. But, the thrills and excitement of adventure sports, trekking, safari, food, water, and weather can create hurdles in your journey. It’s wise to fly with a travel insurance plan that protects you from travel risks. So, you can enjoy in the laps of sacred Himalayas in Nepal without worries.
A. Before buying the Nepal travel policy, make sure you evaluate the covered things in your plan and decide accordingly.
A. The best time is between October and December. It is the time when the skies are clear blue and has picturesque views. January and February can be freezing, especially at night.
A. You can easily reach the mentioned website for any queries: indembkathmandu.gov.in
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