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Nepal Travel Insurance

A Quick Guide on Travel Insurance for Nepal

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I

93%

Claim Settlement Ratio (OND 2018)

II

7800 +

Network Hospitals across 500 cities

III

400 Lacs+

lives covered

About Nepal Travel Insurance

Travel Insurance for Nepal: Nepal, the roof of the world” is a sandwich kingdom, sharing its borders with Tibet to the north and India to the east, west, and south. It is the birthplace of Gautama Buddha and bestowed with Mount Everest, the world’s highest peak. Nepal is a divine pilgrimage for Buddhists and Hindus. It has a cultural crossroads between India and China that can be seen in its architecture, food, rituals, and society. Nepalese are the friendliest people in the world and welcome you with a bright smile. Nepal is just one step away from heaven, so if you want to experience the heavenly mountainous beauty, wildlife safari, sacred ancient Shiv temples, and peaceful Buddhist monasteries plan a trip for Nepal. Nepal travel insurance protects you well and doubles your joy when you are on this land of adventure tourism.

Is Nepal Travel Insurance Mandatory?

Travel insurance for Nepal is strongly recommended to all travelers planning to visit Nepal. However, it is not mandatory to get the Nepal visa. All foreign nationals are required to obtain a visa prior to travel to Nepal. However, Indians can enter in Nepal without a visa, but with valid documents.

Quick Facts about Nepal

Total Population

28, 851, 003

Land Area

147,181 square kilometers

Official Language

Nepali

Official Currency

Nepalese Rupee

Capital

Kathmandu

Driving Side

Left-hand side

Popular Cities

Kathmandu, Pokhara, Lalitpur, Mount Everest

Indian Embassy

Kapurthala Marg 336, Kathmandu 44600, Nepal

Phone: +977 1-4410900

Explore - Nepal Travel Insurance Plan

Nepal has incredible terrain and famous for adventure tourism across the world. From white water rafting, rock climbing to trekking, paragliding, it has various exhilarating options. But, before you grab your gears, you should make sure that you grab comprehensive travel insurance that can protect you if you fall in any unfortunate situation in Nepal.

Religare offers a wide range of region-specific international travel insurance plans. These plans cover your maximum travel risks and reimburse your expenses that may incur due to any adventure sports injury, sickness, infection, allergy, trip delay or cancellation, and theft. You can avail of these travel insurance plans online in just a single click. Our travel insurance advisers provide you the right quote with the right travel insurance cover at affordable premiums. Here you can explore our Nepal travel insurance plan.

What is Covered in Nepal Travel Insurance?

Here we have listed all the major Medical and Non-medical benefits covered in Nepal travel insurance policy.

Medical Benefits of Nepal Travel Insurance:

  • Emergency hospitalization: This cover bears the expenses for both in and out-patient treatment in an emergency.
  • Cashless hospitalization: You get immediate cashless hospitalization in any pre-approved hospitals in Nepal in case of medical emergencies.
  • Pre-existing diseases: We provide 10 percent sum insured for the treatment of a life-threatening condition for pre-existing diseases.
  • Treatment in home country: If recommended by the doctors you require further treatment in your home country, we give you the coverage for expenses up to 30 days or up to the policy end date, whichever is earlier.
  • Medical Evacuation: You get the cover of up to USD 10,000 during emergency transportation and medical evacuation to provide an appropriate medical facility to you.
  • Common Carrier Accidental Death: We give a lump sum amount as compensation if the insured person loses his/her life while traveling in a common carrier or public transport.

In addition, Nepal travel insurance plan also offers coverage for:

  • Dental expenses as a result of injury: Up to USD 300
  • Expenses of the personal accident: Up to USD 15,000
  • Repatriation of mortal remains: Up to USD 10,000
  • Expenses for out-patient care: Up to 20 percent of the Sum Insured
  • Daily Allowance: USD 25 per day, maximum 5 days
  • 2-way compassionate visit for an immediate family member
  • Accidental Death/Permanent Total Disability

Non-Medical Benefits of Nepal Travel Insurance:

  • Trip Delay, Cancellation or Interruption: Nepal Travel Insurance cover up to USD 500 in case of trip delay and a cover of USD 1,000 in case of trip cancellation or interruption.
  • Loss of Passport & Checked-In Baggage: for loss of checked-in baggage or delay of checked-in baggage, you are entitled to get up to USD 100. In case of loss of passport, the plan offers cover of up to USD 300.
  • Up-gradation to Business Class: This is our unique feature. Under this cover, if you remain hospitalized for more than five consecutive days and need to be back in the home country, then up-gradation from economy to business class is provided. You will receive coverage of USD 1,000 under the international travel insurance policy for Nepal.
  • No Maximum Age Limit: Our travel insurance plans have no maximum entry age limit. We can cover even 1-day old child as well.
  • Other Covers: We provide assistance in case of loss of passport or important document and financial crunch.

What is Not Covered in Nepal Travel Insurance Plan?

Travel insurance provides you the maximum coverage against all your travel risks. However, there are some situations guided by IRDA that are considered as exclusions, and no claim is provided for the same. Check below our exclusion list:

  • Treatment costs of diseases such as HIV/AIDS/other transmitted diseases.
  • Treatment expenses occurred due to adventure sports, hazardous activity, the influence of drugs, or alcohol, or consequences of war/nuclear perils.
  • Costs incurred due to exposure to ionizing radiation or contamination.
  • Expenses occurred due to the treatment of self-inflicted injury, suicide, etc.
  • Any liability related to any professional services offered by the insured.
  • Expenses incurred by engaging in business activities.
  • Costs incurred due to ownership of any aircraft, watercraft, motor vehicle, etc.
  • Personal liability of the insured towards another individual (whether personal, official, or commercial).
  • Costs incurred due to wrongful detention, false arrest, wrongful eviction, defamation, or mental trauma and shock resulting from such situations.
  • Costs incurred due to encroachment of intellectual property rights like patent, copyright, and trademark.
  • Liability related to possession of animals, insects, birds, and reptiles, and their by-products.
  • Expenses arising due to Breach of Law.

Eligibility for Nepal Travel Insurance

  • Solo Travellers
  • Couples
  • Groups
  • Businessmen
  • Employees
  • Government Officials

Insurance Premium for Nepal Travel Insurance

We offer travel insurance plans at very affordable premiums. The actual amount of the premium is subjected to the number of travelers, their age, traveling country, trip duration, and the type of coverage selected.

Advantages of Nepal Travel Insurance

We offer a wide range of travel insurance that takes care of your medical and non-medical emergency expenses. Our overseas travel policies are accepted by authorities worldwide. Take a look at the advantages of our travel insurance Nepal plans.

  • Maximum Coverage
  • Minimal Exclusions
  • Affordable Premium
  • Emergency Cashless Hospitalization
  • Repatriation To Home Country
  • Emergency Transportation And Medical Evacuation
  • Assistance In Case Of Emergency
  • Quick Claim Settlement Ratio
  • Assistance In Case Of Loss Of Passport
  • Trip Delay And Cancellation Reimbursement
  • 24x7 Customer Support Service
Click to know about Religare Health Claim Settlement Ratio

Nepal Travel Guide

Places to Visit in Nepal

Kathmandu: This capital city of Nepal has a lot to offer to the tourists. Pashupatinath Temple, Swayambhunath Temple, Kathmandu Durbar Square, and Boudha Stupa are the places that you should visit to explore this divine land.

Pokhara: This city is situated on Phewa Lake in Nepal. You can do boating and paragliding in Pokhara. At Devi’s Falls, Begnas Lake, and Mahendra Cave, you can explore the beauty of nature in Nepal.

Annapurna: This city is famous for mountaineering and camping. If you want to enjoy the peace in the lap of Himalayas, then go to Annapurna. Tharpu Chuli, Tilicho Lake, and Machhapuchhare are the places in Annapurna that are famous amongst climbers.

Chitwan National Park: It is well-known for wildlife safari and biodiversity in Nepal. You can do jungle safari in Chitwan National Park. You can visit the Elephant Breeding Center, Tharu Cultural Museum, and Bishazari Tal to get a glimpse of your favorite animals.

Things to Do in Nepal

Taste the Food Icons of Nepal: Momos, Dhaido, and Dahl Baht are known as food icons of Nepal. You can get the blend of Indian, Chinese, and Tibetan cuisine in Nepal. Pulao, Sel Roti, Thukpa, and Gorkhali Lamb are the lip-smacking food that you cannot resist to taste.

Shop in Nepal: The local market in Kathmandu and Pokhara has a variety of interesting stuff that you can buy at reasonable rates. Pashmina Shawls, Singing Bowls, Khukuri, Rice paper products, beads and jewelry, and paintings all you can buy as a souvenir.

Adventure Sports: Not a miss when you on the land of adventure. You can plan to climb the highest peaks of Nepal, including Mount Everest. Trekking, rock climbing, river rafting, and camping add lots of thrill in your trip.

Go to Siddha Gufa: At 1434ft deep, there is a Siddha Gufa in Nepal. Located on the outskirts of the village Bandipur, it is the largest cave.

Enjoy in Thamel: After sightseeing and adventure sports, you can enjoy a day or two in Thamel. It is the district in Nepal packed with bars, clubs, and restaurants.

Visit Divine Monasteries: Nepal is the land of Buddha. Tergar Osel Ling Monastery, Tharlam Monastery, and Thrangu Tashi Yangtse Monastery are famous for peace. You should go there and spend some time in harmony.

Quick Travel Tips

  • Buy comprehensive international travel insurance to travel safely
  • Get all your booking done in advance
  • Check the weather and shop accordingly for Nepal travel wardrobe that includes- a shawl, jacket, caps, shoes, and easy to carry traveler and trekking bag
  • Get the trekking permit if you want to climb the peaks in Nepal
  • Carry enough Nepalese rupee if you have a plan for trekking
  • Always trek in a group
  • Use public transportation to explore Nepal
  • Take a walking tour according to the city map
  • Try street food to taste the authentic Nepali cuisine
  • Speak English and Hindi people are educated and understand it easily
  • Carry medicine for altitude sickness and motion sickness
  • Go to UNESCO World Heritage sites as well

The home of ancient kingdoms and spirituality, Nepal welcomes you with open arms. It is the small country yet endowed with natural beauty that enchants you a lot. But, the thrills and excitement of adventure sports, trekking, safari, food, water, and weather can create hurdles in your journey. It’s wise to fly with a travel insurance plan that protects you from travel risks. So, you can enjoy in the laps of sacred Himalayas in Nepal without worries.

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