The world without a worry !
So, you can focus on your studies, and you'll only bring back happy memories
They say, travelling makes you a storyteller. We ensure your employees only have happy stories to share. Give them the comfort of Group Explore our Travel Insurance on their next work-trip both International or Domestic.
With CHI as your insurer, its truly Health ki Guarantee!
Freedom to get Health Insurance without worrying about your current health status
Get enhanced coverage for greater protection
A perfect blend of hospitalization & maternity insurance
Along with Maternity & Newborn coverage, Joy offers you a number of thoughtfully designed features & Services that give you several advantages at most critical of time. Two plans available- Joy Today and Joy tomorrow.
A Comprehensive Health Insurance plan that not only covers heart ailments but offers much more
* At the discretion of Underwriting. **Up to 25% of Sum Insured.
A Comprehensive Health Insurance plan for Life’s golden years.
*At the discretion of underwriter.
^Tax Benefits under the policy will be as per the prevailing Income Tax laws and are subject to amendments from time to time.
For tax related queries, contact your independent tax advisor. As per section 80D of Income Tax Act, an Adult (aged between 18 & 60 years) can save tax on a premium of upto Rs. 25,000 and his/her senior citizen parent/s (aged 60 years & above) can save tax on a premium of upto Rs.50,000.
**For 5 consecutive claims free years by using No Claim Bonus & No Claim Bonus Super (Optional Cover ).
Incremental increase every year is applicable on base Sum Insured. If a claim is made in any particular year accrued NCB or NCB super will be reduced at same rate at which it is accrued.
In line with our objective of ensuring good health…hamesha! Our Comprehensive Health Insurance Plan – Group Care; helps safeguard the most important asset for you i.e. your employees / Customer, against financial risks arising out of a medical emergency.
A comprehensive Health Insurance that covers all major types of Cancers on a lifelong basis and offers affordable EMIs.
Health Insurance cover specifically designed to cover 16 major Heart ailments that comes with option to pay in Easy EMIs
Unlike most other plans this plan offers lifelong coverage for 32 critical illnesses
Health Insurance that covers expenses related to defined Surgical procedures
Truly Comprehensive Personal Accident cover with broad range of features, add-on benefits, hassle free procedures & thoughtful services
Journey of life is not smooth and some things cannot be predicted for such as an unfortunate accident. That’s why your employees/customers need Group Secure – Personal Accident Insurance so that life’s big or small surprises never pull you down.
Please visit Self Help Portal for changing your contact details such as Address, Email ID and Mobile number as well as for placing request online for Policy documents and tracking your Request status.
Managing your Care Health Insurance policy is now App Solutely Simple with our all new mobile app. Available on both Google Play Store & iOS. To download – click on Icon
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Managing your Care Health Insurance policy is now App Solutely Simple with our all new mobile app. Available on both Google Play Store & iOS. To download
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93%
Claim Settlement Ratio (OND 2018)
7800 +
Network Hospitals across 500 cities
400 Lacs+
lives covered
Pursuing higher studies in the United States has been a trend among Indian students for quite some time. Whether it is opting for a Masters degree or a doctoral program, colleges and universities in the U.S. have always appealed as a preferable choice to international students. According to a report on international education exchange data released by the U.S. Department of State Bureau of Educational and Cultural Affairs, there was a 12% increase in the number of Indian students studying in the U.S. in 2017 as compared to the previous year. Owing to a wide array of research and internship opportunities, American universities offer unparalleled benefits and advantages to international students. The top states in the U.S. receiving an influx of international students every year include California, Florida, Illinois, Indiana, Massachusetts, Michigan, New York, Ohio, Pennsylvania, and Texas.
Indian students mostly prefer pursuing an MS degree in the U.S. Compared to MBA, postgraduate MS programs are less expensive. Further, study programs in government-funded universities are obviously cheaper than private universities. The average cost of MS program in state-funded U.S. universities varies in between US$ 20,000 to US$ 30,000 for two years. For full-time MBA programs, the tuition fees can rise up to US$ 60,000.
Most American universities ask for 16 years of formal education as a pre-requisite for filling the application form. Indian students with a bachelors degree easily fulfil this eligibility. Universities also ask for test scores in TOEFL and IELTS to check proficiency in English. Further, GRE and GMAT scores are required to qualify for MS or MBA programs. Additionally, professional experiences, extra-curricular activities, publications, letter of recommendations, and class performances are looked at among other things while selecting an applicant for a study program. Students can also look for financial assistance to lower their tuition fees by applying for scholarships and grants offered by universities.
To study in the United States, a student visa (F or M) is required. The type of student visa is determined by the course of study and type of school where the student enrols. Individuals travelling on a visitor visa or on a visa waiver program cannot apply for admissions in U.S. colleges. During the visa interview, students need to furnish documents such as passport, certificate of eligibility for nonimmigrant student status as issued by U.S. university, and evidence of financial means to pay educational, living and travel expenses. Students are also asked about their plans after the completion of course.
Approved visas can be issued to new students up to 120 days before the commencement of course. However, a student is only allowed to enter the U.S. 30 days from the start date of the course.
Right after coming to the U.S., students usually opt for temporary accommodations. Temporary accommodations might be cramped up with a large number of new students at the start of the academic year. On-campus housing is available at certain U.S. universities. However, students also share private apartments depending on their preferences and budgets. Again, apartment rents differ considerably according to cities.
Apart from stay, students need to set up their bank accounts, know their neighbourhoods, look for grocery stores among other things. Some U.S. cities have Indian grocery stores as well. Public transport is not convenient everywhere in the U.S. Though cities such as New York have frequent subways and buses, not all U.S. cities can boast of such means of transport. In such cases, students are either left with the choice to stay near college campuses or own a car. Campus life is hectic as well as exciting for international students. Indian students might experience a difference in culture initially but that changes once interactions with fellow students start through various campus activities and study groups. Student associations within universities also help to bridge the cultural differences.
While pursuing a full-time degree and settling in a new city in the U.S., it might be overwhelming if faced with an accident or similar mishappening. Let Care Travel Insurance’s student travel insurance plan take care of your unforeseeable expenses.
Students on an F-1 visa may not be eligible to work off-campus during their first year but may take up on-campus employment opportunities. In their second academic year, students can apply for two types of off-campus opportunities:
Walk-in to the nearest Axis Bank branch to pay your Renewal Premium conveniently via Cheque/Demand Draft. Please ensure to keep the following in mind while opting for the same:
Please visit during banking hours and ask for ‘Easy Pay’ service counters at Axis Bank branch to deposit your premium.
Please mention your Policy(s)number and Contact number on the reverse of cheque. Instrument should be in favour of "Religare Health Insurance Company Limited"
Make sure to collect the acknowledgement slip before leaving bank’s service counter for any future correspondence.
Postdated/ Outstation/ Third Party cheques are not allowed.
Please ensure the cheque amount is equal to the amount mentioned in renewal invite.
It is advisable to carry a copy of Renewal invite while visiting to Axis Bank branch.
Please ensure to deposit the cheque at least 7 Days prior to the due date. Instrument deposition is not allowed after the policy expiry date.
In case of any modifications in the policy details at the time of renewal, please contact our
branch and do not deposit the cheque in Axis Bank Branch.
Contact respective ‘Axis Bank branch manager’ in case of any difficulty/issue/clarification related to deposition of renewal premium. You may further contact our Customer Service team at 1800-102-4488/1800-102-6655
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"Care Health Insurance Ltd (formerly known as Religare Health Insurance Company Limited) will call/email you on your contact details left on the website, to provide information and promotion of its products/services to you."