Travel Tips for Introverts
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26 Sep 2024
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International travel insurance financially protects you against lost passports, lost checked baggage, or additional hotel expenses, among other contingencies.
Before starting your journey, there is an extensive list of things to be done – applying for a passport and visa, booking tickets, packing your luggage and everything you need for a comfortable visit. Whether a budget-friendly vacation or a luxurious overseas trip, travelling is uniquely significant for us. With such meticulous planning, you would not expect things to go wrong. However, any travel opportunity could expose you to hidden risks - falling sick and getting hospitalised, losing checked-in baggage, or facing a trip delay due to severe weather conditions.
At Care, you can choose a customised international travel insurance covering various medical and non-medical expenses incurred during your foreign trip. In short, overseas travel insurance will safeguard your overseas journey from travel-related inconveniences.
Care’s international travel insurance is tailored with great features to meet your destination-specific travel needs.
Features | Coverage |
---|---|
Sum Insured | Flexible from $10k Upto $1000k |
Destinations Covered | US, Canada, UK, Asia, Thailand, Singapore, Canada, UAE, Schengen region countries |
Cashless Medical Treatment | Available across the globe in network hospitals |
New Age Benefits | Repatriation, Bail bond, Emergency evacuation, Hijack distress allowance, return of minor child coverage, etc. |
Claim Settlement | 24*7 Claim settlement on call |
Free Look Period | 15 days* |
Family Options | Family travel insurance is available on single-trip options |
* A free lookup period applies for policies bought for 365 days or more.
International travel insurance can come to your rescue when you face an unforeseen mishap on a foreign trip. There can be multiple benefits to traveling with international travel insurance coverage! A few of those benefits are as mentioned below:
Saves Your Expenses Amidst Trip Cancellation
Suppose you must cancel your travel plans due to an undeniable emergency. Here, your travel insurance shall reimburse you for your non-refundable hotel and flight bookings.
Doesn’t Leave You Alone in a Medical Emergency
No matter where you travel, your international travel insurance shall pay for your medical treatment if you fall sick.
Helps You Retrieve Your Lost Belongings
If you lose your belongings, such as your crucial documents, your travel insurance covers the expenses incurred while retrieving the documents per the terms and conditions.
Covers Losses During Trip Delays
International trip insurance covers the expenses if you miss your connecting flights due to unforeseen trip delays.
Provides Coverage to the New-age Issues
International travel insurance covers your trip against mishaps. Whether it is sending your minor child back home or covering a student overseas for personal liability/ bail bond, international travel insurance covers it all.
International travel insurance covers multiple events, such as flight cancellation, unexpected medical needs, loss of passport or lost luggage, etc. Here is the detailed coverage of an overseas trip insurance:
It is necessary for any traveller opting for international travel insurance in India to know what the plan will not cover. This way, they will prevent any hassle when filing a claim.
Check here for some exclusions* of international health insurance for travel:
*Please refer to the policy T&C and prospectus to know about exclusions.
The first thing you want to experience after an unfortunate accident is a smooth claim settlement. With our quick and simple claim process, claiming is no longer a difficult task:
Any Indian citizen can opt for our travel insurance for international trips. The eligibility criteria include:
The minimum entry age is one day for a child and 18 years for an adult.
The maximum entry age is 24 years for a child and no upper age limit for an adult.
The age of a proposer is at least 18 years or above.
The maximum entry age for an adult is as specified in the plan.
It takes a lot of time and consideration to buy overseas travel insurance. Here are a few simple steps to help you in purchasing a international travel insurance policy before your travel:
Step 2
Enter personal details like mobile number and pincode, then click on 'Get Quote’.
Step 3
Click on ‘Next’ after entering the proposer’s details, insured person’s details and the country you are travelling to.
Step 4
Enter trip duration, pre-existing conditions, select your coverage and click on ‘Done’ to calculate the premium.
Whether it is a hotel booking for your trip or booking your flight tickets, you do not necessarily have to reach out to an agent on today’s date. Similarly, you can also buy international trip insurance online. However, you should remember a few things while buying travel insurance online.
All countries have specific entry rules, and some have made overseas travel medical insurance mandatory for international travellers. For example, if you plan to visit countries in the Schengen Area, make sure you have valid foreign travel insurance coverage, as it is a prerequisite for visa application. An overseas travel insurance plan will offer you financial comfort against unforeseen travel risks, including emergency hospital treatment, personal accidents, loss of belongings, and repatriation in case of death.
We recommend an international travel medical insurance cover even if it is not mandatory in the country you are going to. It is vital for a few important reasons. Firstly, healthcare in many countries, including the USA, is unaffordable, especially for Indian tourists. Additionally, the travel uncertainties such as have always made travellers anxious – trip delays or loss of checked-in baggage can make travellers anxious . Our International Travel Insurance - Explore will cover you wherever you go! free you from all travel worries.
When it comes to travelling abroad, opting for international travel insurance that cares to cover your entire overseas trip is crucial.
At Care, we ensure that you remain covered from day one of your trip until you return home. Some of the reasons to choose international travel insurance from us are as follows:
At Care Health Insurance, we do not defy your health insurance requirements when you are overseas. Thus, we cover your pre-informed ailments under our overseas travel insurance plan.
Whether trip delays, missed connecting flights or trip cancellations, we cover everything that was not pre-assumed.
Your loved ones may or may not reach you amidst an emergency. However, International travel insurance from Care will ensure you have financial aid, whether it is an emergency evacuation, upgradation of a flight ticket, or loss of belongings.
No matter where in the world you are, our 24/7 available claim process will ensure that you can easily file and receive claims in times of need.
Besides providing travel insurance, Care also provides comprehensive health insurance plans in India. Just like Care’s International travel insurance plans, Care’s Health Insurance also ensures exhaustive coverage when facing a medical emergency resulting in hospitalisation.
Care’s main aim as a health and travel insurance provider is to ensure that our insured family remains covered against the unforeseen financial crises that one may encounter at any time.
You can apply for a policy extension online by buying an overseas trip insurance from Care Health Insurance. You can extend your single-trip travel insurance for up to a maximum trip duration of 365 days. To do so, you must submit the required documents and a health declaration before the policy expires.
You do not necessarily have to undergo a complete body medical checkup to buy an international travel insurance policy. However, you may have to undergo a few diagnostic tests if your insurer requires one.
No matter where you are, our overseas travel insurance from Care Health Insurance is just a few clicks away! The plan covers most regions of Asia, Australia, New Zealand, Africa, Europe, Worldwide Excluding USA & Canada, Worldwide Excluding USA, Worldwide Including USA & Canada.
By buying the International Travel Insurance-Platinum Plan from Care Health Insurance, you can avail of a high sum insured. You also get the no sub-limit benefit on in-patient care expenses.
No, You can only purchase international travel insurance until you do not take off from India. Once you cross borders, you can not buy travel insurance from Care Health Insurance.
You cannot change or increase/ decrease your sum insured once you have started your international trip.
Care International Travel Insurance provides single-trip coverage from two days to 365 days (extendable to 365 days), and multi-trip policies cover for 30/45/60 days. Multi-trip policies cannot be extended.
Yes, you can opt for travel insurance for senior citizens if you are planning to insure an elderly over the age of 70 in overseas travel insurance.
You can opt for cashless treatment benefits if you buy international travel insurance online from Care Health Insurance and get admitted to a network hospital in a foreign country.
You will need Schengen travel insurance to apply for a Schengen Visa.
Yes. Care Health Insurance provides 24*7 financial assistance during your trip if you are covered with a travel insurance plan. You can contact us on our toll-free numbers. You can also write to travelassistance@careinsurance.com
^^Number of Cashless Healthcare Providers as of 31st March 2024
**Number of Claims Settled as of 31st March 2024
^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.
1 In a medical emergency, the insurer reimburses the cost of return economy-class ticket for the most direct route for an immediate family member if the medical condition raises the necessity.
2 In case if an insured member encounters a life-threatening condition due to a pre-existing disease during the trip, then the policy offers coverage up to a specified limit given that the PED is informed at the time of policy purchase.
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