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Iceland Travel Insurance

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Iceland Travel Insurance
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Written by:
Anjali Sharma
Anjali Sharma
Anjali Sharma
Insurance Expert

A skilled Insurance Specialist with expertise in writing and research in diverse fields like medical and insurance. Adeptly crafts clear and engaging content. With a strong understanding of complex terminology and regular guidelines, creating informative articles, blog posts, and marketing materials that resonate with the target audience.

Reviewed by:
Rashmi Rai
Rashmi Rai
Rashmi Rai
Insurance Specialist

Rashmi is an insurance specialist with a passion for storytelling. As an insurance sector wordsmith, she brings out a unique perspective and seamlessly explains the mundane terminologies of insurance. Apart from talking about insurance, Rashmi is an avid reader who finds it fun to explore various health and travel topics and explain it to our audience through our platform.

Updated on:
1 Sep 2026
Reviewed on:
1 Sep 2026

Travel To Iceland Worry-free with the Right Travel Cover

Iceland, the land of mesmerising contrasts, beckons backpackers worldwide! Whether you wish to witness the mesmerising Aurora Borealis, want to explore majestic volcanoes, or relish the views of glistening glaciers, Iceland has it all. Through the beautiful blend of fire, ice, and stars, Iceland provides the experience of a lifetime to those seeking to explore nature’s untouched beauty.

However, you may have to go the extra mile to explore these paradises. While you take the untaken roads, certain unforeseen hurdles may ruin your trip if not taken care of. To ensure that these hurdles do not stop you from making memories, you should secure your trip with exhaustive destination-specific travel insurance.

Travel insurance for international trips safeguards your entire trip in medical and non-medical emergencies. It ensures you do not face a financial crisis in a foreign land. Read on to understand the features of travel insurance for Iceland.

Is Travel Insurance for Iceland Mandatory?

Travel insurance may be optional if you visit Iceland on an Iceland visa. However, travel insurance becomes mandatory if you visit the country on a Schengen Visa.

The cost of medical treatment in Iceland can be hefty for Indian citizens. Thus, even if it is not mandatory, you should have travel health insurance to ensure financial security during a medical emergency.

When Can Travel Insurance for Iceland Be Helpful?

You should have comprehensive travel insurance to ensure a safe trip to Iceland. The best travel insurance for Iceland shall be helpful for you in the following scenarios:

  1. During a medical emergency: The recovery cost can derail your trip budget if you encounter a medical emergency during your Iceland trip. However, you can rest assured if you have covered your trip itinerary with travel health insurance beforehand.
  2. If you lose your checked-in belongings: You may be left heartbroken if you lose your belongings during your trip. However, you do not have to worry about the financial losses if you have Iceland travel insurance to cover this trip-related hiccup.
  3. During emergency evacuation: Iceland travel insurance rescues you financially if you encounter a medical emergency requiring medical evacuation.
  4. Under charges of personal liability: If you get charged for liability for no fault, your Iceland travel insurance provides coverage to overcome the unforeseen costs subject to policy terms & conditions.
  5. In Times of Unfortunate Death: An accidental death is less likely to occur during a trip if you have planned your trip carefully. However, your travel insurance indemnifies you for the losses if you or an insured member loses their life during the trip.

What Are the Main Features Of Care’s Iceland Travel Insurance?

Travel insurance is a prerequisite to applying for a Schengen visa for Iceland. While buying Iceland travel insurance, below are a few features that you should look out for under Iceland travel insurance:

*The above-mentioned features of Care travel insurance are for reference purposes only. Please refer to the brochure for more details on product features.

What is Covered Under Iceland Travel Insurance?

  • Covered
  • Not Covered

Care’s Iceland travel insurance is designed specifically to meet your destination-specific needs. Below are the medical, non-medical and trip-related coverage provided under Care’s travel insurance for Iceland from India.

Emergency Hospitalisation

If you incur a medical emergency while en route to your trip to Iceland, Care’s Iceland travel insurance will cover you for the expenses incurred. You may avail of the benefits either cashless in our network hospitals or through reimbursement after your trip. Please note that to avail of the cashless treatment, you will have to reach out to one of our network hospitals, whereas, to avail of reimbursement benefits, you should keep all the hospitalisation receipts.

COVID-19 Coverage

Care’s Iceland travel insurance provides standard coverage costs if you encounter hospitalisation due to COVID-19.

Personal Accident

If the insured member faces an accident during the trip, Care’s Iceland travel insurance compensates up to 100% of the sum insured.

Treatment in your Home Country

If your medical practitioner prescribes extended treatment in your home country and you must be evacuated before your trip’s end date, then the Iceland travel insurance shall cover the treatment costs for up to 30 days or the policy end date, whichever is earlier.

Medical Evacuation

Iceland travel insurance comes to your rescue when a doctor or authorised personnel suggests emergency medical evacuation.

Trip Hiccups

The Iceland travel insurance indemnifies financial losses incurred due to trip delays, interruptions, cancellations, etc., given that the event has occurred under covered reasons.

Loss of Passport and Checked-in Baggage

If you lose your belongings after checking in at the airport, travel insurance for Iceland provides coverage under covered circumstances.

Up-gradation to Business Class

Your travel insurance for Iceland from India covers the difference amount in the up-gradation of business class airfare if your doctor prescribes business class travel for a safe and comfortable journey.

*The aforementioned are just a few coverage benefits of the Care travel insurance plan. Please carefully refer to the policy documents to know the coverage in detail.

What is Not Covered Under Iceland Travel Insurance

Care’s Iceland travel insurance comes with vast coverage. Suppose you are travelling to Iceland with the elderly. In such a case, you can opt for Iceland travel insurance for senior citizens, whereas student travel insurance shall be appropriate to cover the elderly of the group. However, along with the coverage, certain limitations come under Iceland travel insurance.

Drug Misuse

Any expenses or liability incurred due to use, misuse, or abuse of drugs and alcohol shall not be covered under the Iceland travel insurance.

Self-inflicted Injury

Self-inflicted injuries such as suicide attempts shall not be covered under the Iceland travel insurance.

Breach of Law

Liabilities or harms incurred to a third party due to a breach of the national law of the destination country shall not be covered under travel insurance for Iceland.

World War

Claims arising due to national or international war, nuclear perils, or other consequences shall not be covered under Iceland travel insurance.

Hazardous Activities

Any claims relating to hazardous activities that are otherwise not mentioned in the policy documents shall not be covered.

Dental Treatment

Claims for planned dental surgery shall not be approved unless necessitated due to unbearable acute pain.

Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

Care Travel Insurance for Iceland: All That You Need to Know

Iceland is generally included in Europe. Hence, to be able to apply for an Iceland visa, Indian tourists should have valid Schengen travel insurance. Below, we have tabulated the plan highlights for Schengen travel insurance for Iceland:

Description Explore Europe Student Explore
Sum Insured € 30K & 100K (Vary according to the premium) US $ 30K, 50K, 100K, 300K, 500K, and 1000K
Trip Options Single Trip: Yes
Multi-trip (Policy will be on an annual basis): Yes
There are fixed policy tenure options of 1 to 24 months available under Student Travel Plans
Entry Age (Single Trip) Minimum: Child- 1Day, Adult- 18 Years
Maximum: Child- 24 Years, Adult- Lifelong
Every fixed-tenure policy involves the same eligibility criteria-
Minimum: 12 Years
Maximum: 40 Years
Entry Age (Multi-trip) Minimum: Child- 1Day, Adult- 18 Years
Maximum: Child- 24 Years, Adult- Lifelong
Minimum: 12 Years
Maximum: 40 Years

Factors Affecting the Premium of Iceland Travel Insurance

The premium of travel insurance for Iceland shall be affected by multiple factors. A few of them are as mentioned below:

How to File a Claim under Iceland Travel Insurance?

If an unforeseen event covered by your policy interrupts your Iceland trip, your travel insurance can help you manage the financial impact. To raise a claim, contact Care Health Insurance through the designated touchpoints and follow the necessary steps for claim processing and settlement.

Types of Iceland Visa

Iceland offers three main types of visas to its visitors namely long-term visas, short-term visas and the transit visa. While the Long-term visa is issued to individuals who wish to stay in Iceland for up to a year, the short-term visa helps individuals who wish to visit Iceland for a short term. Likewise, the transit visa allows individuals to have a transit in Iceland while travelling to a third country. The various types of Iceland visas for Indians are as mentioned below:

  1. Iceland Visitor Visa: If you wish to visit Iceland for up to a 90-day stay for tourism purposes, you can apply for a Visitor’s visa for Iceland from India.
  2. Iceland Business Visa: If you are on a business visit to Iceland, then you can apply for a Business visa for Iceland.
  3. Cultural Visa for Iceland: If you are travelling to Iceland for a cultural activity such as participation in sports, then you can apply for a Cultural Visa for Iceland.
  4. Medical Treatment Visa: If you are visiting Iceland to seek medical consultation or treatment, then medical treatment is the type of Iceland visa that you should apply for
  5. Iceland Long-term Visa: There’s no such thing as an Iceland work visa for Indians. You can apply for a long-term visa if you wish to stay in Iceland for up to a year. Later, you may have to take a work permit to work in the country.
  6. Iceland transit visa: If you wish to travel to a non-Schengen country with a transit in Iceland. Then you may have to apply for a Schengen visa for Iceland.

Important Facts About Iceland

Facts Details
Language Spoken Icelandic, English
Currency Used in Iceland Icelandic Krona
Indian Embassy in Iceland Túngata 7, 101 Reykjavík, Iceland
Telephone: +354 534 9955
Iceland Embassy in India Plot No, 33 B, S Radhakrishna Marg, Chanakyapuri,
New Delhi, Delhi 110021
Phone: 011 4353 0300
Major International Airports Akureyri Domestic Airport (AEY)
Reykjavik Domestic Airport (RKV)
Egilsstaðir Domestic Airport (EGS)
Keflavik International Airport (KEF)
Best Time to Visit For summer activities: June-August
To Witness Northern Lights: September-March
Places to Visit Akureyri, Reykjavík, Mosfellsbaer, Akranes, Vestmannaeyjar, etc.

FAQs on Iceland Travel Insurance

Q. How much is travel insurance to Iceland?

The premium for Travel insurance for Iceland may vary based on multiple factors such as the age of the traveller, trip duration, number of trips covered etc. Suppose you are a 30-year-old individual on a trip to Iceland for 10 days. Then, given that you have no pre-existing disease, your travel insurance premium can be as low as โ‚น617.

Q. Is travel insurance needed for Iceland?

You shall have to apply for a Schengen visa to b able to visit Iceland. And to apply for a Schengen visa for Iceland a Schengen travel insurance is a pre requisite.

Q. What insurance do you need for Iceland?

To visit Iceland, you may have to purchase a Schengen travel insurance for Iceland.

Q. Is Iceland considered a part of Europe?

Yes, Iceland is generally considered a part of the Europe. Thus, you can visit Iceland on a Schengen travel insurance.

Q. Is healthcare free for tourists in Iceland?

Healthcare may be free for the tourists who live in the EEA region while healthcare shall not be free for the Non-EEA citizens such as Indian tourists.

Q. How much is an Iceland visa for Indians?

The Iceland visa fees for Indian adults is EUR 80 (โ‚น7065). Whereas for children between 6-12 years, the Iceland visa fee shall be EUR 40 (โ‚น3533).

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Travellers Served till Dec'25

**Number of Claim Amount Paid as of Dec'25

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $30,000) if disclosed during policy purchase.