Coverage for life-threatening PED conditions##

Indian Student Life in Australia

Higher education in Australia can be an exorbitant affair. Therefore, you must ensure a foolproof plan when pursuing a course from the country. While a scholarship can ensure that your tuition fee is covered, and a travel insurance covers any unforeseen emergency, read this page to know what to expect when you move to Australia for higher education.

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+91
🇦🇫 Afghanistan+93 AF
🇦🇱 Albania+355 AL
🇩🇿 Algeria+213 DZ
🇦🇸 American Samoa+1684 AS
🇦🇩 Andorra+376 AD
🇦🇴 Angola+244 AO
🇦🇮 Anguilla+1264 AI
🇦🇬 Antigua and Barbuda+1268 AG
🇦🇷 Argentina+54 AR
🇦🇲 Armenia+374 AM
🇦🇼 Aruba+297 AW
🇦🇺 Australia+61 AU
🇦🇹 Austria+43 AT
🇦🇿 Azerbaijan+994 AZ
🇧🇸 Bahamas+1242 BS
🇧🇭 Bahrain+973 BH
🇧🇩 Bangladesh+880 BD
🇧🇧 Barbados+1246 BB
🇧🇾 Belarus+375 BY
🇧🇪 Belgium+32 BE
🇧🇿 Belize+501 BZ
🇧🇯 Benin+229 BJ
🇧🇲 Bermuda+1441 BM
🇧🇹 Bhutan+975 BT
🇧🇴 Bolivia+591 BO
🇧🇦 Bosnia and Herzegovina+387 BA
🇧🇼 Botswana+267 BW
🇧🇷 Brazil+55 BR
🇻🇬 British Virgin Islands+1284 VG
🇧🇳 Brunei+673 BN
🇧🇬 Bulgaria+359 BG
🇧🇫 Burkina Faso+226 BF
🇧🇮 Burundi+257 BI
🇨🇻 Cabo Verde+238 CV
🇰🇭 Cambodia+855 KH
🇨🇲 Cameroon+237 CM
🇨🇦 Canada+1 CA
🇰🇾 Cayman Islands+1345 KY
🇨🇫 Central African Republic+236 CF
🇹🇩 Chad+235 TD
🇨🇱 Chile+56 CL
🇨🇳 China+86 CN
🇨🇴 Colombia+57 CO
🇰🇲 Comoros+269 KM
🇨🇬 Congo+242 CG
🇨🇰 Cook Islands+682 CK
🇨🇷 Costa Rica+506 CR
🇨🇮 Côte d'Ivoire+225 CI
🇭🇷 Croatia+385 HR
🇨🇺 Cuba+53 CU
🇨🇼 Curaçao+599 CW
🇨🇾 Cyprus+357 CY
🇨🇿 Czech Republic (Czechia)+420 CZ
🇩🇰 Denmark+45 DK
🇩🇯 Djibouti+253 DJ
🇩🇲 Dominica+1767 DM
🇩🇴 Dominican Republic+1849 DO
🇨🇩 DR Congo+243 CD
🇪🇨 Ecuador+593 EC
🇪🇬 Egypt+20 EG
🇸🇻 El Salvador+503 SV
🇬🇶 Equatorial Guinea+240 GQ
🇪🇷 Eritrea+291 ER
🇪🇪 Estonia+372 EE
🇸🇿 Eswatini+268 SZ
🇪🇹 Ethiopia+251 ET
🇫🇴 Faeroe Islands+298 FO
🇫🇰 Falkland Islands+500 FK
🇫🇯 Fiji+679 FJ
🇫🇮 Finland+358 FI
🇫🇷 France+33 FR
🇵🇫 French Polynesia+689 PF
🇬🇦 Gabon+241 GA
🇬🇲 Gambia+220 GM
🇬🇪 Georgia+995 GE
🇩🇪 Germany+49 DE
🇬🇭 Ghana+233 GH
🇬🇮 Gibraltar+350 GI
🇬🇷 Greece+30 GR
🇬🇱 Greenland+299 GL
🇬🇩 Grenada+1473 GD
🇬🇺 Guam+1671 GU
🇬🇹 Guatemala+502 GT
🇬🇳 Guinea+224 GN
🇬🇼 Guinea-Bissau+245 GW
🇬🇾 Guyana+592 GY
🇭🇹 Haiti+509 HT
🇻🇦 Holy See+379 VA
🇭🇳 Honduras+504 HN
🇭🇰 Hong Kong+852 HK
🇭🇺 Hungary+36 HU
🇮🇸 Iceland+354 IS
🇮🇳 India+91 IN
🇮🇩 Indonesia+62 ID
🇮🇷 Iran+98 IR
🇮🇶 Iraq+964 IQ
🇮🇪 Ireland+353 IE
🇮🇲 Isle of Man+44 IM
🇮🇱 Israel+972 IL
🇮🇹 Italy+39 IT
🇯🇲 Jamaica+1876 JM
🇯🇵 Japan+81 JP
🇯🇴 Jordan+962 JO
🇰🇿 Kazakhstan+7 KZ
🇰🇪 Kenya+254 KE
🇰🇮 Kiribati+686 KI
🇰🇼 Kuwait+965 KW
🇰🇬 Kyrgyzstan+996 KG
🇱🇦 Laos+856 LA
🇱🇻 Latvia+371 LV
🇱🇧 Lebanon+961 LB
🇱🇸 Lesotho+266 LS
🇱🇷 Liberia+231 LR
🇱🇾 Libya+218 LY
🇱🇮 Liechtenstein+423 LI
🇱🇹 Lithuania+370 LT
🇱🇺 Luxembourg+352 LU
🇲🇴 Macao+853 MO
🇲🇬 Madagascar+261 MG
🇲🇼 Malawi+265 MW
🇲🇾 Malaysia+60 MY
🇲🇻 Maldives+960 MV
🇲🇱 Mali+223 ML
🇲🇹 Malta+356 MT
🇲🇭 Marshall Islands+692 MH
🇲🇷 Mauritania+222 MR
🇲🇺 Mauritius+230 MU
🇾🇹 Mayotte+262 YT
🇲🇽 Mexico+52 MX
🇫🇲 Micronesia+691 FM
🇲🇩 Moldova+373 MD
🇲🇨 Monaco+377 MC
🇲🇳 Mongolia+976 MN
🇲🇪 Montenegro+382 ME
🇲🇸 Montserrat+1664 MS
🇲🇦 Morocco+212 MA
🇲🇿 Mozambique+258 MZ
🇲🇲 Myanmar+95 MM
🇳🇦 Namibia+264 NA
🇳🇷 Nauru+674 NR
🇳🇵 Nepal+977 NP
🇳🇱 Netherlands+31 NL
🇳🇨 New Caledonia+687 NC
🇳🇿 New Zealand+64 NZ
🇳🇮 Nicaragua+505 NI
🇳🇪 Niger+227 NE
🇳🇬 Nigeria+234 NG
🇳🇺 Niue+683 NU
🇲🇵 Northern Mariana Islands+1670 MP
🇰🇵 North Korea+850 KP
🇲🇰 North Macedonia+389 MK
🇳🇴 Norway+47 NO
🇴🇲 Oman+968 OM
🇵🇰 Pakistan+92 PK
🇵🇼 Palau+680 PW
🇵🇦 Panama+507 PA
🇵🇬 Papua New Guinea+675 PG
🇵🇾 Paraguay+595 PY
🇵🇪 Peru+51 PE
🇵🇭 Philippines+63 PH
🇵🇱 Poland+48 PL
🇵🇹 Portugal+351 PT
🇵🇷 Puerto Rico+1939 PR
🇶🇦 Qatar+974 QA
🇷🇪 Réunion+262 RE
🇷🇴 Romania+40 RO
🇷🇺 Russia+7 RU
🇷🇼 Rwanda+250 RW
🇧🇱 Saint Barthelemy+590 BL
🇸🇭 Saint Helena+290 SH
🇰🇳 Saint Kitts & Nevis+1869 KN
🇱🇨 Saint Lucia+1758 LC
🇲🇫 Saint Martin+590 MF
🇵🇲 Saint Pierre & Miquelon+508 PM
🇼🇸 Samoa+685 WS
🇸🇲 San Marino+378 SM
🇸🇹 Sao Tome & Principe+239 ST
🇸🇦 Saudi Arabia+966 SA
🇸🇳 Senegal+221 SN
🇷🇸 Serbia+381 RS
🇸🇨 Seychelles+248 SC
🇸🇱 Sierra Leone+232 SL
🇸🇬 Singapore+65 SG
🇸🇽 Sint Maarten+1721 SX
🇸🇰 Slovakia+421 SK
🇸🇮 Slovenia+386 SI
🇸🇧 Solomon Islands+677 SB
🇸🇴 Somalia+252 SO
🇿🇦 South Africa+27 ZA
🇰🇷 South Korea+82 KR
🇸🇸 South Sudan+211 SS
🇪🇸 Spain+34 ES
🇱🇰 Sri Lanka+94 LK
🇵🇸 State of Palestine+970 PS
🇻🇨 St. Vincent & Grenadines+1784 VC
🇸🇩 Sudan+249 SD
🇸🇷 Suriname+597 SR
🇸🇪 Sweden+46 SE
🇨🇭 Switzerland+41 CH
🇸🇾 Syria+963 SY
🇹🇼 Taiwan+886 TW
🇹🇯 Tajikistan+992 TJ
🇹🇿 Tanzania+255 TZ
🇹🇭 Thailand+66 TH
🇹🇱 Timor-Leste+670 TL
🇹🇬 Togo+228 TG
🇹🇰 Tokelau+690 TK
🇹🇴 Tonga+676 TO
🇹🇹 Trinidad and Tobago+1868 TT
🇹🇳 Tunisia+216 TN
🇹🇷 Turkey+90 TR
🇹🇲 Turkmenistan+993 TM
🇹🇨 Turks and Caicos+1649 TC
🇹🇻 Tuvalu+688 TV
🇺🇬 Uganda+256 UG
🇺🇦 Ukraine+380 UA
🇦🇪 United Arab Emirates+971 AE
🇬🇧 United Kingdom+44 GB
🇺🇸 United States+1 US
🇺🇾 Uruguay+598 UY
🇻🇮 U.S. Virgin Islands+1340 VI
🇺🇿 Uzbekistan+998 UZ
🇻🇺 Vanuatu+678 VU
🇻🇪 Venezuela+58 VE
🇻🇳 Vietnam+84 VN
🇼🇫 Wallis & Futuna+681 WF
🇪🇭 Western Sahara+212 EH
🇾🇪 Yemen+967 YE
🇿🇲 Zambia+260 ZM
🇿🇼 Zimbabwe+263 ZW

Australia has been always one of the top choices for international students with more than 1,200 educational institutions offering 22,000 courses to opt from. Owing to quality education, training and opportunities to work in a multicultural environment, educational institutions in Australia have seen a surge in the number of applications from Indian students in recent years.

It has been observed that most Indian students look for study programs in the fields of business management, followed by IT, hotel management, healthcare, and accounting while applying for universities and colleges in Australia. Some of the business schools in Australia have been ranked as premier business schools across the globe and hence, heading to Australia for getting an MBA degree is an obvious choice for many Indian students.

Visa for International Students in Australia

An Australian student visa offers permission to work and hence, it is easy for international students to earn while studying. There are various types of visas to accommodate students applying for programs with shorter as well as longer study durations. However, there are certain requirements before applying for a student visa in Australia.

  • A student needs to enrol for a study program registered under CRICOS framework (Commonwealth Register of Institutions & Courses for International Students).
  • The letter of offer or the confirmation of enrolment (COE) issued by the Australian university or college where the student is enrolling is required before applying for a student visa.
  • Other documents such as compliance with student visa program, evidence of finances to cover tuition and travel expenses and living costs during the course duration, certificate of an English language test, overseas student health insurance cover are also mandatory before filing student visa application.

During the visa interview, students are usually asked about their prior education, the course they have applied for, their decision about choosing Australia for higher studies, career plans after finishing the course and others. 

Tuition Fees & Scholarships

The education system in Australia is one of the most expensive ones and hence, students are asked to furnish details about their means to cover tuition fees and other expenses while filing visa applications. On an average, tuition fee for undergraduate bachelor degrees is in the range of AU$ 20,000 – AU$ 45,000 and that for postgraduate masters degrees is in the range of AU$ 15,000 – AU$ 60,000. High-value courses such as medical and veterinary have higher tuition fees.

There are various grants and scholarships to help international students financially during their course of studies. Some of the major scholarship programs available for international students include Australia Awards, Destination Australia Program, Australia APEC Women in Research Fellowship, and the Australian Government Research Training Program.It is also advised that Indian students invest in a travel insurance for international travel, in order to protect their finances from unexpected events.

Staying in Australia as an Indian Student

On-campus accommodation, hostels, guesthouses and shared apartments are usually preferred by international students pursuing a course in Australia. Depending upon cities, the rent of hostels can range between AU$90 to AU$150 per week while shared rentals can cost somewhere between AU$85 to AU$215 per week.Further, investing in travel insurance in India before departure can help safeguard the students against any unforeseen events during their stay. The minimum cost of living for international students in Australia is AU$20,290 per year as calculated by the Department of Home Affairs, Australia.

Work Opportunities for Indian Students in Australia

In Australia, a student visa allows individuals to work up to 20 hours per week or 40 hours per fortnight while school is in session. This limit includes any kind of unpaid and volunteering work but does not extend to any training or work that a student needs to undertake as part of studies. During academic breaks, there is no limit on the number of working hours for international students. It is important to know that international students cannot start working before their academic courses have started.

Dependent family members accompanying international students in Australia can also work up to 20 hours per week or 40 hours per fortnight at all times. It is important to note that this restriction of work hours for dependent family members is not applicable for students pursuing a masters or doctoral degree.

Before taking up any paid work, it is important to go through visa restrictions as flouting those restrictions might lead to cancellation of visa and deportation. Most international students prefer working part-time in the following industries while pursuing their study programs:

  • Hospitality: Working at bars, cafes, and restaurants after classes.
  • Agriculture: Fruit picking and farming.
  • Tourism: Working at motels and hotels.
  • Retail: Working at department stores, supermarkets, and clothing stores.
  • Administration/ Clerical Roles:
  • Sales & Marketing:
  • Tutoring

Further, paid and unpaid internship opportunities in creative and financial industries are also available. Information about work opportunities is usually posted on online job portals and notice boards on campuses. International students can also directly get in touch with their institution’s international student support staffs.  

It is a busy life for students pursuing an international degree while working part-time to gain industry experience. Amid all of this, Care Health Insurance’s student travel insurance plan can take care of any unforeseeable expenses during a time of crisis. Call or mail us today to get a quote while you fill out college application forms. 

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Explore the Horizons worry-free with Explore!

+91
+91
🇦🇫 Afghanistan+93 AF
🇦🇱 Albania+355 AL
🇩🇿 Algeria+213 DZ
🇦🇸 American Samoa+1684 AS
🇦🇩 Andorra+376 AD
🇦🇴 Angola+244 AO
🇦🇮 Anguilla+1264 AI
🇦🇬 Antigua and Barbuda+1268 AG
🇦🇷 Argentina+54 AR
🇦🇲 Armenia+374 AM
🇦🇼 Aruba+297 AW
🇦🇺 Australia+61 AU
🇦🇹 Austria+43 AT
🇦🇿 Azerbaijan+994 AZ
🇧🇸 Bahamas+1242 BS
🇧🇭 Bahrain+973 BH
🇧🇩 Bangladesh+880 BD
🇧🇧 Barbados+1246 BB
🇧🇾 Belarus+375 BY
🇧🇪 Belgium+32 BE
🇧🇿 Belize+501 BZ
🇧🇯 Benin+229 BJ
🇧🇲 Bermuda+1441 BM
🇧🇹 Bhutan+975 BT
🇧🇴 Bolivia+591 BO
🇧🇦 Bosnia and Herzegovina+387 BA
🇧🇼 Botswana+267 BW
🇧🇷 Brazil+55 BR
🇻🇬 British Virgin Islands+1284 VG
🇧🇳 Brunei+673 BN
🇧🇬 Bulgaria+359 BG
🇧🇫 Burkina Faso+226 BF
🇧🇮 Burundi+257 BI
🇨🇻 Cabo Verde+238 CV
🇰🇭 Cambodia+855 KH
🇨🇲 Cameroon+237 CM
🇨🇦 Canada+1 CA
🇰🇾 Cayman Islands+1345 KY
🇨🇫 Central African Republic+236 CF
🇹🇩 Chad+235 TD
🇨🇱 Chile+56 CL
🇨🇳 China+86 CN
🇨🇴 Colombia+57 CO
🇰🇲 Comoros+269 KM
🇨🇬 Congo+242 CG
🇨🇰 Cook Islands+682 CK
🇨🇷 Costa Rica+506 CR
🇨🇮 Côte d'Ivoire+225 CI
🇭🇷 Croatia+385 HR
🇨🇺 Cuba+53 CU
🇨🇼 Curaçao+599 CW
🇨🇾 Cyprus+357 CY
🇨🇿 Czech Republic (Czechia)+420 CZ
🇩🇰 Denmark+45 DK
🇩🇯 Djibouti+253 DJ
🇩🇲 Dominica+1767 DM
🇩🇴 Dominican Republic+1849 DO
🇨🇩 DR Congo+243 CD
🇪🇨 Ecuador+593 EC
🇪🇬 Egypt+20 EG
🇸🇻 El Salvador+503 SV
🇬🇶 Equatorial Guinea+240 GQ
🇪🇷 Eritrea+291 ER
🇪🇪 Estonia+372 EE
🇸🇿 Eswatini+268 SZ
🇪🇹 Ethiopia+251 ET
🇫🇴 Faeroe Islands+298 FO
🇫🇰 Falkland Islands+500 FK
🇫🇯 Fiji+679 FJ
🇫🇮 Finland+358 FI
🇫🇷 France+33 FR
🇵🇫 French Polynesia+689 PF
🇬🇦 Gabon+241 GA
🇬🇲 Gambia+220 GM
🇬🇪 Georgia+995 GE
🇩🇪 Germany+49 DE
🇬🇭 Ghana+233 GH
🇬🇮 Gibraltar+350 GI
🇬🇷 Greece+30 GR
🇬🇱 Greenland+299 GL
🇬🇩 Grenada+1473 GD
🇬🇺 Guam+1671 GU
🇬🇹 Guatemala+502 GT
🇬🇳 Guinea+224 GN
🇬🇼 Guinea-Bissau+245 GW
🇬🇾 Guyana+592 GY
🇭🇹 Haiti+509 HT
🇻🇦 Holy See+379 VA
🇭🇳 Honduras+504 HN
🇭🇰 Hong Kong+852 HK
🇭🇺 Hungary+36 HU
🇮🇸 Iceland+354 IS
🇮🇳 India+91 IN
🇮🇩 Indonesia+62 ID
🇮🇷 Iran+98 IR
🇮🇶 Iraq+964 IQ
🇮🇪 Ireland+353 IE
🇮🇲 Isle of Man+44 IM
🇮🇱 Israel+972 IL
🇮🇹 Italy+39 IT
🇯🇲 Jamaica+1876 JM
🇯🇵 Japan+81 JP
🇯🇴 Jordan+962 JO
🇰🇿 Kazakhstan+7 KZ
🇰🇪 Kenya+254 KE
🇰🇮 Kiribati+686 KI
🇰🇼 Kuwait+965 KW
🇰🇬 Kyrgyzstan+996 KG
🇱🇦 Laos+856 LA
🇱🇻 Latvia+371 LV
🇱🇧 Lebanon+961 LB
🇱🇸 Lesotho+266 LS
🇱🇷 Liberia+231 LR
🇱🇾 Libya+218 LY
🇱🇮 Liechtenstein+423 LI
🇱🇹 Lithuania+370 LT
🇱🇺 Luxembourg+352 LU
🇲🇴 Macao+853 MO
🇲🇬 Madagascar+261 MG
🇲🇼 Malawi+265 MW
🇲🇾 Malaysia+60 MY
🇲🇻 Maldives+960 MV
🇲🇱 Mali+223 ML
🇲🇹 Malta+356 MT
🇲🇭 Marshall Islands+692 MH
🇲🇷 Mauritania+222 MR
🇲🇺 Mauritius+230 MU
🇾🇹 Mayotte+262 YT
🇲🇽 Mexico+52 MX
🇫🇲 Micronesia+691 FM
🇲🇩 Moldova+373 MD
🇲🇨 Monaco+377 MC
🇲🇳 Mongolia+976 MN
🇲🇪 Montenegro+382 ME
🇲🇸 Montserrat+1664 MS
🇲🇦 Morocco+212 MA
🇲🇿 Mozambique+258 MZ
🇲🇲 Myanmar+95 MM
🇳🇦 Namibia+264 NA
🇳🇷 Nauru+674 NR
🇳🇵 Nepal+977 NP
🇳🇱 Netherlands+31 NL
🇳🇨 New Caledonia+687 NC
🇳🇿 New Zealand+64 NZ
🇳🇮 Nicaragua+505 NI
🇳🇪 Niger+227 NE
🇳🇬 Nigeria+234 NG
🇳🇺 Niue+683 NU
🇲🇵 Northern Mariana Islands+1670 MP
🇰🇵 North Korea+850 KP
🇲🇰 North Macedonia+389 MK
🇳🇴 Norway+47 NO
🇴🇲 Oman+968 OM
🇵🇰 Pakistan+92 PK
🇵🇼 Palau+680 PW
🇵🇦 Panama+507 PA
🇵🇬 Papua New Guinea+675 PG
🇵🇾 Paraguay+595 PY
🇵🇪 Peru+51 PE
🇵🇭 Philippines+63 PH
🇵🇱 Poland+48 PL
🇵🇹 Portugal+351 PT
🇵🇷 Puerto Rico+1939 PR
🇶🇦 Qatar+974 QA
🇷🇪 Réunion+262 RE
🇷🇴 Romania+40 RO
🇷🇺 Russia+7 RU
🇷🇼 Rwanda+250 RW
🇧🇱 Saint Barthelemy+590 BL
🇸🇭 Saint Helena+290 SH
🇰🇳 Saint Kitts & Nevis+1869 KN
🇱🇨 Saint Lucia+1758 LC
🇲🇫 Saint Martin+590 MF
🇵🇲 Saint Pierre & Miquelon+508 PM
🇼🇸 Samoa+685 WS
🇸🇲 San Marino+378 SM
🇸🇹 Sao Tome & Principe+239 ST
🇸🇦 Saudi Arabia+966 SA
🇸🇳 Senegal+221 SN
🇷🇸 Serbia+381 RS
🇸🇨 Seychelles+248 SC
🇸🇱 Sierra Leone+232 SL
🇸🇬 Singapore+65 SG
🇸🇽 Sint Maarten+1721 SX
🇸🇰 Slovakia+421 SK
🇸🇮 Slovenia+386 SI
🇸🇧 Solomon Islands+677 SB
🇸🇴 Somalia+252 SO
🇿🇦 South Africa+27 ZA
🇰🇷 South Korea+82 KR
🇸🇸 South Sudan+211 SS
🇪🇸 Spain+34 ES
🇱🇰 Sri Lanka+94 LK
🇵🇸 State of Palestine+970 PS
🇻🇨 St. Vincent & Grenadines+1784 VC
🇸🇩 Sudan+249 SD
🇸🇷 Suriname+597 SR
🇸🇪 Sweden+46 SE
🇨🇭 Switzerland+41 CH
🇸🇾 Syria+963 SY
🇹🇼 Taiwan+886 TW
🇹🇯 Tajikistan+992 TJ
🇹🇿 Tanzania+255 TZ
🇹🇭 Thailand+66 TH
🇹🇱 Timor-Leste+670 TL
🇹🇬 Togo+228 TG
🇹🇰 Tokelau+690 TK
🇹🇴 Tonga+676 TO
🇹🇹 Trinidad and Tobago+1868 TT
🇹🇳 Tunisia+216 TN
🇹🇷 Turkey+90 TR
🇹🇲 Turkmenistan+993 TM
🇹🇨 Turks and Caicos+1649 TC
🇹🇻 Tuvalu+688 TV
🇺🇬 Uganda+256 UG
🇺🇦 Ukraine+380 UA
🇦🇪 United Arab Emirates+971 AE
🇬🇧 United Kingdom+44 GB
🇺🇸 United States+1 US
🇺🇾 Uruguay+598 UY
🇻🇮 U.S. Virgin Islands+1340 VI
🇺🇿 Uzbekistan+998 UZ
🇻🇺 Vanuatu+678 VU
🇻🇪 Venezuela+58 VE
🇻🇳 Vietnam+84 VN
🇼🇫 Wallis & Futuna+681 WF
🇪🇭 Western Sahara+212 EH
🇾🇪 Yemen+967 YE
🇿🇲 Zambia+260 ZM
🇿🇼 Zimbabwe+263 ZW

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Disclaimer: The information provided is for reference purposes only. Please refer to the official websites for country-specific information and policy documents for details on plan benefits, coverage, and exclusions.

^^Number of Cashless Healthcare Providers till Feb 2025

**Number of Claims Settled as of 31st March 2024

^Family members on the same policy with the same sum insured receive discounts on the premium of additional members covered: 2 members 5%, 3 members 10%, 4 members 15%, 5 members 17.5%, 6 members 20%.

##The life-threatening pre-existing diseases are covered up to 10% of the sum insured (max. up to $10,000) if disclosed during policy purchase.