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With 7,000+ islands, the Philippines offers a paradise of white-sand beaches, crystal-clear waters, lush mountains, and rich cultural heritage. Whether you're diving into coral reefs or exploring vibrant city life, unexpected situations can arise anywhere. Protect your trip with Philippines travel insurance and explore with peace of mind.
Reasons to Choose Care Health Insurance?
Pre-Existing Disease Coverage
Upgradation to Business class
Automatic Trip Extension
Missed Flight Connection
Care Health Insurance offers one of the best and most reliable travel insurance policies for trips to the Philippines. Look below to explore the main features of our Philippines travel insurance.
| Parameter | Definition |
|---|---|
| Affordable Premium | At Care Health Insurance, we ensure you are appropriately covered without having to spend a fortune on a travel insurance plan. Therefore, we offer travel insurance premiums for the Philippines starting from as low as INR 288~ per day. |
| Automatic Trip Extension | Suppose you must extend your stay in the Philippines due to an unforeseen natural disaster, hospitalisation, or death. In that case, your travel medical insurance from Care Health Insurance will automatically extend your policy coverage for a specified duration. |
| Cashless Claim Processing | Care’s travel insurance for the Philippines offers cashless claims, providing access to emergency medical assistance through a broad network of healthcare providers during your stay in the Philippines. |
| All-inclusive Protection | Whether you lose your checked-in baggage or your passport is stolen during a burglary in the Philippines, Care travel insurance shall help you recover your belongings. |
When buying the best travel insurance for the Philippines, it is essential to check all the key details of the plan. First, choose the type of insurance that matches your needs, whether it is individual, family, or student travel insurance. Then, decide if you need coverage for a single trip or multiple trips throughout the year. Don’t forget to check the age limits, as each plan may have different minimum and maximum age requirements.
Once you know which type of coverage is right for you, review the main features of the Explore Asia-Philippines travel insurance plan offered by Care Health Insurance.
| Description | Explore Asia |
|---|---|
| Sum Insured | US $ 10K, 25K, 50K & 100K (Vary according to the premium) |
|
Trip Options
|
Yes Yes |
| Entry Age (Single Trip) |
Minimum: Child- 1Day; Adult - 18 Years Maximum: Child- 24 Years; Adult - Lifelong |
| Entry Age (Multi-trip) |
Minimum: Child- 1Day; Adult - 18 Years Maximum: Child- 24 Years; Adult - Lifelong |
*Family option is only available on Single Trip Policies. Please refer to the prospectus for more details on eligibility.
When planning your trip to the Philippines, choosing the right travel health insurance that suits your needs is essential. Different plans offer different levels of coverage, so think about what kind of protection you need during your journey. Choosing the right plan ensures you stay protected and stress-free while enjoying your Philippine adventure. Here’s a simple guide to help you pick the right one:
Ideal for solo travellers, this plan covers unexpected issues like medical emergencies, trip cancellations, lost luggage, and accidents.
Perfect for families travelling together, the family travel insurance plan covers all members under a single policy. It is more cost-effective than buying separate insurance for each person.
This plan is specially designed for students going to the Philippines for education, covers medical expenses, interruptions to studies, and lost or stolen personal belongings.
Specialised for older travellers, the senior citizen travel insurance plan helps cover unexpected medical costs, trip cancellations, loss of baggage, and other travel-related emergencies.
Best for those going on a one-time trip to the Philippines, the single-trip travel insurance provides coverage for medical issues, trip delays or cancellations, lost baggage, and personal liability.
If you are a frequent traveller, this plan is a smart choice. It covers multiple trips throughout the year and usually costs less than buying separate insurance each time.
At Care Health Insurance, we offer comprehensive international health insurance for the Philippines to keep your journey safe, smooth, and stress-free. Our plan is designed to protect you from unexpected situations so you can enjoy your trip with confidence. Here's what our Philippines travel insurance covers:
If you face a medical emergency and need medical assistance during your trip, we’ll cover inpatient and outpatient treatment expenses.
We offer coverage for expenses for dental care if the reason for treatment is non-cosmetic and the pain arises in your natural, sound teeth, once you reach the destination country.
If you meet with an accident during your trip, our plan provides financial protection in case of accidental death or permanent disability.
If your travel schedule gets affected due to delayed or cancelled flights or sudden changes, we’ll help cover the related costs.
If you are hospitalised in the Philippines and your doctor suggests having an adult family member with you, we will cover the cost of the most direct economy-class flight for an immediate family member to come and support you.
In case you’re admitted to a hospital, we provide a daily allowance to help your companion manage additional expenses, according to policy terms.
If your passport or checked-in baggage gets lost for no fault of your own, we will assist in recovering your items and reimburse expenses up to the allowed limit.
*Refer to the policy documents for detailed information regarding the Coverage.
While travel health insurance for the Philippines provides essential protection, there are certain situations where your policy may not cover the expenses. Here's a quick look at the exclusions of the Philippines travel insurance:
Note: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
The cost of travel insurance for the Philippines depends on several factors such as the traveller’s age, trip length, destination within the country, and the type of coverage selected. Care Health Insurance offers affordable travel insurance plans for the Philippines that cover both medical and non-medical expenses, helping you stay protected without breaking the bank.
To give you an idea, here’s a sample scenario for better understanding:
A solo traveller from India planning a 7-day trip to the Philippines can get travel insurance starting at around Rs. 288~. This estimate is based on a plan providing $10,000 coverage for a 7-day visit.
| Insured Member(s) | Age | Any Pre-existing Disease | Sum Insured | Policy Duration | Premium Amount (approx.) |
|---|---|---|---|---|---|
| 1 | 24 years | No | $ 10,000 | 7 Days | โน288~ |
*The above-mentioned travel insurance premium is calculated subject to no pre-existing medical conditions of the insured members. It considers that the insured members have not been diagnosed, hospitalised, or underwent any treatment in the last 48 months. Also, the premium amount is subject to change if the insured person has already claimed any travel policy before.
The premium of travel insurance for the Philippines depends on multiple factors. Understanding these can help you pick a plan that fits your needs and budget. Here are the key factors that can influence the cost:
If you plan to travel to the Philippines, getting travel insurance is quick and straightforward. Just follow these easy steps to buy Philippines travel insurance online:
Step 1
Visit the travel insurance quote page and select the duration and destination. Explore the sum insured offered, and then click "Buy Now".
Step 2
You’ll then be asked to complete a short KYC (Know Your Customer) form. Enter your personal details as the policy buyer, then click “Next.”
Step 3
Now, provide the information of the person to be insured. Don’t forget to mention if the insured member has any pre-existing medical conditions.
Step 4
Once you fill in all the details, make the payment online. You’ll instantly receive your travel insurance documents by email and SMS.
Here is a quick checklist of the essential documents you’ll need to make your journey smooth and hassle-free while travelling from India to the Philippines.
The Philippines allows Indian passport holders to travel visa-free for up to 14 days (with an extension clause of 7 days). Moreover, you may have to apply for a visa if you travel for more than 21 days (including extension).
Indian travellers can apply for a Philippines visa online through the eVisaPH portal or in person at a Philippine Embassy or Consulate. The online method is usually faster and more convenient. Always check the latest guidelines and requirements before applying, as they may change occasionally.
To apply for a Philippines visa, you’ll need the following documents:
The Philippines is a beautiful and exciting destination, but it is important to stay cautious, like any popular tourist destination. Here are simple tips to make your trip safer and more enjoyable:
In case of an emergency during your time in the Philippines, you may use the contact details listed in the table below to contact the Indian Embassy in the Philippines.
| Contact Officials | Contact Details |
|---|---|
| Embassy | Embassy of India, Manila, Philippines |
| Phone number | (0063) (02) 88430101 |
| Address | 2190 Paraiso St., Dasmariñas Village, Makati |
| cons.manila@mea.gov.in | |
| Website | eoimanila.gov.in |
The best time to visit the Philippines is between November and April. During these months, the weather is mostly dry, and temperatures usually range from 24°C to 31°C. Starting in March, it can get hot, sometimes reaching 35°C to 37°C.
The rainy season occurs from May to October, but the rain is usually light and doesn’t often spoil your trip. Since the weather can change quickly, it is a good idea to check the weather forecast regularly before you travel. This will help you pick the best time for your visit to the Philippines.
One of the fastest and most convenient ways to reach the Philippines from any part of the world is via flight. Below is the list of the major international airports in the Philippines:
| Airport Name | City |
|---|---|
| Manila Ninoy Aquino International Airport | Manila |
| Clark International Airport | Pampanga |
| Laoag International Airport | Laoag City |
| Mactan-Cebu International Airport | Cebu |
| Kalibo International Airport | Kalibo |
| Puerto Princesa International Airport | Palawan |
| Iloilo International Airport | Iloilo |
| Francisco Bangoy International Airport | Davao City |
The Philippines is full of natural wonders and beautiful buildings, making it a must-visit place for travellers. Here are some popular spots you should visit while you travel to the Philippines:
Multiple places and activities in the Philippines offer a great mix of nature, history, and culture for an unforgettable trip. Here are some of them listed below:
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