Did it happen with you also when anyone from your family was hospitalized, and someone at the reception asks you to show your health insurance card? The health card is a proof that ensures that you are covered under a particular health insurance policy. This card contains all the information such as your name, name of the policy with a sum insured, and policy number. For the insured, having a health card is of utmost importance. It is provided to the insured at the time of buying health insurance policy issuance.
Benefits of Health Insurance Card
A health insurance card is handy and can be easily carried wherever you go. With this card, you can avail the benefit of cashless treatment at any network hospital in your location. Once you have bought a health insurance policy, the team sends you the terms and conditions of the insurance coverage and documents together with the health insurance card. Getting cashless treatment is one of the most significant features of the health insurance card. Therefore, it is recommended to carry a health insurance card.
The health insurance card authorizes cashless claims within 2 hours. This allows you get cashless claim settled quickly.
Read on to know some of the prominent benefits of this health card:
1. It helps in cashless claim procedure: With the help of a health card, you can file a claim for the medical expenses. You need to submit the pre-authorization form and show your health insurance card to the TPA desk at the hospital. Make sure to carry this card every time during hospitalization.
2. It is easy to carry: The health insurance card offered by Care Health Insurance (Formerly known as Religare Health Insurance) is very handy and portable. It contains all the details of the insured and has customer support numbers.
3. It is a mandatory document: The health card is a mandatory document; hence, it should be carried all the time. You cannot predict when can an emergency occur and you or any of your family members may need to get hospitalized. If you have the health card you can show it to the hospital authorities. This card can only be used in network hospitals. This also helps the TPA staff to check the policy details and its validity. The date of expiry will act as a reminder to go for the renewal of the policy.
A health insurance card is only used at the time of availing cashless treatment. During the time of hospitalization, when you have to avail this facility, it is suggested to look for the network hospitals that are in your location. Cashless health insurance reduces your worry of paying medical expenses. If you have bought a health cover from Care Health Insurance, you can avail the facility of cashless treatment at more than 7900 leading hospitals of the country.