Most of us feel secure when we buy a health insurance policy as it protects us against an unforeseen event. But, we only value a health insurance policy at the time of making a claim. There can be situations when the claim can be rejected maybe when the health insurance policy has lapsed, in case of non-payment of the insurance premium, and so on.
A health insurance claim is a process in which the policyholder requests the insurer to get the benefits of a health insurance plan in case of medical exigency. This process can be done in either by cashless treatment or reimbursement. There is a procedure to file a claim. If you are well-informed about the health insurance claim process, then it is not at all a hassle. All you need to do is to inform your hospitalization to customer support team within a specified timeframe along with the required documents.
Care Health Insurance has a convenient claim settlement process. The process can be even done online by visiting the official website of our company. We have vast cashless healthcare providers of more than 21,100+ where we have successfully settled 95.2% of insurance claims. We offer a simple and quick claim procedure.
In this article, we will tell you what are the documents required for insurance claim if you have a health insurance policy from Care Health Insurance.
Mentioned below is the list of documents that are required to make the health insurance claim process for reimbursement claim:
Other documents required for cashless facility
The claim form and the documents should be sent to our claim management team.
You can get a cashless facility at more than 21,100+ cashless healthcare providers across the country. Find a network hospital where you can avail cashless treatment.You need to abide by the following steps:
In case of an emergency, the policyholders have to bear the medical expenses from own pockets. But, they can file for the reimbursement right after the discharge. This facility is helpful when an individual gets treatment at a non-network hospital.
You need to abide by the following steps:
The insured should not delay in making the claim as any delay in the intimation may reject the claim.
Make sure that all the facts are handy in the chronological order and the information provided is correct. Also, keep your policy details and personal details handy with you. All the documents should be handy, as the absence of any document may cause a delay in the claim process.
It is crucial to follow the guidelines mentioned in your health insurance policy to be sure that your money does not go waste.
Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
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