Does ENT Treatment Cover Under Health Insurance?

FAMILY HEALTH INSURANCE


Does ENT Treatment Cover Under Health Insurance?

Living with ear, nose, or throat (ENT) issues can take a toll on your productivity and health. So, if you are also amongst millions of Indians who woke up with a stuffy nose, difficulty in breathing, or severe cough, you need to consult with an Otolaryngologist. These are the doctors specialist in otolaryngology- a study related to ear, nose, and throat. Such problems, if not treated timely, can turn to be life-threatening. However, the treatment costs of surgeries, medication, hospitalization are skyrocketing-in such a scenario; health insurance is a great help.  So, if you are suffering from any otolaryngological issues and planning to visit the doctor soon for ENT treatment, check below how Care Insurance can give you a sigh of relief:

Common ENT Problems 

Some problems you can identify yourself, whereas, for some, you have to visit an ENT specialist. Discover the most common problems in the ears, nose, and throat ahead:

  • Ear Infection (Otitis Media)
  • Hearing Aids
  • Hearing Loss
  • Cholesteatoma
  • Gastric Reflux
  • Dizziness
  • Dysphagia (Difficulty Swallowing)
  • Hoarseness
  • Meniere’s
  • Sinus Problems
  • Sleep Apnea
  • Snoring
  • Nosebleeds
  • Tonsils & Adenoid Problems
  • Tinnitus (Ringing in the Ears)

Treatment for ENT

The plan for ENT treatment depends on the severity and the patient’s conditions. There are various surgical and non-surgical treatment options in otolaryngology that we include in our coverage:

  • Tympanoplasty
  • Operations on the Turbinates
  • Removal of Keratosis  Obturans
  • Myringoplasty 
  • Palatoplasty
  • Mastoidectomy
  • Tonsillectomy with or without adenoidectomy
  • Nasal sinus aspiration
  • Septoplasty
  • Reduction of fracture of nasal bone
  • Balloon sinuplasty

>> Also ReadImportance of Upgrading Health Cover for Maximum Coverage

How does Care Health Insurance help?

We understood that rising inflation creating a challenging situation for common people. One time hospitalization can derail your finances. But, as there is a ray of sunshine after every cloudy night the same way, we offer “Care” our comprehensive health insurance plan that covers your medical expenses during an emergency.  This plan includes chronic and critical illnesses, along with several ENT treatments. Read below its how it acts as your safeguard at the time of medical crisis:

  • Extensive coverage against several life-threatening diseases like cancer, kidney failure, stroke, heart attack, and more
  • Cover advance treatment such as balloon sinuplasty, stem cell therapy, and robotic surgery
  • Cover number of daycare treatments
  • Coverage for AYUSH treatment as well
  • Immediate cashless hospitalization at network hospitals during a medical emergency
  • Adequate sum insured at an affordable premium with an automatic recharge facility
  • Add-ons benefits like no claim bonus, global coverage, international second opinion, and reduction in PED wait period
  • Ambulance cover, organ donor cover, and coverage for domiciliary hospitalization
  • Tax benefits under section 80D of the Income Tax Act of India 1961

Usually, we cover ENT problems under daycare treatment (subject to policy terms and conditions). Patients need not be hospitalized under such procedures and get discharged from the hospital on the same day.  You can smoothly go for cashless treatment or file reimbursement in non-network hospitals under the policy coverage. So, opt for it now and ensure all your senses work effectively.  

Disclaimer: Underwriting of claims for ENT problems is subject to policy terms and conditions.

View Our Editorial Policy


GET FREE QUOTE

+91 verified
Please enter a valid mobile number
Please enter a valid Full Name
I have read and agree to the Terms & Conditions
Please select terms and conditions
Get updates on WhatsApp
CALCULATE PREMIUM

Articles By Category

Health Insurance Articles
Family Family
Senior Citizens Senior Citizens
Maternity Maternity
Surgery Surgery
Heart Heart
Tax & Investments Tax & Investments
Lifestyle Lifestyle
Awareness Days Awareness Days
Child Care Child Care
Money Saving Tips Money Saving Tips
Festive Days Festive Days
Covid-19 Covid-19
Travel Insurance Articles
International International
Student Student
Travel Tips Travel Tips
Visa Visa
Passport Passport
Insurance Guide
Health Health
Travel Travel
Reach out to us
Whatsapp Chat 8860402452

GET FREE QUOTE

+91
verified
question_answer

Chat with Us

Please Select Chat Option ×
Buy New policy To explore and buy a new policy
Existing policy enquiry for assistance with your existing policy