Does ENT Treatment Cover Under Health Insurance?

HEALTH INSURANCE



Living with ear, nose, or throat (ENT) issues can take a toll on your productivity and health. So, if you are also amongst millions of Indians who woke up with a stuffy nose, difficulty in breathing, or severe cough, you need to consult with an Otolaryngologist. These are the doctors specialist in otolaryngology- a study related to ear, nose, and throat. Such problems, if not treated timely, can turn to be life-threatening. However, the treatment costs of surgeries, medication, hospitalization are skyrocketing-in such a scenario; health insurance is a great help.  So, if you are suffering from any otolaryngological issues and planning to visit the doctor soon for ENT treatment, check below how Care Health Insurance can give you a sigh of relief:

Common ENT Problems 

Some problems you can identify yourself, whereas, for some, you have to visit an ENT specialist. Discover the most common problems in the ears, nose, and throat ahead:

  • Ear Infection (Otitis Media)
  • Hearing Aids
  • Hearing Loss
  • Cholesteatoma
  • Gastric Reflux
  • Dizziness
  • Dysphagia (Difficulty Swallowing)
  • Hoarseness
  • Meniere’s
  • Sinus Problems
  • Sleep Apnea
  • Snoring
  • Nosebleeds
  • Tonsils & Adenoid Problems
  • Tinnitus (Ringing in the Ears)

Treatment for ENT

The plan for ENT treatment depends on the severity and the patient’s conditions. There are various surgical and non-surgical treatment options in otolaryngology that we include in our coverage:

  • Tympanoplasty
  • Operations on the Turbinates
  • Removal of Keratosis  Obturans
  • Myringoplasty 
  • Palatoplasty
  • Mastoidectomy
  • Tonsillectomy with or without adenoidectomy
  • Nasal sinus aspiration
  • Septoplasty
  • Reduction of fracture of nasal bone
  • Balloon sinuplasty

*Note: This list is for reference purposes. Please go through the sales prospectus for more details.

How does Care Health Insurance help?

We understood that rising inflation creating a challenging situation for common people. One time hospitalization can derail your finances. But, as there is a ray of sunshine after every cloudy night the same way, we offer “Care” our comprehensive health insurance plan that covers your medical expenses during an emergency.  This plan includes chronic and critical illnesses, along with several ENT treatments. Read below its how it acts as your safeguard at the time of medical crisis:

  • Extensive coverage against several life-threatening diseases like cancer, kidney failure, stroke, heart attack, and more
  • Cover advance treatment such as balloon sinuplasty, stem cell therapy, and robotic surgery
  • Cover number of daycare treatments
  • Coverage for AYUSH treatment as well
  • Immediate cashless hospitalization at network hospitals during a medical emergency
  • Adequate sum insured at an affordable premium with an automatic recharge facility
  • Add-ons benefits like no claim bonus, global coverage, international second opinion, and reduction in PED wait period
  • Ambulance cover, organ donor cover, and coverage for domiciliary hospitalization
  • Tax benefits under section 80D of the Income Tax Act of India 1961

Usually, we cover ENT problems under daycare treatment (subject to policy terms and conditions). Patients need not be hospitalized under such procedures and get discharged from the hospital on the same day.  You can smoothly go for cashless treatment or file reimbursement in non-network hospitals under the policy coverage. So, opt for it now and ensure all your senses work effectively.