Does Your Health Insurance Include Annual Health Check-up?

FAMILY HEALTH INSURANCE



Most health insurance policies come with the feature of annual health check-up. It is one of the most beneficial features of medical insurance. Even many health experts suggest that one should go for an annual health check-up owing to lifestyle ailments and increasing medical costs. With the help of this, you become aware of your medical situation, and it also allows you to make necessary changes to your current health insurance by increasing the sum insured. You can avail of the benefit of annual medical check-up once in a year if you have bought medical insurance from Care Health Insurance (Formerly known as Religare Health Insurance). Most health insurance policies have a provision for annual health check-up that may differ from one health policy to another.

Which Medical Check-Ups are Covered?

If you have opted for Care Freedom from Care Health Insurance, you can avail of this benefit if you are more than 18 years of age. This benefit is only available annually per member. Mentioned below is the list of annual health check-ups that are covered in this policy:

  • Completed Blood Count with ESR
  • Blood Sugar
  • Lipid Profile
  • ECG
  • Kidney Function Test

Likewise, if you have opted for a Super Mediclaim, you can avail of this benefit from the second year of the health insurance policy on continuous coverage at any of the network hospitals in India. It can be availed only once in a year per insured person.

The above mentioned medical tests are also available in Super Mediclaim and are applicable for sum insured up to 50 lakhs if you are more than the age of 18 years.

Some of the medical tests for the insured, those who are below the age of 18 years are:

  • Physical examination(height, weight, and body mass index)
  • Eye examination
  • Dental examination and scoring
  • Growth charting
  • Doctor Consultation

Final Word

Annual health check-up is one of the helpful ways that help in assessing your medical condition. With the help of this feature, you can get treatment at the right time. It is one of the significant features that prepare beforehand. With the provision of advanced healthcare services, you are just a step away from living a healthy life. Make sure to avail of this facility; you are carrying all the necessary policy documents.

Prevention is always better than cure, right? Then what are you thinking? Opt for a health insurance policy that includes this significant benefit.

Annual health check-up tells you the condition of your body, so if your health policy comes with this benefit, make sure you utilize it prudently. In the future, if you are going for preventive health check-up, make sure you refer this guide and opt for what is best for your health.