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Indore is steadily developing into a key healthcare centre in Madhya Pradesh. Its hospitals feature modern amenities and skilled doctors, who provide top-quality medical care. Given the high cost of healthcare, having health insurance in Indore is crucial for managing expenses, accessing cashless treatment, and safeguarding your savings during emergencies. Choose the best health insurance policy in Indore today.
Reasons to Choose Care Health Insurance?
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Indore, a charming city in Madhya Pradesh, attracts many travellers across India. From the Annapurna Temple to the historic Lal Baag Palace, there are wonderful places to explore. Meanwhile, Indore is also emerging as a prominent healthcare hub, featuring modern hospitals, advanced treatment technologies, and rising treatment costs.
Unexpected health emergencies can be quite overwhelming and financially stressful. That's why having health insurance in Indore is vital for your well-being. A Care Health Insurance plan provides you with essential financial protection, cashless hospitalisation, and peace of mind, allowing you to prioritise your recovery without worrying about hospital bills.
Investing in health insurance in Indore is a wise financial decision that protects both your health and your savings. As medical expenses rise rapidly, even a short hospital stay can be costly without coverage. That’s why owning a mediclaim policy in Indore is crucial. Here are a few reasons why health insurance is important:
Buying a Care Health Insurance mediclaim policy in Indore ensures quick financial support during medical emergencies. Additionally, cashless treatment at network hospitals in Indore eliminates the stress of arranging funds for urgent care.
Here are some health statistics for Indore to provide a quick overview of the city's current health landscape.
Here are some of the major health issues or diseases faced by the people of Indore:
| Diseases/ Health Issues | Common Causes & Impact |
|---|---|
| Waterborne Diseases | A significant increase in gastrointestinal illnesses has been reported in Indore, with over 3,000 cases of acute diarrhoea and tragic deaths due to contaminated sewage water. This important health issue requires attention to protect the community. |
| Diabetes | Diabetes is common in Indore, with 45,518 new cases in FY 2025-26, mainly due to sedentary lifestyles and obesity. The 'Indore Jiddi Hai' campaign was launched in August 2025 to combat these issues. |
| Hypertension | Hypertension cases in Indore are rising rapidly. The CMHO reports 62,307 new cases in FY 2025-26. A 2024 survey of 50,121 young adults found 34% had abnormal blood pressure, highlighting the need for awareness and prevention. |
| Cancer | Cancer is prevalent in Indore, with thousands of cases diagnosed in 2024- 17,767: 890 cases of oral cancer; 17,767,569 of breast cancer; and 17,767,602 of cervical cancer. Excessive smoking is the main cause of head & neck and breast cancers, the most prevalent among men and women. |
| Dengue | Dengue is widespread in Indore, with over 10,224 cases reported in 2024. In September 2024, about 3,800 cases were found among 51,000 tested. Experts blame erratic weather for creating ideal breeding grounds for Aedes aegypti mosquitoes. |
Healthcare costs in Indore’s private hospitals are rising, making even common illnesses expensive, especially during emergencies or long treatments.
Respiratory Diseases (Asthma, COPD, Bronchitis)
OPD consultation & medicines - Rs 3,000 to 10,000 per month
Hospitalisation during severe attacks - Rs 4,000 to 8,000 per day
Hospitalisation with oxygen support - Rs 5,000 to 12,000 per day
ICU - Rs 12,000 to 25,000 per day
Cardiovascular Diseases (Heart Disease, Hypertension)
Angioplasty - Rs 1.5 to 3.2 lakh
Bypass Surgery (CABG) - Rs 3 to 6 lakh
ICU & recovery expenses - Rs 10,000 to 25,000 per day (depending on case severity)
Cancer (Breast, Lung, Oral, Blood Cancer)
Chemotherapy (per cycle) - Rs 40,000 to 1.2 lakh
Radiation Therapy - Rs 1.5 to 5 lakh (depending on sessions)
Total cancer treatment cost - Rs 8 to 20 lakh+ (based on cancer type, stage, and hospital)
Diabetes & Related Complications
Routine diabetes management - Rs 2,000 to 6,000 per month
Complications (kidney, eye, nerve damage) - Rs 1 to 5 lakh+
Dialysis - Rs 2,000 to 4,000 per session
Orthopaedic Issues (Knee Replacement, Spine Problems)
Knee replacement (single knee) - Rs 2 to 4.5 lakh
Spine surgery - Rs 2.5 to 6 lakh
Care Health Insurance offers a wide range of health insurance plans with comprehensive coverage and financial assistance for a variety of ailments. Below mentioned are the types of health insurance plans in Indore offered by us:
| Type of Health Insurance | Description |
|---|---|
| Individual Health Insurance | Ideal for those looking for personal medical insurance in Indore. |
| Family Floater Health Insurance | Provides coverage for your entire family's medical expenses under one plan. |
| Senior Citizen Health Insurance | Provides coverage for seniors 60+ for age-related illnesses and pre-existing conditions benefits. |
| Group Health Insurance | This plan provides coverage for employees and their families, ensuring everyone is taken care of. |
| Critical Illness Insurance | Provide comprehensive coverage for severe illnesses such as cancer, stroke, and kidney failure. |
| Cancer Insurance | A policy covering cancer diagnosis, treatments, and therapies at all stages. |
| Operation Insurance | A plan covering major surgeries and medical procedures, including planned and emergency treatments. |
| Heart Health Insurance | A specialised policy covering heart conditions like heart attacks, angioplasty, and bypass surgery. |
Note: Several top health insurance providers in Indore offer customised plans designed to meet your individual needs.
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Zone-Based Plans with Affordable Premium in Your City
| Name | Address | City | State | Pincode | Map |
|---|---|---|---|---|---|
| Anand Hospital & Research Centre Pvt. Ltd. | No.7,Sindhu Nagar, Bhanwarkuan Main Road, | Indore | Madhya Pradesh | 452002 |
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| Anandam Netralaya Pvt Ltd | 16 1 3 Race Course Road Janjeerwala Square | Indore | Madhya Pradesh | 452001 |
|
| Anaya Clinic Eye Hospital And Neuro Care Centre | Ss -2,3,4,6 2Nd Floor, 2A Greater Brijesh Hwari Opp Pipliyahana Talab | Indore | Madhya Pradesh | 452016 |
|
| Angel Hospital | 363 Goyal Nagar Indore 363 Goyal Nagar Indore | Indore | Madhya Pradesh | 452007 |
|
| Apollo Rajshree Hospitals Pvt. Ltd. | Scheme No 74-C,Sector-D, Vijya Nagar, | Indore | Madhya Pradesh | 452010 |
|
| Arihant Hospital And Reserach Centre | 283 A Gumasta Nagar | Indore | Madhya Pradesh | 452009 |
|
| Aryan Hospital & Researh Center | 2298 Sector D, Sudama Nagar, | Indore | Madhya Pradesh | 452009 |
|
| Asg Hospital Pvt Ltd-M.G. Road | First Floor Embassy Building Plot No 9/1/3 | Indore | Madhya Pradesh | 452001 |
|
| Banthia Hospital | Shop No.10, Airport Road, Tirupathi Nagar | Indore | Madhya Pradesh | 452005 |
|
| Bcm Kokilaben Dhirubhai Ambani Hospital Indore | No. 1 Bcm Estate Bcm Marg | Indore | Madhya Pradesh | 452010 |
|
Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
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Care Health Insurance offers access to over 11,600 cashless network hospitals throughout India, including the best hospitals in Indore. This allows policyholders to receive treatment without the need to pay hospital bills upfront.
With Care Health Insurance, you can enjoy cashless treatment that lets you concentrate entirely on your recovery, without worrying about hospital bills. Some of the main benefits are:
Note: Always check the updated list of Care Health Insurance network hospitals in Indore before planned hospitalisation.
Follow these simple steps to access cashless health insurance in Indore:
Our committed claims team guarantees fast approvals and efficient processing.
If you live in Indore, choose a health insurance policy that covers medical expenses, especially with rising private hospital costs. Experts recommend keeping your sum insured at least 50% of your annual income to cover the cost of unexpected hospitalisation. Your coverage should also be strong enough for critical illnesses like cancer, angioplasty, or heart surgery, which can cost lakhs.
Given rising healthcare costs, residents of Indore should consider obtaining health insurance coverage of Rs 5 lakh to Rs 10 lakh. To ensure your entire family is protected under a single policy, a family floater plan with coverage of Rs 20 lakh or more is recommended for greater financial security.
Similarly, senior citizens in Indore should opt for a health insurance plan with a minimum coverage of Rs 15 lakh, as they are more likely to require frequent medical care and hospitalisation.
Care Health Insurance offers comprehensive coverage to its customers planning to buy insurance plans in Indore. Below are the coverage benefits:
The following are the standard exclusions that all policyholders need to know about:
Note: The plan's features, coverage, and claim underwriting are governed by the policy's terms and conditions. Please review the brochure, sales prospectus, and policy documents thoroughly.
Here are some compelling reasons to select Care Health Insurance as your provider:
Our claim settlement process promises you won't encounter any hassle during the treatment. Below are the steps to file a claim for a mediclaim policy in Indore:
| Cashless Claim Process | Reimbursement Claim Process |
|---|---|
| Step 1: Fill out the pre-authorisation form available at the insurance desk and send it to our claim management team. Step 2: You will get an approval letter once your claim is verified. Step 3: Ensure you respond to queries from the claim management team. Step 4: File a reimbursement claim if your cashless claim is denied. |
Step 1: Submit your claim form along with the required documents. Step 2: Get the approval letter from the claim management team. Step 3: Respond to any queries from our claim management team. Step 4: If your claim is rejected, our claims team will contact you and share the reasons for the rejection as soon as possible. |
Follow the instructions below to renew your healthcare policy:
Step 1:Go to our official website.
Step 2: Locate and choose the renewal option.
Step 3: Enter the policy number and any needed information.
Step 4: Add riders to your existing policy if you want to make changes. Then, for simple online renewal, click the enter button.
Step 5: You will be directed to your health insurance renewal payment page, where you can pay by credit card, debit card, or net banking.
Step 6: Once the premium payment is completed, the insurance renewal will be completed.
Finding the ideal health insurance plan can be tedious, especially if you are new to buying health insurance. Below are some useful tips to help you find an adequate and affordable policy for yourself and your family:
In India, the minimum age for health insurance is typically 18 years for adults and just 91 days for children on most plans.
Calculate your premium on the Care Health Insurance Premium Calculator page. Enter your area's PIN code in 'Get Quote' for regional premiums, then select your city to see the premium based on policy coverage and tenure.
You can easily access a cashless facility with Care Health Insurance Policies across our network of top healthcare providers in Indore.
Ultimate Care and Care Supreme are next-generation health plans that offer unlimited coverage and extensive benefits to Indore residents. Benefits include a cumulative bonus of up to 500% with CB Super, yearly health check-ups, coverage up to the sum insured, no sub-limits, automatic recharge, infinity bonus, and more, without restrictions.
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Disclaimer:
~Tax benefit is subject to changes in tax laws. Standard T&C Apply.
^^Number of Cashless Healthcare Providers as of Feb 2025
**Number of Claims Settled as of 31st March 2024
^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.
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