Health Insurance in Pune

Understanding Health Insurance in Pune

From super-speciality hospitals with qualified medical professionals to diagnostic centres, healthcare facilities in Pune are quite superior. Be it emergency services or preventive check-ups. These facilities provide people with the required medical care. But getting medical treatment involves a lot of expenses as the treatment may not be just limited to hospitalisation; instead, there are other costs like medication and diagnostic tests. High medical costs can burn a hole in your pocket, which is why planning your finances is necessary. Buying the best mediclaim policy in Pune is therefore recommended as it provides the much-required financial cushion. Opting for the best health insurance in Pune will keep you stress-free in health emergencies.

Reasons for Buying Care Health Insurance Plan in Pune?

Non-communicable diseases in Pune and many Indian cities are rising steadily, making the need for health insurance indispensable. Here are a few reasons for buying Care Health Insurance Plan in Pune:

• You can get coverage for individuals and families under one plan with Care Health Insurance Plans in Pune.
• The cost of medical treatment for acute illnesses in Pune is high. Care Health Insurance plans offer comprehensive coverage for pre and post-hospitalisation expenses.
• You can get cashless treatment at network hospitals in Pune without straining your finances.
• You get covered for non-emergency daycare procedures with Care Health Insurance Plan in Pune.
• Tax saving is another benefit that you get with a Care Health Plan under Income Tax Act Section 80D.
• Care offers you the facility of a second opinion with other health experts.
• You can avail of free annual health checkups with your Care Health Insurance Plan in Pune.

How to Avail Cashless Treatment in Pune?

You can get the cashless treatment facility at any of the insurer’s network hospitals in Pune by following the below steps:

• Choose any network hospital in Pune for medical treatment.
• Inform the insurance company within the specified *time limit.
• Submit the duly signed pre-authorization form at the hospital insurance desk.
• Provide all the supporting documents and present your health card.
• After document verification, the claim management team will send an approval.
• If required, the claim management team may raise a query.
• After approval, the medical bills are settled based on the policy terms and conditions.

*The claim will be processed by the insurance company based on the policy terms. The insured must notify the insurer within 24 hours in case of emergency hospitalisation and 48 hours before admission in case of planned hospitalisation.

Types of Health Insurance Plan In Pune

Buy the right insurance policy early in life to protect yourself against unforeseen medical events. Here are types of policies to consider when you are buying a health insurance plan in Pune: