Health Insurance in Hyderabad

Types of Health Insurance in Hyderabad

Before securing medical insurance in Hyderabad, you must know about the types of plans you can choose from, depending on your current health and coverage needs. Here’s an overview of these plans: 

Best Health Insurance Plans to Consider in Hyderabad  

How Much Health Insurance Coverage Do You Need in Hyderabad? 

Living in Hyderabad requires you to opt for health insurance coverage that covers pre- and post-hospitalisation expenses and provides critical illness coverage. If you’re looking for an individual policy, the coverage amount of 10 lakh is recommended. However, if you want to ensure financial protection for your entire family, consider a plan with coverage of 10-20 lakh. 

What is Covered in Our Health Insurance Plan in Hyderabad? 

Here are the aspects covered in our health insurance plan in Hyderabad:

• In-patient Hospitalisation
• 60-Day Pre and 90-Day Post-Hospitalisation
• Ambulance Charges
• Day Care Treatments
• AYUSH Treatment
• Annual Health Check-up
• Coronavirus Treatment
• Domiciliary Hospitalisation
• Advanced Medical Treatment
• Naturopathy treatment 

What is Not Covered in Our Health Insurance Plan in Hyderabad? 

Here’s the list of exclusions that are not covered by our health insurance plan in Hyderabad:

• Self-Inflicted Injury
• Sexually Transmitted Diseases (STDs)
• Pre-existing diseases for a specific period
• Cosmetic Surgery 
• Congenital Diseases
• War, riots or nuclear weapon-induced hospitalisation
• Maternity-related expenses

Why Choose Care Health Insurance? 

Here are some top reasons for choosing Care Health Insurance as your insurer:

• Quality treatment at Network Healthcare providers: With a network of 22,100+ healthcare providers, we ensure quality treatment without delays or upfront payments.
• Comprehensive Coverage: Our health insurance plans offer a wide range of coverage, including inpatient care, daycare procedures, pre- and post-hospitalisation care, road ambulance services, organ donation, and more. 
• Smooth claim settlement: Medical emergencies can come unannounced, but our streamlined claims process will have you covered. So far, we have settled 2,10884 claims in Hyderabad. 
• Additional benefits: You can also avail the additional benefits of our health insurance policy at an increased premium. Some of our most valuable add-ons include grace period cover, instant cover, be-fit plus and annual health checkup. 
• Rewards and bonuses: Buying health insurance from Care Health Insurance comes with valuable rewards such as a wellness benefit, premium payback and loyalty boost

Tips to Choose the Right Health Insurance Company in Hyderabad 

Here are a few simple tips to help you choose the right health insurance company in Hyderabad: 

• Understand your needs: Start by reviewing your health history, any existing medical conditions, and the coverage you may need in the future. This will help you pick a policy that suits both your health needs and financial situation.
• Set a budget: Decide how much you are comfortable spending on health insurance each year. Choose a plan that fits your budget while offering good coverage.
• Check network hospitals: Make sure the insurance company has tie-ups with hospitals near you. This enables cashless payments, which can be helpful in emergencies.
• Compare premiums: Use online health insurance calculators to compare premiums for different plans. This helps you understand what you’ll pay and choose a plan that offers good value for money.
• Look at the coverage offered: Prefer plans that cover a wide range of medical expenses, including hospitalisation and serious illnesses, to provide better financial support when needed.
• Read the exclusions carefully: Go through what is not covered under the policy to avoid surprises or claim issues later.
• Check the waiting period: Some treatments and pre-existing conditions are covered only after a certain time. Try to choose a plan with a shorter waiting period so you can use the benefits sooner.
• Confirm eligibility details: Read the policy terms to understand age limits, health conditions covered, and other eligibility rules before making a decision.

Claim Filing Process at Care Health Insurance 

At Care Health Insurance, we ensure a seamless process for settling both cashless and reimbursement claims. Here are the steps involved for each:

Cashless Claim 

• Complete the pre-authorisation form at the hospital’s insurance desk and submit it to our claim management team.
• Attach the required documents to the form.
• The team will check your request and documents.
• You’ll receive the approval letter once the pre-authorisation form and documents are reviewed.
• We’ll directly settle your hospital bill with the network hospital 

Reimbursement Claim 

• Submit your claim form with the required documents.
• In case of any doubts, our claim management team will reach out to you.
• After document verification, you will receive the approval letter from our team.
• We’ll reimburse your hospitalisation costs in accordance with our terms and conditions. 

How to Renew Your Medical Insurance Policy in Hyderabad?

Here’s how you can seamlessly renew your medical policy in Hyderabad: 

Step 1: Visit our official website

Step 2: Click the Renew tab in the top-right corner. You will be directed to a new page.

Step 3: Enter your details, such as your policy number and contact number.

Step 4: Verify the policy details, including the premium amount

Step 5: In the payment section, pay the renewal premium using any secure payment method.