Health Insurance in Noida

Noida is a busy city located in the National Capital Region. A satellite town of Delhi, Noida is an ideal place to live in if you are dreaming of a modern lifestyle. From entertainment and shopping centres to job hubs, you will find all the essentials, including quality medical care facilities. Private healthcare providers, in particular, provide the best care and include numerous multi-speciality and super-speciality hospitals besides several diagnostic centres and private clinics.

Although the city offers all the essential facilities, it is also affected by pollution arising from the increasing number of vehicles and on-going construction work. These are the primary reasons for the rise in respiratory diseases. Moreover, most of the working professionals lead an unhealthy lifestyle. Ailments like hypertension, diabetes, cardiovascular illnesses, etc. are affecting a lot of people. Such medical conditions require quality medical attention without which complications can arise. Availing treatment in a private hospital, involving hospitalisation, medication, tests, etc. has become expensive. To ease such financial difficulties during medical emergencies, buying health insurance in Noida is necessary.

Cashless health insurance further makes it possible to minimise the burden of hospital bills as the insurer directly settles the expenses, subject to policy terms. Choose your preferred cashless network hospital in Noida empanelled with Care Health Insurance, avail the cashless treatment using your health card and get your claims settled easily.

The Need for Health Insurance in Noida

The hustle and bustle, with increasing traffic and pollution levels, has been a cause of stress for people living in the city. Moreover, hectic job schedules lead to an unhealthy lifestyle defined by poor eating habits, insomnia, etc. It tends to take a toll on a person’s health. It is also the biggest reason why non-communicable diseases are on the rise. Some health problems faced by individuals in the city include hypertension, heart ailments, asthma, diabetes, and cancer.

Medical costs are skyrocketing in India. Even getting basic medical care can burn a hole in your pocket. Therefore, by opting for a health insurance plan in Noida, residents can have the right financial cushion for their financial savings.

Cashless Treatment

Availing the cashless facility at a network hospital in Noida gives you an advantage. We can never predict when a medical emergency would occur. Hence, it is always wise to stay prepared to avoid last-minute stress. It is particularly true as far as finances are concerned. Paying hospital expenses from one’s pocket can become stressful. Presence of a network hospital for cashless facility in Noida is an advantage at this hour of need. It saves policyholders from the burden of paying for expensive hospitalisation. The insurer directly settles the expenses with the hospital, subject to policy terms and conditions. If you choose a non-network hospital, you can apply for reimbursement claim. Thus, make sure you choose a network hospital empaneled with us.

Tips to Consider Before Buying Health Insurance in Noida

If you have questions to ask agents for buying health insurance in Noida, consider these factors that would give you the clarity when you are buying a health cover online.

• Assess your healthcare needs by considering factors like age, medical conditions, etc.
• Go for a policy with high sum insured as per your medical needs
• Find out the network hospitals are nearest to your location
• Look for features like lifetime renewability, annual health check-ups, and no claim bonus
• Know the claim settlement ratio of the insurer and the procedure to file claims.

Follow the below steps to get cashless treatment at any network hospital:

• Choose a network hospital for medical treatment
• Inform us about hospitalisation within the specified time
• Submit the duly signed pre-authorisation form at the hospital insurance desk
• Provide all the supporting documents and health card
• After document verification, the claim management team will send an approval
• In case of any information deficiency, the claim management team may raise a query
• After approval, we will settle the medical bills, as per policy terms and conditions

The insurance company will process the claim after considering the policy terms. The insured must contact us within 24 hours in case of emergency hospitalisation and 48 hours prior to admission in case of planned hospitalisation.