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Insurance for Everyone Starting at ₹21/day^

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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients
Kochi is a beautiful city referred to as the financial and commercial capital of Kerala. The city has advanced healthcare facilities. Thus, people from all over the world arrive here for medical treatment. It has many government healthcare centres and private medical institutions, including diagnostic centres, nursing homes and multi-speciality hospitals. 
In this cosmopolitan city, people lead a busy life, thus becoming prone to various illnesses. Health problems can suddenly turn into a major medical emergency that can be stressful. Although there is quality health care available, yet the costs of treatment in hospitals are very high. For people in Kochi, it hints at the need for buying health insurance as they can remain worry-free about paying medical bills. 
Care  Health Insurance has several cashless network hospitals in Kochi. Avail cashless healthcare facility at any network hospital so that you focus on your health and leave financial worries behind.

The Need for Health Insurance in Kochi

In the last few years, the city has seen a rising number of cases of diabetes, hypertension, premature heart diseases, cancer, liver ailments, etc. Besides, lifestyle issues such as obesity, alcohol consumption, and smoking contribute to critical illnesses. Spending on the treatment of critical ailments like cancer is a serious concern for many low-income families. Therefore, one can ease their financial burden by opting for health insurance and access the best healthcare facility in Kochi. 

Cashless Treatment

The cashless treatment feature of health insurance plans is advantageous as it simplifies the payment of medical bills. Hospitalization of a loved one can be stressful for any family. Using a health insurance card, the insured person can get cashless hospitalization and skip paying bills upfront. When one accesses treatment at a hospital empanelled under the insurer’s network, they become eligible for a cashless claim. Under this facility, the insurer pays for the expenses directly to the hospital.

Tips to Consider Before Buying Health Insurance in Kochi

Some factors to consider before buying health insurance are as follows:
  • Assess your health insurance needs based on factors like age and medical conditions
  • Identify an adequate amount of sum insured required for medical care 
  • Find out the network hospitals of the insurer located near you
  • Look for features like lifetime renewability, annual health check-up, and no claim bonus
  • Check the claim settlement ratio of the insurer
Click to know about Care Health Insurance Claim Settlement Ratio

How to Avail Cashless Treatment in Kochi?

Cashless treatment can be availed in a few simple steps as mentioned below:
  • Choose any network hospital for medical treatment
  • Notify us about hospitalization as per the specified timeline
  • Submit the duly filled and signed pre-authorization form at the hospital insurance desk
  • Provide the supporting documents and health card
  • After verification of documents, our claim management team will send an approval
  • In case of any information deficiency, a query will be raised
  • Upon approval, the medical bills will be settled, as per policy terms and conditions
The insured must contact us within 24 hours in case of emergency hospitalization and 48 hours before admission in case of planned hospitalization.
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  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


Claims Settled**



**Number of claims settled as of 30th March 2024       *India Insurance Summit & Awards 2023

Benefits of Health Insurance in Kochi

Health insurance secures a family’s hard-earned savings during medical emergencies. It offers the following benefits: 

Click here to know more about health insurance tax benefits

Why Should You Choose Care Health Insurance Company in Kochi?

Care Health Insurance is a leading insurance company in India that offers superior services to its customers. The company provides various health insurance plans to suit the specific healthcare needs and wide-ranging sum insured options. 

Care Health Insurance delivers professional support during the claims procedures. It has settled 48 lakhs+ claims. If you are searching for health insurance agents in Kochi, you can stop your search now. Instead, choose Care Health Insurance that offers expert assistance to enable the customers in making a sound decision for buying the best health insurance plan in Kochi. By visiting our website, you can get detailed information about the available policies and opt for the best one through an easy online procedure. The company has 11400+ cashless network hospitals, offering cashless treatment facility. Reach out to experts at Care Health Insurance to get timely assistance for all your queries.

Choose to insure your health today!


Q.What is the minimum and maximum age to buy health insurance in Kochi?

You can opt for Care Health Insurance plans for newborn babies as young as 91 days with a proposer aged 18 or above. Also, most of our policies come with a lifetime renewability benefit to ensure healthcare security for now and forever.

Q.How to calculate the premium of a mediclaim policy in Kochi?

You can calculate the premium of your region from anywhere in the world by simply visiting Care Insurance's official website. Now enter your district’s pin code in the ‘Get Quote’ section of the chosen policy page and click ‘Calculate Premium’ to view the policy’s premium amount.

Q.Which health insurer offers maximum coverage in Kochi?

Care Supreme is emerging as one of the most rewarding health insurance plans in Kochi. The policy offers unrestricted coverage for maximum hospitalisation up to the sum insured, unlimited automatic recharge of the sum insured, up to 100% cumulative bonus, and various add-on covers to enhance the coverage.


~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024

**Number of Claims Settled as of 31st March 2024

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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