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  • Family Health Insurance
  • 1 Crore Health Plan
  • Health Insurance for Senior Citizens

Health Insurance in Delhi: An Overview

With a rich heritage, fascinating history, and tempting street food, Delhi is the heart of India. Known as the national capital, Delhi proudly nests glorious monuments, various cultural attractions, and many exciting places. Famous for its tall minarets and longest metro lines, Delhi is home to many young aspirants, families, and senior citizens. What’s best, Delhi NCR offers some of the nation’s best healthcare facilities and medical treatment institutes. However, with advanced medical care comes burdensome costs. The multi-speciality hospitals across Delhi NCR have the latest technologies for treatment and recovery. But, the hospitalisation expenses, treatment, and medication can drain all your savings.

So, if you are a Delhi NCR resident, the best way to cope with medical uncertainties and expenditures is to opt for the best health insurance in Delhi. At Care Health Insurance, we promise India’s heart with the best of our health insurance coverage, benefits, and features. With over lakhs of happy customers across Delhi NCR, Care Insurance has become the best health insurance company in Delhi by providing reliable, quality, and affordable healthcare. Read on to find out the best health insurance for yourself and your family if you reside in the capital region.

Why Do You Need a Mediclaim Policy in Delhi?

For Delhiites, opting for comprehensive medical insurance in Delhi is indispensable to secure themselves against increasing health issues due to pollution, overpopulation, and a poor lifestyle. Further, having a financial safety net from one of the best health insurance companies in Delhi can help greatly. Here are some other pressing concerns that compel Delhi residents to opt for a health plan:

  • Unprecedented Diseases: Together with coronavirus, Delhi NCR hospitals have witnessed a sharp rise in respiratory diseases, flu-like illnesses, dengue and other conditions.
  • Illnesses Among Youngsters: Younger adults are struggling with early-age illnesses due to a sedentary lifestyle, stressful working conditions, and adulterated food items.
  • Rising Medical Costs: The uncontrollable healthcare and medical treatment cost in Delhi—especially across top private hospitals—is a nightmare for most families.

Besides medical expenses, metropolitans also need uncompromised value-added services, like annual health check-ups, no-claim bonuses, automatic recharge of sum insured, and others. These benefits support people financially during medical emergencies while helping them stay fit and healthy.

Types of Health Insurance Policies in Delhi

To meet the diverse healthcare needs of Delhiites, Care Health Insurance offers wide-ranging health plans for people from all walks of life. Whether you have a family with dependent children or elders needing special medical care, we have some of the best health insurance plans for family in Delhi. Below are some of our most trusted health plans:

Man Illustrator

Look for best health plan that suits your need!



  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

List of Cashless Network Hospitals in New Delhi

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


38 Lakh+ Claims Settled**



**Number of claims settled as of 30th June 2023       *India Insurance Summit & Awards 2023

Know How You Can Avail Cashless Treatment in Delhi

To avail of the cashless hospitalisation facility in Delhi, you should look for the best insurance comapny offering the widest network of healthcare providers across the capital region. Under a cashless process, you should inform the insurer within 24 hours of emergency hospitalisation at a network healthcare centre. If it is a planned medical procedure, you should inform the insurer at least 48 hours prior to admission. This way, you can settle the insurance claim without draining your pockets.

At Care Health Insurance, we ensure the cashless hospitalisation process is hassle-free and quick with our in-house claim settlement team. Our network hospitals in Delhi NCR include top private healthcare institutes helping policyholders avail of cashless treatment without burdening their pockets. We support customers at every step–from filling out the claims form to settling the hospital bills–without any delays and errors.

Why Choose Care Health Insurance as Your Health Partner in Delhi?

At Care Health Insurance, we offer highly reliable medical and financial security plans to match the emerging needs of Delhi NCR residents. With one of the widest networks of 22900+ healthcare providers across Delhi NCR, we ensure city dwellers receive quality medical care at the best value. Here’s why we are the best health insurance company in Delhi:

What is Covered under Care Health Insurance Plans in Delhi?

Care Health Insurance plans in Delhi offer coverage including the following:

Steps to File a Cashless and Reimbursement Insurance Claim in Delhi

Being one of the best health insurance companies in Delhi, we offer both a reimbursement or cashless claim option:

Cashless Claim Process Reimbursement Claim Process
Step 1: Fill out the pre-authorization form available at the insurance desk and send it to our claim management team. Step 1: Submit your claim form along with the required documents.
Step 2: You will get an approval letter once your claim is verified. Step 2: Get the approval letter from the claim management team.
Step 3: Make sure to respond to queries from the claim management team. Step 3: Respond to queries raised by our claim management team.
Step 4: File a reimbursement claim request in case your cashless claim request doesn't go through. Step 4: In case your claim is rejected, our claims team will contact you and share the reasons of rejection at the earliest.

How to Renew Your Medical Insurance Policy in Delhi?

For the existing policyholders across Delhi NCR, the renewal of Care Health Plans became easier through our digital portal with these easy steps:

Step 1: Visit our official website

Step 2: Click on the renew tab in the top right corner. You will be directed to a new page.

Step 3: Enter your details, such as policy number, contact number, etc.

Step 4: Verify the policy details, including the premium amount

Step 5: Under the payment section, pay the renewal premium through any secure payment mode.

Once you receive the renewal confirmation, you can continue availing of the insurance benefits. Also, you can customise the policy or port it to another suitable plan at the time of renewal.

Tips to Find the Best Health Insurance Company in Delhi

Choosing the best mediclaim policy in Delhi helps to protect you and your family against any medical emergency is not easy. Below are the tips to consider before buying health insurance plans in Delhi:


Q.Which is the best health insurance plan in Delhi NCR?

With one of the highest claim settlement ratios, Care Health Insurance is among the best health insurance companies in Delhi NCR. Our customised health plans come with as low as 5 lakh coverage to as high as 6 crores. We have suitable plans for all kinds of health care needs—from big and small families to senior citizens and expecting mothers.

Q.What is the cost of health insurance across Delhi NCR?

What is the cost of health insurance across Delhi NCR? Given the rising cost of healthcare in the Delhi NCR region, health plans cost slightly higher as compared to remote cities. At Care Health Insurance, an individual health plan with 5 lakh coverage costs around INR 8,500 for a person under 35 years of age. This premium calculation is subject to certain policy terms and benefits.

Q.How to calculate the premium of a mediclaim policy in Delhi?

How to calculate the premium of a mediclaim policy in Delhi? You can calculate region-specific premium by simply entering the pin code of your area in the ‘Get Quote’ section. You can choose the city from the drop-down to view the premium amount.

Q.Which health insurance has the most widespread coverage in Delhi?

Care Supreme– the next-generation health plan offers the widest coverage to Delhiites with a unique base and optional benefits. It includes a no-claim bonus of up to 500% with NCB super, annual health check-ups, coverage up to the sum insured, no sub-limits, and unlimited automatic recharge of the sum insured.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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