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  • Family & Individual Health Insurance
  • 1 Crore Health Plan
  • Health Insurance for Senior Citizens

Health Insurance in Delhi: An Overview

With a rich heritage, fascinating history, and tempting street food, Delhi is the heart of India. Known as the national capital, Delhi proudly nests glorious monuments, various cultural attractions, and many exciting places. Famous for its tall minarets and longest metro lines, Delhi is home to many young aspirants, families, and senior citizens. What’s best, Delhi NCR offers some of the nation’s best healthcare facilities and medical treatment institutes.

However, with advanced medical care comes burdensome costs. The multi-speciality hospitals across Delhi NCR have the latest technologies for treatment and recovery. But, the hospitalisation expenses, treatment, and medication can drain all your savings.

So, if you are a Delhi NCR resident, the best way to cope with medical uncertainties and expenditures is to opt for the best health insurance in Delhi. At Care Health Insurance, we promise India’s heart with the best of our health insurance coverage, benefits, and features. With over lakhs of happy customers across Delhi NCR, Care Insurance has become synonymous with reliability, quality healthcare, and affordability. Read on to find out the best health insurance for yourself and your family if you reside in the capital region.

Why Do You Need a Mediclaim Policy in Delhi?

For Delhiites, opting for comprehensive medical insurance in Delhi is indispensable to secure themselves against increasing health issues due to pollution, overpopulation, and a poor lifestyle. Here are some other pressing concerns that compel Delhi residents to opt for a health plan:

  • Unprecedented Diseases: Together with coronavirus, Delhi NCR hospitals have witnessed a sharp rise in respiratory diseases, flu-like illnesses, dengue and other conditions.
  • Illnesses Among Youngsters: Younger adults are struggling with early-age illnesses due to a sedentary lifestyle, stressful working conditions, and adulterated food items.
  • Rising Medical Costs: The uncontrollable healthcare and medical treatment cost in Delhi—especially across top private hospitals—is a nightmare for most families.

Besides medical expenses, metropolitans also need uncompromised value-added services, like annual health check-ups, no-claim bonuses, automatic recharge of sum insured, and others. These benefits support people financially during medical emergencies while helping them stay fit and healthy.

Why Choose Care Health Insurance as Your Health Partner in Delhi?

At Care Health Insurance, we offer highly reliable medical and financial security plans to match the emerging needs of Delhi NCR residents. With one of the widest networks of 200+ healthcare providers across Delhi NCR, we ensure city dwellers receive quality medical care at the best value. Here’s how we become the first choice of health insurance among Delhi residents:

  • Quality Healthcare at Top Network Hospitals: Our vast healthcare providers’ network includes top medical centres providing the highest quality healthcare services. We ensure that metropolitans receive immediate treatment without any delays or hassle.
  • 2 Hours Cashless Claim Approval: With an in-house claim settlement team, we promise quick approval of claim requests. Our team supports policyholders at every step—from pre-hospitalisation diagnostics to post-hospitalisation recovery.
  • 30 Lakhs+ Claims Settled: Having settled one of the highest shares of claim requests across cities, we promise Delhiites the same credibility. Whether an emergency or planned hospitalisation, we ensure claim settlement is free of hiccups.
  • Comprehensive Healthcare Coverage: Our health plans not only cover hospitalisation expenses but also offer no-claim bonuses, annual health check-ups, global coverage, and sum insured recharge, among other healthcare and wellness benefits.

Know How You Can Avail Cashless Treatment in Delhi

To avail of the cashless hospitalisation facility in Delhi, you should look for an insurer offering the widest network of healthcare providers across the capital region. Under a cashless process, you should inform the insurer within 24 hours of emergency hospitalisation at a network healthcare centre. If it is a planned medical procedure, you should inform the insurer at least 48 hours prior to admission. This way, you can settle the insurance claim without draining your pockets.

At Care Health Insurance, we ensure the cashless hospitalisation process is hassle-free and quick with our in-house claim settlement team. Our network hospitals in Delhi NCR include top private healthcare institutes helping policyholders avail of cashless treatment without burdening their pockets. We support customers at every step–from filling out the claims form to settling the hospital bills–without any delays and errors.

Types of Health Insurance Policies in Delhi

To meet the diverse healthcare needs of Delhiites, Care Health Insurance offers wide-ranging health plans for people from all walks of life. Whether you have a family with dependent children or elders needing special medical care, we have some of the best health insurance plans for family in Delhi. Below are some of our most trusted health plans:

Man Illustrator

Look for best health plan that suits your need!



  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

List of Cashless Network Hospitals in New Delhi

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.


Awarded as Claims
Leader of the year


30 Lakh + Claims Settled^^


Cashless claim approval
in approx. 2 hours

^^number of claims settled as on February, 2022

What is Covered under Care Health Insurance Plans in Delhi?

Care Health Insurance plans in Delhi offer coverage including the following:

Steps to File a Cashless and Reimbursement Insurance Claim in Delhi

Cashless Claim Process Reimbursement Claim Process
Step 1: Fill out the pre-authorization form available at the insurance desk and send it to our claim management team. Step 1: Submit your claim form along with the required documents.
Step 2: You will get an approval letter once your claim is verified. Step 2: Get the approval letter from the claim management team.
Step 3: Make sure to respond to queries from the claim management team. Step 3: Respond to queries raised by our claim management team.
Step 4: File a reimbursement claim request in case your cashless claim request doesn't go through. Step 4: In case your claim is rejected, our claims team will contact you and share the reasons of rejection at the earliest.

How to Renew Your Medical Insurance Policy in Delhi?

For the existing policyholders across Delhi NCR, the renewal of Care Health Plans became easier through our digital portal with these easy steps:

Step 1: Visit our official website

Step 2: Click on the renew tab in the top right corner. You will be directed to a new page.

Step 3: Enter your details, such as policy number, contact number, etc.

Step 4: Verify the policy details, including the premium amount

Step 5: Under the payment section, pay the renewal premium through any secure payment mode.

Once you receive the renewal confirmation, you can continue availing of the insurance benefits. Also, you can customise the policy or port it to another suitable plan at the time of renewal.

Tips to Find the Best Health Insurance Company in Delhi

Choosing the best mediclaim policy in Delhi helps to protect you and your family against any medical emergency is not easy. Below are the tips to consider before buying health insurance plans in Delhi:

#Claim Settlement Ratio is for FY 19-20 and number of claims settled till February 2022.

Disclaimer: The annual premium for product Care Care Shield (add-on) is Rs.6160/-(Incl. GST) for one adult falling under the age bracket 18-24 years.

^^Number of Cashless Healthcare Providers till 25th March 2022.

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