Mumbai flourished as a trading port and later transformed into a trading capital of India. The magnificent, Mumbai, is the fusion of different traditions, cultures, and people. Being one of the most populated metro cities, there has also been a massive surge in air and water-borne diseases, lifestyle, and critical diseases. All these medical catastrophes led health insurance in Mumbai to come into the limelight.

Why do You Need a Mediclaim Policy in Mumbai?

Health insurance has become the need of the hour to help Mumbaites get timely health care during any medical emergency. Below are the three major reasons that make the mediclaim policy in Mumbai even more indispensable:

Soaring medical and treatment expenses are burdensome if you aren’t equipped with a comprehensive health insurance plan.
The outbreak of viruses such as Coronavirus has been alarming for all those who haven’t secured themselves health insurance yet.
Youngsters have been getting entrapped by life-threatening diseases due to poor lifestyle habits these days. So, with health insurance in place, you will be able to get treatment immediately without worrying about paying the hospital bills.

Care Health Insurance offers the best mediclaim policy in Mumbai that cater to your health care needs. Getting treatment in one of our cashless network hospitals in Mumbai during an emergency will keep you at ease. So, you need not fret anymore about your decision of buying a health insurance plan.

Why Choose Care Health Insurance as Your Health Partner in Mumbai?

Care Health Insurance strives to provide customers with seamless services. To accommodate various requirements of our customers across India, we provide comprehensive health insurance plans with the most useful features. Our health insurance plans offer additional benefits such as-

Add ons to cover your specific needs
One Health Check-up every year for insured members
Hassle-Free Experience with 95.2% Claim Settlement Ratio
Comprehensive Coverage including AYUSH Treatment
2 hours (approx.) claim process through our in-house claims team

We ensure our customers have access to high-quality medical care without having to worry about arranging money to cover expensive hospital expenses. Our network of 300+ cashless network hospitals in Mumbai will help you get the right treatment as soon as you reach the hospital.

How to Avail Cashless Treatment in Mumbai?

You are eligible to receive cashless medical care in Mumbai through our health insurance plan. If there is an emergency, you can be admitted to our cashless network hospitals, and if it is scheduled, you can let our support team know 48 hours from the time of admission. Your claim is authorised following verification by our claim management staff. You can easily begin your treatment right away with our cashless procedure and be at ease with your hospital bills.

Types of Health Insurance Plans in Mumbai

Care Health Insurance offers a wide range of health insurance plans offering extensive coverage and financial security. Below mentioned are the types of health insurance plans in Mumbai offered by us:

Look for the best health plan that suits your need!

Care

Comprehensive Health Insurance
Annual Health Check-up

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Care Freedom

Health Insurance without Pre Medical Check-ups
Suitable for Diabetes, High BP and B.M.I

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Care Senior

Senior Citizen Health Plan
No Pre-policy medical check-up

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Care Heart

Health Insurance for Heart Patients
Pre & Post Hospitalization Medical Expenses

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Enhance

Super Top-up Insurance
In-Patient Care

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Joy

Maternity Cover
New Born Baby Cover

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List of Cashless Network Hospitals in Mumbai

Name	Address	City	State	Pincode
Aarogyam Multi Speciality Hospital & Iccu	Shripa Smruti Building,1st Floor, Star Colony,Manpada Road,Infront Bank of Baroda,	Mumbai	Maharashtra	421201
Aashirawad Hospital	Om Shradha Tower,Pune Link Road, Near Jari Mari gate,	Mumbai	Maharashtra	421306
Aastha Health Care	Mulund Colony, Off L.B.S Marg,Opposite Indian Oil Petrol Pump,	Mumbai	Maharashtra	400082
Aastha Hospital	65,Bala Sinor Society, S.V Road,	Mumbai	Maharashtra	400067
Aastha Maternity And Nursing Home	1St Floor Bhoomi Rendency Triveni Nagar Kurar Village	Mumbai	Maharashtra	400097
Aastha Nursing Home	10 Narsing Niwas JP Road Andheri West Mumbai	Mumbai	Maharashtra	400058
Aayush Multispecialty Hospital	1st Floor,Marigold Apt., Opp. Nitin Co. & Honda Showroom,	Mumbai	Maharashtra	400602
Abhishek Nursing Home	Jagruti CHS, Near Saraswat Co-operative Bank, Bhatwati,	Mumbai	Maharashtra	400084
Adarsh General And Maternity Nursing Home	B-Wing Ist Floor, Shrenik Nagar Coop Hsg Society Amrutnagargh Kopar	Mumbai	Maharashtra	400086
Aditi Hospital	1st Floor,Param Ratan CHSl, Opp. Post Office Jakeria Road,	Mumbai	Maharashtra	400064

Voice of our Customers

Sulbha Ravindra

The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded as Claims
Leader of the year

30 Lakh + Claims Settled^^

Cashless claim approval
in approx. 2 hours

^^number of claims settled as on February, 2022

What is Covered under Care Health Insurance in Mumbai?

Care Health Insurance promises comprehensive coverage to its customers who have been planning to buy insurance plans in Mumbai. Below mentioned are the coverage benefits:

In-patient Hospitalisation: During any planned or emergency hospitalisation, we will pay for your costs, including room rent, ICU fees, doctor's fees, etc., up to the amount covered.
Pre-hospitalisation Medical Expenses: Up to 30 days prior to hospital admission, we will pay for your medical costs, including doctor visits, diagnostic tests, and prescription drugs.
Post-hospitalisation Medical Expenses: Medical expenses, such as follow-up appointments and medical testing, are covered for a period of 60 days following hospital release.
Daily Allowance: The everyday expenses during hospitalisation can be considerable! We provide a fixed amount to cover them.
Domiciliary Hospitalisation: Some health plans offer this benefit, which covers domiciliary care medical expenses for a specific time.
AYUSH Treatments: Don't allow a lack of funds to stop you from trying alternative treatments. We now offer AYUSH treatments as well!
Advanced Medical Treatments: Utilize our various health plans to access cutting-edge medical care and receive coverage for such procedures, including robotic surgery.
Annual Health Checkup: Keeping the track of your health becomes easy now. Our plans offer annual health checkups as well

Steps to File a Cashless and Reimbursement for Insurance Claim in Mumbai

Our seamless claim settlement process ensures you don’t have any trouble while you are in the hospital. Read below the step to file a claim for a mediclaim policy in Mumbai-

Cashless Claim Process

Reimbursement Claim Process

Step 1: Fill out the pre-authorization form available at the insurance desk and send it to our claim management team

Step 2: You will get an approval letter once your claim is verified

Step 3: Make sure to respond to queries from the claim management team

Step 4: File a reimbursement claim request in case your cashless claim request doesn't go through.

Step 1: Fill out the pre-authorization form available at the insurance desk and send it to our claim management team

Step 2: You will get an approval letter once your claim is verified

Step 3: Make sure to respond to queries from the claim management team

Step 4: File a reimbursement claim request in case your cashless claim request doesn't go through.

How to Renew Care Health Insurance in Mumbai?

Simply follow the instructions below to renew health insurance in Mumbai:

Step 1: Go to our official website
Step 2: Locate and choose the renewal option
Step 3: Enter the policy number and any needed information
Step 4: Add riders to your existing policy if you wish to make changes to it. Then, for simple online renewal, click the enter button
Step 5: You will be led to your health insurance renewal payment page. You will also have the option of paying by credit card, debit card, or net banking
Step 6: Once the premium payment is completed, the insurance renewal will be complete

How to Find the Best Medical Insurance in Mumbai?

Finding the ideal health insurance plan can be tedious, especially if it's your first policy. We do have your back, though. Here are some useful ideas that can help you discover a suitable and affordable policy for yourself and your family

Know What You Need: The wide range of health insurance plans available in the market could be confusing to you. It is simple to find a medical insurance plan by first making a list of your requirements. Once you have all the information, look for the right coverage. Consider aspects like the number of dependents, age, income, medical history, hereditary diseases in the family, etc.
Compare Quotes and Health Plans: Buying medical insurance online is a simple process. Using resources like a health insurance premium calculator, you can obtain a prospective health insurance quote. If the quote changes, try slightly modifying the coverage. This will enable you to choose a good plan after doing comparative research. After weighing your alternatives, you can choose the policy that suits your requirements and your budget.
Find out the Minimum Waiting Period: You can lower your out-of-pocket costs in the event of a medical emergency by choosing a plan with a short waiting period. Care Health Insurance offers an additional benefit that would help you minimise your waiting period to two years and keeps you at ease during any medical emergency related to PED.
Go through Inclusions and Exclusions: Be aware of the health plan's terms and conditions. This includes the coverages, exclusions, and services of the policy. The awareness will keep you informed before filing any claim and avoid it getting rejected.