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Insurance for Everyone Starting at ₹21/day^

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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Health Insurance in Lucknow: An Overview

Also known as the city of Nawabs, the capital city of Uttar Pradesh- Lucknow is famous for its aesthetics. Flooding with numerous landmarks, Lucknow attracts tourists and pilgrims from across the globe. The large population and the increasing flocks of tourists have ultimately led the beautiful city to a space crunch and increased pollution.

People living in Lucknow have been prone to vector-borne diseases, namely Malaria, Dengue, and Chikungunya. Every year the city encounters many deaths due to unattended severe disorders. Sometimes even the unattended flu contributes to the increased number of deaths. The numerous cases of malnutrition, skin infections, kala-azar, tuberculosis, etc., in the rural areas of Lucknow.

Moreover, chronic diseases such as hypertension, diabetes, and thyroid also contribute to the increasing number of patients in the healthcare centres in Lucknow.

The rising health crisis and the lack of funds to treat the problems at low costs have resulted in medical inflation in the city. Therefore, the residents of Lucknow need to get the right health insurance plan in Lucknow.

A health insurance plan in Lucknow can help the city's residents get the right financial cushion that protects their savings in case of an emergency health crisis.

Why Do You Need a Mediclaim Policy in Lucknow? 

The rapidly increasing pollution and population in Lucknow have increased the death cases at an alarming rate! The unprecedented health crisis in every family raises the need to opt for a health insurance plan in Lucknow. Below are a few of the many reasons why residents of Lucknow should secure themselves and their loved ones with a health insurance plan:

  • Unforeseen Medical Crisis: Just like the world, Lucknow has also been vastly affected by the coronavirus pandemic. The repercussions of the pandemic have led to various respiratory diseases such as lung failure, pneumonia etc. Above that, every day, a new condition is emerging. Health insurance can be handy in safeguarding your savings from these undeniable crises
  • Health Issues Among the Young People: Like every other city, youth is Banglore are prone to health issues due to pollution and a sedentary lifestyle. Hence, staying covered with a health insurance plan can help you greatly
  • Medical Inflation: No doubt that with the rising disease, the medical infrastructure of Lucknow has also improved over the years. But with this improvement has come medical inflation, especially in the top private healthcare centres. This medical inflation can be a nightmare that may destroy your stable finances if not protected with an appropriate health insurance plan in Lucknow

The best thing to do in such a case is to expect the unexpected and find a comprehensive health insurance plan in Lucknow that fits your medical needs. Buying a health insurance plan can assist you in seeking uncompromised treatments and services such as annual health checkups, doctor's consultations, pre-hospitalization, post-hospitalization, and no-claim bonuses!

Why Choose Care Health Insurance as Your Health Partner in Lucknow?

At Care Health Insurance, we provide many comprehensive and customizable health insurance plans that meet the medical needs of our insured residents in Lucknow. Here are a few factors that make us the best choice for health insurance plans for our Lucknow residents:

  • Best Network Hospitals:In Lucknow, Care Health Insurance opens doors to around 70 top healthcare premises for insured persons through the policy's cashless network hospital feature. Network hospitals in Lucknow are some of the city's best hospitals where the insured gets the accessibility to be treated cashless.
  • Quicker Claim Approvals:At Care Health Insurance, the claim settlement team provides the most seamless claim settlement procedure. We at care health insurance understand how hectic the hustle of getting claims can get if the insurer is not cooperative. To ensure that you don’t face the same hustle, the claim settlement team supports you in each step from claim filing to claim settlement.
  • Quickest Claim Settlement:Care Health Insurance is the first name that comes to mind when it comes to the quickest claims settlement in health insurance policies. The company has successfully settled over 30 lakh claims across India and promises a smooth claim settlement procedure to residents of Lucknow as well!
  • Comprehensive Healthcare Coverage:At Care Health Insurance, we design health insurance plans to cover all healthcare needs of the insured. Be it pre-hospitalization diagnostic tests, annual health checkups, post-hospitalization, or recovery counselling sessions, Care is there for everything!

Types of Health Insurance Policies in Lucknow

Here we've mentioned some of the best health insurance plans available at Care Health Insurance:

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Look for the best health plan that suits your need!



  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


Claims Settled**



**Number of claims settled as of 30th March 2024       *India Insurance Summit & Awards 2023

How to Avail Cashless Treatment in Lucknow?

To avail of cashless hospitalization facilities in Lucknow, you should get a comprehensive health insurance plan with a vast network hospitals in Lucknow. To access cashless hospitalization, you must inform your insurer within 24 hours of the hospitalization. Whereas, if the hospitalization is pre-planned, you can notify your insurer 48 hours before admission.

By buying health insurance in Lucknow, you can get access to 11400+ cashless network hospitals across the city. At Care health insurance, we ensure the cashless hospitalization process by providing 24-hour access to our claim settlement team. Health insurance policy in Lucknow from Care Health Insurance ensures that you have a helping hand in each phase of recovery from an illness.

What's Covered under Care Health Insurance Plans in Lucknow?

The expenses that are covered in a comprehensive mediclaim policy at Care Health Insurance are:

At Care Health Insurance, we also cover expenses incurred towards availing AYUSH treatments in our health insurance policy in Lucknow.

Steps to File a Cashless and Reimbursement Insurance Claim in Lucknow

Claiming for the expenses incurred during a medical crisis is a seamless process if you have bought your health insurance plan in Lucknow from Care Health Insurance. You have to follow the steps mentioned below regarding your claim type and leave the further procedure to us!

Cashless Claim Process Reimbursement Claim Process
  • At any of the hospitals in our network, approach the hospital insurance desk.
  • Send the pre-authorisation form and the required documents proving your identification.
  • We will receive the paperwork and pre-authorisation form from the hospital.
  • Our claim management team will bring up the matter if necessary.
  • Our claim management team will send a letter of clearance for cashless treatment to the hospital following document verification.
  • Complete the reimbursement claim form correctly.
  • Send us the claim form and the necessary supporting documents.
  • If necessary, the question may be raised by our claim management team.
  • We will send you an acceptance letter after the claim management team completes the document verification.
  • Subject to policy T&C and approval, we will reimburse the hospitalisation costs.

How to Renew Your Medical Insurance Policy in Lucknow?

Online purchasing and renewing a health insurance policy has made the process a lot easier! A health insurance policy at Care health insurance features lifelong renewal features. Once you bought your health insurance policy, there's no need to repurchase the policy; you can follow the below-mentioned steps for the renewal:

Need help to do the renewal of the health insurance policy? Let our representatives help you. Just give us a call and share the policy number and other asked details. Next, after making an online payment, the representatives will easily review your health insurance plan.

Tips to Find the Best Health Insurance Company in Lucknow

Haven't you bought your health insurance plan yet? Here are a few tips that will help you choose the best health insurance policy in Lucknow for you:


Q.How to avail of cashless hospitalisation in Lucknow?

You can avail of a seamless cashless claim settlement facility in Lucknow at the network hospitals associated with Care Insurance. It helps you avail of quality medical treatment without draining your savings.

Q.Can I Avail of Tax Benefits if I Buy Health Insurance Plan in Lucknow?

Yes! You can avail of tax benefits upon buying health insurance in Lucknow according to Section 80D of the Income Tax Act,1961.

Q. Can I increase my sum Insured in health insurance in the middle of the year?

Although you cannot increase your premium amount or sum insured in the middle of a premium year, you can do so during the renewal of your policy in the next financial year.

Q. What benefits do I get if I buy a health insurance policy at an early age?

Buying a health insurance policy at a young age serves multiple benefits like easy completion of the waiting period, accumulation of no-claim bonus, no co-payment, early-bird discounts, and more.


~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024

**Number of Claims Settled as of 31st March 2024

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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