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Insurance for Everyone Starting at ₹21/day^

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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients
Aligarh is a district in the state of Uttar Pradesh. It has the administrative headquarters of Aligarh district. The city has witnessed significant growth in providing healthcare facilities to the residents. However, the increased medical expenses and the occurrence of age-related ailments have pushed people to take preventive measures and buy a health insurance policy. Having health insurance Aligarh assures you to provide a financial cover for your medical expenses. Having health insurance comes with relaxation as it acts as financial aid at the time of a medical emergency. Being prepared is always a better option than relying on prevention. 
The Need for Health Insurance in Aligarh
Medical inflation has been the most significant reason that has raised the demand for getting health insurance Aligarh. Apart from this, the modern way of living has also made you prone to various ailments. Hence, getting health insurance is a saviour as it helps you sail through difficult times.

Aligarh has witnessed significant growth in medical facilities. However, there remains a gap in accessing quality treatment. A health insurance policy bridges this gap as it allows the insured to avail this facility at the right time. 

Tips to Consider Before Buying Health Insurance in Aligarh

Getting health insurance has become a priority in the age of medical inflation. There are many insurance companies in the market. Hence, be sure to opt for a health insurance policy that ideal for you in terms of requirements and budget.Read on to know the essential tips that you must consider before buying health insurance Aligarh.

  • Opt for an insurance policy that offers maximum coverage
  • Consider the cashless network hospitals
  • Know about the claim settlement ratio
  • Read all the inclusions and exclusions as per the sales literature of the insurance policy
  • Read the reviews given by the existing customers of the health insurance company
Click to know about Care Health Insurance Claim Settlement Ratio

How to Avail Cashless Treatment in Aligarh?

The facility of cashless treatment is the most effective benefit of having health insurance. The health insurance company settles all the medical bills on behalf of the insured. To avail treatment in cashless network hospital in Aligarh , you should follow the below-mentioned necessary steps:

  • Identify the network hospitals in your location
  • Submit the duly signed pre-authorization form
  • Provide all the required documents to our claim management team
  • Once the verification of documents is done, you will get approval from the claim management team.
Also, you can connect with our team of health insurance agents in Aligarh for further assistance.
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  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

List of Cashless Network Hospitals in Aligarh

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


38 Lakh+ Claims Settled**



**Number of claims settled as of 30th June 2023       *India Insurance Summit & Awards 2023

Benefits of Health Insurance

Having health insurance helps you in getting immediate treatment as expensive medical treatment is a difficulty for many people. Health insurance comes with numerous benefits. They are as follows:

Click here to know more about tax deductions.

Why Care is the Best Health Insurance Company in Aligarh?

With so many health insurance policies and health insurance agents in Aligarh, you might be perplexed as to what health cover is perfect for you. You need not worry as Care Health Insurance has always got your back. 

Our company offers cashless treatment facility at cashless network hospitals in Aligarh. You can choose various health insurance policies that can fulfill your healthcare requirements. We have a strong network all over the country as we have partnered with more than 9747+ cashless network hospitals across the country. The customer support team is always prompt and is ready to answer your queries. We have branches all over India where you can reach out to us with your queries. Considering these benefits, we are known as the best health insurance company in Aligarh.


Q.What is the minimum age requirement to obtain health insurance in Aligarh?

The minimum age requirement to get health insurance in Aligarh varies among insurance providers. However, most insurance companies set the minimum age at 18 years for individual policies. Family floater policies often require the primary insured person to be at least 18 years old, while dependent children can be included from birth or within a few months.

Q.Can I get health insurance coverage for pre-existing conditions in Aligarh?

Yes, health insurance plans in Aligarh, India, usually cover pre-existing conditions. However, there is a waiting period before the coverage becomes effective. The duration of the waiting period varies among insurance providers, usually from 2 to 4 years. Please review the terms and conditions of the policy to understand the waiting period and any exclusions related to pre-existing conditions.

Q.Can I get health insurance coverage for pre-existing conditions in Aligarh?

Yes, health insurance plans in Aligarh, India, usually cover pre-existing conditions. However, there is a waiting period before the coverage becomes effective. The duration of the waiting period varies among insurance providers, usually from 2 to 4 years. Please review the terms and conditions of the policy to understand the waiting period and any exclusions related to pre-existing conditions.

Q.Are maternity expenses covered under health insurance in Aligarh?

Yes, many health insurance plans in Aligarh provide coverage for maternity expenses. Maternity coverage includes expenses related to prenatal care, hospitalisation for delivery, and post-natal care for a specified period. However, there is often a waiting period before maternity benefits become available. Kindly check the policy terms and conditions to understand the waiting period, coverage limits, and associated co-payments or deductibles.

Q.Can I choose my preferred hospital or healthcare provider with health insurance in Aligarh?

Yes, most health insurance plans in Aligarh offer the flexibility to choose your preferred hospital or healthcare provider. However, this depends on whether the hospital or provider is within the insurer's network. Network hospitals have a direct tie-up with the insurance company, leading to cashless hospitalisation and hassle-free claim settlement. If you choose a hospital outside the network, you may need to pay for the treatment and then file a reimbursement claim with the insurance company.

Q.Can I avail of tax benefits on health insurance premiums in Aligarh, India?

Yes, premiums paid for health insurance policies in Aligarh are eligible for tax benefits under Section 80D of the Income Tax Act. The tax benefits vary based on the age of the insured and the policy type. For individuals below 60, the maximum deduction is up to INR 25,000 for the premium paid for themselves, their spouse, and dependent children. An additional deduction of up to INR 25,000 is available for premiums paid for parents below 60 years.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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