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Health Insurance in Kolkata

Health insurance in Kolkata ensures that you are appropriately prepared for any unprecedented health emergency. The plan covers you and your loved ones for planned and unplanned hospitalisation, takes care of advanced technology treatments, and covers alternative treatments when required.

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Reasons to Choose Care Health Insurance?

  • Healthcare Networks
    24800+ Cashless Healthcare Providers^^
  • Claim settled ratio
    48 Lakh+ Insurance Claims Settled**
  • Claim settled
    24*7 Claim and Customer Support

Get Higher Coverage at an Affordable Premium

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Save Upto 10% on Health Insurance Premium^

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Popularly known as the City of Joy, Kolkata is one of the most beautiful cities of India, offering all amenities. The city has a robust medical infrastructure for locals and people staying in the neighbouring towns and states. You are most likely to get entrapped by lifestyle diseases such as obesity and diabetes if you live in a fast-paced city, as it can negatively affect your physical health and wealth. Hence, health insurance in Kolkata acts as financial aid. With the help of the mediclaim policy in Kolkata, you can go for cashless treatment without exhausting your savings. Therefore, opting for the best mediclaim policy in Kolkata for your family is advisable.

Why do You Need a Mediclaim Policy in Kolkata?

Health insurance in Kolkata is one of the most indispensable needs to safeguard you and your family during any medical emergency. Here are some common reasons that will help you know why buying health insurance in Kolkata is important-

  • If you don't have comprehensive health insurance coverage, rising medical and treatment costs can be burdensome and result in severe consequences.
  • The outbreak of illnesses like the coronavirus has been concerning, so obtaining health insurance in time will save you from the hassle of arranging finances immediately.
  • Due to unhealthy lifestyle choices made today, youngsters are heading towards life-threatening diseases. Therefore, if you have health insurance, you can get quality treatment immediately without worrying about covering the cost of the hospital stay.
  • We at Care Health Insurance ensure you are safeguarded under comprehensive medical insurance in Kolkata. We are the best health insurance company in Kolkata and you can get quality treatment in any of our cashless network hospitals in Kolkata during an emergency. So, you need not fret about your decision to buy a health insurance plan; our team of advisors will guide you in choosing what is best for you.

Why Choose Care Health Insurance as Your Health Partner in Kolkata?

Care Health Insurance constantly strives to cater seamless services to its customers without having them worry about their finances. Our attention to detail and dedication to customer service has made us one of the best health insurance companies in Kolkata.To abet various requirements of our customers related to health insurance in Kolkata, we provide comprehensive health insurance plans with the most valuable features. Read below our USPs to know why you should choose Care Health Insurance over any other insurance company in Kolkata:

  • One Health Check-up every year for insured members
  • Comprehensive Coverage including AYUSH Treatment
  • 24X7 Claim Support

We ensure our customers have access to exclusive medical care without having to worry about arranging money to cover expensive hospital expenses. Our network of 9747+ cashless network hospitals in Kolkata will help you get the right treatment as soon as you reach the hospital.

How to Avail Cashless Treatment in Kolkata?

You can receive cashless medical care in Kolkata under the coverage of our health insurance plans. In case of an emergency, you can be admitted to our cashless network hospitals. If it is scheduled, you can let our support team know 48 hours from the time of admission. Your claim is authorised following verification by our claim management team. You can begin your treatment immediately with our cashless procedure and be stress-free about your finances.

Types of Health Insurance Plans in Kolkata

Care Health Insurance provides a wide range of tailor-made plans offering its customers comprehensive coverage and financial security. Below mentioned are the kinds of health insurance plans in Kolkata offered by Care Health Insurance:

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Look for the best health plan that suits your need!
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Care Supreme

Ideal for families looking for capless coverage

  • Annual Health Checkup & Save Tax 
  • Modern Treatments Coverage
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Care Advantage

Health insurance for domestic and global coverage up to 6 crore

  • Upto 50% No Claim Bonus
  • Individual or Floater Option
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Care Supreme-Senior

Health insurance for elderly with no pre-policy checkup.

  • Cumulative Bonus Super up to 500%
  • 30%renewal discount under Wellness Benefit
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List of Cashless Network Hospitals in Kolkata

Name Address City State Pincode Map
A M Medical Centre Pvt Ltd 97A, Southern Avenue, Kolkata West Bengal 700029 Locate
All Asia Medical Institute 8B, Garcha first Lane, Kolkata West Bengal 700019 Locate
Amulya Jyoti Eye Foundation 105, Manohar Pukur Road, Kolkata West Bengal 700029 Locate
ANUPAMA EYE CARE E1, 38 SCHOOL ROAD SODEPUR Kolkata WEST BENGAL 700110 Locate
Apollo Gleneagles Hospital Ltd 58,Canal Circular Road, Kolkata Kolkata West Bengal 700054 Locate
Arti Nursing Home 539 Mg Road Budgebudge Chowrasta Kolkata West Bengal 700137 Locate
ASG HOSPITAL PVT LTD 70 2 DESHPRAN SHASMAL ROAD TOLLYGUNGE KOLKATA Kolkata WEST BENGAL 700033 Locate
ASG Hospital Pvt Ltd-On VIP Road Alcove Gloria, 403/1 Dakshindari Road Kolkata West Bengal 700048 Locate
ASG Hospital Pvt Ltd-PO: Kamarhati 149, B.T. Road PS: Khardaha Kolkata West Bengal 700048 Locate
ASMII SAVE THE SIGHT FOUNDATION M.B.ROAD NIMTA Kolkata WEST BENGAL 700049 Locate

Voice of our Customers

Sulbha Ravindra

format_quote The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free.

Ganesh Kumar

format_quote Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product.

Gopinathan Pillai

format_quote It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

format_quote Hassle Free insurance buying process. Highly Recommend Care.

Priyanka Singh

format_quote Excellent health insurance plan! Covers annual health check-up for all family members.

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

48 Lakh + Claims Settled**

Cashless Claim

24800+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of 30th March 2024     *India Insurance Summit & Awards 2023

What is Covered under Care Health Insurance in Kolkata?

  • In-patient Hospitalisation: We will cover your costs, up to the insured amount, for any planned or emergency hospitalisation, including room rent, ICU expenses, doctor's fees, etc.
  • Pre-h7ospitalisation Medical Expenses: We will cover all of your medical expenses, including doctor visits, diagnostic tests, and prescribed medications, up to 30 days before hospital admission.
  • Post-hospitalisation Medical Expenses: Following hospital discharge, medical costs, including follow-up visits and testing, are covered for 60 days.
  • Daily Allowance: Under Care health insurance in Kolkata, a lump sum amount is offered as daily allowance to meet your inadmissible expenses while hospitalised.
  • Domiciliary Hospitalisation: This benefit, which pays for home health care expenses for a set period of time, is provided by some health plans.
  • AYUSH Treatments:If you want to pursue an alternative treatment, don't let a shortage of money stop you. Now, in addition, we provide AYUSH therapies too!.
  • Advanced Medical Treatments: Use one of our health plans to get state-of-the-art medical treatment and coverage for such procedures as robotic surgery.
  • Annual Health Checkup: It is now simple to maintain a health record and stay active. Annual health check-ups are also included in our plans.

Care Health Insurance offers extensive coverage to its customers who have been planning to buy insurance plans in Kolkata. Below mentioned are the coverage benefits:

Steps to File a Cashless and Reimbursement for Insurance Claim in Kolkata

Being the best health insurance company in Kolkata means that we have the best teams supporting us.Our smooth claim settlement process ensures you don’t face any trouble while you or your family member is hospitalised. Read below the step to file a claim for a mediclaim policy in Kolkata:

Cashless Claim Process Reimbursement Claim Process
Step 1: Fill out the pre-authorization form available at the insurance desk and send it to our claim management team. Step 1: Submit your claim form along with the required documents.
Step 2: You will get an approval letter once your claim is verified. Step 2: Get the approval letter from the claim management team.
Step 3: Make sure to respond to queries from the claim management team. Step 3: Respond to queries raised by our claim management team.
Step 4: File a reimbursement claim request in case your cashless claim request doesn't go through. Step 4: In case your claim is rejected, our claims team will contact you and share the reasons of rejection at the earliest.

How to Renew Care Health Insurance in Kolkata?

Follow the instructions below to renew your health insurance in Kolkata:

Step 1:Go to our official website.

Step 2:Locate and choose the renewal option.

Step 3:Enter the policy number and any needed information.

Step 4:Add riders to your existing policy if you wish to change it. Then, for simple online renewal, click the enter button.

Step 5:You will be led to your health insurance renewal payment page. You will also have the option of paying by credit card, debit card, or net banking.

Step 5:Once the premium payment is completed, the insurance renewal will be complete.

Tips to Find the Best Medical Insurance in Kolkata

Finding the best health insurance company in Kolkata can be tiresome, especially if it's your first policy. Here are some helpful ideas that can help you find a wholesome and affordable policy for yourself and your family:

  • Know What You Need: Making a list of your requirements before searching for a medical insurance plan makes the process straightforward. Search for the appropriate coverage once you have all the information. The number of dependents, age, income, medical history, hereditary disorders in the family, etc., should all be considered.
  • Compare Quotes and Health Plans: You can get a health insurance quote using tools like a health insurance premium calculator. This will help you compare several plans and then choose the best one. After analysing your options, you can select insurance that meets your needs and your budget.Always try to get and compare multiple quotes from some of the best health insurance companies in Kolkata.
  • Find out the Minimum Waiting Period: By choosing a plan with less waiting period, you can reduce your out-of-pocket expenses during a medical emergency. A further benefit provided by Care Health Insurance would enable you to reduce the waiting period to two years and provide peace of mind in a PED-related medical emergency.
  • Go through Inclusions and Exclusions: Be informed about the terms and conditions of your health care plan. This comprises the policy's coverages, exclusions, and services. The awareness will keep you informed before filing any claim and prevent rejection.

FAQ

Q. What is the right age to buy health insurance in Kolkata?

The right age to buy health insurance in a city like Kolkata is today. Care Health Insurance offers mediclaim plans for everyone—from newborns to seniors. If you haven’t bought health insurance yet, kindly visit https://www.careinsurance.com/ and opt for the most comprehensive health care plan in Kolkata.

Q. Will I be covered if I encounter an accident the next day after buying health insurance in Kolkata?

You will be covered for any accidents or injuries from the very next day after buying health insurance in Kolkata.

Q.Is there a cashless facility in the mediclaim policy in Kolkata?

Yes, you can avail of a cashless hospitalisation facility in Kolkata at the wide network of cashless healthcare providers of Care Insurance.

Q. What are the policy period options for health insurance family plans?

You can get a policy for one, two, or three years with a lifelong renewal option under the mediclaim policy in Kolkata.

Q. What are some tips to find the best health insurance company in Kolkata?

Some of the things you should keep in mind while looking for the best health insurance company in Kolkata are no waiting periods, high sum insured limits, superior claim settlement ratio, and a wide network of partner hospitals.

Disclaimer:

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024

**Number of Claims Settled as of 31st March 2024

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

Claim Metrics

  • 24*7

    Claim and Customer Support

  • 48 Lakh+

    Insurance Claims Settled**

  • 2 hours

    Cashless Claims Approval

  • 24800+

    Cashless Healthcare Providers^^

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