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Insurance for Everyone Starting at ₹21/day^

+91 Verified
  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Popularly known as the City of Joy, Kolkata is one of the most beautiful cities of India, offering all amenities. The city has a robust medical infrastructure for locals and people staying in the neighbouring towns and states. You are most likely to get entrapped by lifestyle diseases such as obesity and diabetes if you live in a fast-paced city, as it can negatively affect your physical health and wealth. Hence, health insurance in Kolkata acts as financial aid. With the help of the mediclaim policy in Kolkata, you can go for cashless treatment without exhausting your savings. Therefore, opting for the best mediclaim policy in Kolkata for your family is advisable.

Why do You Need a Mediclaim Policy in Kolkata?

Health insurance in Kolkata is one of the most indispensable needs to safeguard you and your family during any medical emergency. Here are some common reasons that will help you know why buying health insurance in Kolkata is important-

  • If you don't have comprehensive health insurance coverage, rising medical and treatment costs can be burdensome and result in severe consequences.
  • The outbreak of illnesses like the coronavirus has been concerning, so obtaining health insurance in time will save you from the hassle of arranging finances immediately.
  • Due to unhealthy lifestyle choices made today, youngsters are heading towards life-threatening diseases. Therefore, if you have health insurance, you can get quality treatment immediately without worrying about covering the cost of the hospital stay.
  • We at Care Health Insurance ensure you are safeguarded under comprehensive medical insurance in Kolkata. You can get quality treatment in any of our cashless network hospitals in Kolkata during an emergency. So, you need not fret about your decision to buy a health insurance plan; our team of advisors will guide you in choosing what is best for you.

Why Choose Care Health Insurance as Your Health Partner in Kolkata?

Care Health Insurance constantly strives to cater seamless services to its customers without having them worry about their finances. To abet various requirements of our customers related to health insurance in Kolkata, we provide comprehensive health insurance plans with the most valuable features. Read below our USPs to know why you should choose Care Health Insurance over any other insurance company in Kolkata:

  • One Health Check-up every year for insured members
  • Comprehensive Coverage including AYUSH Treatment
  • 24X7 Claim Support

We ensure our customers have access to exclusive medical care without having to worry about arranging money to cover expensive hospital expenses. Our network of 9747+ cashless network hospitals in Kolkata will help you get the right treatment as soon as you reach the hospital.

How to Avail Cashless Treatment in Kolkata?

You can receive cashless medical care in Kolkata under the coverage of our health insurance plans. In case of an emergency, you can be admitted to our cashless network hospitals. If it is scheduled, you can let our support team know 48 hours from the time of admission. Your claim is authorised following verification by our claim management team. You can begin your treatment immediately with our cashless procedure and be stress-free about your finances.

Types of Health Insurance Plans in Kolkata

Care Health Insurance provides a wide range of tailor-made plans offering its customers comprehensive coverage and financial security. Below mentioned are the kinds of health insurance plans in Kolkata offered by Care Health Insurance:

Man Illustrator

Look for the best health plan that suits your need!



  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

List of Cashless Network Hospitals in Kolkata

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


38 Lakh+ Claims Settled**



**Number of claims settled as of 30th June 2023       *India Insurance Summit & Awards 2023

What is Covered under Care Health Insurance in Kolkata?

Care Health Insurance offers extensive coverage to its customers who have been planning to buy insurance plans in Kolkata. Below mentioned are the coverage benefits:

Steps to File a Cashless and Reimbursement for Insurance Claim in Kolkata

Our smooth claim settlement process ensures you don’t face any trouble while you or your family member is hospitalised. Read below the step to file a claim for a mediclaim policy in Kolkata:

Cashless Claim Process Reimbursement Claim Process
Step 1: Fill out the pre-authorization form available at the insurance desk and send it to our claim management team. Step 1: Submit your claim form along with the required documents.
Step 2: You will get an approval letter once your claim is verified. Step 2: Get the approval letter from the claim management team.
Step 3: Make sure to respond to queries from the claim management team. Step 3: Respond to queries raised by our claim management team.
Step 4: File a reimbursement claim request in case your cashless claim request doesn't go through. Step 4: In case your claim is rejected, our claims team will contact you and share the reasons of rejection at the earliest.

How to Renew Care Health Insurance in Kolkata?

Follow the instructions below to renew your health insurance in Kolkata:

Step 1:Go to our official website.

Step 2:Locate and choose the renewal option.

Step 3:Enter the policy number and any needed information.

Step 4:Add riders to your existing policy if you wish to change it. Then, for simple online renewal, click the enter button.

Step 5:You will be led to your health insurance renewal payment page. You will also have the option of paying by credit card, debit card, or net banking.

Step 5:Once the premium payment is completed, the insurance renewal will be complete.

Tips to Find the Best Medical Insurance in Kolkata

Finding the ideal health insurance plan can be tiresome, especially if it's your first policy. Here are some helpful ideas that can help you find a wholesome and affordable policy for yourself and your family:


Q. What is the right age to buy health insurance in Kolkata?

The right age to buy health insurance in a city like Kolkata is today. Care Health Insurance offers mediclaim plans for everyone—from newborns to seniors. If you haven’t bought health insurance yet, kindly visit and opt for the most comprehensive health care plan in Kolkata.

Q. Will I be covered if I encounter an accident the next day after buying health insurance in Kolkata?

You will be covered for any accidents or injuries from the very next day after buying health insurance in Kolkata.

Q.Is there a cashless facility in the mediclaim policy in Kolkata?

Yes, you can avail of a cashless hospitalisation facility in Kolkata at the wide network of cashless healthcare providers of Care Insurance.

Q. What are the policy period options for health insurance family plans?

You can get a policy for one, two, or three years with a lifelong renewal option under the mediclaim policy in Kolkata.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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