Health Insurance in Kolkata

What is Covered under Care Health Insurance in Kolkata?

• In-patient Hospitalisation:We will cover your costs, up to the insured amount, for any planned or emergency hospitalisation, including room rent, ICU expenses, doctor's fees, etc.
• Pre-h7ospitalisation Medical Expenses:We will cover all of your medical expenses, including doctor visits, diagnostic tests, and prescribed medications, up to 30 days before hospital admission.
• Post-hospitalisation Medical Expenses:Following hospital discharge, medical costs, including follow-up visits and testing, are covered for 60 days.
• Daily Allowance:Under Care health insurance in Kolkata, a lump sum amount is offered as daily allowance to meet your inadmissible expenses while hospitalised.
• Domiciliary Hospitalisation:This benefit, which pays for home health care expenses for a set period of time, is provided by some health plans.
• AYUSH Treatments:If you want to pursue an alternative treatment, don't let a shortage of money stop you. Now, in addition, we provide AYUSH therapies too!.
• Advanced Medical Treatments:Use one of our health plans to get state-of-the-art medical treatment and coverage for such procedures as robotic surgery.
• Annual Health Checkup:It is now simple to maintain a health record and stay active. Annual health check-ups are also included in our plans.

Care Health Insurance offers extensive coverage to its customers who have been planning to buy insurance plans in Kolkata. Below mentioned are the coverage benefits:

Steps to File a Cashless and Reimbursement for Insurance Claim in Kolkata

Our smooth claim settlement process ensures you don’t face any trouble while you or your family member is hospitalised. Read below the step to file a claim for a mediclaim policy in Kolkata:

How to Renew Care Health Insurance in Kolkata?

Follow the instructions below to renew your health insurance in Kolkata:

Step 1:Go to our official website.

Step 2:Locate and choose the renewal option.

Step 3:Enter the policy number and any needed information.

Step 4:Add riders to your existing policy if you wish to change it. Then, for simple online renewal, click the enter button.

Step 5:You will be led to your health insurance renewal payment page. You will also have the option of paying by credit card, debit card, or net banking.

Step 5:Once the premium payment is completed, the insurance renewal will be complete.

Tips to Find the Best Medical Insurance in Kolkata

Finding the ideal health insurance plan can be tiresome, especially if it's your first policy. Here are some helpful ideas that can help you find a wholesome and affordable policy for yourself and your family:

• Know What You Need:Making a list of your requirements before searching for a medical insurance plan makes the process straightforward. Search for the appropriate coverage once you have all the information. The number of dependents, age, income, medical history, hereditary disorders in the family, etc., should all be considered.
• Compare Quotes and Health Plans:You can get a health insurance quote using tools like a health insurance premium calculator. This will help you compare several plans and then choose the best one. After analysing your options, you can select insurance that meets your needs and your budget.
• Find out the Minimum Waiting Period:By choosing a plan with less waiting period, you can reduce your out-of-pocket expenses during a medical emergency. A further benefit provided by Care Health Insurance would enable you to reduce the waiting period to two years and provide peace of mind in a PED-related medical emergency.
• Go through Inclusions and Exclusions:Be informed about the terms and conditions of your health care plan. This comprises the policy's coverages, exclusions, and services. The awareness will keep you informed before filing any claim and prevent rejection.