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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Patna, the oldest city in India, has a glorious past. From Ajatshatru- the king of Magadh to Chandragupta Maurya and the British ruled Patna for a long time. It is the place where Gautam Buddha preached his last lesson. Historically known as Patliputra, the capital city of Bihar is situated on the southern bank of river Ganges. The city has numerous archaeological sites, museums, temples, and river banks. Moreover, it is also famous for IIT, AIIMS, and NIT, and also, people recognized Patna for its excellence in competitive examinations preparation. Currently, the capital is developing and still has a long way to go. 

Communicable and non- communicable diseases are a major threat for the residents of Patna. As far as health care services are concerns, government hospitals do not have advanced treatment and technology. There are a few private hospitals in Patna, but the cost of healthcare is very high that can burn your savings. Therefore, it is wise to keep yourself protected with our health insurance Patna plans and face any medical emergency without financial problems.

Toxic coming out from different industrial units in Patna are contaminating water and air quality. As a result, people started developing breathing problems, skin allergies, eye irritation, chest congestion, etc. Therefore, health protection should be your utmost responsibility for now. Care Health Insurance offers you city-specific health insurance policies that protect you against medical emergencies in Patna. We include pre and post hospitalization expenses, medicines, and therapies expenses and provide you cashless treatment facility. The team of our advisers solicits all your queries and help you to choose a plan that gives you maximum benefits.

The Need for Health Insurance in Patna

Being the most populous and developing city of Bihar, people here are facing severe health issues. Senior citizens and children are more vulnerable to air and water-borne diseases. So, instead of getting into the trap of those hefty bills of the hospital secure yours, and your loved ones live with a sound health insurance Patna plan. Government hospitals have a scarcity of medical facilities here, and private hospitals bound due to medical inflation. So, to combat these diseases, comprehensive health insurance is a need of an hour. We offer health insurance policies with comprehensive coverage and help you to provide the best possible treatment in leading hospitals without cash crunch.

Tips to Consider Before Buying Health Insurance in Patna

Opting for the right health insurance can be a tricky task, below are some tips that you should consider before finalizing the plan: 

Make a Budget- While opting from a plethora of our health insurance Patna plans, it is always wise to make a budget of how much you can invest in insurance premium. Opt for the cost-effective plan that gives you maximum coverage without financial burden. 

Check the Network Hospitals- You should check our cashless network hospitals in Patna. Network hospitals are the hospitals that have tie-ups with us. Here you can avail cashless treatment facility without getting worried about cash.

Calculate Premium- Compare the premium of our different medical insurance Patna plans with the help of a health insurance premium calculator and choose the one that best suits your health care needs. In this way, you can pick health insurance that has a reasonable premium and gives you maximum benefits.

Look for Maximum Coverage- Make sure your plan gives you maximum coverage. Our policies cover in-patient hospitalization, pre and post hospitalization expenses, diagnosis expenses, treatment, and medication costs with add on covers, so pick it accordingly. 

Check Exclusions- Go through our exclusion list to ensure hassle-free claim settlementAs per the guidelines of IRDAI, exclusions are the situations/medical procedures/treatment excluded from the coverage of the policy, and we cannot settle the claims for the same.

Waiting Period- A waiting period is the specified time under which the policy is payable. It’s advisable to learn about the waiting period. Our plans have 30 days waiting period from the commencement of the policy period, and for pre-existing diseases, it is up to 48 months. 

Check Eligibility- Check the age criteria for eligibility before you finalize the health insurance Patna policy. However, most of our plans have a lifelong renewability option.

How to Avail Cashless Treatment in Patna?

Cashless treatment is easy with our medical insurance Patna policy. We offer you the facility to avail cashless treatment in Patna during a medical emergency. You can admit to any of our cashless network hospitals in Patna. Inform our support team about your hospitalization within 24 hours after admission in case of emergency and 48 hours in case of planned hospitalization and also to the insurance helpdesk at the hospital. After document verification, our claim management team approves your claim, and your bills will be directly paid to the hospital by us. Under our cashless treatment facility, we make things easier for you. Our health insurance agents in Patna always assist you for hassle-free cashless treatment.

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  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


Claims Settled**



**Number of claims settled as of 30th March 2024       *India Insurance Summit & Awards 2023

Benefits of Health Insurance Plans

Our comprehensive medical insurance Patna plans are available online to protect you and your family against severe illness. Read below the following benefits:

Why Care is the Best Health Insurance Company in Patna?

Excessive pollution, seasonal fever, flood, are some of the common reasons that are taking a toll on the health of the people in Patna. So, if you are a local or recently moved here, buy health insurance to protect your health. However, once you start browsing about health insurance Patna plans, you will get a huge list. But, escape yourself from being trapped. You do not need to overburden your mind. You can opt for Care Health Insurance as your trusted health insurance partner. We are serving Patna with our customized health insurance products for a long time and have several satisfied customers. We have a quick claim approval, and health care facilities in 11400+ cashless network hospitals across country. Our deliverance and dedication to our customers make us the best health insurance company in Patna. You can connect with our team of health insurance agents in Patna 24x7 for assistance. 

Opt for our comprehensive health insurance policy to stay healthy in Patna. 


Q.Which is the best health insurance plan in Patna?

Care Health Insurance offers one of the top-selling health insurance plans– ‘Care Supreme’. The policy offers unlimited health insurance benefits with no sub-limits, a guaranteed cumulative bonus of up to 100%, major hospital expenses covered up to the sum insured, and other benefits.

Q. What is the cost of health insurance across Patna?

At Care Health Insurance, a health plan for self and spouse with 10 lakh coverage costs around INR 10,000 only for a couple aged 30 and 33 years, respectively. This premium calculation is subject to certain policy terms and benefits.

Q.How can I calculate the premium of a mediclaim policy in Patna?

You can calculate the premium of your region from anywhere in the world by simply entering your district’s pin code in the ‘Get Quote’ section. Choose the city from the drop-down list to view the policy premium amount.

Q. Can I cover my newborn child under a health plan?

Yes, with Care Family Floater Plan, you can secure your 91 days old newborn with insurance benefits as per policy terms.

Q.How can I increase the sum insured amount of my health insurance?

You can increase the sum insured during the renewal period by choosing the suitable sum insured option. Also, under Care Supreme Health Insurance, you can receive guaranteed increase in sum insured amount up to 100% in 2 policy years.


~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024

**Number of Claims Settled as of 31st March 2024

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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