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Health Insurance in Chennai

Opting for the best health insurance in Chennai is the right solution to get quality healthcare with the utmost ease. At Care Health Insurance, you can avail of quality healthcare facilities at any cashless network hospital listed under the insurer in Chennai.

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Reasons to Choose Care Health Insurance?

  • Healthcare Networks
    24800+ Cashless Healthcare Providers^^
  • Claim settled ratio
    48 Lakh+ Insurance Claims Settled**
  • Claim settled
    24*7 Claim and Customer Support

Get Higher Coverage at an Affordable Premium

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Save Upto 10% on Health Insurance Premium^

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Health Insurance in Chennai: An Overview

Chennai, a bustling metropolitan city and the capital of Tamil Nadu, is a commercial hub. The city houses some of the finest healthcare centres and attracts several health tourists from across the globe. Known as India's health capital, Chennai has numerous government-aided and private hospitals, including multi-speciality hospitals offering superior medical care.

With life becoming fast-paced in metro cities, stressors like work, traffic snarls, and air pollution take a toll on our health. The cost of medical treatment has also skyrocketed, and without adequate financial support, paying medical bills can take away our hard-earned savings. That’s why reaching out to the best health insurance companies in Chennai is the right solution to get quality healthcare with the utmost ease. At Care Health Insurance, you can avail of quality healthcare facilities at any cashless network hospital in Chennai listed under the insurer. Through Care medical insurance in Chennai, we ensure your financial worries are taken care of.

Reasons for Buying Care Health Insurance Plan in Chennai?

Getting the best medical insurance in Chennai will provide a protective cover for your financial savings in times of a medical emergency. Here are some reasons why Care Health Insurance is the best health insurance company in Chennai:

  • Comprehensive cover for medical expenses that go beyond basic hospitalisation
  • Coverage for other expenses such as ambulance costs, pre-and-post-hospitalisation medical expenses, diagnostic tests, daycare treatments, OPD expenses, and maternity expenses
  • Option to customise the policy as per an individual’s needs
  • Additional benefits in terms of the higher sum insured upon policy renewal for having a claim-free year
  • Tax deductions under Section 80D of the Income Tax Act on the premium paid to the insure

Click here to know more about tax deductions.

How to Avail Cashless Treatment in Chennai?

Usually, the best health insurance companies in Chennai offer a cashless treatment facility. This enables the insured person to get prompt medical attention without having to worry about finances. Mentioned below are the steps for availing of the cashless treatment facility:

  • Choose any network hospital in the city for treatment.
  • Inform the insurer about hospitalisation within the specified time.
  • Submit the duly signed pre-authorisation form at the hospital insurance desk.
  • Provide all the supporting documents and the health card.
  • After verification of documents, the claim management team will send an approval.
  • If required, the claim management team may raise a query.
  • Upon approval, the medical bills will be settled as per the policy terms and conditions

The claim will be processed by the insurance company, after considering the policy terms. The insured must contact the insurer within 24 hours in case of emergency hospitalisation and 48 hours before admission in case of planned hospitalisation.

How to Buy Best Medical Insurance in Chennai?

Purchasing health cover for the first time can be confusing. The following factors will give you an idea of choosing from the best health insurance companies in Chennai for your family:

  • Figure out your needs based on your age, medical conditions, number of family members, etc.
  • Choose a policy with a higher sum insured for getting adequate cover for your major medical expenses.
  • Find out the network hospitals of the insurer which are nearest to your location.
  • Make sure the policy offers you features like lifetime renewability, annual health check-ups, and no claim bonus.
  • Check for the policy exclusion and waiting period so that you can plan accordingly.
  • Know the claim settlement ratio of the insurer and the procedure to file claims

Click to know about the Care Health Claim Settlement Ratio and No Claim Bonus

Ideally, the best health insurance policy in Chennai should have the features discussed above. When buying the policy, individuals must go through the policy documents, keeping in view their needs. Do not miss to check the policy fine print, so you need not face any hassle when filing a claim.

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Look for the best health plan that suits your need!
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Care Supreme

Ideal for families looking for capless coverage

  • Annual Health Checkup & Save Tax 
  • Modern Treatments Coverage
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Care Advantage

Health insurance for domestic and global coverage up to 6 crore

  • Upto 50% No Claim Bonus
  • Individual or Floater Option
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Care Supreme-Senior

Health insurance for elderly with no pre-policy checkup.

  • Cumulative Bonus Super up to 500%
  • 30%renewal discount under Wellness Benefit
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List of Cashless Network Hospitals in Chennai

Name Address City State Pincode Map
A.V. Hospitals No. 172, Solaiappan Street, Chennai Tamil Nadu 600021 Locate
A4 HOSPITAL 31,GST ROAD, IRUMBULIYUR WEST TAMBARAM Chennai TAMIL NADU 600045 Locate
A4 HOSPITAL AND FERTILITY CENTRE 31 GST ROAD IRUMBULIYUR ROAD Chennai TAMIL NADU 600045 Locate
AAKASH HOSPITAL 3 P.S.SIVASAMY SALAI MYLAPORE Chennai TAMIL NADU 600004 Locate
Abhijay Hospital Pvt. Ltd. No 22/2, E.S.I.Hospital Road, Chennai Tamil Nadu 600011 Locate
AC HOSPITALS MADRAS PVT LTD UNITED INDIA NAGAR AYYNAVAVARAM Chennai TAMIL NADU 600023 Locate
ADAMA HOSPITAL 2 61 D TYPE 19 TH STREET SIDCO NAGAR VILLIVAKKAM Chennai TAMIL NADU 600049 Locate
Aditya Hospital No. 7, Barna by Road, Chennai Tamil Nadu 600010 Locate
AG NURSING HOME NO-159,CTH ROAD THIRUNINRAVUR Chennai TAMIL NADU 602024 Locate
Aishwariya Medical Foundation No.3, Iyyappa Nagar, 200 Feet Road,Senthil Nagar Signal, Chennai Tamil Nadu 600099 Locate

Voice of our Customers

Sulbha Ravindra

format_quote The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free.

Ganesh Kumar

format_quote Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product.

Gopinathan Pillai

format_quote It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

format_quote Hassle Free insurance buying process. Highly Recommend Care.

Priyanka Singh

format_quote Excellent health insurance plan! Covers annual health check-up for all family members.
Ankita Sharma

My appreciation for your prompt service

At the outset, I would like to express my appreciation for your prompt service in taking up the case regarding my claim. I have received timely intimation regarding the acceptance of my claim amount settled by you.

Ankita Sharma

Health Insurance

Indubala Nambiar

We will continue to avail of your scheme

Thank you for settling the claim amount. It helped me a lot during my tough time. The process is smooth and hassle-free. I will continue with Care Health Insurance and recommend it to my friends as well.

Indubala Nambiar

Health Insurance

Vikas Singh

Everything went very smooth

I would like to pass on my appreciation for Virender, who guided me during the difficult time. He helped me at every stage and didn't keep me waiting. Due to his efforts, I was relaxed and everything went very smooth.

Vikas Singh

Health Insurance

Sahil Khattar

Really helpful explaining the process in advance

I just wanted to thank you for the exceptional response from you on the recent cashless hospitalization request related to my mother's operation. You were really helpful throughout.

Sahil Khattar

Health Insurance

Aditya Sharma

Finalising my claim in a short period

I must express my profound appreciation for finalising my claim in a short period. I have heard of insurance companies holding payment or rejecting it outright on very flimsy grounds was not the case with Care health insurance, May your tribe grow more

Aditya Sharma

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

48 Lakh + Claims Settled**

Cashless Claim

24800+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of 30th March 2024     *India Insurance Summit & Awards 2023

What is Covered Under Care Health Insurance Plan in Chennai?

To reap the benefits of your health insurance plan, you must know what the inclusions of your insurance plans are:

  • You receive complete hospitalisation coverage for both scheduled and unplanned treatments.

  • coverage for associated medical expenditures, such as those incurred before and after hospitalisation, diagnostic tests, ambulance fees, daycare costs, etc.

  • Possibility to alter the plan to suit a person's particular needs.

  • No-claims benefits, such as higher insurance coverage at policy renewal

  • Every financial year, a free yearly physical is offered

Steps to File a Health Insurance Claim

We have a streamlined claims process for our health insurance plans to keep you stress-free. You have two options while filing a claim:

Cashless Claim Process Reimbursement Claim Process
  • At any of the hospitals in our network, approach the hospital insurance desk.
  • Send the pre-authorisation form and the required documents proving your identification.
  • We will receive the paperwork and pre-authorisation form from the hospital.
  • Our claim management team will bring up the matter if necessary.
  • Our claim management team will send a letter of clearance for cashless treatment to the hospital following document verification.
  • Complete the reimbursement claim form correctly.
  • Send us the claim form and the necessary supporting documents.
  • If necessary, the question may be raised by our claim management team.
  • We will send you an acceptance letter after the claim management team completes the document verification.
  • Subject to policy T&C and approval, we will reimburse the hospitalisation costs.

How to Renew Care Medical Insurance Policy in Chennai?

You can renew your policy before it lapses to avoid any interruption in getting coverage. Once you have opted for the best medical insurance company in Chennai, your coverage continues through timely policy renewal. That can be done online now in three simple steps:

  • Visit the official website of Care Health Insurance and go to the renew section.

  • Enter the required details, such as policy number and contact number.

  • In the payment section, pay the renewal premium through any secure digital payment mode.

  • After successful payment, you will receive the renewed policy documents on your registered email ID

FAQ

Q. How can I buy health insurance in Chennai?

You can easily buy a health insurance policy in Chennai by visiting our official website. Simply select the suitable type of health policy based on your needs and go to the ‘Get Quote’ section. Now, enter your mobile number, pin code, and select the number of insured members and their ages. You can choose the sum insured option per your budget and extend the policy tenure to 3 years.

Q. Which health insurance offers the maximum coverage in Chennai?

With our ‘Care Supreme’ health insurance plan, you receive unrestricted coverage at an affordable premium in Chennai. The policy offers major hospitalisation coverage with no sub-limits and a guaranteed cumulative bonus of up to 100% of the sum insured. Also, with this policy, you get features like unlimited automatic recharge and no room limit, advanced technology treatment, and wellness benefits.

Q. When should I buy health insurance in Chennai?

The ideal time to buy health insurance is today. Whether you are old, young, or dependent on your parents, you should secure yourself from unexpected medical expenses with the right mediclaim policy as early as possible to avoid financial worries and lack of proper treatment.

Q.How do I find the best health insurance in Chennai?

In order to have the best medical cover in Chennai, you should always opt for the most recognised and best health insurance companies in Chennai. You should look for companies that offer higher sum insured amounts, a large number of network hospitals, no deductibles, and a healthy claim settlement ratio.

Disclaimer: 

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024

**Number of Claims Settled as of 31st March 2024

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

Claim Metrics

  • 24*7

    Claim and Customer Support

  • 48 Lakh+

    Insurance Claims Settled**

  • 2 hours

    Cashless Claims Approval

  • 24800+

    Cashless Healthcare Providers^^

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