Save tax up to ₹75,000^ u/s 80D.

Get a call back from us


Or call us on our toll free number

Thank You

Thank you!

We thank you for your interest in Care Health Insurance . Our expert will call you soon to assist you.

Message Welcome to Live Chat Close

Start Chat

Insurance for Everyone Starting at ₹21/day^

+91 Verified
  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Health Insurance in Chennai: An Overview

Chennai, a bustling metropolitan city and the capital of Tamil Nadu, is a commercial hub. The city houses some of the finest healthcare centres and attracts several health tourists from across the globe. Known as India's health capital, Chennai has numerous government-aided and private hospitals, including multi-speciality hospitals offering superior medical care.

With life becoming fast-paced in metro cities, stressors like work, traffic snarls, and air pollution take a toll on our health. The cost of medical treatment has also skyrocketed, and without adequate financial support, paying medical bills can take away our hard-earned savings. That’s why reaching out to the best health insurance companies in Chennai is the right solution to get quality healthcare with the utmost ease. At Care Health Insurance, you can avail of quality healthcare facilities at any cashless network hospital in Chennai listed under the insurer. Through Care medical insurance in Chennai, we ensure your financial worries are taken care of.

Reasons for Buying Care Health Insurance Plan in Chennai?

Getting the best medical insurance in Chennai will provide a protective cover for your financial savings in times of a medical emergency. Here are some reasons why Care Health Insurance is the best health insurance company in Chennai:

  • Comprehensive cover for medical expenses that go beyond basic hospitalisation
  • Coverage for other expenses such as ambulance costs, pre-and-post-hospitalisation medical expenses, diagnostic tests, daycare treatments, OPD expenses, and maternity expenses
  • Option to customise the policy as per an individual’s needs
  • Additional benefits in terms of the higher sum insured upon policy renewal for having a claim-free year
  • Tax deductions under Section 80D of the Income Tax Act on the premium paid to the insure

Click here to know more about tax deductions.

How to Avail Cashless Treatment in Chennai?

Usually, the best health insurance companies in Chennai offer a cashless treatment facility. This enables the insured person to get prompt medical attention without having to worry about finances. Mentioned below are the steps for availing of the cashless treatment facility:

  • Choose any network hospital in the city for treatment.
  • Inform the insurer about hospitalisation within the specified time.
  • Submit the duly signed pre-authorisation form at the hospital insurance desk.
  • Provide all the supporting documents and the health card.
  • After verification of documents, the claim management team will send an approval.
  • If required, the claim management team may raise a query.
  • Upon approval, the medical bills will be settled as per the policy terms and conditions

The claim will be processed by the insurance company, after considering the policy terms. The insured must contact the insurer within 24 hours in case of emergency hospitalisation and 48 hours before admission in case of planned hospitalisation.

How to Buy Best Medical Insurance in Chennai?

Purchasing health cover for the first time can be confusing. The following factors will give you an idea of choosing from the best health insurance companies in Chennai for your family:

  • Figure out your needs based on your age, medical conditions, number of family members, etc.
  • Choose a policy with a higher sum insured for getting adequate cover for your major medical expenses.
  • Find out the network hospitals of the insurer which are nearest to your location.
  • Make sure the policy offers you features like lifetime renewability, annual health check-ups, and no claim bonus.
  • Check for the policy exclusion and waiting period so that you can plan accordingly.
  • Know the claim settlement ratio of the insurer and the procedure to file claims

Click to know about the Care Health Claim Settlement Ratio and No Claim Bonus

Ideally, the best health insurance policy in Chennai should have the features discussed above. When buying the policy, individuals must go through the policy documents, keeping in view their needs. Do not miss to check the policy fine print, so you need not face any hassle when filing a claim.

Man Illustrator

Look for the best health plan that suits your need!



  • Comprehensive Health Insurance
  • Annual Health Check-up

Know More

Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

Know More

Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

Know More

Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

Know More

Care Heart


  • Super Top-up Insurance
  • In-Patient Care

Know More

Care Enhance


  • Maternity Cover
  • New Born Baby Cover

Know More

Care Joy

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


Claims Settled**



**Number of claims settled as of 30th March 2024       *India Insurance Summit & Awards 2023

What is Covered Under Care Health Insurance Plan in Chennai?

To reap the benefits of your health insurance plan, you must know what the inclusions of your insurance plans are:

Steps to File a Health Insurance Claim

We have a streamlined claims process for our health insurance plans to keep you stress-free. You have two options while filing a claim:

Cashless Claim Process Reimbursement Claim Process
  • At any of the hospitals in our network, approach the hospital insurance desk.
  • Send the pre-authorisation form and the required documents proving your identification.
  • We will receive the paperwork and pre-authorisation form from the hospital.
  • Our claim management team will bring up the matter if necessary.
  • Our claim management team will send a letter of clearance for cashless treatment to the hospital following document verification.
  • Complete the reimbursement claim form correctly.
  • Send us the claim form and the necessary supporting documents.
  • If necessary, the question may be raised by our claim management team.
  • We will send you an acceptance letter after the claim management team completes the document verification.
  • Subject to policy T&C and approval, we will reimburse the hospitalisation costs.

How to Renew Care Medical Insurance Policy in Chennai?

You can renew your policy before it lapses to avoid any interruption in getting coverage. Once you have opted for the best medical insurance company in Chennai, your coverage continues through timely policy renewal. That can be done online now in three simple steps:


Q. How can I buy health insurance in Chennai?

You can easily buy a health insurance policy in Chennai by visiting our official website. Simply select the suitable type of health policy based on your needs and go to the ‘Get Quote’ section. Now, enter your mobile number, pin code, and select the number of insured members and their ages. You can choose the sum insured option per your budget and extend the policy tenure to 3 years.

Q. Which health insurance offers the maximum coverage in Chennai?

With our ‘Care Supreme’ health insurance plan, you receive unrestricted coverage at an affordable premium in Chennai. The policy offers major hospitalisation coverage with no sub-limits and a guaranteed cumulative bonus of up to 100% of the sum insured. Also, with this policy, you get features like unlimited automatic recharge and no room limit, advanced technology treatment, and wellness benefits.

Q. When should I buy health insurance in Chennai?

The ideal time to buy health insurance is today. Whether you are old, young, or dependent on your parents, you should secure yourself from unexpected medical expenses with the right mediclaim policy as early as possible to avoid financial worries and lack of proper treatment.

Q.How do I find the best health insurance in Chennai?

In order to have the best medical cover in Chennai, you should always opt for the most recognised and best health insurance companies in Chennai. You should look for companies that offer higher sum insured amounts, a large number of network hospitals, no deductibles, and a healthy claim settlement ratio.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

Claim Metrics

get your claim-easy plan today

Find your plan

Secure Your Finances Now!

Get the best financial security with Care Health Insurance!

+91 nb-check.svg

Reach for Services at
whatApp Icon8860402452