Save tax up to ₹75,000~ u/s 80D
Save tax up to ₹75,000~ u/s 80D
Popularly known as the "Manchester of the East", Ahmedabad is the largest city in Gujarat, which is recognised for its textile industry and several historical landmarks such as Sabarmati Ashram, Jama Masjid, and the Sidi Saiyyed Mosque. Being an educational and cultural hub, the city welcomes hundreds of individuals from all over India. However, several factors raise the need for health insurance in Ahmedabad.
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The following factors highlight the need for health insurance in Ahmedabad:
Healthcare expenses in India have significantly increased, and Ahmedabad is no exception. The cost of medical treatments, specifically for chronic diseases, hospitalisation and surgeries, can be expensive. Securing health insurance provides coverage for these expenses.
With rapid urbanisation, most people in Ahmedabad live sedentary lifestyles, leading to a rise in lifestyle diseases such as obesity, diabetes and hypertension. These diseases open the doorways for life-threatening diseases that require expensive treatment. Thus, securing a critical illness policy is a wise approach.
Private hospitals in Ahmedabad offer exceptional treatment that often comes with a higher cost. The hefty medical bills become unbearable, especially for middle-class groups. Thus, having medical insurance in Ahmedabad is nothing but a blessing that gives them financial protection when they need it the most.
Depending on the insurance needs of the policyholder, they can choose from the following plans:
| Type | Description |
|---|---|
| Individual Health Insurance | The medical expenses of an individual are covered. |
| Family Floater Health Insurance | Medical expenses of the entire family are covered under a single plan. |
| Senior Citizen Health Insurance | Rest assured knowing you have a financial safety net for your golden days. |
| Group Health Insurance | Offers medical coverage to employees at affordable premiums. |
| Critical Illness Insurance | Ensure adequate financial protection while fighting serious illnesses like cancer, stroke, etc. |
| Personal Accident Insurance | Get adequate coverage for accidental injuries, disability and death |
Ideal for families looking for capless coverage
Health insurance for domestic and global coverage up to 6 crore
Health insurance for elderly with no pre-policy checkup.
| Name | Address | City | State | Pincode | Map |
|---|---|---|---|---|---|
| Aagyarth Ayurved Panchkarma Hospital | A 304,Silver Brooke Complex Nr Parimal Underpass | Ahmedabad | Gujarat | 380006 |
 |
| Aalok Hospital | Nr. Fortune Landmark Hotel Opp. Usmanpura Water Tank, | Ahmedabad | Gujarat | 380013 |
|
| Aarna Super Speciality Hospital | Opp. Suvidha Shopping Centre, Near Parimal Underbridge, | Ahmedabad | Gujarat | 380007 |
|
| Aashirwad Surgical Hospital & Nursing | Neelkamal Complex,Behind Old Kamal Cinema, Ramnagar, | Ahmedabad | Gujarat | 380005 |
|
| Aastha Eye Care Centre | 205 Aastha Medical Comples Prabhat Chawk | Ahmedabad | Gujarat | 380061 |
|
| Aditya Eye Hospital | 1St Floor Suryadeep Tower, Gurukul Road | Ahmedabad | Gujarat | 380052 |
|
| Akshar Eye Hospital | Kandhari Bulding Ground Floor Naroda Road | Ahmedabad | Gujarat | 382345 |
|
| Aman Multispeciality Hospital | Aman Plaza Bibi Talav Cross Road To Narol Road | Ahmedabad | Gujarat | 382440 |
|
| Anant Orthopaedics And Superspeciality Hospital | Plot No 5, Santoshbaug, Opp Carrefour Hotel Near Nagri Hospital, Gujarat College Road | Ahmedabad | Gujarat | 380006 |
|
| Anaya Surgical And Multispeciality Hospital | 1St Floor Block A Pruthvi Complex,Nr Old Apmc Market | Ahmedabad | Gujarat | 382220 |
|
Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
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Here are the prominent features of medical coverage in Ahmedabad
This feature enables policyholders to receive cashless treatment at the nearest network hospital without the need for upfront payments. Their medical bills will be directly settled by the insurer.
When policyholders do not make any claim in a policy year, they get rewarded with an addition of a bonus to their sum insured.
Many health insurance policies in Ahmedabad offer coverage for life-threatening diseases such as cancer, stroke and kidney failure.
Policyholders become eligible to receive additional benefits at an increased premium. These benefits vary depending on the policy type.
Policyholders receive coverage for expenses before hospitalisation, such as diagnostic tests and consultations, and post-discharge expenses, such as follow-up visits and medications.
Here’s the eligibility criteria for health insurance in Ahmedabad:
Applicants must fall under the age limit of 18 to 65 years to apply for health insurance in Ahmedabad or any other city. Some insurers also offer extended coverage for senior citizens.
Pre-existing diseases should ideally be disclosed before purchasing medical insurance to ensure that waiting periods are specified beforehand.
Applicants are required to submit bank statements as proof of income. This helps insurers evaluate their financial ability to afford premiums.
The current health status of the applicants helps insurers recommend a suitable plan. Individuals in good health get better plans. Health conditions restrict the coverage and policy benefits.
Here are the top benefits of securing a health insurance policy in Ahmedabad:
Living in a metropolitan city like Ahmedabad is expensive, and unexpected medical emergencies become an added financial burden. With the help of a medical insurance policy in Ahmedabad, these expenses can be taken care of without draining your savings.
Having a financial safety net to fall back upon during times of need takes away a lot of pressure and stress from your shoulders.
Paying premiums on a medical insurance policy in Ahmedabad makes you eligible to receive tax deductions under Section 80d of the Income Tax Act.
The following factors are covered in our health insurance plan in Ahmedabad:
Here’s a list of permanent exclusions in our health insurance plan in Ahmedabad and other cities:
To apply for medical insurance in Ahmedabad, follow the steps below:
Before applying for medical insurance in Ahmedabad, understand what kind of coverage makes the most sense for you. Think about your age, any existing health conditions, and whether you have dependents. This will help you decide between an individual health policy or a family floater plan.
After narrowing down the type of insurance you need, look for health insurance providers in Ahmedabad that offer those options. Compare plans from different companies, paying attention to things like premiums, benefits, features, network hospitals, and additional benefits
To apply, you'll need a few basic documents, such as proof of identity (like an Aadhaar card), address proof (such as a passport), and details about your medical history.
Once you’ve picked the right plan, go to the insurer’s official website and fill out their online application form. Make sure you enter accurate information about yourself, your family, and any health conditions.
Determining adequate coverage in Ahmedabad involves considering numerous factors, including your age, income, health status, dependents, and pre-existing conditions in the family. If you’re residing in Ahmedabad on your own and don’t have any dependents, a coverage amount of 5 to 10 lakh would be enough.
However, if you’re living with your family and any family member has pre-existing conditions, a coverage amount of 10 to 15 lakh would be sufficient for covering hospitalisation, daycare treatments, and other medical expenses for the entire family.
Below are some solid reasons for choosing Care Health Insurance as your insurer:
We’ve built a strong network of over 21600+ trusted healthcare providers, so you can count on quick and quality care when you need it most.
Our plans are designed to cover you from all angles—whether it's in-patient care, daycare procedures, pre- and post-hospitalisation expenses, organ donor costs, or even ambulance services on the road.
With Care Health Insurance, you don’t just get coverage, you receive rewards too. Enjoy benefits like No Claim Bonus, Cumulative Bonus (CB), Cumulative Bonus Super (CBS), and a special loyalty booster.
We also offer add-ons to personalise your plan, like Smart Select, Instant Cover, room rent upgrades, and yearly health checkups.
Finding the best health insurance company in Ahmedabad might seem like a tedious task, but the following steps will help you find a way:
While evaluating your insurance needs, take certain factors, including your age, medical history, pre-existing conditions and budget into consideration. Doing so allows you to select the best insurance policy that aligns with your financial and healthcare goals.
The Settlement Ratio indicates the number of claims settled by an insurance company in a year. Choosing an insurer with a high CSR rate gives mental satisfaction that your future claims will be settled without any hassle.
Network Hospitals allow you to receive cashless treatments. Insurance companies have tie-ups with network hospitals, some of which could be in your locality. At these hospitals, you would receive quality treatment without the need for upfront payments.
Calculate the premium of your health insurance using a health insurance premium calculator offered by insurance companies. This premium would vary depending on the location and sum insured. Using this calculator, you can estimate the premium cost based on your coverage needs and personal needs.
Purchasing a health insurance policy in Ahmedabad that offers comprehensive coverage goes a long way in providing financial protection. It acts as a safety net that can be used during emergencies and life-threatening emergencies.
Every insurance policy includes exclusions and inclusions. Exclusions include diseases, situations, medical procedures and treatments that are excluded from the coverage. Knowing these would help you filter the policies according to the aspects you’re seeking financial coverage for.
Waiting periods are timeframes in which you cannot avail claims after purchasing a health insurance policy. It is advisable to purchase a policy with a minimum waiting period to ensure that you receive adequate coverage whenever you need.
At Care Health Insurance, we ensure a seamless claim-filing process for cashless and reimbursement claims. Here are the steps involved in each:
Follow the steps below to renew your health insurance policy in Ahmedabad:
Note: Once you receive the renewal confirmation, you can continue receiving the benefits of the policy. You also get the option to port it to another suitable plan at the time of renewal.
Disclaimer:
~Tax benefit is subject to changes in tax laws. Standard T&C Apply.
^^Number of Cashless Healthcare Providers as of Feb 2025
**Number of Claims Settled as of 31st March 2024
^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.
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