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Insurance for Everyone Starting at ₹21/day^

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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Rajkot is one of the prominent cities in Gujarat, which offers excellent opportunities for a high-end lifestyle. The city has captivated visitors through its vibrant culture, centuries-old traditions, and numerous places of attraction.

Rajkot is the second amongst the cleanest cities in India and a bustling metropolitan area with thriving industries and excellent infrastructure. It has a robust healthcare system catering to a growing population. People from neighbouring regions and abroad come here to seek medical treatment. Also, the state government has been focusing on boosting the health infrastructure by implementing various schemes. There are plenty of private multi-speciality hospitals, government hospitals, nursing homes, clinics for alternative treatment, and diagnostic centres in the city.

Getting medical treatment is a cause of concern for many families, despite the availability of quality medical facilities. The primary reason is the high cost of healthcare, especially in private hospitals. Many people bear their medical expenses without the support of medical insurance and subsequently, face financial difficulties. Buying health insurance in Rajkot is of utmost importance as it would cover a range of medical expenses that go beyond hospitalisation.

The various expenses covered by health policy include pre-and-post hospitalisation and ambulance costs. Moreover, the cashless treatment facility is advantageous as it eliminates the inconvenience of paying medical bills from one’s pocket. This facility, offered by Care Health Insurance, is available at any cashless network hospital in Rajkot empanelled with us.

The Need for Health Insurance in Rajkot

Life in urban areas is fast-paced. People are always on the move and tend to ignore their health in the process. Many diseases such as diabetes and hypertension are on the rise owing to an unhealthy lifestyle. Such health conditions need timely medical care without which complications may occur.

In cities that see rapid industrial growth, air pollution is a big problem which increases the risks of respiratory illnesses. Furthermore, heatwave and scorching summers affect the health, causing severe conditions like heat stroke. A medical emergency can strike without warning. Hence, it is necessary to stay prepared. One way to reduce health risks is by maintaining a healthy lifestyle and take suitable precautions.

Buying a health cover is also essential for one’s financial security. Getting medical treatment at a private healthcare centre in Rajkot can be expensive. The stress that comes with hospitalisation reduces if one opts for health insurance in Rajkot. This way, financial savings will not be affected due to unexpected medical expenditure.

Cashless Treatment

A good health policy offers coverage for a range of medical expenses besides the hospital bills. Moreover, cashless treatment is a facility that many health insurers like Care Health Insurance provide under their health policies. With this facility, policyholders can get admission to a network hospital using a health card. They need not pay the medical bills from their pocket. It is the health insurer that settles the expenses directly with the hospital, subject to policy terms and conditions. However, to avail of the cashless facility, one should get medical treatment only at a network hospital of the insurer.

Tips to Consider Before Buying Health Insurance in Rajkot 

The market is flooded with numerous health policies, and it can be confusing for an individual to decide what is best. Moreover, buying medical insurance online in Rajkot instead of approaching health insurance agents may be faster but will require some thorough planning and research. So, consider the following points that will help you make an informed choice.

  • Assess your needs based on factors like medical conditions, age, etc.
  • Get a high sum insured that covers your medical expenses
  • Make sure there are network hospitals of the insurer present in your location
  • Find out if the policy has features like annual health check-ups and no claim bonus
  • Choose an insurer with the best claim settlement ratio
Click to know about Care Health Insurance Claim Settlement Ratio

How to Avail Cashless Treatment in Rajkot?

Our policies offer the cashless treatment facility at network hospitals. Follow these steps to avail the facility:

  • Select your preferred network hospital for medical treatment
  • Inform us within the specified time
  • Submit duly signed pre-authorisation form at the hospital insurance desk
  • Provide your health card and the supporting documents
  • The claim management team will send an approval, after document verification
  • If required, the claim management team may raise a query
  • Upon approval, we will settle the bills, as per the policy terms and conditions

The insured must remember to inform us within 24 hours in case of emergency hospitalisation and 48 hours before admission in case of planned hospitalisation.

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  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

List of Cashless Network Hospitals in Rajkot

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


38 Lakh+ Claims Settled**



**Number of claims settled as of 30th June 2023       *India Insurance Summit & Awards 2023

Benefits of Health Insurance Plans

If you live in Rajkot and have opted for best health insurance plans in india, you can save your finances from the impact of medical inflation that may otherwise result in financial difficulties. The various benefits health insurance offers are:

Why is the Best Health Insurance Company in Rajkot?

There are several health insurers and agents in Rajkot that engage in selling numerous health policies. When it comes to getting the right health coverage, you must choose the best insurer. Your search for the best health insurer ends here. Care Health Insurance (CHI) has become a preferred choice for many individuals and families in India. Visit the company’s website to find comprehensive details about the various policies.

The company has a seamless procedure for processing claims. CHI has a track record of settling 38 lacs claims so far. CHI offers a range of health policies such as family floater policy and disease-specific health covers like Diabetes Insurance and Heart Mediclaim. Moreover, there are wide-ranging sum insured options to suit your financial needs in the best possible way.

For expert guidance and timely support in selecting the best health cover, you can reach out to the customer care team. Opt for cashless health care policy, which minimises the hassle of paying hospital bills. Care has 9747+ network hospitals providers across India, offering the cashless treatment facility.

Opt for medical insurance to secure the health of loved ones.


Q.What types of health insurance plans are available in Rajkot?

In Rajkot, you can find a variety of health insurance plans, including individual health insurance, family floater plans, group health insurance for employees, senior citizen health insurance, and critical illness plans. Evaluating your needs and choosing a plan that suits your requirements and budget is important.

Q.What is the cost of health insurance in Rajkot?

The cost of health insurance in Rajkot varies based on several factors, such as the type of plan, age of the insured individuals, sum insured, and coverage features. Premiums can range from a few thousand rupees to several lakhs per year. It's advisable to compare multiple insurance providers to get the best coverage at a competitive price.

Q.What are the key factors to consider when selecting a health insurance plan in Rajkot?

When selecting a health insurance plan in Rajkot, consider the factors like the coverage offered, including hospitalization expenses, pre and post-hospitalization costs, ambulance charges, and specific treatments. Ensure the insurance provider has a wide network of empanelled hospitals in Rajkot to avail of cashless treatments. Compare premiums and assess the deductible amount to balance affordability and coverage.

Q.Can I avail of cashless treatment in Rajkot with health insurance?

Yes, most health insurance plans offer cashless treatment facilities in Rajkot. Insurance companies have tie-ups with network hospitals where policyholders can avail of cashless services. In this case, the insurer settles the bills directly with the hospital, subject to policy terms and conditions. It's crucial to check the list of network hospitals in Rajkot before purchasing a health insurance plan.

Q.How do I file a health insurance claim in Rajkot?

To file a health insurance claim in Rajkot, follow these steps: Inform the insurance company, then submit the required documents. If availing of cashless treatment, the hospital will coordinate with the insurer. For reimbursement claims, pay the hospital bills and then submit the claim for reimbursement. The insurance company will assess the claim based on policy terms and conditions. If approved, they will reimburse the eligible expenses or settle the bills directly with the hospital.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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