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Insurance for Everyone Starting at ₹21/day^

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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Dhanbad is a rapidly growing city in Jharkhand. One of the cleanest cities in India, Dhanbad offers a quality lifestyle for its people along with access to good healthcare facilities. There are several government-run hospitals, top-rated private hospitals, multispecialty hospitals, nursing homes, diagnostic centres, etc. Also, many centres provide alternative treatments like Homeopathy and Ayurveda.

Since it is the second-most populous city in the state, there is a high demand for medical facilities. However, expensive treatment has made people worried about their financial security. Any medical emergency has the potential to drain out a family’s hard-earned savings. Hence, the need for health insurance for people in Dhanbad becomes significant. 

A health cover is necessary these days as medical treatment costs in India are increasing. Also, one of the major benefits of health insurance is the facility to choose cashless treatment in any network hospital. So, an individual is no longer required to make payment from one’s pocket. Care Health Insurance allows you to get quality treatment at any of its cashless network hospitals in Dhanbad without any worries. 

The Need for Health Insurance in Dhanbad

The government is promoting health programs and focusing on the prevention and control of several communicable and non-communicable diseases. Dhanbad has several large scale industries. Urbanisation is accompanied by a lot of health problems too. Lack of a healthy lifestyle has given rise to physical ailments such as obesity, diabetes, hypertension, etc. These ailments can take the shape of a severe illness without timely care. 

For the treatment of even a minor ailment, a family may have to spend a lot of money. Thus, to avoid any impact on one’s financial savings, it is essential to invest in health insurance. It provides benefits such as annual health check-up for timely diagnosis of ailments, alternative treatment cover, etc. 

Cashless Treatment

Health insurance companies in India nowadays offer cashless hospitalization facility that reduces paperwork-related hassles for policyholders. One can get easy admission in a network hospital using a health card. They are not required to pay for their hospital bills from their pockets. Under the cashless facility, an insurer settles the bills by direct payment to the hospital on behalf of the insured person. It removes the stress a family undergoes during a medical emergency. However, this facility is available only if the treatment is obtained at any of the network hospitals of the insurer. 

Tips to Consider Before Buying Health Insurance in Dhanbad

Buying health insurance becomes easy if you consider the following tips: 

  • Choose a policy based on your age, medical conditions, number of family members, etc.
  • Pick a policy with high sum insured so that your major medical expenses get covered
  • Find out if there are network hospitals for cashless treatment in your location
  • Make sure the policy has features like annual health check-ups, no claim bonus, etc.
  • Go for an insurer with the best claim settlement ratio

Click to know about Care Health Claim Settlement Ratio

How to Avail Cashless Treatment in Dhanbad?

To avail cashless treatment at any network hospital in Dhanbad, follow the below mentioned steps: 

  • Opt for any network hospital in the city for medical treatment
  • Inform us about hospitalization as per the specified time
  • Submit the duly-signed pre-authorization letter at the hospital insurance desk
  • Provide all the supporting documents and health card
  • After document verification, the claim management team will send an approval
  • In case of any information deficiency, a query may be raised,
  • After approval, we will settle the medical bills, as per policy terms and conditions

Remember to inform us within 24 hours in case of emergency hospitalization and 48 hours prior to admission in case of planned hospitalization.

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  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

List of Cashless Network Hospitals in Dhanbad

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


38 Lakh+ Claims Settled**



**Number of claims settled as of 30th June 2023       *India Insurance Summit & Awards 2023

Benefits of Health Insurance

Opting for a health insurance policy is the best way to protect your financial savings in times of emergency. Some key benefits of health insurance are: 

Click here to know more about tax deduction

Why Should You Choose Care Health Insurance Company in Dhanbad?

There are several health insurance companies operating in India. Care Health Insurance is a leading health insurer that is recognised for its reliable services. It offers numerous health policies catering to individuals and families with diverse needs. CHI ensures seamless claim settlement procedures. 

Now, your search for the health insurance agents in Dhanbad stops here! Just visit the website of Care Health Insurance to get complete information about the various policies to make an informed decision. Opt for cashless health insurance plans and get access to any of the 9747+ cashless network hospitals. Connect with our team at CHI to get assistance for choosing the right policy and your queries resolved.

Opt for a health cover today to secure your family’s future.


Q.Can I add my dependents to my health insurance plan in Dhanbad?

In most cases, you can add your dependents (spouses, parents and children) to your health insurance plan. Some plans may charge an additional premium for dependents, while others may have a separate family coverage option.

Q.What happens if I miss a premium payment for my health insurance plan in Dhanbad?

If you miss a premium payment, your health insurance coverage may be at risk. Insurance providers offer a grace period, during which you can pay without a lapse in coverage. If you miss the premium payment during the grace period, the insurer may terminate your coverage.

Q.What is a copayment for a health insurance policy in Dhanbad?

A copayment (or copay) is a fixed amount an insured individual pays when receiving a specific medical service. Copayments are normally lower for routine services like doctor visits and higher for specialised services or emergency care.

Q.How does the pre-authorisation process work in health insurance in Dhanbad?

Pre-authorisation is the approval process by which the insurance company assesses the medical necessity and coverage for certain treatments or hospitalisations. To obtain pre-authorisation, you need to submit relevant medical documents and treatment details to the insurance company or its Third-Party Administrator (TPA). Once approved, you can proceed with the treatment, and the insurance company will settle the bills directly with the hospital.

Q.How does the claim settlement process work for health insurance in Dhanbad?

To initiate the claim settlement process, you need to inform your insurance provider about the hospitalization or medical treatment within the specified time frame. To support your claim, submit all relevant documents, such as medical bills, discharge summaries, prescriptions, and diagnostic reports. The insurance company will review the documents and settle the claim as per the terms and conditions of your policy.

Q.What is a no-claim bonus (NCB) in health insurance, and how does it work?

A no-claim bonus (NCB) is a reward insurance companies offer for not making any claims during a policy year. It is typically in the form of a premium discount or an increase in the sum insured. NCB encourages policyholders to maintain a healthy lifestyle and manage minor medical expenses while enjoying benefits through reduced premiums or enhanced coverage.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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