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Insurance for Everyone Starting at ₹21/day^

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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Durgapur is a well-planned city in the state of West Bengal in India. It is a prominent industrial town and a preferred destination for people who seek quality education and excellent healthcare. The city houses a number of private hospitals, nursing homes, multispecialty hospitals and government-run healthcare centres. 

Often, many families face problems in accessing these healthcare facilities owing to the high cost of medical treatment. When a medical emergency strikes, it can create a stressful situation as high expenses are involved. Usually, treatment of ailment is not limited to hospitalization and includes other expenses like pre and post hospitalization. Having a financial cushion in the form of health insurance is a must for people in Durgapur to lead a worry-free life. One of the major benefits of health insurance is the cashless treatment facility, which replaces the need to pay for medical bills upfront. Care Health Insurance has numerous cashless network hospitals in Durgapur where you can get cashless treatment.

The Need for Health Insurance in Durgapur

Durgapur is developing at a fast rate. However, various lifestyle-related ailments are among the growing health problems affecting a significant part of the city’s population. Any medical condition requires dedicated medical attention. For managing hefty medical expenses, buying health insurance is a wise decision. In case of hospitalization, a family may have to spend lakhs of rupees, and it can impact one’s hard-earned savings. With the support of a health cover, not only hospitalization costs but other costs, including ambulance charges, doctor’s fees, etc., get covered. In addition, annual health check-up is a policy benefit that helps in the detection of ailments at an early stage.

Cashless Treatment

The cashless payment method is popular everywhere. In the insurance field, there is an option of getting cashless treatment. This facility saves time and reduces paperwork. Policyholders can easily admission to any network hospital using a health card. Under this facility, the insurance company settles the medical bills by direct payment to the hospital on behalf of the insured. Thus, it reduces the stress for a family. This facility is only available at a hospital listed in the insurer’s network. 

Tips to Consider Before Buying Health Insurance in Durgapur

When buying health insurance, you must analyse your insurance needs. Here are more useful tips:

  • Buy a policy based on factors like age, medical conditions, number of family members, etc.
  • As the medical treatment costs are increasing, select a policy with high sum insured
  • Know if the insurer has network hospitals for cashless treatment in your location
  • Find out if the policy includes annual medical check-up, lifelong renewability, and no claim bonus
  • Choose an insurer with the best claim settlement ratio

Click to know about Care Health Claim Settlement Ratio

How to Avail Cashless Treatment in Durgapur?

Follow the below-given steps to avail cashless treatment at any network hospital in Durgapur

  • Opt for any network hospital in your city for treatment 
  • Inform us about hospitalization as per the specified time
  • Submit the pre-authorization letter at the hospital insurance desk 
  • Provide all the mandatory documents and health card
  • After document verification, the claim management team will send an approval
  • A query might be raised in case of any information deficiency
  • After approval, we will settle the medical bills as per policy terms and conditions

Remember to inform us about your hospitalization within 24 hours in case of emergency hospitalization and 48 hours prior to admission in case of planned hospitalization. 

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Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
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Care Enhance


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List of Cashless Network Hospitals in Durgapur

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


38 Lakh+ Claims Settled**



**Number of claims settled as of 30th June 2023       *India Insurance Summit & Awards 2023

Benefits of Health Insurance

Buying a health insurance policy is a convenient way to protect your financial savings during any medical emergency. Some important benefits include:

Click here to know more about health insurance tax deduction

Why Should You Choose Care Health Insurance Company in Durgapur?

With over 9747+cashless network hospitals across India, Care Health Insurance is a reliable health insurance provider. It provides a range of health insurance policies suitable for diverse people with unique healthcare needs.

Are you searching for health insurance agents in Durgapur? You can visit the website of Care Health Insurance, a one-stop solution for your needs! Make an informed decision by accessing detailed information about the available policies and avail of various benefits like no claim bonus and premium discounts. Reach out to our team and get timely assistance regarding claims processing. Connect with professionals at CHI who will guide you at every step. 

So, select the best health insurance policy today for the welfare of your family.


Q.Can I get health insurance coverage for specific critical illnesses in Durgapur?

Yes, many health insurance plans offer coverage for specific critical illnesses in Durgapur. These medical plans are designed to provide a lump sum payment upon diagnosing critical illnesses such as cancer, heart disease, or stroke. The funds can be used for medical expenses, treatment, or other financial needs during recovery.

Q.Can I avail of cashless hospitalisation in Durgapur with health insurance?

Yes, most health insurance plans offer cashless hospitalisation facilities in Durgapur. However, checking the list of network hospitals associated with your insurance provider is essential. Treatment costs are directly settled by the insurance company with the hospital, eliminating the need for immediate out-of-pocket payments.

Q.What is the waiting period for maternity coverage in Durgapur?

Health insurance plans with maternity benefits often have a waiting period for maternity coverage. It is around 2 to 4 years, so you must hold the policy before being eligible for drawing maternity benefits. However, certain plans may offer shorter waiting periods or specific maternity-related add-ons with some extra cost added to the premium amount.

Q.Can I port my existing health insurance policy to a new insurer in Durgapur?

Yes, you can port your existing health insurance policy to a new insurer in Durgapur. Portability allows you to switch insurers while retaining the benefits accrued under your previous policy, including waiting periods, no-claim bonus, and coverage for pre-existing conditions. It is subject to meeting certain eligibility criteria and following the porting process defined by the insurers.

Q.What are the factors that affect health insurance premiums in Durgapur?

Several factors can influence health insurance premiums in Durgapur. These include your age, medical history, pre-existing conditions, sum insured, type of coverage, geographic location, and the insurance provider's underwriting guidelines. Generally, older individuals and those with pre-existing conditions may have higher premiums compared to younger and healthier individuals.

Q.Can I cancel my health insurance policy in Durgapur? Are there any consequences?

Yes, you can cancel your health insurance policy in Durgapur. However, it is important to understand the policy terms and conditions regarding cancellation and any consequences. Some policies may have a specific cancellation period or penalties for early termination. Reviewing the policy document and consulting with the insurance company before cancelling your policy is advisable.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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