The city of Bhiwandi is located in Maharashtra within the Thane district. There are several healthcare facilities, including government hospitals, nursing homes, multi-speciality hospitals and diagnostic centres. The facilities provide services from basic medical procedures to advanced healthcare for the people. In addition, there are AYUSH institutions to meet the need of medical practitioners in the city.
With the overall growth of the city, healthcare costs are also on the rise. People living in Bhiwandi must consider
health insurance to tackle medical inflation. Cashless treatment facility under health insurance enables access to quality healthcare. Choose a health cover from Care Health Insurance and get access to cashless network hospitals in Bhiwandi without worrying about paying medical bills.
The Need for Health Insurance in Bhiwandi
The city is a commercial hub in western Maharashtra. Factors such as air pollution and poor lifestyle have led to an increased number of ailments among the people living in the city. Respiratory illnesses, diabetes, hypertension, etc., are medical conditions that can become serious without proper care.
Investment in health insurance for the people in Bhiwandi can work as a safety cushion for their hard-earned savings. A health policy will not just cover hospitalization expenses but also other related expenses such as pre and post hospitalization medical expenses, day care treatment, ambulance cover, etc. These features prove extremely beneficial when medical emergencies occur unexpectedly.
Cashless Treatment
Many health insurers like Care Health Insurance provide the facility of cashless treatment to their customers. Under this facility, the insurance company settles the bills by direct payment to the hospital on behalf of the policyholder, reducing the burden of paying cash for medical bills upfront. The
cashless treatment facility reduces the hassles of time-consuming paperwork. This facility is available only at the empanelled network hospitals.
Tips to Consider Before Buying Health Insurance in Bhiwandi
Given below are some valuable tips to choose the best health insurance plan:
- Choose a policy considering factors like age, medical conditions and number of family members
- Get a policy with adequate sum insured that covers your major medical expenses
- Check for the network hospitals in your location
- Make sure the policy has benefits like lifetime renewability and no claim bonus
- Know the claim settlement ratio of the insurer and the claims procedure
How to Avail Cashless Treatment in Bhiwandi?
The following are the steps to be followed for availing cashless treatment at any network hospital in Bhiwandi:
- Choose any network hospital for medical treatment
- Inform us about hospitalization as per the specified timeline
- Submit the pre-authorization form at the hospital insurance desk
- Provide all the supporting documents and health card
- After document verification, the claim management team will send an approval
- A query may be raised in case of any information deficiency
- We will settle the medical bills, after approval, as per policy terms and conditions
The policyholders should ensure that they inform the company within 24 hours in case of emergency hospitalization and 48 hours prior to admission in case of planned hospitalization.