Health Insurance in Kerala : Get access to Quality Health Care

Kerala is a beautiful state in southern India, known for its excellent health infrastructure. It is also famous for offering Ayurvedic medical treatment facilities for centuries. People from far and wide come here for availing quality medical care. Moreover, the government focuses its efforts on providing affordable healthcare to its citizens and controlling communicable and non-communicable diseases. There is no shortage of good healthcare centres in Kerala, which have advanced facilities and qualified medical professionals. There are numerous renowned private hospitals, government-run hospitals, dispensaries, district hospitals, speciality hospitals, etc.

However, as people lead a hectic life, the possibility of health problems also increases. The state recently witnessed the spread of bird flu. Medical emergencies occur without any warning signs. Besides, ailments such as cancer, diabetes, cardiovascular diseases, etc., affect millions of people across the country, including Kerala. Moreover, medical inflation has made people worried. Hence, getting the best health insurance is a wise decision. Besides, the cashless mode of treatment offers a lot of advantages. Care Health Insurance has several cashless network hospitals in Kerala. Choose the cashless treatment facility at any of these network hospitals and stay worry-free about paying medical bills.

The Need for Health Insurance in Kerala

People living in the cities lead a fast-paced life. Thus, they have become prone to various lifestyle disorders like obesity, leading to severe complications, especially without proper medical care. Also, vehicular and industrial pollution has given rise to respiratory illnesses such as asthma. To receive medical treatment, even for a minor ailment, families spend a lot of money. It can result in severe financial implications. By choosing the best health insurance, people in Kerala can get a safety cushion for their hard-earned savings. Health policies will take care of hospitalization and related medical expenses. Additionally, they have other benefits such as annual health check-ups for timely diagnosis of ailments, cover for alternative treatment, etc.

Cashless Treatment

Cashless payment methods are gaining significance owing to the convenience they offer. In health insurance, too, there is an option of a cashless treatment facility. Medical emergencies such as hospitalization can be stressful for a family. Many health insurers like Care Health Insurance offer cashless facility wherein the policyholder is not required to make any payment from his or her pocket. It helps minimise the burden of paying medical bills. The insurer directly pays the hospital on behalf of the insured person, subject to policy terms and conditions. The cashless facility is available only at the empanelled network hospitals of the insurer.

Tips to Consider Before Buying Health Insurance in Kerala

Healthcare needs vary from one individual to another, even within the same family. So, when buying the best family health insurance in Kerala, one should consider certain vital factors as mentioned below:

Assess your insurance needs based on age, medical conditions, number of members in a family, etc.
Decide on the right sum insured so that you get sufficient coverage for your major medical expenses
Find out if there are network hospitals of the insurer near your location
Choose a policy having features like lifetime renewability, annual health check-ups, etc.
Remember to read the policy exclusions, waiting period, sub-limits, etc.
Choose a health insurer with the best claim settlement ratio

Click to know about Care Health Claim Settlement Ratio

How to Avail Cashless Treatment in Kerala?

To avail cashless treatment at any network hospital in Kerala, the policyholder should adhere to the steps as mentioned below:

Choose any network hospital in Kerala for medical treatment
Inform us about the hospitalization as per the time specified
Submit the duly-filled pre-authorization form at the hospital insurance desk
Provide all the supporting documents and health card
Upon verification of documents, the claim management team sends an approval
The team may raise a query if there is any information deficiency
After approval, we will settle the hospital bill based on the policy terms and conditions

The policyholder should notify the insurer within 24 hours in case of emergency hospitalization and 48 hours before admission in case of planned hospitalization.

Look for the best health plan that suits your need!

Care

Comprehensive Health Insurance
Annual Health Check-up

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Care Freedom

Health Insurance without Pre Medical Check-ups
Suitable for Diabetes, High BP and B.M.I

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Care Senior

Senior Citizen Health Plan
No Pre-policy medical check-up

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Care Heart

Health Insurance for Heart Patients
Pre & Post Hospitalization Medical Expenses

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Enhance

Super Top-up Insurance
In-Patient Care

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Joy

Maternity Cover
New Born Baby Cover

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Name	Address	City	State	Pincode
N S Memorial Institute of Medical Sciences	N H Bypass Road, Thattamala P.O.,	Kollam	Kerala	691020
A.J. Hospital	Kazhakuttom, Opp. Village Office,	Thiruvananthapuram	Kerala	695582
Aarya Medical Centre	2nd Floor, Pallithamam Building,	Thrissur	Kerala	680020
Ahalia Diabetes Hospital-Elappully	Kozhipara PO, Palakkad Dist,	Palakkad	Kerala	678557
Ahalia Foundation eye Hospital-Attingal	SAROZ ARCADE BUILDING N H ROAD OPP LIC	Attingal	Kerala	695101
Ahalia Foundation eye Hospital-Calicut	Opp. Aditya Honda Showroom, West Nadakkavu,	Kozhikode	Kerala	673001
Ahalia Foundation eye Hospital-Changnasserry	A C Road Perunna	Changanacherry	Kerala	686102
Ahalia Foundation eye Hospital-Changnasserry	A C Road Perunna	Changanacherry	Kerala	686102
Ahalia Foundation eye Hospital-Irinjalakuda	Kattungachira, Irinjalakuda North,	Irinjalakuda	Kerala	680125
Ahalia Foundation eye Hospital-Kalpetta	Near Municipal Bus Stand, Kalpetta	Wayanad	Kerala	673121

Voice of our Customers

Sulbha Ravindra

The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance
Company of the year*

38 Lakh+ Claims Settled**

22900+
CASHLESS HEALTHCARE PROVIDERS^^

^**Number of claims settled as of 30th June 2023 ^*India Insurance Summit & Awards 2023

Benefits of Health Insurance

Medical insurance has become vital due to the steady rise in healthcare costs and provides the much-needed financial cushion. Choose the best family health insurance in Kerala and get benefits such as:

Comprehensive cover for planned and emergency hospitalization with cashless facility
Cover for pre and post-hospitalization medical expenses, ambulance, day care treatments, & OPD charges, etc.
Flexibility to customise the health policy based on an individual’s requirements
Tax deductions on the premium paid, under Section 80D of the Income Tax Act
Increased sum insured upon policy renewal under No Claim Bonus

Click here to know more about health insurance tax deductions

Why Should You Choose *Care Health Insurance Company in Kerala?

Care Health insurance is among the top health insurance companies in Kerala and a preferred choice for many health insurance buyers. CHI provides a wide range of policies that suit the medical needs of every family. Moreover, it has settled over 38 lacs claims.

Are you seeking health insurance agents in Kerala for buying health cover for your family? Then, you can relax as Care Health insurance is your one-stop solution. Visit the official website and get quick details about the various health policies. Review the policies and buy the best health insurance through a simple online procedure. Furthermore, paying the premium online and tracking claim status can be done in a few clicks. Get cashless health insurance for reducing the burden of paying hospital bills and get access to 9747+ cashless network hospitals. You can reach out to the customer care team for any query and get assistance at every step.

Choose the best health cover for your family today, and stay secured with our afforable family plans.

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Health Insurance in Kerala

The Need for Health Insurance in Kerala

Cashless Treatment

Tips to Consider Before Buying Health Insurance in Kerala

How to Avail Cashless Treatment in Kerala?

Benefits of Health Insurance

Why Should You Choose *Care Health Insurance Company in Kerala?

City wise Health Insurance

Get Free Health Insurance Quote

Get a call back from us

Health Insurance in Kerala

The Need for Health Insurance in Kerala

Cashless Treatment

Tips to Consider Before Buying Health Insurance in Kerala

How to Avail Cashless Treatment in Kerala?

Benefits of Health Insurance

Why Should You Choose *Care Health Insurance Company in Kerala?

City wise Health Insurance

Don't Ignore Your Health!

Don't Ignore Your Health!

Get Free Health Insurance Quote