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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Kozhikode, formerly known as Calicut, is the largest urban city in Kerala state. Located on the Malabar Coast, it is also known as the “City of Spices” in India. It is the crown jewel of Northern Kerala. The tranquil beaches, authentic cuisine, lush green countryside, and pristine backwaters make the vicinity of the city charismatic. Vasco da Gama entered Kozhikode in 1498 and discovered India. He also established spice trade routes. The city is a trading hub for commodities such as pepper, coffee, coconut, rubber, and so on. It is also famous as “the noble emporium of India. 

However, during the monsoon season, the threat of communicable diseases always increases in Kozhikode. The city has witnessed a rising burden of non-communicable diseases as well. Cancer, diabetes, cardiovascular diseases, and lung diseases take a toll on the health of the residents. Unless interventions made to control such life-threatening diseases, the burden of their treatment is likely to increase in the future. Health care amenities in public hospitals are not adequate, and the treatment in private hospitals can be an out of pocket expense for many. Therefore, you should opt for our health insurance Kozhikode policy to save your health and money. 

At Care Health Insurance, we value your health and hard-earned money. We have designed city-specific customized medical insurance plans in Kozhikode. These policies cover all your hospitalization and treatment expenses during medical emergencies. With our best health insurance plans in Kozhikode, you can easily avail cashless treatment facility in the nearby network hospital. You can go for advanced treatment and alternative therapies as well. So, invest in health insurance in Kozhikode and give yourself and your family complete protection. 

The Need for Health Insurance in Kozhikode

Kozhikode is also not untouched with the ill-effects of medical inflation. Hospitalization, treatment, and medication are getting costlier. One time hospitalization can cost you lakhs of rupees. Therefore, mediclaim in Kozhikode is a necessity. It helps you during a medical emergency and covers all your medical and hospitalization expenditures. With our health insurance, you can avail of the best possible treatment without cripple your finances. We take care of your hospitalization bills, and you can take care of your retrieval. 

Tips to Consider Before Buying Health Insurance in Kozhikode

The number of cases for life-threatening diseases is increasing rapidly. Therefore the best health insurance policy in Kozhikode is crucial. Consider below tips before opting from our health insurance plans:

Estimation- Before buying health mediclaim in Kozhikode, you should estimate how much money you can invest in health insurance and what are your health care needs. Accordingly, pick the right health insurance plans with the right coverage.

Check the Network Hospitals- Network hospitals have tie-ups with us where you can avail of a cashless treatment facility. Check the list of our cashless network hospitals in Kozhikode for an emergency or planned hospitalization.

Calculate Premium – Calculate the health insurance premium with the help of a health insurance premium calculator available on our official website and compare the premium of our different medical insurance plans in Kozhikode to pick the most affordable one with extensive coverage. 

Comprehensive Coverage- Before making your choice knows about the coverage of our various health insurance plans. We cover expenses related to pre and post hospitalization, diagnosis, treatment, medication costs, and many more. You can also enhance the coverage with add-ons. 

Check Exclusions List- Exclusions are the situations/diseases/treatments/medical procedures excluded from health insurance coverage. You cannot file the claim for exclusions. So, you must read about our exclusions for a hassle-free claim.

Waiting Period- Comparatively, the waiting period for our health insurance plans is less. It is 30 days from the commencement of the policy period and 48 months for pre-existing diseases. So, choose the one with the minimum waiting period.

Eligibility Criteria - You should also check the age criteria for eligibility before you buy our health insurance policy in Kozhikode. However, most of our plans have a lifelong renewability option.

How to Avail Cashless Treatment in Kozhikode?

At Care Health Insurance, your health is our utmost priority. We understand how difficult it is to arrange money during a medical emergency. Thus, under our health insurance in Kozhikode coverage, you can avail of treatment in cashless network hospitals in Kozhikode near to your residence. You have to inform our support team about your hospitalization within 24 hours after admission and the insurance helpdesk at the hospital and 48 hours before a planned hospitalization. After verification, we settle your hospitalization bills directly to the hospital. Also, you can connect with our team of health insurance agents in Kozhikode for further assistance.

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Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

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Best Health Insurance
Company of the year*


Claims Settled**



**Number of claims settled as of 30th March 2024       *India Insurance Summit & Awards 2023

Benefits of Health Insurance Plans

We offer the best health insurance policy in Kozhikode with comprehensive coverage. You and your family get complete protection against any medical emergency. Read below the following benefits:

Why Care is the Best Health Insurance Company in Kozhikode?

Public health care in Kozhikode goes for a toss. Many communicable and non-communicable diseases are swallowing the lives of many in the city. The costs of treatment facilities are increasing day after day. Therefore, investing in health insurance is helpful. If you are looking for health insurance agents in Kozhikode, you can opt for the Care Health Insurance.

We offer city-specific medical insurance plans to cater to all your health care needs. Our health insurance policies cover several diseases and advance treatments subject to policy terms and conditions. You can increase the coverage of the health insurance plan with add-ons like no claim bonus, reduction in PED (pre-existing) wait period, global coverage, international second opinion, etc. These are customized health insurance plans at an affordable premium. We have 11400+ network hospitals across the country. Our dedication and perseverance make us the best health insurance company in Kozhikode. You can connect with our team 24x7 for assistance.

Opt for our hand-picked health insurance in Kozhikode and stay in the pinkest of your health.


Q.What are the benefits of health insurance in Kozhikode?

It is beneficial to get comprehensive coverage at a reduced premium based on your city of residence zone. With multi-year policy discounts, you will get value-added services that give you access to the best healthcare facilities in your town without financial constraints.

Q.Is there any tax exemption under health insurance in Kozhikode?

Under section 80D of the Income Tax Act of India 1961, the Premium paid for the policy gets tax exemption up to Rs.75,000. However, tax deductions are subject to the rules and regulations of the Income Tax Act of India.

Q.Do I get tax benefits under an individual insurance policy?

You can avail of up to Rs. 25,000/-as tax benefits under the policy.

Q.What is beneficial for me - floater insurance or individual insurance?

Generally, younger and nuclear families should opt for family floater plans. But if you have specific medical conditions and a complex medical history, you should always choose individual plans for every member.


~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024

**Number of Claims Settled as of 31st March 2024

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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