Save tax up to ₹75,000^~ u/s 80D

Senior Citizens

Health Insurance

Concerned about increasing healthcare expenses in retirement? Our senior citizen health insurance provides extensive coverage, cashless services, and specialised support for chronic illnesses, ensuring you can relax and enjoy your retirement years confidently. Explore these plans now to enhance your healthcare in your golden years.

Because health needs grow, your coverage should too with-

Unlimited E-consultation

Unlimited Automatic Recharge

Unlimited Sum Insured

PED Instant Cover

4.1/5

trusted by people of

Trusted by 4.8+ Lakh Happy Families across india.

22100+ Cashless Healthcare Providers^^
74.5 Lakh+ Claims Settled Since Inception**
24*7 Claim and Customer Support

Get New-Age Health Coverage Starting at @₹12/day.

Self

Spouse

+91

+91 Mobile Number

Indian Pincode Pincode is required

Get updates on WhatsApp

Are you porting your policy?

Written by:

Sejal Singhania

Reviewed by:

Sandeep Desamsetti

What is Senior Citizens Health Insurance?

Senior Citizen Health Insurance is a specially designed health insurance plan for individuals typically aged 60 years and above, providing comprehensive coverage for medical needs during their later years. Unlike standard health insurance plans, these policies are tailored to address age-related health concerns, chronic illnesses, and pre-existing medical conditions, ensuring access to quality healthcare without financial strain.

At Care Health Insurance, our Senior Citizen Health Insurance plans are crafted to support the evolving healthcare requirements of senior citizens. The plans offer coverage for in-patient hospitalisation, day care treatments, pre- and post-hospitalisation expenses, domiciliary care, ambulance services, annual health check-ups, AYUSH treatments, and more. With extensive coverage and lifelong renewability options, seniors can focus on maintaining their health and well-being while staying protected against rising medical expenses.

Benefits of Buying Health Insurance for Senior Citizens

As people age, healthcare needs increase and medical expenses can become a significant financial burden. A senior citizen health insurance plan helps provide financial security and access to quality healthcare during the golden years. Here are some key benefits of buying health insurance for senior citizens:

Coverage for Pre-existing Diseases

Many senior citizen health insurance plans offer coverage for pre-existing illnesses after the applicable waiting period, helping manage conditions such as diabetes, hypertension, and heart-related ailments.

Cashless Treatment Facility

Avail cashless hospitalisation across a wide network of healthcare providers, allowing you to receive treatment without the stress of arranging immediate funds during emergencies.

Comprehensive Hospitalisation Coverage

The policy covers in-patient hospitalisation expenses, including room rent, ICU charges, nursing care, doctor's fees, and eligible daycare procedures as per policy terms.

Domiciliary & AYUSH Benefits

Coverage extends to domiciliary treatments when hospitalisation is not possible and may also include AYUSH treatments such as Ayurveda, Yoga, Unani, Siddha, and Homeopathy.

Annual Health Check-ups

Regular preventive health check-ups help monitor overall health, support early diagnosis of illnesses, and encourage proactive healthcare management.

Who Should Buy Senior Citizen Health Insurance?

Senior citizen health insurance is designed to provide financial protection against rising healthcare costs during later stages of life. It is particularly beneficial for the following individuals:

Individuals Aged 60 Years and Above: Anyone entering their senior years can benefit from dedicated health coverage tailored to age-related healthcare needs.
Retired Individuals: Those who no longer have access to employer-sponsored health benefits can secure continued medical protection through a senior citizen health insurance plan.
Parents of Working Professionals: Senior citizen plans can provide independent coverage for parents, especially when they are not included under a family floater policy.
People with Lifestyle or Chronic Conditions: Individuals managing conditions such as diabetes, hypertension, arthritis, or heart-related ailments can benefit from specialised healthcare coverage and financial support.
Those Seeking Financial Independence: A dedicated health insurance policy helps senior citizens manage medical expenses without depending on personal savings or family members during emergencies.
Existing Policyholders Looking for Enhanced Protection: Even if you already have a health insurance policy, a senior citizen health insurance plan can offer additional coverage and benefits designed specifically for age-related healthcare requirements.

Features of Care Senior Citizen Health Insurance

Here's a detailed overview of the coverage offered by Care’s Senior Citizen Health Insurance plans:

Plan Offering	Coverage Details
Sum Insured	₹5 Lakh, ₹7 Lakh, ₹10 Lakh, ₹15 Lakh, ₹20 Lakh, ₹25 Lakh, ₹50 Lakh, ₹1 Crore
In-Patient Care	Up to Sum Insured
Day Care Treatment	Up to Sum Insured
Room Rent	Up to Sum Insured
ICU Charges	Up to Sum Insured
Advanced Technology Methods	Up to Sum Insured
Pre-Hospitalisation Medical Expenses	Up to Sum Insured, 60 days before hospitalisation
Post-Hospitalisation Medical Expenses	Up to Sum Insured, 90 days after discharge
AYUSH Treatment	Up to Sum Insured
Domiciliary Hospitalisation	Up to Sum Insured
Organ Donor Cover	Up to Sum Insured
Ambulance Cover	Up to Sum Insured, including Road and Air Ambulance
Cumulative Bonus	50% of Sum Insured per year, maximum up to 100% of Sum Insured
Unlimited Automatic Recharge	Available
Loyalty Boost	2X Base Sum Insured on completion of 7 claim-free policy years
Medi Voucher	2 Pharmacy Vouchers of ₹250 each
Newborn – Wait Period Benefit	Available
Health Services	Discount Connect – Discounts on consultations, diagnostics, maternity care, and other healthcare services through our network

Note: Plan features, coverage, benefits, and claim settlement are subject to policy terms and conditions. Please refer to the policy brochure, sales prospectus, and policy documents carefully before purchase. The above features are applicable to Ultimate Care Senior. Kindly refer to individual plan brochures for specific features and benefits.

Why Senior Citizen Health Insurance is Important?

Senior citizen health insurance is more than just a financial safeguard against medical expenses. It helps ensure access to quality healthcare, protects lifelong savings, and offers peace of mind during retirement. Here are some key reasons why investing in a senior citizen health insurance plan is important:

Protects Retirement Savings

Medical emergencies can lead to substantial healthcare expenses. A senior citizen health insurance plan helps protect your retirement corpus and savings from unexpected medical costs.

Coverage for Age-related Illnesses

Senior citizen plans are designed to address age-related health concerns and may provide coverage for conditions such as cataracts, arthritis, joint replacement surgeries, and other medical treatments as per policy terms.

Customisable Coverage Options

Choose a suitable sum insured and benefits based on your healthcare requirements, medical history, and financial goals to ensure comprehensive protection during your senior years.

Financial Independence

A dedicated health insurance plan allows senior citizens to manage healthcare expenses independently without relying on family members during medical emergencies.

Tax Benefits Under Section 80D

Premiums paid towards senior citizen health insurance may qualify for tax deductions of up to ₹50,000 under Section 80D of the Income Tax Act, subject to prevailing tax laws.

What is Covered Under Care Health Insurance for Senior Citizens?

Coverage
Exclusions

Medical expenditures are rising sharply for older people across nations. Opting for a medical policy for senior citizens is the best way to keep unaffordable medical expenses at bay. Below is what we covered in it:

In-Patient Hospitalisation

Get coverage for hospital stays of 24 hours or more. This includes room rent, ICU charges, surgery, doctor fees, and medicines.

Pre and Post-Hospitalisation

We cover medical costs 60 days before and 180 days after your hospitalisation– including tests, follow-ups, and medications.

Annual Health Check-up

Enjoy free yearly check-ups to monitor your health or your parents’ — helping catch issues early and manage chronic conditions better.

Daycare Treatments

Thanks to modern medicine, many surgeries no longer require 24-hour hospitalisation. This plan covers 541+ daycare procedures, from cataracts to dialysis.

AYUSH Coverage

Choose holistic healing if you prefer. Treatments under Ayurveda, Unani, Siddha, and Homoeopathy are fully covered under your sum insured.

Domiciliary Hospitalization

Can’t get to a hospital? No problem. If a doctor prescribes treatment at home, Care covers those expenses just like regular hospitalisation.

Ambulance Cover

Get reimbursed for ambulance charges during medical emergencies, ensuring timely transfers without out-of-pocket costs.

Pre-existing Disease Cover

Provide coverage for life-threatening medical emergencies caused by pre-existing conditions after the waiting period is over.

Self-Inflicted Injuries

Any medical expenses arising from self-harm, including suicide attempts or intentional injuries, are not covered.

Substance Abuse

Claims related to the consumption or abuse of alcohol, drugs, tobacco, or gutka are excluded from the policy.

Pregnancy & Maternity

Any treatment linked to pregnancy, childbirth, miscarriage, abortion, or related complications is not covered.

Infertility Treatments

Expenses related to infertility evaluations, IVF, or any assisted reproduction techniques are excluded.

Permanent Exclusions

No coverage is provided for conditions resulting from war, riots, nuclear attacks, or civil unrest.

Dental & Cosmetic Procedures

The policy doesn’t cover dental treatments or cosmetic surgeries unless they are required as result of an accident.

Note: Always check the detailed policy brochure and terms & conditions to understand specific exclusions and limitations before buying.

Eligibility Requirements for Mediclaim Policy for Senior Citizens

At Care, availing of a mediclaim policy for senior citizens above 60 years comes with easy terms and eligibility conditions as mentioned below:

Parameters	Details
Minimum Entry Age	Child: 91 days to 24 years Adult: At least one adult must be 60 years or above (the second adult may be below 60 years)
Exit Age	Lifelong / Child: 25 years
Cover Type	Individual: Maximum 6 persons Family Floater: Up to 2 Adults and 2 Children
Tenure Options	1 / 2 / 3 Years
Waiting Period	Initial Waiting Period: 30 days (coverage starts from the 31st day) Named Ailment Waiting Period: 24 months Pre-existing Disease Waiting Period: 36 months
Relationship Covered	Self, spouse/live-in partner/same sex partner, son, daughter, father, mother, mother-in-law, father-in-law, grandfather, and grandmother

Documents Required for Senior Citizen Mediclaim Policy Claims

To initiate your claim settlement, please submit the following original documents:

Completed Claim Form: Duly filled and signed claim form with all required details.
Policy Documents: Original health insurance policy documents and policy identification details.
Pre-authorisation Form: Required for cashless hospitalisation claims and must be submitted through the network hospital.
Identity Proof: Valid ID proofs such as Aadhaar Card, PAN Card, Passport, or any government-issued photo identification.
Medical Records: Doctor’s prescription recommending hospitalisation, diagnosis reports, discharge summary, and complete treatment records.
Hospital Bills & Receipts: Original bills and payment receipts related to pre-hospitalisation, hospitalisation, and post-hospitalisation expenses.
Surgical & Diagnostic Documents: Surgeon’s certificate, operation notes, diagnostic reports, and supporting medical certificates, wherever applicable.
Domiciliary Treatment Documents: For domiciliary hospitalisation claims, submit a medical certificate explaining the necessity of treatment at home along with all relevant medical records.
Additional Documents: Any other documents or information requested by the Company, TPA, or claims team during claim assessment.

Top 3 Factors That Affect Your Health Insurance Premium for Senior Citizens

Before you choose your coverage, it’s good to know what influences the premium of senior citizen health insurance in India:

Age & Pre-Existing Health Conditions: The older you are and the more complex your health history, the higher the risk for insurers, which directly affects the premium.
Sum Insured & Optional Benefits: More coverage and additional features such as air ambulance, pharmacy benefits, or AYUSH cover will increase the premium while expanding the scope of your protection.
City of Residence: Treatment costs vary across metro, semi-urban, and rural locations. As a result, policy premiums may be higher in metropolitan cities compared to non-metro regions.

How to Choose the Best Health Insurance for Senior Citizens in India?

Navigating the various senior citizen health insurance options can be challenging. To simplify your search for the ideal mediclaim policy, consider these key factors:

Comprehensive Coverage

Look for extensive benefits that cover hospitalisation, daycare treatments, pre and post-hospitalisation expenses, and age-related illnesses with minimal exclusions.

High Sum Insured

Choose a plan with adequate coverage to protect your savings from rising medical costs and expensive treatments during emergencies.

Easy Claim Settlement

Select an insurer with a strong claim settlement record and a hassle-free process for both cashless and reimbursement claims.

Minimal Waiting Period

Opt for plans that offer shorter waiting periods for pre-existing diseases and specific medical conditions.

No Pre-Medical Tests

Some senior citizen plans offer coverage without mandatory pre-policy medical examinations, making policy purchase easier.

Extensive Network Hospitals

Prioritise plans with a large network of hospitals to ensure easy access to cashless treatment across locations.

Easy Online Purchase

Choose insurers that provide a simple and convenient online buying experience with quick policy issuance.

Understand Sub-limits

Review room rent limits, treatment caps, and other sub-limits to avoid unexpected out-of-pocket expenses.

Attractive No Claim Bonus

Look for plans that reward claim-free years with a higher sum insured through cumulative bonus benefits.

Cashless Healthcare

Ensure the plan offers access to a broad cashless healthcare network for greater convenience during emergencies.

Why Choose Care Health Senior Citizen Insurance Plan Online?

Experience a seamless, secure process when you buy your senior citizen health insurance online with us.

Instant Access: Explore, compare, and purchase your ideal senior citizen health plan anytime and anywhere through our seamless digital platform.
24/7 Chat Support: Get your policy-related queries resolved instantly with our round-the-clock chat assistance.
Personalized Premium Calculation: Use our digital premium calculator to customise coverage and estimate premiums based on your healthcare requirements.
Secure Online Payments: Enjoy a safe and convenient payment experience with immediate issuance of policy documents upon successful purchase.
Transparent Policy Details: Access complete information on policy features, benefits, exclusions, and terms & conditions for informed decision-making.
Valuable Add-on Benefits: Enhance your coverage with optional benefits such as reduced waiting periods for pre-existing diseases, No Claim Bonus Super, OPD Care, and more.

How to Buy Senior Citizen Health Insurance Online?

Purchasing a senior citizen health insurance plan with Care Health Insurance is straightforward and stress-free. Simply follow these simple steps:

Visit our official website to explore health insurance plans tailored for senior citizens aged 60 years and above.
Enter your mobile number and click on the "Get a Quote" option.
Proceed to the next page by selecting "Calculate Premium".
Compare available plans and benefits to identify the most suitable option. Customise your policy by selecting the desired sum insured, policy tenure, and optional benefits.
After finalising your preferred plan, you will receive an instant premium quote.
Continue by entering the required proposer details, insured member information, and completing the KYC process.
Make the payment securely using net banking, debit card, credit card, UPI, or available EMI options.
Upon successful payment, your policy documents and policy number will be shared on your registered mobile number and email address.

How to File a Claim Under a Health Insurance Plan for Senior Citizens

For emergency hospitalisation, inform us within 24 hours of admission. For planned hospitalisation, notify us at least 48 hours before admission.

Cashless
Reimbursement

Submit Pre-Authorisation Request

Fill the cashless request form at the hospital's Insurance/TPA desk.

Claim Assessment

Our claim team reviews the request and may seek additional details, if required.

Get Approval

Once approved, the authorisation letter is shared with the hospital. Proceed with treatment and submit a reimbursement claim later.

Submit Claim Documents

Submit the claim form along with the required documents as per policy terms.

Claim Assessment

Our claim team reviews the submitted claim and documents.

Approval or Query

If approved, the claim is processed. If additional information is needed, respond to the query raised by our team. In case of rejection, the reason will be communicated to you.

Debunking Common Myths About Senior Citizen Health Insurance

Investing in suitable health coverage significantly enhances an elderly person's quality of life by easing the burden of hospitalisation costs. Don't let these common myths deter you from securing a senior citizen mediclaim policy:

Myth	Reality
I'm too old to get health insurance.	Individuals aged 60 years and above can avail senior citizen health insurance coverage.
Pre-existing illnesses make me ineligible for health insurance.	Having pre-existing medical conditions does not prevent seniors from purchasing a health insurance plan.
OPD visits are never covered under health insurance.	Optional OPD care benefits may be available, offering reimbursement for eligible outpatient expenses as per policy terms.
A family floater plan provides enough coverage for senior citizens.	Senior citizens often have higher healthcare needs, making dedicated coverage a more suitable option than relying solely on a shared sum insured.
Co-payment charges make health insurance expensive.	Co-payment can be reduced through available co-payment waiver benefits, helping lower out-of-pocket medical expenses.

Care Customer App

Policy Related Services
E-Consultation
Renew Policy
Health Check-up Appointments

Locate Your Healthcare Providers

Hospital Locator

Hospital List

Popular Cities

Mumbai
Chennai
Kolkata
Bengaluru
Pune
Hyderabad
New Delhi
Ahmedabad

Our Extensive Network

22100+
Cashless Healthcare Providers^^

1400+
Cities Across India

FAQs on Senior Citizens Health Insurance

General
Policy
Cover
Claim

Q. Why is it important for elders and senior citizens to have health insurance?

Health insurance provides a financial safety net through cashless hospitalisation, daycare expenses, coverage for pre-existing diseases after the waiting period, annual health check-ups, and protection against rising healthcare costs.

Q. How to select the best health insurance plan for people above 61?

Choose a plan with adequate sum insured, comprehensive hospitalisation coverage, daycare treatment benefits, coverage for age-related illnesses, and options to reduce waiting periods.

Q. What are the recent IRDAI regulations regarding senior citizen health insurance?

IRDAI has removed the maximum entry age restriction for health insurance policies. Additionally, the waiting period for pre-existing diseases and specific illnesses has been standardised up to 36 months, subject to policy terms.

Q. What are the advantages of continuing a senior citizen health insurance policy?

Continuing your policy ensures uninterrupted coverage, renewal benefits, accumulated bonuses, and continued financial protection against future medical expenses.

Q. How can I compare senior citizen health insurance plans?

Compare plans based on sum insured, waiting periods, network hospitals, claim settlement support, premium affordability, and available add-on benefits.

Q. What is the maximum age to buy senior citizen health insurance from Care Health Insurance?

Care Health Insurance offers senior citizen health insurance plans with lifelong renewability and no maximum entry age restrictions, subject to underwriting guidelines.

Q. How is the premium for senior citizen health insurance calculated?

Premiums depend on factors such as age, sum insured, policy tenure, number of insured members, medical history, and selected add-on covers.

Q. Can I buy a senior citizen health insurance plan without a medical check-up?

In many cases, pre-policy medical tests may not be mandatory. However, based on age, medical history, or underwriting requirements, certain health evaluations may be requested.

Q. How do I apply for senior citizen health insurance from Care Health Insurance?

You can apply online through the Care Health Insurance website by completing the quote form and providing the required details for premium calculation and policy issuance.

Q. What is the eligibility age for senior citizen health insurance?

Senior citizen health insurance plans are generally designed for individuals aged 60 years and above. Specific eligibility criteria may vary by plan.

Q. What health insurance plans are available for senior citizens?

Care Health Insurance offers dedicated senior citizen health insurance solutions designed to address the healthcare needs of elderly individuals, subject to plan availability.

Q. Can senior citizens get health insurance with pre-existing conditions?

Yes. Senior citizens with pre-existing diseases can purchase health insurance plans. Coverage for such conditions becomes available after completion of the applicable waiting period.

Q. Does health insurance for seniors cover mental health treatment?

Mental healthcare coverage may be available as per policy terms and applicable regulations. Please refer to the policy wording for detailed coverage information.

Q. What should I look for regarding network hospitals while choosing senior citizen health insurance?

Look for a wide network of hospitals offering cashless treatment, quality healthcare facilities, and easy accessibility near your residence.

Q. How many members can be covered under a senior citizen health insurance policy?

Coverage eligibility depends on the plan type. Policies may be available on an individual or family floater basis, subject to plan-specific conditions.

Q. Are pre-existing diseases covered under senior citizen health insurance?

Yes. Coverage for pre-existing diseases is available after the completion of the waiting period specified in the policy terms and conditions.

Q. Who will pay for the pre-insurance medical check-up and where is it conducted?

If a medical examination is required, the process and cost sharing will be communicated by the insurer. Tests are generally conducted at authorised diagnostic centres.

Q. Should I submit claim documents to the TPA or the insurance company?

Claim documents can be submitted through the insurer’s prescribed claim process. Where applicable, the Third-Party Administrator (TPA) may assist in processing and forwarding the documents.

Q. Is cashless hospitalisation available under senior citizen health insurance?

Yes. Cashless treatment is available at network hospitals, subject to policy terms, conditions, and approval of the claim request.

Q. What documents are generally required for claim settlement?

Commonly required documents include the claim form, discharge summary, medical bills, prescriptions, diagnostic reports, and identity proof, as applicable.

Articles

Related Articles
Recent Articles
Popular Articles

View All

Save Money on Senior Health Insurance Under New IRDAI Rules!

26 Nov 2025

Read This Article

10 Reasons Why Senior Citizens Should Travel in Group

24 Sep 2024

Read This Article

Income Tax Slab For Senior Citizens & Super Senior Citizens

20 Jan 2021

Read This Article

प्रेगनेंसी इंश्योरेंस प्लान क्या है? जानें क्या कवर होता है और क्या नहीं?

21 May 2026

Read This Article

Vision Protection: Does Health Insurance Cover Ophthalmic Care?

21 May 2026

Read This Article

PCOS is now PMOS: Understand its impact on Women’s Health

20 May 2026

Read This Article

हड्डियों की बीमारियों से कैसे बचें? जानें कारण और उपचार

18 May 2026

Read This Article

हेपेटाइटिस बी क्या है? जानें लक्षण, कारण और इलाज

15 May 2026

Read This Article

Fitness Apps vs Real Health: Are We Missing the Basics?

14 May 2026

Read This Article

स्वप्रतिरक्षी रोग क्यों होता है? जानें कारण, लक्षण और उपचार

14 May 2026

Read This Article

Thyroid : मामूली नहीं हैं महिलाओं में थायराइड होना, जानें इसके लक्षण और घरेलू उपचार

27 Sep 2023

Read This Article

शुगर कंट्रोल कैसे करे? जानें, डायबिटीज में क्या खाना चाहिए

25 Jul 2023

Read This Article

हाई ब्लड प्रेशर को तुरंत कंट्रोल कैसे करें? देखें इसके उपाय

02 Mar 2020

Read This Article

पैरों में दर्द किस कमी से होता है? जानें, इसके घरेलू इलाज

25 May 2023

Read This Article

प्लेटलेट्स की कमी के लक्षण, कारण और इलाज क्या है

15 Sep 2023

Read This Article

हाई ब्लड प्रेशर में कौन सा फल खाएं और क्या नहीं खाएं

13 Feb 2023

Read This Article

एचआईवी क्या है? एचआईवी से एड्स कैसे होता है?

30 May 2023

Read This Article

Secure Your Finances Now!

Get the best financial security with Care Health Insurance!

+91

+91 Mobile Number

Reach out to us at

Sales:1800-102-4499

Services: 8860402452

Buy Now

Live Chat

Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of Feb 2025

**Number of Claims Settled as of Dec 2024

^Get exclusive 5% off on Total premium on purchasing the plan from website

*In a block of 5 claim-free years, you get your first year's base premium amount.

#The premium is calculated for an insured individual (18) who opts for a sum insured of 5 lakh in a zone 3 city with add-ons that impacts the premium reduction.

Senior Citizens

Health Insurance

Get New-Age Health Coverage Starting at @₹12/day.

Get Cover

What is Senior Citizens Health Insurance?

Benefits of Buying Health Insurance for Senior Citizens

Coverage for Pre-existing Diseases

Cashless Treatment Facility

Comprehensive Hospitalisation Coverage

Domiciliary & AYUSH Benefits

Annual Health Check-ups

Who Should Buy Senior Citizen Health Insurance?

Features of Care Senior Citizen Health Insurance

Why Senior Citizen Health Insurance is Important?

Protects Retirement Savings

Coverage for Age-related Illnesses

Customisable Coverage Options

Financial Independence

Tax Benefits Under Section 80D

What is Covered Under Care Health Insurance for Senior Citizens?

In-Patient Hospitalisation

Pre and Post-Hospitalisation

Annual Health Check-up

Daycare Treatments

AYUSH Coverage

Domiciliary Hospitalization

Ambulance Cover

Pre-existing Disease Cover

Self-Inflicted Injuries

Substance Abuse

Pregnancy & Maternity

Infertility Treatments

Permanent Exclusions

Dental & Cosmetic Procedures

Eligibility Requirements for Mediclaim Policy for Senior Citizens

Documents Required for Senior Citizen Mediclaim Policy Claims

Top 3 Factors That Affect Your Health Insurance Premium for Senior Citizens

How to Choose the Best Health Insurance for Senior Citizens in India?

Comprehensive Coverage

High Sum Insured

Easy Claim Settlement

Minimal Waiting Period

No Pre-Medical Tests

Extensive Network Hospitals

Easy Online Purchase

Understand Sub-limits

Attractive No Claim Bonus

Cashless Healthcare

Why Choose Care Health Senior Citizen Insurance Plan Online?

How to Buy Senior Citizen Health Insurance Online?

How to File a Claim Under a Health Insurance Plan for Senior Citizens

Submit Pre-Authorisation Request

Claim Assessment

Get Approval

Submit Claim Documents

Claim Assessment

Approval or Query

Debunking Common Myths About Senior Citizen Health Insurance

Care Customer App

Locate Your Healthcare Providers

22100+Cashless Healthcare Providers^^

1400+Cities Across India

FAQs on Senior Citizens Health Insurance

Q. Why is it important for elders and senior citizens to have health insurance?

Q. How to select the best health insurance plan for people above 61?

Q. What are the recent IRDAI regulations regarding senior citizen health insurance?

Q. What are the advantages of continuing a senior citizen health insurance policy?

Q. How can I compare senior citizen health insurance plans?

Q. What is the maximum age to buy senior citizen health insurance from Care Health Insurance?

Q. How is the premium for senior citizen health insurance calculated?

Q. Can I buy a senior citizen health insurance plan without a medical check-up?

Q. How do I apply for senior citizen health insurance from Care Health Insurance?

Q. What is the eligibility age for senior citizen health insurance?

Q. What health insurance plans are available for senior citizens?

Q. Can senior citizens get health insurance with pre-existing conditions?

Q. Does health insurance for seniors cover mental health treatment?

Q. What should I look for regarding network hospitals while choosing senior citizen health insurance?

Q. How many members can be covered under a senior citizen health insurance policy?

Q. Are pre-existing diseases covered under senior citizen health insurance?

Q. Who will pay for the pre-insurance medical check-up and where is it conducted?

22100+
Cashless Healthcare Providers^^

1400+
Cities Across India