Let us help you find
a Perfect Plan

Call Get a call back from us Close

verified

Or call us on our toll free number

Thank You

Thank you!

We thank you for your interest in Care Health Insurance (formerly known as Religare Health Insurance Company Limited). Our expert will call you soon to assist you.

Done
Message Welcome to Live Chat Call

Start Chat

Super Top up Health Insurance Plan

  • Pre & Post-Medical Hospitalization
  • In- Patient Care
  • Day Care Treatment
  • Organ Donor Cover
15500+

CASHLESS HEALTHCARE PROVIDERS

92.3%

Insurance Claim
Settlement Ratio

247

Claim
Support

GET QUOTE IN 1 MIN

Get quote in 1 minute

verified
verified

Or

×
verified
verified
GPS
Any past or ongoing medical conditions of any insured member
Any Condition, ailment or injury for which the insured person had signs or symptoms and/or were diagnosed, and/or received medical advice/treatment within 48 months prior to the first policy issued by the insurer.

 

Existing policy/ Deductible

Super Top-up Sum Insured

7.5% OFF

10% OFF

close

All Members

- +
- +

Enhance ( --- )

rupee ----

(Premium includes 18% GST)

KEY BENEFITS

ADDITIONAL COVERS

ANNUAL HEALTH CHECK-UP

Annual Health Check-Up for all insured members are covered in the policy

IN PATIENT CARE

If you are admitted to a hospital, for a minimum period of 24 hours, we pay for room charges, nursing expenses, doctor’s fee, ICU charges, etc

PRE HOSPITALIZATION

We cover the related medical expenses incurred by you even 30 days before your hospitalization

POST HOSPITALIZATION

We cover the related medical expenses incurred by you after your hospitalization also, for a period of 60 days

ORGAN DONOR COVER

We will reimburse you for medical expenses that are incurred by an organ donor while undergoing the organ transplant surgery

DAY CARE TREATMENT

We pay for your medical expenses if you undergo even a day care treatment at a hospital that requires hospitalization for less than 24 hours

EXPERT OPINION

You are entitled to an expert opinion from a specialist medical professional, on ailments pertaining to certain specified major illnesses. We shall arrange the services for you on your behalf.

Policy Benefits of Enhance

Cover Highlights

Annual health check-up

Annual health
check-up

Family floater option

FAMILY FLOATER OPTION

Expert opinion

EXPERT OPINION
(ADD-ON BENEFIT)

Pre & Post hospitalization

Pre & Post hospitalization
Expenses

Inpatient care

INPATIENT CARE

Day care treatment

Day care treatment

Icu charges doctor fees etc

ICU CHARGES,
DOCTOR'S FEES ETC, -NO LIMIT

Organ donor cover

ORGAN DONOR COVER

Benefits of Super Top-up close
  Product Details
Deductible(or existing Policy Sum Insured) 1 Lac to 10 Lac
Sum Insured 1 Lac to 30 Lac
In Patient Care Up to Sum Insured
Pre Hospitalization
We cover the related medical expenses incurred by you even 30 days before your hospitalization. There may also be follow-up visits to your medical practitioner, medication that is required etc. We cover the related medical expenses incurred by you after your hospitalization also, for a period of 60 days.
30 Days
Post Hospitalization
We cover the related medical expenses incurred by you even 30 days before your hospitalization. There may also be follow-up visits to your medical practitioner, medication that is required etc. We cover the related medical expenses incurred by you after your hospitalization also, for a period of 60 days.
60 Days
Day Care Treatment
If you are admitted to a hospital for in-patient care, for a minimum period of 24 consecutive hours, we pay from room charges to operation theatre charges and more. We also pay for your medical expenses if you undergo even a day care treatment at a hospital that requires hospitalization for less than 24 hours - we cover a comprehensive range of 170 day care treatments, the highest in industry.
tick-mark
Room Rent Category Single Private Room
ICU Charges, Doctor's Fee etc. No Limit
Health Check-Up
Our wish is your good health. To pre-empt your ever having to visit a hospital, you can avail our comprehensive health check-ups for yourself and members covered as adult in the policy, every year. Even if you make a claim with us! Just call our call center anytime, to schedule your appointment. Its simple.
tick-mark
Organ Donor Cover No Limit

Enhance complete plan details

Add-ons to cover your specific needs

EXPERT OPINION

An add-on cover that offers expert opinion from a specialist medical professional, on ailments pertaining to certain specified major illnesses. We shall arrange the services for you on your behalf

Super Top-up Plan Details

  • Entry age - Minimum Adult: 18 years and Child: 1 day (floater), 5 years (individual)

  • Entry Age - Maximum Adult no age limit and Child 24 years

  • Renewability Lifelong

  • Co-payment 20% per claim if entry age> 60 years

  • Initial Wait Period - 30 days

  • Named Ailment Waiting Period - 24 months

  • Pre-existing Disease Wait Period -48 months

Download Terms & Conditions
  • Any pre-existing ailment/injury that was diagnosed /acquired within 48 months prior to issuance of the first policy.

  • Any diseases contracted during first 30 days of the policy start date except those arising out of accidents

  • Non-allopathic treatment

  • Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse

  • Cost of spectacles/contact lenses, dental treatment

  • Medical expenses incurred for treatment of AIDS

  • Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences

  • Congenital disease

  • Tests and treatment relating to infertility and in vitro fertilisation

STEP1

Claim Intimation

Emergency

Intimate within 24 hours of your hospitalization

Planned Hospitalization

Intimate us 24 hours of your hospitalization

STEP2

Claim Payment Verification

Cashless

Request for pre-authorization

Re-Imbursement

Claim from submission

Complete the pre-authorization form available
at the hospitals insurance/TPA Desk and send us through fax.

Approval

Approval

Approval letter sent by the claim management team

Query

Query

Hospital/Insured to response to the query raised by the claim management team

Rejected

Rejected

You may initiate the treatment and file for re-imbursement claim

Submission of claim form along with required documents, as per the polict terms & conditions.

Approval

Approval

Approval letter sent by the claim management team

Query

Query

Insured to respond to the query raised by the claim management team

Rejected

Rejected

We will communicate the reason in case of rejection

15500+ health care providers serve cashless medical services across the globe

Look for hospitals around you

GPS

Detailed Hospital List
ipad
Map empty

To locate hospitals around you,
ENTER YOUR PINCODE

Voice of our Customer

Yashi Jha

review Good and proactive response from the team. Very courteous and special thanks to Mr Raja Pal for his hospitality.

Radhika Sethi

review Online payments were smooth and the customer service was pretty helpful. Premium was also affordable.

Saumya Singh

review Health now a day is very important. It is a must to buy a good health insurance policy for yourself and your family. Highly Recommended CHI

Mehak Singh

review Got single policy for entire family under the family floater option. Customer Service were helpful

Suhasini Yadav

review I got recommended by friend for Enhance- Super top plan by Care health insurance. I would say it was the wise decision I have opted for my family floater policy. Satisfied with services and support from the team.
Ankita Sharma

My appreciation for your prompt service

At the outset I would like to express my appreciation for your prompt service in taking up the case regarding my claim. I have received your intimation regarding the acceptance of my claim and had a minor query as to what is the claim amount settled by you. Thank you. View more

Ankita Sharma

Health Insurance

Indubala Nambiar

We will continue to avail of your scheme.

Thank you for settling the claim amount. Kindly inform me when the amount is remitted to the credit of my bank account with the Bank of Baroda. We will continue to avail of your scheme when we travel abroad. View more

Indubala Nambiar

Health Insurance

Vikas Singh

Everything went very smooth

I would like to pass on my appreciation for Virender who guided me during the difficult time. He helped me at every stage and didn’t keep me waiting. Due to his efforts, I was relaxed and everything went very smooth while my wife was recovering from typhoid. Thanks Virender you are a star! View more

Vikas Singh

Health Insurance

Sahil Khattar

Really helpful explaining the process in advance

I just wanted to thank you for the exceptional response from you on the recent cashless reimbursement request related to my mother’s operation. You were really helpful explaining the process in advance before the treatment and also during the final settlement. View more

Sahil Khattar

Health Insurance

Aditya Sharma

Finalising my claim in a short period

I must express my profound appreciation for finalising my claim in a short period. I have heard of insurance companies with holding payment or rejecting it outright on very flimsy grounds as they are averse to parting with their money. It was not the case with Care health insurance. Thank you, may your tribe grow. View more

Aditya Sharma

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) (formerly known as Religare Health Insurance Company Limited) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Care Healh Insurance Claims Leader of the Year

Awarded as Claims
Leader of the year

Care Healh Insurance Claims Paid

7 Lakh+ Total claims paid

Care Healh Insurance Cashless Claim Approval in-2 Hours

Cashless claim approval
in approx. 2 hours

Super Top Up Health Insurance Plan

What is Super Top Up Health Insurance?

Health insurance is a vital investment that every family should consider. As we notice, medical care costs are steadily rising; there is every chance that your existing health insurance coverage might prove inadequate for future needs. Super top up health insurance is the best way to boost your existing health cover and be safe from any financial impact that medical emergencies are often known to create.

It is a type of insurance that provides an additional coverage amount for an existing health insurance policy and serves as a financial back-up when your health care expenses are higher than what your present health policy would cover.

A prominent feature of super top up insurance is that it gives coverage for cumulative hospitalization expenses a policyholder incurs in a policy year, above the deductible limit. Unlike a top-plan, it will cover multiple claims and keep you secured.

How Super Top Up Health Insurance Works?

Enhance - Our Super Top Up Plan is based on the principle of Policy Deductible. That is, you will need to bear a pre-defined amount from your pocket during a medical event. We will bear the rest, up to the sum insured, subject to policy T&C.

Here's an example: Suppose you have chosen

If you opt for a ₹ 6 lac sum insured with deductible of ₹ 2 lacs, then 2lacs will be borne by you and ₹ 6 lac over and above the deductible will be borne by us durning policy Period

Why Should You Get a Super Top up Health Insurance?

  • Rising Healthcare Costs: The growing health risks caused due to the increasingly fast-paced lifestyle and soaring healthcare costs are hinting at a rise in overall medical expenses we might incur in a year. Investment in an affordable health insurance policy, such as a super top up policy, will provide you a shield that will keep your savings intact in medical emergencies.
  • Helps Boost Your Health Cover: Going for a super top up plan is an affordable way to boost your existing health coverage. It is the best solution to get an increased sum insured for your medical expenses without spending on a high premium.
  • Financial Cushion for Medical Emergencies: Not every family in our country thinks that one's savings are enough to bear medical treatment costs. Often, the mediclaim provided by an employer or sometimes, personal health cover too proves inadequate, given the towering scale of expenses. In such a scenario, the additional health coverage by super top up health insurance comes to the rescue.
  • Suitable Option for Ageing Parents: As a person ages, the chances of illnesses and hospitalization increase. So, even if you have exhausted your existing health cover, the super top up plan comes into the picture, giving you the financial strength when managing treatment for your old parents.
  • Crucial Support for Critical Diseases: Sometimes, expensive medical treatments can bring financial hardships. It is especially valid when there is a critical illness to deal with, and the expenses are too high to afford. So, getting a super top up plan early in life helps in the long run, considering surgeries and treatments would become expensive owing to medical inflation.
  • Offers Tax Benefits: Here is an opportunity to grow your savings as you become eligible for an income tax deduction on the premium paid for this policy, as per Section 80D of the Income Tax Act. You can claim a deduction from Rs 25,000 to a maximum of Rs 1,00,000 in a year, depending upon the insured members' entry age.

Who Should Buy Super Top Up Plan?

Ideally, every family should consider investing in a health cover with a high sum insured that is adequate to cover all the medical expenses one might incur, whether during a planned treatment or in an emergency.

Now, instead of paying a higher premium by upgrading your existing health cover, you can go for a super top up plan. Here are individuals or groups who will significantly benefit from this policy:

  • Senior Citizens and Elderly Family Members: It can be expensive to go for a health insurance plan after a certain age, as the premium tends to be on the higher side. Consider opting for a super top up plan as it is affordable and gives a high sum insured for any medical necessity your parents or aged family members may face.
  • Anyone who Plans to Increase Health Coverage: If you think your existing health plan may not cover your major medical expenses, it is wise to choose a super top up plan to increase your overall health coverage.
  • Those who rely on Employer Mediclaim: Your corporate mediclaim policy may become inadequate when there are substantial medical expenses to meet in a year. Choose super top up plans and get the protection you need in any unforeseen hospitalization.

Factors to Consider While Buying A Super Top Up Health Insurance Plan

A super top up insurance plan serves you as a financial back-up if your existing health coverage proves insufficient to meet your immediate medical expenses. To help you pick the best super top up health insurance plans in india, here are quick points you can remember when looking for a policy:

  • Sum Insured: Considering the rate of medical inflation, going for a higher sum insured is always the right decision.
  • Deductible: The deductible an insured chooses will directly impact the premium cost for the policy. Usually, there is a higher premium for a low deductible option. Similarly, a super top up plan with a high deductible has a more affordable premium cost. So, it is crucial to choose the deductible wisely so that you can comfortably bear the medical expenses with your base health insurance plan – a mediclaim, family floater, or an individual plan.
  • Premium: The premium is calculated after considering several factors. Reviewing the super top up plans and their various benefits, and selecting the right deductible option, will help you opt for a policy with an affordable premium.
  • Benefits: Go through the policy documents once to understand the inclusions and choose a plan that suits your needs.
  • Co-payment: Check the co-payment clause, and select a policy where you or your elderly parent will not have to bear a high amount.
  • Cashless Hospitalization: The best feature of a super top up plan is the cashless hospitalization facility. Do check the network hospitals where you can easily avail of cashless medical treatment.

Coverage under Enhance Super Top Up Health Insurance

Hospitalization Cover

Some hospital bills can lead to loss of savings. With super top up health insurance, you can now forget about this potential burden. We will cover the expenses towards hospital room charges, nursing expenses, ICU charges, surgeon's fee, doctor's fee, anesthesia, blood, oxygen, and operation theatre charges, subject to policy T&C.

Pre Hospitalization Medical Expenses

Your journey to recovery starts even before you are hospitalized, which slowly adds to your medical bills. With the super top up policy, your medical expenses incurred 30 days prior to hospitalization will be covered.

Post Hospitalization

The time after hospitalization is crucial and demands utmost medical attention. You might incur more medical bills, which could be significant. The super top up policy will cover medical expenses incurred up to 60 days after hospitalization, keeping you financially safe.

Annual Health check-up

To help you keep track of health, we provide the benefit of an annual health check-up you can avail, for yourself and your family under this super top up health insurance plan.

Organ Donor Coverage

When dealing with an ailment, the medical expenses one might incur on an organ donor while undergoing the organ transplant surgery are covered under this super top up plan.

Advanced Medical Treatment

We help you get advanced medical care without any financial worry, as our plan will provide adequate protection and cover for treatment procedures, including robotic surgeries.

How to Buy Super Top Up Health Insurance Plans Online?

You can opt for our super top up plan online in few simple steps:

  • Go to the official website of Care Health Insurance and select a health plan
  • Enter the required details, including contact number
  • Get the quote
  • Choose the one that suits your needs
  • You can customize your policy by selecting the policy tenure, the sum insured, and add-ons
  • Fill in the relevant details, such as your age, occupation, pre-existing diseases, etc
  • Submit the documents if required
  • You can choose convenient payment modes using any secured payment mode like net banking, debit or credit card, payment wallet, and pay health premium online

You will receive a health insurance policy document on your registered email id. The policy documents will include policy numbers and e-card

Unique features of Enhance Super Top Up Health Insurance

One policy. Covers the entire family.

You now have a choice to go for a 'floater plan' that will cover you and members of your immediate family –that is, spouse, children, or parents - under a single policy, up to the sum insured.

Longer Policy Term

You can avail long term policy discount on buying health insurance for more than 1 year.

Comprehensive Protection

Not just your hospital bills, other medical expenditures you may incur during medical treatment, like doctor's consultations, medication, follow-up visits, etc., will be covered under this plan, giving you complete protection from a financial strain.

Cashless Hospitalization Facility

With the facility of cashless hospitalization, you will be no longer worrying about medical bill payments. Get admitted at a network hospital impaneled with us, and you can concentrate only on your recovery; we shall take care of the rest! We will settle your expenses directly with the network hospital, subject to policy T&C.

Direct Insurance Claim Filing

Whether it is a planned medical treatment or emergency hospitalization, just present the Care Health Card at any of our 15500+ leading network hospitals and access the cashless service. To get reimbursement of your expenses when you opt for a non-network hospital, simply notify us immediately about the claim. You can call us directly and submit the specified documents to us. We will process your claim, subject to policy T&C.

Free Look Period

We help you in reviewing your decision about purchasing the policy. If you find it unsuitable for your needs, you can cancel and return it to us. The policy gives you a free-look period of 15 days from the date of receipt of the policy.

Benefits of Enhance Super Top Up Health Insurance

  • Flexibility: You can choose the deductible and the best among a wide range of sum insured options max up to 55 lac*.
  • Annual health check-up: Avail health check-up for adult insured members under the policy – regardless of claim history.
  • Enhance Anywhere: Get select medical treatment anywhere across the world under the benefit- Enhance Anywhere.
  • Day Care Treatment: Our policy provides coverage for various modern day care treatments.
  • No Sub-limit: The policy does not have a sub-limit on ICU charges, doctor's fee, etc.
  • Cashless Hospitalization: Get immediate medical care with the cashless treatment facility at leading network hospitals across the country.
  • Tax Savings: The policyholder is eligible for tax benefits as per Section 80D of the Income Tax Act of India 1961.

What is Not Covered under Enhance Super Top Up Health Insurance?

Policyholders can prevent facing a possible hassle when filing a claim by knowing about the exclusions, the things not covered under this policy. Some exclusions are:

  • Pre-existing Ailment Before Completing the Waiting Period: The policy will not cover any pre-existing ailment/injury that was diagnosed /acquired within 48 months before the first policy issuance.
  • Expenses during the Initial Waiting Period: The policy will not cover diseases contracted during the first 30 days of the policy start date except those medical expenses arising out of accidents.
  • Self-inflicted Injury: The policy will not cover any expenses attributable to self-inflicted injury (resulting from attempted suicide or suicide).
  • Maternity: The policy will not cover treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion, and its consequences.
  • Infertility: It will not cover medical treatment expenses relating to infertility and in vitro fertilization.
  • Non-allopathic Treatment: Expenses related to non-allopathic treatment will not be covered.
  • Cosmetic or plastic surgeries: The policy will not cover medical expenses incurred for cosmetic or plastic surgeries.
  • Unproven Treatments: Expense related to any unproven treatment, services, or supplies lacking significant medical documentation to support their effectiveness will not be covered.

How to File a Claim under Super Top Up Plan?

For super top up plan we have a simplified claim procedure to help you stay worry-free. You can file a claim in two of the following ways:

Reimbursement Claim
  • Duly fill the reimbursement claim form.
  • Submit the form along with all the required documents to us.
  • Our claim management team may raise the query if required.
  • Once document verification by the claim management team is done, we will send you an approval letter.
  • After approval, we will reimburse the hospitalization expenses, subject to policy T&C.
Cashless Claim
  • Select any of our network hospitals and approach the hospital insurance desk.
  • Submit the pre-authorization form, and share the required identify proofs.
  • The hospital will send us the documents and the pre-authorization form.
  • Our claim management team may raise the query if required.
  • After document verification, the hospital will receive an approval letter from our claim management team.

Note: Notify our support team within 24 hours of hospitalization in a medical emergency and before 48 hours in planned hospitalization.

FAQs on Super Top up Health Insurance

×

Oops! No results found for your keyword search

Most Frequently Asked Questions

Popular Questions

Q. What do you mean by deductible in super top-up health insurance?

A deductible is an amount you need to pay for health care services before your health insurer begins to pay. Under super top-up insurance, you need to pay your deducible amount only once and can then claim multiple times in a year.

Q. Who all are eligible for coverage under Super Top up Policy?

The eligibility criteria for availing our Enhance super top-up policy are as follows:

  • Minimum Entry Age in Individual Cover: The age eligibility for adults is 18 years or above, and for children, the age eligibility is from 5 years to 24 years.
  • Minimum Entry Age in Family Floater Cover: Under the floater plan, the age eligibility for adults is 18 years or above. The age eligibility for children is from 1 day to 24 years, with at least one insured member of 18 years or above.
  • Maximum Entry Age: There is no maximum limit on entry age for this policy.
  • Age of the Proposer: Minimum 18 years or above.

Q. When does the Super Top up Policy activate?

A super top-up insurance policy will start providing coverage for medical expenses only when the amount of claims crosses the deductible chosen in the plan. If the claim amount is below the deductible, the insured has to bear the expenses.

Q. What is Co-payment?

Co-payment is a feature in many health insurance plans where the insured person must bear a specified part of the claim amount. It is mostly applicable if the insured person is above a particular age, say 60 years. Co-pay in health insurance can be a percentage of the claim amount or a specified amount.

For instance, an individual opts for a plan with a co-pay of 20%. If the claim amount is Rs 10,000, then the insured will bear Rs 2,000, and we will pay the remaining Rs 8,000.

Q. Is there any co-payment applied to this policy?

There is a co-payment of 20% in the super top-up policy. It is applicable if the entry age of the policyholder in an individual policy (or the eldest insured member in a family floater policy) is 61 years or above . The policyholder has to bear 20% of the claim amount, and we will pay the remaining claim amount, subject to policy T&C.

Q. Will my pre-existing diseases be covered in Enhance?

Our super top-up policy will provide you coverage for any pre-existing disease (PED) after a 48-month waiting period from the date of policy inception.

Q.Is there any waiting period?

Yes, a super top-up plan has three types of the waiting period in this policy:

  • An initial waiting period of 30 days, from policy start, for any illness except accidents
  • Waiting period for pre-existing illnesses, of 48 months of continuous coverage
  • Specific waiting period for named ailments, of 24 months of continuous coverage

Q. Are any special discounts available under the policy?

Yes. You get a family discount if you include two or more family members under a single health plan; you can also avail long term policy discount on buying health insurance for more than 2-3 years.

Q. How does a Floater cover work?

A family floater health insurance cover is a comprehensive health insurance plan covering more than one person in a family, including self, spouse, children, and dependent parents. It implies that you get insurance coverage for the whole family for one premium. In this type of health plan, the sum insured is a pool from which the insured persons can avail the insurance coverage, as the requirements may be. The coverage amount is shared, and the amount left unutilized is available for the remaining members for future needs.

The premium for such plans is much affordable. Let’s say a family health plan with a sum insured of Rs 3 lakh covers a person, spouse & dependent children. Here, the premium is a single amount one has to pay, and it will be much lower than the total premium amounts if one opted for individual insurance of Rs 1 lakh sum insured for each member. Moreover, in such individual insurance plans, the coverage a family member receives is limited to Rs 1 lakh compared to the total sum insured of Rs 3 lakh one gets in a floater cover. The Rs. 3 lakh sum insured will be available for each family member individually and collectively.

Q. Do I need to undergo a medical check-up while buying a health insurance policy?

You need to get a pre-policy medical check-up if you or any member to be covered is above 45 years of age for a sum insured (including the deductible) of Rs 5 Lakh or above. We will bear charges for a multi-year policy, or 50% of the costs for a 1-year policy will be reimbursed if your proposal is accepted, subject to the policy T&C.

The medical charges will be deducted from the refundable premium amount if the policy is declined or cancelled. It will enable us to assess your present and future health requirements. Please read the policy documents or contact us at 1800-102-4488 (Toll-free).

Q. What are the factors that will affect my super top-up health insurance premium?

The factors affecting the cost of your super top-up health insurance premium entail age, deductible, pre-existing disease, and sum insured.

Q. How will super top-up health insurance benefit my parents?

Ageing brings along the growing risks of illnesses and even injuries, thus necessitating hospital visits. Further, the risks of critical diseases also increase in old age. The incurred healthcare expenses will be subsequently higher as one grows old. It is wise to invest in the best super top-up health insurance plans in India that will give your finances a much-required cushion if you exhaust the sum insured of your current health cover. It will cover the costs of advanced medical treatment for your parents and help them access the cashless facility without any delays.

Q. How does super top-up health insurance boost my sum insured?

One of the best ways to boost your health coverage is to go for super top-up health insurance plans. The foremost reason is they provide an additional sum insured if you may have to incur huge medical expenses in a year. Let us suppose you have a base cover of Rs 5 lakh, and you have chosen Enhance super top-up insurance plan with a sum insured up to Rs. 10 lakh. On the whole, you now have total coverage of Rs 15 lakh. It will help you avail of any expensive medical treatment and be free from any financial stress.

Q. Will my health insurance cover coronavirus?

Yes. The super top-up insurance will provide comprehensive protection for your family by offering coverage for various medical expenses related to coronavirus treatment, subject to the policy terms and conditions.

Disclaimer: Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

Enhance complete plan details

Reach out to us

GET FREE QUOTE

verified