The second wave of coronavirus is high, and the battle is still on. But, you do not need to panic if you have all your armaments ready along with health insurance to fight this deadly virus. However, once you start browsing for COVID-19 health insurance, you will find ample options. So, you have to choose the health policy wisely, especially if you believe in alternate treatments. Here are some crucial factors that you should consider while opting for health insurance covering AYUSH treatment for COVID-19:
Comprehensive Coverage
Look for the policy that gives you complete coverage against coronavirus. Check the inclusions of the policy carefully. We at Care offer Corona Kavach Health Policy as the dedicated health insurance for coronavirus. It covers hospitalization, home care treatment, AYUSH treatment for COVID-19 and provides several other benefits.
Compare Premium
Use an online health insurance premium calculator to compare the premium of different plans. Check if there are any extra charges for AYUSH coverage. In this way, you can easily pick the most affordable plan as per your budget.
>>Also Read Benefits of Health Insurance Premium Calculator
AYUSH Treatment
If you believe in Ayurveda and want to get alternative treatments for COVID-19, do not worry. You can check the policy covering AYUSH treatment for COVID-19(Ayurveda, Unani, Sidha, and Homeopathy). These treatments give you sustainable results and speedy recovery.
Higher Claim Settlement Ratio
If the company has a higher claim settlement ratio during a pandemic, that means the company is doing fine. You can invest your hard earn money in it. It assures timely and hassle-free claim settlement. At present, we at Care Health Insurance have 95.2% CSR, and our claim settlement is quick and simple.
Check Waiting Period
Coronavirus needs immediate treatment; you should opt for the plan with a minimum waiting period. We have only 15 days waiting period after completing this duration; you can claim AYUSH treatment for COVID-19.
>>Also Read Things You Should Not Miss About Waiting Period
Cashless Facility
During an emergency, a cashless facility brings a sigh of relief. Look for the policy that offers cashless hospitalization where you do not need to pay anything from your pocket. The hospitalization and medical bills will be directly settled under the policy.
List of Network Hospitals
Network hospitals are the hospitals where you can get cashless hospitalization under the policy. While looking for health insurance, check how many hospitals are empanelled with the company that offers AYUSH treatment for COVID-19.
>>Also Read the Difference Between Network and Non-Network Hospitals
Check Ratings & Reviews
The best thing while buying health insurance online is to check the ratings and reviews. You can read testimonials, reviews, and the voice of customers sections on the company's official website. It gives you a clear picture of how the company deals with the customers.
Suggestion
Let's come forward to save yourself and your family from this deadly virus. Consider all the above factors while choosing your health insurance during a pandemic. However, our Corona Kavach Policy is the most comprehensive health insurance policy for COVID-19 covering hospitalization, pre & post-hospitalization, and AYUSH treatment for COVID-19. You can get it online within few clicks at an affordable premium. We also have a special discount for healthcare workers. So, please do not delay; get it today and stay protected.
Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
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