Find the Difference Between Network and Non-Network Hospitals

HEALTH INSURANCE


Find the Difference Between Network and Non-Network Hospitals

Cashless hospitalization is one of the seamless benefits that you get under the best cashless health insurance. You can get the settlement of your claim in two ways, either cashless or reimbursement. Most of the people prefer health insurance with cashless facility because it gives them the freedom to avail of the best health care facility without getting into botheration of arranging cash. However, health insurance with a cashless facility works only at the network hospitals. Your cashless claim can reject in non- empaneled hospitals. Therefore, it's good to acquaint yourself with the difference between these two types of hospitals. Read below their significant differences:

Network and Non-Network Hospitals

The hospitals empaneled with the health insurance company/TPA under the agreement known as network empaneled hospitals. During hospitalization, you need to get admitted to any of these hospitals and avail cashless hospitalization, subject to the policy terms and conditions. However, hospitals that are not under the contract with health insurance company/TPA are known as non-network empaneled hospitals. In case you get admitted to a Non-network Hospital, you have to settle your bills directly to the hospital on your own and then seek reimbursement.

Documentation and Formalities

Your health insurance with a cashless facility keeps you at bay from the cumbersome documentation and formalities. You can use your health card and intimate the customer support team and hospital TPA desk about hospitalization. However, in non-network hospitals, you must fulfill several formalities at the time of discharge and then further for the reimbursement process.

Arrangement of Cash

The major drawback of getting treated in a non-network hospital is the arrangement of cash immediately for treatment. You have to clear all the hospitalization bills regardless of the amount before discharge. However, at network provider hospitals, all the settlement will be done cashless. Under the best cashless health insurance, you can afford your treatment even when you are short with the cash.

Waiting Time

Health insurance with a cashless facility helps you with the timely claim settlement of your hospitalization bills at the network hospitals. You also do not need to wait for a long time, as in other hospitals for reimbursement.  

Listed

Usually, the hospitals that have tie-ups with health insurance companies are listed on the official websites of the health insurance company, and you can get their information in a few clicks. You can choose the one that has a good recovery rate and near to your residence. But, for hospitals that are out of network, you have to search a lot to get their locations and details. It is not at all worth during a medical emergency.

Takeaway

Thus, now you have a clear picture of in and out of network providers. So, it's always wise to check the list of network provider hospitals while choosing the best cashless health insurance. You can avail of health insurance with a cashless facility offered by Care Health Insurance. We have 22900+ cashless healthcare providers empaneled with us in different cities across the country. So, avail it today and save your cash for tomorrow.  

Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.

View Our Editorial Policy


GET FREE QUOTE

+91 verified
Please enter a valid mobile number
Please enter a valid Full Name
I have read and agree to the Terms & Conditions
Please select terms and conditions
Get updates on WhatsApp
CALCULATE PREMIUM

Articles By Category

Health Insurance Articles
Family Family
Senior Citizens Senior Citizens
Maternity Maternity
Surgery Surgery
Heart Heart
Tax & Investments Tax & Investments
Lifestyle Lifestyle
Awareness Days Awareness Days
Child Care Child Care
Money Saving Tips Money Saving Tips
Festive Days Festive Days
Covid-19 Covid-19
Travel Insurance Articles
International International
Student Student
Travel Tips Travel Tips
Visa Visa
Passport Passport
Insurance Guide
Health Health
Travel Travel

Secure Your Finances Now!

Get the best financial security with Care Health Insurance!

+91
verified

Reach for us at

Sales:

phone1800-102-4499

Services:

whatApp Icon8860402452


chat_bubble
Live Chat
;