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Insurance for Everyone Starting at ₹21/day^

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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Srinagar is the summer capital of Jammu and Kashmir. The city is mainly known for its beauty that attracts tourists from all over the country. Apart from other facilities, the medical infrastructure of Srinagar has developed in recent years. There are many governments, privately-managed hospitals, and clinics that ensure that the residents can avail of quality treatment at affordable rates. As the medical expenses are skyrocketing, it has become difficult for the majority of people to manage their healthcare expenses. This is why it is advisable to opt for health insurance in Srinagar. A health cover is insurance coverage that pays for medical bills incurred by the policyholder.

You can choose a health cover from Care Health Insurance as it is one of the best health insurers in the country. The company offers various comprehensive health insurance Srinagar policies such as family floater health insurance, disease-specific health covers, and super top-up plans. Cashless treatment is one of the significant benefits of a health cover. There are many cashless network hospitals in Srinagar listed by Care Health Insurance. Also, you can connect with our team of health insurance agents in Srinagar for further assistance.

The Need for Health Insurance in Srinagar

Medical insurance offers financial aid at the time of a medical emergency. Still, many people are dependent on their savings. However, the need for getting treatment at the right time is one of the reasons why people should opt for health insurance in Srinagar. Rising medical costs and an increase in ailments are the primary reasons to buy a health cover. Hence, it is advisable to be financially prepared beforehand.

Getting medical insurance not only protects you in difficult times but also keeps you stress-free. It is not wise to wait for any misfortune.

Tips to Consider Before Buying Health Insurance in Srinagar

With so many health policies offering similar features, it is challenging to opt for an adequate health cover. Therefore, it is advisable to assess your healthcare needs before buying a health cover.

If you are buying medical insurance for the first time, you must consider some tips before buying health insurance in Srinagar.

  • Invest in adequate medical insurance that offers maximum coverage
  • Check the network hospitals in your area
  • Go through all the policy wordings carefully
  • Know about the claim settlement ratio and process to file claims
  • Be sure to opt for a policy early to pay lesser premium
  • Assess your and your family’s needs by keeping in mind their age, medical conditions, etc.
Click to know about Care Health Insurance Claim Settlement Ratio

How to Avail Cashless Treatment in Srinagar?

To avail of this facility, the insured must follow the below-mentioned steps:

  • Select a network hospital for cashless treatment
  • Submit the duly-signed pre-authorization form
  • Contact our customer support team within the specified time
  • Provide required documents to the claim management team
  • After the documents are verified, the claim management team will send an approval
  • After the approval, the medical expenses will be settled by us, as per the policy terms and conditions.
  • The claim mangement team may reject the claim and inform you in case of misinformation
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  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


Claims Settled**



**Number of claims settled as of 30th March 2024       *India Insurance Summit & Awards 2023

Benefits of Health Insurance

In today’s time, a single hospitalisation can be costly. Therefore, it is advisable to opt for a health cover beforehand. Having a health cover comes with various benefits. Let us discuss some of the most significant benefits offered by a health cover:

Why Care is the Best Health Insurance Company in Srinagar?

There are many health insurance agents in Srinagar that can help you in opting for a health cover. However, choosing for the right health cover from the best insurer as per your needs is equally important. Care Health Insurance is a one-stop solution for all your needs. The company offers a hassle-free claim process. All you need to do is to visit the company’s official website and opt for a health cover that is apt for you.

The most important feature is the cashless treatment that reduces the financial burden. The company has a vast network of more than 9747+ hospitals in India that offers cashless treatment. You can avail the best cashless treatment in cashless network hospitals in Srinagar and get your claims settled quickly with the help of a health card.

Our team of health insurance agents in Srinagar is always on their toes to solve all your queries. You can reach out to them through email or call them on their toll free number mentioned in their website.


Q.Can I also get reimbursement for my expenses for the treatment?

Yes, you will get reimbursement after a thorough investigation by our claims team. However, it is recommended to always go to one of our 21500+ cashless healthcare providers in your region to avoid the unnecessary hassle of arranging finances.

Q.Will I be eligible for tax benefits if I buy health insurance in Bareilly?

You can’t get coverage for pre-existing diseases before serving a waiting period of at least 48 months. You can also reduce the PED waiting period by buying our add-on, which reduces the waiting period by 24 months.

Q.Will I be able to cover my family under one health insurance plan?

The Family floater plan covers you, your spouse, your children and your parents with numerous benefits.

Q.Can I increase the sum insured on my existing health insurance policy?

You can update or increase your sum insured while renewing your policy. However, you can’t update your sum insured in the middle of the policy year.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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