The world without a worry !
So, you can focus on your studies, and you'll only bring back happy memories
They say, travelling makes you a storyteller. We ensure your employees only have happy stories to share. Give them the comfort of Group Explore our Travel Insurance on their next work-trip both International or Domestic.
With CHI as your insurer, its truly Health ki Guarantee!
Freedom to get Health Insurance without worrying about your current health status
Get enhanced coverage for greater protection
A perfect blend of hospitalization & maternity insurance
Along with Maternity & Newborn coverage, Joy offers you a number of thoughtfully designed features & Services that give you several advantages at most critical of time. Two plans available- Joy Today and Joy tomorrow.
A Comprehensive Health Insurance plan that not only covers heart ailments but offers much more
* At the discretion of Underwriting. **Up to 25% of Sum Insured.
A Comprehensive Health Insurance plan for Life’s golden years.
*At the discretion of underwriter.
^Tax Benefits under the policy will be as per the prevailing Income Tax laws and are subject to amendments from time to time.
For tax related queries, contact your independent tax advisor. As per section 80D of Income Tax Act, an Adult (aged between 18 & 60 years) can save tax on a premium of upto Rs. 25,000 and his/her senior citizen parent/s (aged 60 years & above) can save tax on a premium of upto Rs.50,000.
**For 5 consecutive claims free years by using No Claim Bonus & No Claim Bonus Super (Optional Cover ).
Incremental increase every year is applicable on base Sum Insured. If a claim is made in any particular year accrued NCB or NCB super will be reduced at same rate at which it is accrued.
In line with our objective of ensuring good health…hamesha! Our Comprehensive Health Insurance Plan – Group Care; helps safeguard the most important asset for you i.e. your employees / Customer, against financial risks arising out of a medical emergency.
A comprehensive Health Insurance that covers all major types of Cancers on a lifelong basis and offers affordable EMIs.
Health Insurance cover specifically designed to cover 16 major Heart ailments that comes with option to pay in Easy EMIs
Unlike most other plans this plan offers lifelong coverage for 32 critical illnesses
Health Insurance that covers expenses related to defined Surgical procedures
Truly Comprehensive Personal Accident cover with broad range of features, add-on benefits, hassle free procedures & thoughtful services
Journey of life is not smooth and some things cannot be predicted for such as an unfortunate accident. That’s why your employees/customers need Group Secure – Personal Accident Insurance so that life’s big or small surprises never pull you down.
Please visit Self Help Portal for changing your contact details such as Address, Email ID and Mobile number as well as for placing request online for Policy documents and tracking your Request status.
Managing your Care Health Insurance policy is now App Solutely Simple with our all new mobile app. Available on both Google Play Store & iOS. To download – click on Icon
To Make a request please Click here
To Find our branch please Click here
Managing your Care Health Insurance policy is now App Solutely Simple with our all new mobile app. Available on both Google Play Store & iOS. To download
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List of Diseases Covered Under Health Insurance
95.2%
Claim Settlement Ratio (OND 2018)
8350+ +
Network Hospitals across 500 cities
400 Lacs+
Lives covered
Sunita, a working woman from Delhi, had recently purchased an individual mediclaim policy. Within a few months, she underwent a dental treatment procedure and decided to make a claim on her policy. When she contacted her insurer, she realized that the medical condition for which she made a claim was not listed in the diseases covered under mediclaim.
While health insurance offers comprehensive coverage for expenses that go beyond hospitalization; mediclaim policies, on the other hand, provide cover for the hospitalization-related expenses for a specified time limit. Despite this difference, mediclaim policies are highly beneficial in terms of a predefined sum insured. However, when buying such a policy, it is essential for the policyholder to thoroughly read the policy details to know the ailments for which coverage is available and those for which it is not.
The list of diseases covered under health insurance depends on the type of plan chosen by a person. However, mediclaim policies generally cover the following medical conditions:
The coverage for treatment for injuries caused by accidents is provided by mediclaim policies. Accidents are medical emergencies that require immediate hospitalization. So, the expenditure incurred by an individual during hospitalization is covered under mediclaim policies, subject to policy terms and conditions. Moreover, cashless health insurance is a feature available with such policies wherein the insured person can avail treatment at any of the network hospitals of the insurer and opt for a cashless claim facility.
A mediclaim plan covers all the expenditure directly related to hospitalization that includes diagnostic tests, medications, x-ray test, radiotherapy, blood test, etc. along with ambulance costs, ICU charges, and doctor's fees.
A pre-existing disease covered under health insurance comes with a waiting period. For instance, mediclaim policy by Care Health Insurance (Formerly Religare Health Insurance) offers coverage for pre-existing ailment with a waiting period from policy inception.
Similarly, some mediclaim policies also consider pre-existing ailments. In fact, complications arising from such conditions are also considered under pre-existing ailments. Some policies cover such ailments only after the renewal of the policy.
A cataract is a medical condition seen in senior citizens. It is an eye disorder wherein a protein mass builds up in the eye and leads to vision problems. To rectify the problem, surgery is required. Except for some group mediclaim plans offered by employers, health insurance plans offer coverage for certain diseases, subject to waiting period. They also offer cover for Catarct surgery as per policy terms and conditions.
In addition to cataracts, there are other medical conditions such as Hernia, Piles and Sinusitis are listed as diseases covered under mediclaim with a waiting period.
There are some medical conditions that are not covered at all by mediclaim plans. They include cosmetic surgeries, treatment of self-inflicted injuries, hospitalization due to war or nuclear threat, illness due to substance abuse, infertility treatment, congenital disease, dental treatment not resulting from injuries, etc.
Usually, mediclaim policies do not cover critical illnesses. However, there are specific covers available which are known as critical illness insurance. These plans are designed to provide cover for various life-threatening conditions such as cancer, renal failure, heart diseases, etc.
Walk-in to the nearest Axis Bank branch to pay your Renewal Premium conveniently via Cheque/Demand Draft. Please ensure to keep the following in mind while opting for the same:
Please visit during banking hours and ask for ‘Easy Pay’ service counters at Axis Bank branch to deposit your premium.
Please mention your Policy(s)number and Contact number on the reverse of cheque. Instrument should be in favour of "Religare Health Insurance Company Limited"
Make sure to collect the acknowledgement slip before leaving bank’s service counter for any future correspondence.
Postdated/ Outstation/ Third Party cheques are not allowed.
Please ensure the cheque amount is equal to the amount mentioned in renewal invite.
It is advisable to carry a copy of Renewal invite while visiting to Axis Bank branch.
Please ensure to deposit the cheque at least 7 Days prior to the due date. Instrument deposition is not allowed after the policy expiry date.
In case of any modifications in the policy details at the time of renewal, please contact our
branch and do not deposit the cheque in Axis Bank Branch.
Contact respective ‘Axis Bank branch manager’ in case of any difficulty/issue/clarification related to deposition of renewal premium. You may further contact our Customer Service team at 1800-102-4488/1800-102-6655
Add family members to be insured
Terms & Conditions of Premium Quote Generation
"Care Health Insurance Ltd (formerly known as Religare Health Insurance Company Limited) & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."