The sedentary lifestyle, work pressure, and unhealthy eating habits greatly toll the heart’s health. These days, not only amongst older people but also in young adults, heart disease risk has escalated. Conferring to the Indian Heart Association, more than 50% of heart attacks occur amongst individuals below the age of 50, while 25% of all heart attacks occur in persons below 40. Heart ailments have debilitating effects on your body, and if not treated well, it can be life-threatening. However, the treatment and hospitalization for severe heart diseases have increased exponentially, which crumble you financially. Therefore, Care health insurance brings you the most comprehensive heart health insurance. The dedicated medical insurance for heart patients helps people cope with exorbitant heart treatment costs. So, read below tips to plan your expenses with heart disease insurance:
In-patient Care
You will get complete coverage for hospitalization up to the sum insured for a minimum period of 24 hours. You can avail of either cashless or reimbursement facility. The expenses, such as room charges, nursing expenses, ICU charges, surgeon’s fee/ doctor’s fee, etc., are covered under policy coverage.
Day Care Treatment
Under daycare treatment, the patient does not require hospitalization for 24 hours. You can get the coverage for such daycare treatments, maximum up to the sum insured through cashless or reimbursement facility.
Pre and Post Hospitalization Coverage
Medical expenses are not just restricted to the hospitalization costs; at times, you need to bear lots of pre and post-hospitalization expenses. With the heart disease insurance, expenses related to 30 days preceding the hospitalization and 60 days after discharge are covered. All you need to do is focus on your treatment and recovery without financial stress.
AYUSH Coverage
These days people prefer the combination of conventional medical treatment or alternative medicines for a speedy recovery. You can avail of AYUSH coverage under heart health insurance, including Ayurveda, Unani, Sidha, and Homeopathy.
Ambulance Expenses
During an emergency, a heart patient needs to reach the hospital via ambulance. Of course, these days, ambulance charges are high. We also cover such expenses up to a specified amount per hospitalization.
Domiciliary Hospitalization Coverage
You can also avail of domiciliary hospitalization coverage up to 100% of the sum insured after three consecutive days. It is beneficial these days; you can get the treatment at the comfort of your home only.
Annual Cardiac Health Check-Up
We understand that annual health check-up also costs you high. You can track your heart’s health with an annual cardiac health check-up facility under policy coverage. It is available for all the insured members.
Other Benefits
You can also unlock some other essential benefits under medical insurance for heart patients. Automatic re-charge, no claim bonus, home care covers enhance the coverage of the policy.
>>Also Read Healthy Diet Tips For Improving Your Heart Health
Suggestion
So, if you have a family history of heart attacks or any other heart ailment, buying Care Heart health insurance plan is a good idea. It is a secure way to tackle heart-related contingencies and financial stress. You can focus on your retrieval without worrying about your hospital bills.
Disclaimer: Underwriting of claims for Heart Ailments is subject to policy terms and conditions.
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