The Benefits of Vaccination Cover in Health Insurance

FAMILY HEALTH INSURANCE



Your health comes first, and getting vaccinations is vital for preventing potentially dangerous diseases. Parents should vaccinate their children, as recommended, to ensure healthy growth and give them protection from illnesses. Vaccines work effectively, and they are safe as they do not cause allergies or any side effects. Vaccination cover in health insurance plans is a beneficial feature, and you should opt for one without any delay to keep possible health problems from intruding into your lives.

The Need for Health Insurance with Vaccination Cover

India is one of the countries in the world that is ahead in vaccine production and export. Also, in 2014, it was officially declared polio-free, which was possible due to the success of the pulse vaccination programme. However, it is an irony there are still many deaths from some vaccine-preventable diseases among children. The vaccination coverage in India is low. Vaccine hesitancy, which implies a delay in acceptance or refusal of vaccines despite the availability of vaccination services, is one of the challenges the country faces. The World Health Organisation (WHO) has been working on addressing the issue. According to the WHO, vaccination is pivotal in averting an estimated 2 to 3 million deaths every year. The Global Vaccine Action Plan (GVAP) 2011-2020 has been created to help people in getting access to existing vaccines.

Vaccines are given through injection. Some of the vaccines are administered orally, and there are newer vaccines available as nasal sprays. Vaccination is one of the cost-effective health interventions, and it saves lives. Therefore, opting for health policy with vaccination cover is a wise decision to make. 

Here are some of the reasons why you should opt for this cover:

  • Safeguards your family: Getting vaccination cover is a safety net for your loved ones. Vaccination helps in preventing potentially infectious diseases that can spread through direct contact with an infected person, such as in the case of tuberculosis.
  • Tackles Challenges of Diseases: Leading a stressful lifestyle can lead to decreased immunity, which makes us prone to various illnesses. There are risks of diseases such as tuberculosis in India, but they can be prevented through vaccines. Hence, vaccination cover is crucial for children as well as adults.
  • Keeps you Financial Secure: Vaccination cover, along with other benefits, helps the policyholder to bear the burden of medical expenses. Healthcare costs are mounting, and having a health cover is essential in times we are living.

Furthermore, the vaccination cover is an in-built feature of health policy. So, you do not have to spend on additional premium charges. Also, there is a minimum initial waiting period of 30 days to avail of this cover. Thus, you will be free from any hassle when it comes to availing of timely vaccination and securing your health. 

>>Also Read Benefits of Health Insurance

Conclusion

The phrase ‘prevention is better than cure’ is relevant. Vaccination saves lives. ‘Care’ by Care Health Insurance (formerly Religare Health Insurance) is a comprehensive family health insurance policy. It offers coverage up to a specified amount for vaccination expenses, as prescribed in the National Immunization Schedule (NIS) for protection against vaccine-preventable diseases such as Diptheria, Pertussis, Tetanus, Polio, Measles, Hepatitis B, and Tuberculosis.

Protect your loved ones and ensure you get timely access to health care. To achieve this goal, make sure you have chosen the right health cover. Visit the official website of CHI to select your health cover today.