Can You Get Health Insurance with Hypertension? Explained

• Written by Nidhi Goyal

  Reviewed by Munmi Sharma

• favorite0Like

  favoriteBe the First to Like

  • Copy Link Copied! Share on Facebook Share on Linkedin Share on Twitter Share on WhatsApp

  Share

If you're wondering, is hypertension covered in health insurance, the answer depends on the insurer and the type of policy.

Hypertension is often called the 'silent killer.' It is a medical condition in which blood pressure remains persistently high, causing damaging effects. It can result in coronary artery disease, heart failure, stroke, etc., which is why it requires extensive healthcare management. The rising medical inflation and resultant skyrocketing treatment costs make it difficult for people to cope with this disease. Therefore, considering the problems people face while dealing with hypertension. Let's understand what it is and how it is helpful:

Health Insurance for High BP

We know that living with a disease like hypertension is not easy, but the coverage of health insurance for hypertension in India has given relief to policyholders. It is designed to cover the hospitalisation, medication, diagnosis, doctor's consultation expenses, etc., for hypertension. However, this policy comes with a waiting period ranging from 24 to 48 months, so it is wise to opt for it in advance. Premium is slightly higher, but worth it because of the benefits. By opting for  the best health insurance for high blood pressure in India you can be at peace during a medical emergency.

Benefits of Health Insurance for High BP

Managing high blood pressure becomes less stressful when you know your medical expenses are taken care of. That’s where the best health insurance for hypertension plays its role.

You feel like half the battle is won when you know that you have a medical policy that takes care of your treatment expenses. Care Freedom is an affordable medical insurance plan for senior citizens and individuals with pre-existing medical conditions. With this policy, managing hypertension becomes financially easier. Check what benefits you can get:

No Pre-Policy Medical Check-Ups: You don’t need to undergo any medical tests to purchase this best health insurance plan. It can be one of the best health insurance plans for Hypertension. 

Tip: Find the best health insurance for BP patients in India. Compare plans that offer day-one coverage, OPD, diagnostics & more. Stay covered, stay healthy.

Advanced Technology Methods: Some advanced technology methods are covered under IPD or Daycare treatment. Uterine Artery Embolisation & HIFU, Balloon Sinuplasty, Deep Brain Stimulation, Oral Chemotherapy, to name a few.

Cashless Hospitalisation: Offer cashless hospitalisation facility during a medical emergency and planned hospitalisation in the network hospitals.

Extensive Coverage: Whether inpatient hospitalisation, pre, and post-hospitalisation, or domiciliary hospitalisation, you will get comprehensive coverage.

AYUSH Treatment Cover: You can avail of AYUSH (Ayurveda, Unani, Sidha, Homeopathy) treatment and our hypertension health insurance will cover it as per policy terms and conditions.

Ambulance Cover: Emergency can knock on the door anytime. Managing the diseases and money at the same time sometimes may seem difficult. A mediclaim policy may provide financial protection.

Consumable Allowance: The company pays a specified amount for each continuous and completed period of 24 hours of hospitalisation. With the help of consumable allowance you can save on the  day-to-day expenses such as,  commutation, and attendant's cost, and ease your pocket.

Recharge of Sum Insured: If your existing Sum Insured gets exhausted due to the treatment, you can recharge the Sum Insured and continue your protection.

Annual Health Check-Ups: Health check-ups cost you extra. Under the policy, you will get annual health check-ups coverage for medical tests like ECG, Lipid Profile, Kidney Function Test, and many more to keep track of your health.

Home Care Cover: It is an add-on cover that includes expenses incurred for hiring a qualified nurse to take care of you or any insured member on the doctor's recommendation.

Tax Benefit: According to section 80D under the Income Tax Act 1961, the premium paid for health insurance for self, dependent parents, children, and spouses gets an exemption from tax. You can save more and stay healthy.

>>Also Read: Health Insurance for Insulin Dependent Diabetics

Over to You!

If hypertension and its treatment costs give you sleepless nights, opt for our high BP health insurance today. It not only covers your treatment expenses but also helps you to avail the best healthcare facilities to manage hypertension worry-free.

Care Health Insurance is known for its unparalleled insurance plans for you and your family. We ensure that you are catered to with the best of our services. Please protect yourself today with our comprehensive health insurance to keep yourself and your loved ones protected because WE CARE!

Disclaimer: The above information is for reference purposes only. Kindly consult your general physician for verified medical advice. The health insurance benefits are subject to policy terms and conditions. Refer to your policy documents for more information.