“Yoga is the journey of the self, through the self, to the self.” ― The Bhagavad Gita.
Get ready to unroll your mats on June 21st, to celebrate World International Yoga Day. Also known as World Yoga Day, this event is celebrated worldwide to raise global awareness about the benefits of yoga, from physical to mental well-being.
Globally, about 300 million people practice yoga regularly, which lowers their stress levels and improves their overall health. Every year, WHO sets a different theme for World Yoga Day. The International Yoga Day theme for 2024 is “Yoga for Women Empowerment,” which highlights the transformational power of yoga in empowering women by boosting their overall well-being. An additional benefit of practising yoga regularly that has often been overlooked or underestimated is its potential to lower health insurance costs.
Let’s understand in detail. Keep reading!
Empowering Women’s Overall Well-Being via Yoga
As this International Yoga Day theme is based on women's empowerment, let’s first discuss how yoga empowers women in different ways.
Improves Mental Health
Yoga focuses on breathing techniques, mindfulness, and relaxation, which mitigates mental health conditions in women like stress, depression, and anxiety. Furthermore, practising morning yoga moves regularly sets a tone for the day, reduces stress levels, improves sleeping patterns, and provides mental clarity.
Physical Health and Wellness
Lately, yoga has become a woman-dominated industry as it offers a plethora of physical benefits to women. Also, regular yoga practice can help in managing menstrual health, lowering the symptoms of menopause, and improving overall women’s reproductive health. Several yoga poses, such, as ‘Surya Namaskar’ and ‘Veerbhadrasana,’ strengthen the body, enhance flexibility, and improve the spirit.
Boosts Confidence and Strength
Promoting self-awareness and inner strength positively impacts women’s personal and professional lives. Morning yoga exercises like the ‘Vrikshasana’ and the ‘Veerbhadrasana’ symbolize confidence, courage, and stability, fostering a strong connection between mind and body.
Preventive Health and Longevity
A proactive lifestyle results in fewer doctor visits, less need for medication, and lowers overall healthcare costs. Hence, promoting self-awareness and inner strength will positively impact women’s lives both personally and professionally.
How Yoga Contributes to Lower Health Insurance Costs
Here are three different ways yoga lowers your health insurance costs:
Lowering Health Insurance Premiums
A premium of health policy depends on several factors, including your medical history. If you are healthy, then you need to pay a lower premium comparatively. Daily yoga practice ensures your fitness and health. The asanas and pranayama rejuvenate your body and save you lots of money that could possibly be spent on healthcare expenses.
Avail No Claim Bonus
Staying healthy and performing morning yoga poses regularly keeps you away from illnesses, which means you don’t have to claim your policy within a policy period. Thus, you are eligible for the no-claim bonus for not claiming your policy as a reward. It boosts your sum insured without paying an extra premium. It can range from 10% to a maximum of 50% of the sum insured, subject to policy terms and conditions. Health insurance policies such as Care Supreme offer Cumulative Bonus where the sum insured increases up to 100%, which is a cheer for maintaining good health!
Wellness Benefits & Reduces Vulnerability
The treatment of critical illnesses like cancer, kidney failure, and heart attacks can cost you a fortune. Staying healthy through practising yoga reduces your vulnerability to contracting these critical illnesses at any stage of life. Additionally, if you keep yourself fit and comply with the insurer’s set criteria for wellness and preventative features, according to the guidelines issued by IRDAI, you’ll be eligible for the reward points. This feature enhances your insurance and, subsequently, encourages you to maintain a healthy lifestyle.
>> Click Here to Know About Health Insurance Premium Calculator
Other Ways to Reduce Health Insurance Costs
There are certainly other ways to turn down your health insurance costs, let’s have a look:
Affordable & Adequate Coverage
When buying health insurance, make sure you opt for a plan that best suits your needs and fits your budget. Choose add-ons or extra coverage mindfully as it can lead to higher premiums.
Buying Health Insurance in Your 20s
Early bird gets the worm, so, if you are in your 20s, you should consider purchasing health insurance to avoid hefty health insurance premiums. Your health insurer will charge you lower premiums as you are in the prime of your health years. Moreover, older people have to pay higher premiums for their health insurance policies due to their risk appetite.
Avoiding Life-threatening Addictions
If you are indulging yourself in unhealthy practices like smoking or drinking, you are threatening your life. Also, no form of physical activity would help you if you continue this sedentary lifestyle. It is so because these habits tend to cause critical illnesses, like cancer, heart diseases, and lung and liver problems, which will result in higher health insurance premiums. So, if you wish to have affordable health insurance premiums, refrain from such practices and maintain a healthy lifestyle.
Wrapping Up!
Following the International Yoga Day theme, let’s embrace yoga as an avenue to health and well-being for women. Over and above, by integrating yoga into our daily lives, we can enjoy multiple health benefits. Furthermore, meditation and yoga help us stay in the best of our health and thus, reduce the costs of our health insurance premiums.
So, unroll your mats today, follow the Yoga Day protocol, try some yoga moves, and join the world in celebrating World Yoga Day for a healthy, balanced, and empowered life.
>> Also Read: Benefits of Yoga for Cancer Patients
Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
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