How Yoga Lowers Health Insurance Costs

HEALTH INSURANCE



In the view of moving from transaction-based to wellness and prevention-based health care, it is wise to identify alternative treatments and therapies that are medically effective and affordable. Experts say that stress is a significant reason for lifestyle diseases. A dedicated yoga practice elevate body and mind, reduce stress, and improves your overall well-being. Over the past few years, mind-body interventions and the importance of yoga have increased. Yoga not only helps individuals, but yoga for corporate is also getting popular. It lessens the risk of critical illnesses and also lowers your health insurance costs. Let’s understand in detail how it is helpful:

Lower Premium

A premium of health policy depends on several factors, including your medical history. If you are healthy, then you need to pay a lower premium comparatively. Daily yoga practice ensures your fitness and health. The asanas and pranayama rejuvenate your body and save you lots of money.

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Extensive Coverage

Practicing yoga increases your immunity and reduces your health risk. You will get comprehensive coverage with minimal exclusions under your health insurance plan at an affordable premium. Coverage includes in-patient hospitalization, pre and post hospitalization, domiciliary hospitalization, daycare procedures, and even AYUSH treatment.

Avail No Claim Bonus

Staying healthy and doing yoga regularly keeps you away from illnesses. If you do not often claim during a policy year, then you can get no claim bonus as a reward. It increases your sum insured without paying extra premium. It can range from 10% to a maximum of 150% of the sum insured subject to policy terms and conditions. It is a cheer for your good health.

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Special Discounts

Your yoga spirits avail you of special discounts on your health insurance. It is so because yoga techniques reduce your stress level and help you to balance your mind and body. As a result, you stay at bay from different diseases. If you do not have any pre-existing diseases or medical history and meet the predefined criteria of fitness, you can get some special discounts on your premium.

Reduces Vulnerability 

The treatment of critical illnesses like cancer, kidney failure, and heart attack can cost you lakhs of rupees. Staying healthy through practicing the art of yoga reduces your vulnerability of contracting these critical illnesses at an early age. You can keep on renewing your health policy and avail of its coverage even after your retirement.

Takeaway

Therefore, yoga for corporates and homemakers is equally essential. It rejuvenates the body, mind, and spirit. Meditation and yoga help you stay in the pinkest of your health and reduce the costs of your medical insurance. Care Health Insurance (Formerly Religare Health Insurance) offers Arogya Sanjeevani Health Insurance with extensive coverage. If you are a healthy bird, you should opt for it at an affordable premium. So, keep practicing yoga and stay healthy and wealthy.