Fraud Alert! 10 Ways to Stay Away from Health Insurance False Promises


Fraud Alert! 10 Ways to Stay Away from Health Insurance False Promises

Different health insurance plans have several benefits‚ but health insurance fraud practices can rob consumers of these benefits. The cut-throat competition in the health insurance industry brings a win-win situation for the customers. However, as all the glitters are not the gold, same way, lucrative offers and low premium do not guarantee the right health insurance that serves your purpose. That's why it is wise to read about health insurance features and benefits thoroughly to avoid fraud in health insurance. 

How to Stay Alert?

These frauds in health insurance can lead to serious losses to the customers. Below are some ways you can keep at bay from these fraudulent activities and make the most out of your health insurance policy:

  • Compare the various health insurance features and benefits of the available plans and pick the one that suits your healthcare needs.
  • Read the online reviews and ratings given by the customers to check the pre and post-sales services of health insurance providers.
  • Use the health insurance premium calculator available online to get the right amount of premium to avoid paying those extra or hidden charges.
  • Go through the inclusions and exclusions of the policy carefully to check what all diseases/treatments/medical procedures are cover or do not cover under the policy coverage.
  • Ask about the non-medical benefits you can get in the policy, such as no claim bonus, unlimited automatic recharge, daily allowance, etc.
  • Check the list of network hospitals and the number of healthcare providers empaneled with the company.
  • Cross-check the claim settlement ratio of the company from the list provided by IRDAI every year.
  • Cashless hospitalization is the seamless feature of health insurance, but it is not available for all medical expenses. Expenses like pre and post-hospitalization, ambulance expenses, etc., are settled on a reimbursement basis. 
  • Check the plan's eligibility criteria and whether it offers lifelong renewability to avoid the hassle of buying the policy again and again.
  • Choose add-ons wisely as per your healthcare needs; these are beneficial and help to enhance the policy coverage.


The health insurance industry is growing, and companies want to have many happy customers on their list. We recommend wisely choosing your trustworthy health insurance partner who deals with customers transparently and guides them at every step.  We serve the nation with a 95.2% claim settlement ratio and gaining the trust of our new and existing customers every day. Don't worry about your family health; secure them with us and stay stress-free. 

Disclaimer: The above information is for awareness purposes and not related to any specific entity.

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