None of us ever anticipates falling sick on an international trip or facing any medical or non-medical emergency. Unfortunately, travelling does expose us to many such risks, and we cannot overlook them. The novel coronavirus disease has heightened the health risks for overseas travellers since its outbreak in 2019. The COVID-19 vaccine gives a glimmer of hope to the entire world. However, the fight against the virus is not yet over. As countries are resuming international flights, securing one’s trip with a coronavirus travel insurance cover is a decision you ought to make without a second thought.
If you have an international trip scheduled for this year, you can secure it by opting for an online travel insurance policy. Care offers ‘Explore’, a comprehensive international travel plan with COVID-19 covered. You can now choose a customised destination-specific travel plan covering various medical expenses, including in-patient and out-patient care. A travel policy also keeps you protected against some travel-related inconveniences like trip delays, loss of passport or checked-in baggage, & trip cancellation.
About Coronavirus Travel Insurance
The pandemic has impacted several areas of people’s lives and the way they travel globally. Several domestic and international flight operations in India were suspended after the nationwide lockdown in March 2020. The restrictions have been eased now, but there are still concerns over the rising COVID-19 cases in the country.
Given the situation, one should consider all the safety precautions. Hence, a coronavirus travel insurance policy proves to be a safety shield in these times of uncertainties and health risks. COVID-19 cover is a vital feature that you should check when getting a travel cover for your next trip abroad. With a travel policy to protect you, dealing with any untoward situation will not be stressful.
>>Read: Everything About Coronavirus: Symptoms, Causes and Treatment
Hospitalization due to Coronavirus
Facing an emergency hospitalization due to an illness can be an uncomfortable experience, especially if you are all alone on a trip abroad. Your domestic health insurance may not be useful in such a situation. Besides, healthcare expenses can be quite unaffordable and severely damage your finances. That is why purchasing travel medical insurance becomes necessary.
Further, imagine a case when a person is infected with COVID-19. Would the travel policy cover the hospitalization expenses? The answer is yes. A coronavirus travel insurance policy will provide coverage for emergency hospitalization and medical treatment expenses, subject to the policy terms and conditions.
>>Also Read: How You Can Plan New International Travel Itinerary Post Pandemic
Things to Note Before Buying Travel Insurance with COVID-19 Cover
Before you start an international journey, considering various aspects like the trip duration, the destination you are heading to, and the nature of your trip helps you pick a customised travel policy. More importantly, do check if the policy you have selected for your much-awaited trip covers you against coronavirus.
A travel policy may not cover expenses incurred for quarantine or isolation. So, you must review the policy inclusions & exclusions and read the terms and conditions when selecting travel insurance with COVID-19 cover. That will help you avoid any costly mistakes while filing an online travel insurance claim. Finally, understanding the right coverage amount you would need will help prevent any financial stress during the trip.
Getting a travel cover online does not involve any tedious procedures. You can visit our official portal, select a region-specific travel policy, and pay the premium through a secure payment mode.
Disclaimer: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.
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