Rains during the monsoon bring cheers on millions of faces. On the other hand, you have to be extra careful about your health in the rainy season. There are high chances of water and vector-borne viral diseases breaking out. People with low immunity, senior citizens, and children are more prone to dengue, malaria, and other skin infections that create severe problems if not treated well. Health insurance is vital in such a scenario that helps you get the best treatment if you fall sick due to heavy rains. It covers your hospitalization and medication expenses for several diseases like dengue, malaria, hepatitis, etc.
If you are looking for the best health insurance read about the monsoon discounts you can get:
Family Discount- It is a discount that you can get when you covered two to six family members of your family in the same health insurance policy. It is on an individual sum insured basis.
Cross-Sell & Loyalty Discount- You can avail of this discount if you have any continuing retail policy for the last six months. It is more like a reward for your loyalty for continuation.
Discount for Multi-year Policies- Based on single premium, you are also entitled to a discount on multi-year policies:
- For 2 year rate = 7.50%
- For 3 year rate= 10.00%
Discount in Premium for Deductible- Deductible is the claim amount that has to be paid by you as a policyholder. Under the best health insurance that we offer, if you choose the deductible, you are eligible for a discount in premium subject to policy terms & conditions.
Discount on Long Term Health Insurance Plans- It is always beneficial to invest in long-term health insurance policies. You can reap the benefits in the long run and get the discounts on the premium.
Discount on Copayment- After attaining 61 years of age or if the eldest insured person is 61 years in case of a family floater, you get option only on subsequent renewal. You can choose 20% per claim as a copayment option to get a 20% discount on the premium payable.
Health & Wellness Discounts- Under health and wellness, you may avail discounts primarily on the OPD Consultations, Diagnostics, and Pharmacy. But, it should be with our network service providers that impaneled with us.
How the Best Health Insurance is Helpful in Monsoon
Monsoon is always a welcome relief from scorching summers. However, it also brings a host of vector and water-borne diseases, viral infections, creates respiratory problems, etc. Read how health insurance is helpful:
- Cover in-patient hospitalization
- Pre and post hospitalization medical expenses
- Immediate cashless hospitalization
- Cover alternative treatments
- Second opinion and domiciliary hospitalization
- Vaccination cover
- Treatment in Network Hospitals
- Hassle-free claim settlement
Therefore, we at Care Health Insurance (Formerly Religare Health Insurance) always try to make buying a health insurance policy an affordable experience for our customers not only for Monsoon season but at any time. Our Care Advantage Health Insurance Policy is a comprehensive health insurance product that is a perfect fit all. It is the best health insurance with a unique feature, “smart select.”Under this feature, you can get a 15% discount on the premium payable subject to policy terms & conditions. So, do not wait, grab these discounts now and enjoy every bit of monsoon healthily.