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Insurance for Everyone Starting at ₹21/day^

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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Tamil Nadu is one of the largest states in south India. The capital city, Chennai, is known as the ‘Health Capital of India’. It is a sought-after destination for people across the globe who come here for quality medical treatment. Tamil Nadu has a well-developed health infrastructure comprising of government-run hospitals, top-rated private hospitals, clinics, diagnostic centres, super-speciality hospitals, etc. These healthcare centres have world-class medical equipment and qualified medical professionals. Moreover, the government has actively focused on enhancing primary healthcare services and has steered various health programmes. 

There is easy access to medical facilities. At the same time, there has also been an increasing number of ailments affecting urban dwellers. Lifestyle diseases and pollution-induced respiratory illnesses have affected lakhs of people. Medical treatment in private hospitals is expensive. Therefore, people in Tamil Nadu can benefit by investing in health insurance plans. Further, the cashless treatment feature is the main advantage that reduces the burden of paying medical bills from one’s pocket. Care Health Insurance has several cashless network hospitals in Tamil Nadu where one can get cashless treatment and lead a healthy & worry-free life. 

The Need for Health Insurance in Tamil Nadu

As people living in the cities lead a hectic lifestyle, they have become susceptible to various health problems. Diabetes, cancer, hypertension, cardiovascular diseases, etc. are some severe medical conditions which can occur due to multiple reasons, including poor lifestyle and family medical history. It is, therefore, necessary to get health insurance as it provides financial protection during medical emergencies. Choosing the best medical insurance will give people in Tamil Nadu a vital cushion to prevent their savings from draining out. Additionally, a medical insurance policy covers a host of related medical expenses besides hospitals bills, including OPD costs, ambulance, and pre-and-post hospitalization medical expenses. 

Cashless Treatment

Cashless payments are popular as they are secure, paperless and faster. The cashless treatment facility in health insurance also proves beneficial for insured persons since there is no paperwork involved or any filing of claims for reimbursement. Cash payment of hospital bills can be financially stressful for a family during any medical emergency. However, under the cashless facility, the insurer directly pays the hospital bills on behalf of the insured, subject to policy terms and conditions. A policyholder can quickly get admission in any network hospital using a health card and access medical treatment. One should note that this facility is only available at a hospital listed under the insurer’s network. 

Tips to Consider Before Buying Health Insurance in Tamil Nadu

Healthcare needs vary from one individual to another, even within the same family. So, when opting for the best medical insurance in Tamil Nadu, there are some crucial factors you should keep in mind:

  • Choose a policy considering your age, medical conditions, number of members in a family, etc.
  • Pick the right sum insured so that you get cover for your major expenses
  • Check for the presence of network hospitals of the insurer in your location
  • Ensure your policy has features like lifetime renewability, annual health check-ups, etc.
  • Always read the policy terms including exclusions and waiting period
  • Go for an insurer that has the best claim settlement ratio

Click to know about Care Health Claim Settlement Ratio

How to Avail Cashless Treatment in Tamil Nadu?

To avail the cashless treatment facility at any network hospital in Tamil Nadu, the insured person should follow the below-mentioned steps: 

  • Choose any network hospital in Tamil Nadu for treatment
  • Inform us about hospitalization as per the time specified
  • Submit the duly-signed pre-authorisation form at the hospital insurance desk
  • Provide all supporting documents including health card
  • After verification of documents, the claim management team will send an approval
  • If required, the claim management team may raise a query
  • Upon approval, the medical bills will be settled, as per the policy terms and conditions

The insured person should notify the insurance company within 24 hours in case of emergency hospitalization and 48 hours prior to admission in case of planned hospitalization.

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Look for the best health plan that suits your need!



  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

List of Cashless Network Hospitals in Tamil Nadu

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


38 Lakh+ Claims Settled**



**Number of claims settled as of 30th June 2023       *India Insurance Summit & Awards 2023

Benefits of Health Insurance in Tamil Nadu

It is better to buy the best health insurance policy since healthcare costs are mounting steadily. Some of the key benefits include: 

Click here to know more about tax benefits

Why Should You Choose *Care Health Insurance Company in Tamil Nadu?

Care Health insurance is a leading health insurer in India providing a variety of health insurance products catering to diverse customer needs. It has a strong presence with 9747+ cashless network hospitals across the country.

Opting for the best health insurance is a must so that you can be stress-free about your medical expenses. If you are seeking health insurance agents in Tamil Nadu, then your search ends here! CHI is a one-stop solution for your health insurance needs. Visit the company website and browse through various health plans. Get professional support and get a customised policy at your comfort. You can pay the premium online, renew policies, and track your claim status in a few clicks! CHI has a track record of providing hassle-free claim settlement. For further assistance and expert guidance, reach out to the customer support team. 

Opt for the best health insurance policy and secure your health today.


Q.Which expenses will be covered under the in-patient care coverage?

With the Care Health Insurance plan, all expenses from the day of hospitalisation until discharge will be covered under the in-patient care coverage. These include hospital room rent and/or ICU room rent, nursing expenses, Surgeon's and Doctor's fees, Anesthesia charges, blood-bank charges, oxygen, Operation theatre charges, and all expenses covered up to the SI.

Q.How will get coverage for in-patient care coverage?

You may choose to get cashless hospitalisation at any of our network hospitals in Tamil Nadu if you are admitted there for 24 hours or more. Otherwise, you may claim reimbursement of hospitalisation expenses after paying the bills.

Q.Will my claim be rejected if my hospitalisation was for less than 24 hours?

Not at all! With Care Health Insurance, you also get coverage of the specified daycare treatments without mandatory hospitalisation. Such treatments include Oral chemotherapy, Robotic surgeries, Stem cell therapy etc. You can refer to the policy prospectus to know the list admissible of all daycare treatment procedures.

Q.Can I use the recharge if my Sum Insured for the same illness?

Yes, the entire amount of the Auto Recharge of the Sum Insured in Care Health Insurance can be utilized for the same illness as well as for a different Illness.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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